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Upturn AI SWOT - About
FAF 
First American Corporation (FAF)
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Upturn Advisory Summary
06/30/2025: FAF (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
4 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $77
1 Year Target Price $77
| 2 | Strong Buy |
| 1 | Buy |
| 1 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -12.97% | Avg. Invested days 26 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 06/30/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 6.30B USD | Price to earnings Ratio 40.28 | 1Y Target Price 77 |
Price to earnings Ratio 40.28 | 1Y Target Price 77 | ||
Volume (30-day avg) 4 | Beta 1.25 | 52 Weeks Range 50.63 - 69.10 | Updated Date 06/30/2025 |
52 Weeks Range 50.63 - 69.10 | Updated Date 06/30/2025 | ||
Dividends yield (FY) 3.53% | Basic EPS (TTM) 1.52 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 2.52% | Operating Margin (TTM) 8.33% |
Management Effectiveness
Return on Assets (TTM) 1.47% | Return on Equity (TTM) 3.26% |
Valuation
Trailing PE 40.28 | Forward PE 9.38 | Enterprise Value 6704367000 | Price to Sales(TTM) 1 |
Enterprise Value 6704367000 | Price to Sales(TTM) 1 | ||
Enterprise Value to Revenue 1.07 | Enterprise Value to EBITDA - | Shares Outstanding 102900000 | Shares Floating 99050511 |
Shares Outstanding 102900000 | Shares Floating 99050511 | ||
Percent Insiders 3.69 | Percent Institutions 91 |
Analyst Ratings
Rating 2 | Target Price 77 | Buy 1 | Strong Buy 2 |
Buy 1 | Strong Buy 2 | ||
Hold 1 | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
First American Corporation
Company Overview
History and Background
First American Corporation traces its roots back to 1889 with the establishment of Orange County Title Company. Over the years, it expanded through acquisitions and organic growth, evolving into a leading provider of title insurance and related services.
Core Business Areas
- Title Insurance and Services: Provides title insurance policies that protect real estate owners and lenders against losses from defects in title, fraud, and other title-related issues. Also offers closing and settlement services.
- Specialty Insurance: Offers property and casualty insurance, as well as home warranty products and services. This segment diversifies their offerings within the real estate market.
- Data and Analytics: Provides property data, analytics, and automated valuation services to real estate professionals, lenders, and other industries.
Leadership and Structure
The company is led by Ken DeGiorgio, Chief Executive Officer. The organizational structure includes various business segments, each headed by senior executives, reporting to the CEO. There is a board of directors providing overall governance.
Top Products and Market Share
Key Offerings
- Title Insurance: Provides protection against losses from title defects. First American has a significant market share in the US title insurance market. Competitors include Fidelity National Financial (FNF), Stewart Information Services (STC), and Old Republic International (ORI).
- Closing and Settlement Services: Facilitates real estate transactions through escrow, closing, and settlement services. Market share is correlated with their title insurance market share. Competitors include large title companies and smaller independent settlement firms.
- Property Data and Analytics: Offers data and analytics solutions for property valuation, risk assessment, and market insights. Competitors include CoreLogic, Black Knight, and ATTOM Data Solutions.
Market Dynamics
Industry Overview
The title insurance industry is cyclical and tied to the real estate market. It is influenced by interest rates, housing inventory, and overall economic conditions. Increasing digitization and automation are transforming the industry.
Positioning
First American Corporation is a major player in the title insurance and settlement services industry, known for its brand recognition, extensive network, and financial strength. They hold a leadership position but face strong competition.
Total Addressable Market (TAM)
The TAM for title insurance and related services is estimated to be in the tens of billions of dollars annually in the US. First American Corporation is positioned to capture a significant portion of this market.
Upturn SWOT Analysis
Strengths
- Strong Brand Reputation
- Extensive Distribution Network
- Financial Strength
- Technological Investments
- Diversified Product Offerings
Weaknesses
- Sensitivity to Real Estate Cycles
- High Operating Costs
- Exposure to Claims and Litigation
- Dependence on Acquisitions for Growth
Opportunities
- Expansion into New Geographies
- Development of Innovative Technology Solutions
- Growth in Refinance Market
- Increased Demand for Data and Analytics
- Strategic Acquisitions
Threats
- Economic Downturn and Housing Market Decline
- Increased Competition
- Regulatory Changes
- Cybersecurity Risks
- Interest Rate Fluctuations
Competitors and Market Share
Key Competitors
- FNF
- STC
- ORI
Competitive Landscape
First American has a strong brand and extensive network, providing a competitive edge. However, competitors also have strong market positions and similar service offerings. Technological innovation and customer service are key differentiators.
Major Acquisitions
Docutech
- Year: 2020
- Acquisition Price (USD millions): 350
- Strategic Rationale: Expanded First American's digital mortgage solutions and enhanced its ability to streamline the loan origination process.
Growth Trajectory and Initiatives
Historical Growth: Historical growth has been tied to the performance of the real estate market, with periods of rapid growth followed by slowdowns.
Future Projections: Future growth projections depend on economic conditions and the company's ability to innovate and expand its offerings.
Recent Initiatives: Recent initiatives include investments in technology, expansion of data and analytics capabilities, and strategic acquisitions.
Summary
First American Corporation is a major player in the title insurance industry with a strong brand and extensive network. Its performance is closely tied to the real estate market, making it vulnerable to economic cycles. Investments in technology and strategic acquisitions are key to future growth. Threats include increased competition and regulatory changes.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Filings
- Industry Reports
- Analyst Estimates
Disclaimers:
The information provided is for informational purposes only and does not constitute financial advice. Market share data and projections are estimates and may not be precise.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About First American Corporation
Exchange NYSE | Headquaters Santa Ana, CA, United States | ||
IPO Launch date 2010-05-28 | CEO - | ||
Sector Financial Services | Industry Insurance - Specialty | Full time employees 19038 | Website https://www.firstam.com |
Full time employees 19038 | Website https://www.firstam.com | ||
First American Financial Corporation, through its subsidiaries, provides financial services. It operates through Title Insurance and Services, and Home Warranty segments. The Title Insurance and Services segment issues title insurance policies on residential and commercial property, as well as offers related products and services internationally. This segment also provides closing and/or escrow services; products, services, and solutions to mitigate risk or otherwise facilitate real estate transactions; appraisals and other valuation-related products and services; lien release, document custodial, and default-related products and services; document generation services; warehouse lending services; and subservices mortgage loans; as well as banking, trust, and wealth management services. In addition, it accommodates tax-deferred exchanges of real estate; and maintains, manages, and provides access to title plant data and records. This segment offers its products through a network of direct operations and agents in various states and in the District of Columbia, as well as in Canada, the United Kingdom, Australia, New Zealand, South Korea, and internationally. The Home Warranty segment provides home warranty products, including residential service contracts that cover residential systems, such as heating and air conditioning systems, and various appliances against failures that occur as the result of normal usage during the coverage period. This segment operates in various states and the District of Columbia. First American Financial Corporation was founded in 1889 and is based in in Santa Ana, California.
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