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First American Corporation (FAF)

Upturn stock ratingUpturn stock rating
$65.42
Last Close (24-hour delay)
Profit since last BUY4.4%
upturn advisory
Consider higher Upturn Star rating
BUY since 17 days
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Upturn Advisory Summary

08/28/2025: FAF (1-star) has a low Upturn Star Rating. Not recommended to BUY.

Upturn Star Rating

rating

Not Recommended Performance

These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.

Number of Analysts

rating

4 Analysts rated it

Very few follow this stock; limited insights, higher-risk early investing.

1 Year Target Price $77

1 Year Target Price $77

Analysts Price Target For last 52 week
$77 Target price
52w Low $53.09
Current$65.42
52w High $69.1

Analysis of Past Performance

Type Stock
Historic Profit -17.93%
Avg. Invested days 26
Today’s Advisory Consider higher Upturn Star rating
Upturn Star Rating Upturn stock ratingUpturn stock rating
Upturn Advisory Performance Upturn Advisory Performance 3.0
Stock Returns Performance Upturn Returns Performance 1.0
Upturn Profits based on simulationUpturn Profits based on simulation Profits based on simulation
Upturn Profits based on simulationUpturn Profits based on simulation Last Close 08/28/2025

Key Highlights

Company Size Mid-Cap Stock
Market Capitalization 6.78B USD
Price to earnings Ratio 35.95
1Y Target Price 77
Price to earnings Ratio 35.95
1Y Target Price 77
Volume (30-day avg) 4
Beta 1.26
52 Weeks Range 53.09 - 69.10
Updated Date 08/28/2025
52 Weeks Range 53.09 - 69.10
Updated Date 08/28/2025
Dividends yield (FY) 3.24%
Basic EPS (TTM) 1.82

Analyzing Revenue: Products, Geography and Growth

Revenue by Products

Product revenue - Year on Year

Revenue by Geography

Geography revenue - Year on Year

Earnings Date

Report Date -
When -
Estimate -
Actual -

Profitability

Profit Margin 2.9%
Operating Margin (TTM) 12.67%

Management Effectiveness

Return on Assets (TTM) 1.59%
Return on Equity (TTM) 3.84%

Valuation

Trailing PE 35.95
Forward PE 9.38
Enterprise Value 7182662000
Price to Sales(TTM) 1.04
Enterprise Value 7182662000
Price to Sales(TTM) 1.04
Enterprise Value to Revenue 1.1
Enterprise Value to EBITDA -
Shares Outstanding 101800000
Shares Floating 97950942
Shares Outstanding 101800000
Shares Floating 97950942
Percent Insiders 3.72
Percent Institutions 93.34

ai summary icon Upturn AI SWOT

First American Corporation

stock logo

Company Overview

overview logo History and Background

First American Corporation traces its roots back to 1889 with the establishment of Orange County Title Company. It has evolved into a leading provider of title insurance, settlement services, and risk solutions for real estate transactions.

business area logo Core Business Areas

  • Title Insurance and Services: Offers title insurance policies that protect lenders and homeowners against loss from defects, liens, or other title matters. Also provides related services such as escrow, closing, and recording services.
  • Specialty Insurance: Includes property and casualty insurance, and home warranty products.
  • Data and Analytics: Provides property data and analytics solutions used in real estate valuations, risk management, and fraud prevention.

leadership logo Leadership and Structure

Ken DeGiorgio is the Chief Executive Officer. The company has a hierarchical structure with various departments reporting to executive leadership.

Top Products and Market Share

overview logo Key Offerings

  • Market Share (%): 20.3
  • Title Insurance: Protects against losses due to title defects or disputes. First American holds a significant market share in the title insurance industry. Competitors include Fidelity National Financial, Stewart Information Services, and Old Republic International.
  • Market Share (%): 18
  • Settlement Services: Provides escrow, closing, and other settlement services essential for real estate transactions. The market is highly competitive. Competitors include Fidelity National Financial, Stewart Information Services.
  • Market Share (%): 10
  • Property Data and Analytics: Offers data and analytics solutions for real estate risk assessment and valuation. Competitors include CoreLogic, Black Knight, and ATTOM Data Solutions.

