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Upturn AI SWOT - About
FAF 
First American Corporation (FAF)
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Upturn Advisory Summary
08/12/2025: FAF (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
4 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $77
1 Year Target Price $77
| 2 | Strong Buy |
| 1 | Buy |
| 1 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -19.15% | Avg. Invested days 24 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 08/12/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 6.42B USD | Price to earnings Ratio 34.65 | 1Y Target Price 77 |
Price to earnings Ratio 34.65 | 1Y Target Price 77 | ||
Volume (30-day avg) 4 | Beta 1.26 | 52 Weeks Range 53.09 - 69.10 | Updated Date 08/12/2025 |
52 Weeks Range 53.09 - 69.10 | Updated Date 08/12/2025 | ||
Dividends yield (FY) 3.44% | Basic EPS (TTM) 1.82 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date 2025-07-22 | When Before Market | Estimate 1.39 | Actual 1.53 |
Profitability
Profit Margin 2.9% | Operating Margin (TTM) 12.67% |
Management Effectiveness
Return on Assets (TTM) 1.59% | Return on Equity (TTM) 3.84% |
Valuation
Trailing PE 34.65 | Forward PE 9.38 | Enterprise Value 6824326000 | Price to Sales(TTM) 0.99 |
Enterprise Value 6824326000 | Price to Sales(TTM) 0.99 | ||
Enterprise Value to Revenue 1.05 | Enterprise Value to EBITDA - | Shares Outstanding 101800000 | Shares Floating 97949924 |
Shares Outstanding 101800000 | Shares Floating 97949924 | ||
Percent Insiders 3.73 | Percent Institutions 92.63 |
Upturn AI SWOT
First American Corporation
Company Overview
History and Background
First American Corporation traces its roots back to 1889 with the establishment of Orange County Title Company. It has evolved into a leading provider of title insurance, settlement services, and risk solutions for real estate transactions.
Core Business Areas
- Title Insurance and Services: Offers title insurance policies that protect lenders and homeowners against loss from defects, liens, or other title matters. Also provides related services such as escrow, closing, and recording services.
- Specialty Insurance: Includes property and casualty insurance, and home warranty products.
- Data and Analytics: Provides property data and analytics solutions used in real estate valuations, risk management, and fraud prevention.
Leadership and Structure
Ken DeGiorgio is the Chief Executive Officer. The company has a hierarchical structure with various departments reporting to executive leadership.
Top Products and Market Share
Key Offerings
- Market Share (%): 20.3
- Title Insurance: Protects against losses due to title defects or disputes. First American holds a significant market share in the title insurance industry. Competitors include Fidelity National Financial, Stewart Information Services, and Old Republic International.
- Market Share (%): 18
- Settlement Services: Provides escrow, closing, and other settlement services essential for real estate transactions. The market is highly competitive. Competitors include Fidelity National Financial, Stewart Information Services.
- Market Share (%): 10
- Property Data and Analytics: Offers data and analytics solutions for real estate risk assessment and valuation. Competitors include CoreLogic, Black Knight, and ATTOM Data Solutions.
Market Dynamics
Industry Overview
The title insurance industry is influenced by housing market trends, interest rates, and regulatory changes. Demand correlates with real estate transaction volumes.
Positioning
First American Corporation is a leading player in the title insurance and settlement services industry, known for its brand recognition and extensive network.
Total Addressable Market (TAM)
The total addressable market for title insurance and settlement services is estimated to be around $25 billion. First American Corporation is positioned to capture a substantial portion of this TAM.
Upturn SWOT Analysis
Strengths
- Strong brand reputation
- Extensive network of agents and offices
- Established market presence
- Diversified product portfolio
Weaknesses
- Exposure to housing market cycles
- Susceptibility to interest rate fluctuations
- Dependence on real estate transaction volume
- Technology Integration
Opportunities
- Expansion into new geographic markets
- Development of innovative digital solutions
- Strategic acquisitions to enhance market share
- Leveraging data analytics for improved risk assessment
Threats
- Increased competition from existing players
- Emergence of new technologies disrupting the industry
- Regulatory changes impacting title insurance practices
- Economic downturn leading to reduced real estate activity
Competitors and Market Share
Key Competitors
- FNF
- STC
- REI
Competitive Landscape
First American Corporation faces intense competition from other major title insurance companies. Its competitive advantage lies in its brand reputation, distribution network, and diversified service offerings.
Major Acquisitions
Docutech
- Year: 2020
- Acquisition Price (USD millions): 350
- Strategic Rationale: Expanded First American's digital mortgage capabilities and enhanced its technology platform.
Growth Trajectory and Initiatives
Historical Growth: First American Corporation has experienced moderate growth over the past decade, primarily driven by real estate market expansion.
Future Projections: Analyst projections suggest continued growth, contingent on housing market stability and strategic initiatives.
Recent Initiatives: Investments in digital technologies and expansion into adjacent markets are key strategic initiatives.
Summary
First American Corporation is a well-established player in the title insurance industry. Its strength lies in its brand recognition and extensive network. However, it's susceptible to housing market cycles. Investing in digital solutions and diversifying revenue streams are critical for future growth.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Filings (SEC)
- Industry Reports
- Analyst Estimates
- Company Press Releases
Disclaimers:
The information provided is for informational purposes only and does not constitute financial advice. Market conditions and company performance are subject to change. Consider contacting a financial professional for investment advice.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About First American Corporation
Exchange NYSE | Headquaters Santa Ana, CA, United States | ||
IPO Launch date 2010-05-28 | CEO - | ||
Sector Financial Services | Industry Insurance - Specialty | Full time employees 19038 | Website https://www.firstam.com |
Full time employees 19038 | Website https://www.firstam.com | ||
First American Financial Corporation, through its subsidiaries, provides financial services. It operates through Title Insurance and Services, and Home Warranty segments. The Title Insurance and Services segment issues title insurance policies on residential and commercial property, as well as offers related products and services internationally. This segment also provides closing and/or escrow services; products, services, and solutions to mitigate risk or otherwise facilitate real estate transactions; appraisals and other valuation-related products and services; lien release, document custodial, and default-related products and services; document generation services; warehouse lending services; and subservices mortgage loans; as well as banking, trust, and wealth management services. In addition, it accommodates tax-deferred exchanges of real estate; and maintains, manages, and provides access to title plant data and records. This segment offers its products through a network of direct operations and agents in various states and in the District of Columbia, as well as in Canada, the United Kingdom, Australia, New Zealand, South Korea, and internationally. The Home Warranty segment provides home warranty products, including residential service contracts that cover residential systems, such as heating and air conditioning systems, and various appliances against failures that occur as the result of normal usage during the coverage period. This segment operates in various states and the District of Columbia. First American Financial Corporation was founded in 1889 and is based in in Santa Ana, California.
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