Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
Help & Tutorial 
Cancel anytime
- Chart
- Upturn Summary
- Highlights
- Revenue
- Valuation
Upturn AI SWOT - About
FAF 
First American Corporation (FAF)
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- Pass (Skip investing)
Stock price based on last close (see disclosures)
- ALL
- YEAR
- MONTH
- WEEK
Upturn Advisory Summary
10/15/2025: FAF (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
4 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $77.25
1 Year Target Price $77.25
| 2 | Strong Buy |
| 1 | Buy |
| 1 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -18.65% | Avg. Invested days 28 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 10/15/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 6.14B USD | Price to earnings Ratio 32.41 | 1Y Target Price 77.25 |
Price to earnings Ratio 32.41 | 1Y Target Price 77.25 | ||
Volume (30-day avg) 4 | Beta 1.28 | 52 Weeks Range 52.65 - 68.53 | Updated Date 10/14/2025 |
52 Weeks Range 52.65 - 68.53 | Updated Date 10/14/2025 | ||
Dividends yield (FY) 3.66% | Basic EPS (TTM) 1.86 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date 2025-10-22 | When - | Estimate 1.36 | Actual - |
Profitability
Profit Margin 2.9% | Operating Margin (TTM) 12.67% |
Management Effectiveness
Return on Assets (TTM) 1.59% | Return on Equity (TTM) 3.84% |
Valuation
Trailing PE 32.41 | Forward PE 9.38 | Enterprise Value 6895586000 | Price to Sales(TTM) 0.94 |
Enterprise Value 6895586000 | Price to Sales(TTM) 0.94 | ||
Enterprise Value to Revenue 1.06 | Enterprise Value to EBITDA - | Shares Outstanding 101800000 | Shares Floating 97956032 |
Shares Outstanding 101800000 | Shares Floating 97956032 | ||
Percent Insiders 3.72 | Percent Institutions 94.23 |
Upturn AI SWOT
First American Corporation
Company Overview
History and Background
First American Corporation was founded in 1889 as Orange County Title Company. It has grown through acquisitions and organic expansion to become a leading provider of title insurance and settlement services.
Core Business Areas
- Title Insurance and Services: Provides title insurance policies and related services to protect real estate owners and lenders against losses from defects in title.
- Specialty Insurance: Offers property and casualty insurance, and other specialty insurance products, primarily in the residential real estate market.
- Data and Analytics: Provides data and analytic solutions for the real estate and mortgage industries, including property information, risk management tools, and valuation services.
Leadership and Structure
Ken DeGiorgio serves as the Chief Executive Officer. The company operates with a hierarchical structure with various business units reporting to executive leadership.
Top Products and Market Share
Key Offerings
- Market Share (%): 20
- Title Insurance Policies: Title insurance is the core product, providing protection against financial loss from title defects. First American has a significant market share, estimated at around 20%. Competitors include Fidelity National Financial, Stewart Information Services, and Old Republic International.
- Closing and Settlement Services: Facilitates real estate transactions by providing escrow, closing, and settlement services. Market share data for this specific product is not readily available. Key players are WFG National Title Insurance Company and Doma.
- Market Share (%):
- Market Share (%):
- Property Data and Analytics: Offers property data and analytics solutions used in real estate valuation, risk assessment, and mortgage origination. Competitors include CoreLogic and Black Knight.
Market Dynamics
Industry Overview
The title insurance industry is influenced by housing market trends, interest rates, and regulatory changes. The industry experiences cyclicality correlated with real estate cycles.
Positioning
First American is a major player in the title insurance and settlement services market, with a strong brand reputation and extensive distribution network. Its competitive advantage lies in its data assets, brand recognition, and wide distribution.
Total Addressable Market (TAM)
The estimated TAM for the U.S. title insurance market is roughly $20 billion annually. First American is well-positioned to capture a significant portion of this market.
Upturn SWOT Analysis
Strengths
- Strong brand recognition
- Extensive distribution network
- Large data assets
- Experienced management team
Weaknesses
- Exposure to cyclical housing market
- Dependence on mortgage origination volume
- Susceptibility to claims expenses
- Complexity of operations
Opportunities
- Expansion into new geographic markets
- Development of new data and analytics products
- Increased demand for digital solutions
- Strategic acquisitions
Threats
- Economic downturns
- Rising interest rates
- Increased competition
- Regulatory changes
- Cybersecurity risks
Competitors and Market Share
Key Competitors
- FNF
- STC
- ORC
Competitive Landscape
First American's advantages include its data assets and brand recognition. Its disadvantages include exposure to cyclical housing market and complexity of operations.
Major Acquisitions
Docutech
- Year: 2020
- Acquisition Price (USD millions): 350
- Strategic Rationale: Acquisition of Docutech bolstered First American's digital mortgage capabilities and expanded its offerings in the lending technology space.
Title Security Agency of Arizona
- Year: 2023
- Acquisition Price (USD millions): 63
- Strategic Rationale: To expand their services in Arizona
Growth Trajectory and Initiatives
Historical Growth: Historical growth has been driven by acquisitions and expansion of product offerings.
Future Projections: Analysts project steady growth for First American Corporation, driven by continued demand for title insurance and data analytics. Future projections are contingent on housing market conditions.
Recent Initiatives: Recent initiatives include investments in technology, expansion into new markets, and strategic acquisitions.
Summary
First American is a strong player in the title insurance industry, benefiting from its brand recognition and data assets. Its performance is heavily linked to the housing market cycle, a key risk. Ongoing initiatives such as technology investments and strategic acquisitions could bolster future growth. Careful management of claims expenses and adaptation to changing regulations will be vital for maintaining a competitive edge.
Peer Comparison
Sources and Disclaimers
Data Sources:
- First American Corporation Investor Relations
- SEC Filings
- Industry Reports
- Market Research Reports
Disclaimers:
The information provided is for informational purposes only and should not be considered investment advice. Market share data may be estimates and subject to change. Financial data is based on publicly available information and may not be comprehensive. Consult with a qualified financial advisor before making any investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About First American Corporation
Exchange NYSE | Headquaters Santa Ana, CA, United States | ||
IPO Launch date 2010-05-28 | CEO - | ||
Sector Financial Services | Industry Insurance - Specialty | Full time employees 19038 | Website https://www.firstam.com |
Full time employees 19038 | Website https://www.firstam.com | ||
First American Financial Corporation, through its subsidiaries, provides financial services. It operates through Title Insurance and Services, and Home Warranty segments. The Title Insurance and Services segment issues title insurance policies on residential and commercial property, as well as offers related products and services internationally. This segment also provides closing and/or escrow services; products, services, and solutions to mitigate risk or otherwise facilitate real estate transactions; appraisals and other valuation-related products and services; lien release, document custodial, and default-related products and services; document generation services; warehouse lending services; and subservices mortgage loans; as well as banking, trust, and wealth management services. In addition, it accommodates tax-deferred exchanges of real estate; and maintains, manages, and provides access to title plant data and records. This segment offers its products through a network of direct operations and agents in various states and in the District of Columbia, as well as in Canada, the United Kingdom, Australia, New Zealand, South Korea, and internationally. The Home Warranty segment provides home warranty products, including residential service contracts that cover residential systems, such as heating and air conditioning systems, and various appliances against failures that occur as the result of normal usage during the coverage period. This segment operates in various states and the District of Columbia. First American Financial Corporation was founded in 1889 and is based in in Santa Ana, California.
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.