Market Dynamics

industry overview logo Industry Overview

The title insurance industry is influenced by housing market trends, interest rates, and regulatory changes. Demand correlates with real estate transaction volumes.

Positioning

First American Corporation is a leading player in the title insurance and settlement services industry, known for its brand recognition and extensive network.

Total Addressable Market (TAM)

The total addressable market for title insurance and settlement services is estimated to be around $25 billion. First American Corporation is positioned to capture a substantial portion of this TAM.

Upturn SWOT Analysis

Strengths

  • Strong brand reputation
  • Extensive network of agents and offices
  • Established market presence
  • Diversified product portfolio

Weaknesses

  • Exposure to housing market cycles
  • Susceptibility to interest rate fluctuations
  • Dependence on real estate transaction volume
  • Technology Integration

Opportunities

  • Expansion into new geographic markets
  • Development of innovative digital solutions
  • Strategic acquisitions to enhance market share
  • Leveraging data analytics for improved risk assessment

Threats

  • Increased competition from existing players
  • Emergence of new technologies disrupting the industry
  • Regulatory changes impacting title insurance practices
  • Economic downturn leading to reduced real estate activity

Competitors and Market Share

competitor logo Key Competitors

  • FNF
  • STC
  • REI

Competitive Landscape

First American Corporation faces intense competition from other major title insurance companies. Its competitive advantage lies in its brand reputation, distribution network, and diversified service offerings.

Major Acquisitions

Docutech

  • Year: 2020
  • Acquisition Price (USD millions): 350
  • Strategic Rationale: Expanded First American's digital mortgage capabilities and enhanced its technology platform.

Growth Trajectory and Initiatives

Historical Growth: First American Corporation has experienced moderate growth over the past decade, primarily driven by real estate market expansion.

Future Projections: Analyst projections suggest continued growth, contingent on housing market stability and strategic initiatives.

Recent Initiatives: Investments in digital technologies and expansion into adjacent markets are key strategic initiatives.

Summary

First American Corporation is a well-established player in the title insurance industry. Its strength lies in its brand recognition and extensive network. However, it's susceptible to housing market cycles. Investing in digital solutions and diversifying revenue streams are critical for future growth.

Peer Comparison

Sources and Disclaimers

Data Sources:

  • Company Filings (SEC)
  • Industry Reports
  • Analyst Estimates
  • Company Press Releases

Disclaimers:

The information provided is for informational purposes only and does not constitute financial advice. Market conditions and company performance are subject to change. Consider contacting a financial professional for investment advice.

Upturn AI SummarizationUpturn AI Summarization AI Summarization is directionally correct and might not be accurate.

Upturn AI SummarizationUpturn AI Summarization Summarized information shown could be a few years old and not current.

Upturn AI SummarizationUpturn AI Summarization Fundamental Rating based on AI could be based on old data.

Upturn AI SummarizationUpturn AI Summarization AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.

About First American Corporation

Exchange NYSE
Headquaters Santa Ana, CA, United States
IPO Launch date 2010-05-28
CEO -
Sector Financial Services
Industry Insurance - Specialty
Full time employees 19038
Full time employees 19038

First American Financial Corporation, through its subsidiaries, provides financial services. It operates through Title Insurance and Services, and Home Warranty segments. The Title Insurance and Services segment issues title insurance policies on residential and commercial property, as well as offers related products and services internationally. This segment also provides closing and/or escrow services; products, services, and solutions to mitigate risk or otherwise facilitate real estate transactions; appraisals and other valuation-related products and services; lien release, document custodial, and default-related products and services; document generation services; warehouse lending services; and subservices mortgage loans; as well as banking, trust, and wealth management services. In addition, it accommodates tax-deferred exchanges of real estate; and maintains, manages, and provides access to title plant data and records. This segment offers its products through a network of direct operations and agents in various states and in the District of Columbia, as well as in Canada, the United Kingdom, Australia, New Zealand, South Korea, and internationally. The Home Warranty segment provides home warranty products, including residential service contracts that cover residential systems, such as heating and air conditioning systems, and various appliances against failures that occur as the result of normal usage during the coverage period. This segment operates in various states and the District of Columbia. First American Financial Corporation was founded in 1889 and is based in in Santa Ana, California.