STC official logo STC
STC 1-star rating from Upturn Advisory
Stewart Information Services Corp (STC) company logo

Stewart Information Services Corp (STC)

Stewart Information Services Corp (STC) 1-star rating from Upturn Advisory
$72.07
Last Close (24-hour delay)
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PASS
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Upturn Stock price based on last close icon Stock price based on last close
*as per simulation
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Time period over
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Upturn Advisory Summary

11/18/2025: STC (1-star) is currently NOT-A-BUY. Pass it for now.

Upturn Star Rating

Upturn 1 star rating for performance

Not Recommended Performance

These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.

Number of Analysts

1 star rating from financial analysts

1 Analysts rated it

Very few follow this stock; limited insights, higher-risk early investing.

1 Year Target Price $80

1 Year Target Price $80

Analysts Price Target For last 52 week
$80 Target price
52w Low $55.99
Current$72.07
52w High $78

Analysis of Past Performance

Type Stock
Historic Profit -5.37%
Avg. Invested days 40
Today’s Advisory PASS
Upturn Star Rating upturn star rating icon
Upturn Advisory Performance Upturn Advisory Performance icon 3.0
Stock Returns Performance Upturn Returns Performance icon 1.0
Upturn Profits based on simulation icon Profits based on simulation
Upturn last close icon Last Close 11/18/2025

Key Highlights

Company Size Mid-Cap Stock
Market Capitalization 2.00B USD
Price to earnings Ratio 19.83
1Y Target Price 80
Price to earnings Ratio 19.83
1Y Target Price 80
Volume (30-day avg) 1
Beta 1.06
52 Weeks Range 55.99 - 78.00
Updated Date 11/18/2025
52 Weeks Range 55.99 - 78.00
Updated Date 11/18/2025
Dividends yield (FY) 2.78%
Basic EPS (TTM) 3.6

Analyzing Revenue: Products, Geography and Growth

Revenue by Products

Product revenue - Year on Year

Revenue by Geography

Geography revenue - Year on Year

Earnings Date

Report Date 2025-10-22
When After Market
Estimate 1.42
Actual 1.64

Profitability

Profit Margin 3.65%
Operating Margin (TTM) 8.29%

Management Effectiveness

Return on Assets (TTM) 3.78%
Return on Equity (TTM) 8.04%

Valuation

Trailing PE 19.83
Forward PE -
Enterprise Value 2425833640
Price to Sales(TTM) 0.72
Enterprise Value 2425833640
Price to Sales(TTM) 0.72
Enterprise Value to Revenue 0.87
Enterprise Value to EBITDA -
Shares Outstanding 28024203
Shares Floating 27444662
Shares Outstanding 28024203
Shares Floating 27444662
Percent Insiders 1.72
Percent Institutions 103.61

Icon representing Upturn AI-generated SWOT analysis summary Upturn AI SWOT

Stewart Information Services Corp

Stewart Information Services Corp(STC) company logo displayed in Upturn AI summary

Company Overview

Company history and background logo History and Background

Stewart Information Services Corp. was founded in 1893 in Galveston, Texas, as a title insurance company. It has grown through acquisitions and organic expansion to become a leading provider of title insurance and real estate services.

Company business area logo Core Business Areas

  • Title Insurance and Related Services: Provides title insurance policies and related services for residential and commercial real estate transactions.
  • Real Estate Solutions: Offers a suite of products and services, including appraisal management, search and valuation services, and other technology-driven solutions for the real estate industry.

leadership logo Leadership and Structure

The leadership team consists of a Chief Executive Officer (CEO), Chief Financial Officer (CFO), and various other executive leaders. The organizational structure is hierarchical, with regional and functional divisions reporting to the executive team.

Top Products and Market Share

Product Key Offerings logo Key Offerings

  • Title Insurance: Provides protection against losses resulting from defects in title to real property. Stewart is a major player, but market share data fluctuates. Competitors include Fidelity National Financial (FNF), First American Financial (FAF), and Old Republic International (ORI).
  • Closing and Settlement Services: Facilitates the closing process for real estate transactions, ensuring compliance with legal and regulatory requirements. Competitors include Fidelity National Financial (FNF), First American Financial (FAF), and Old Republic International (ORI).

Market Dynamics

industry overview logo Industry Overview

The title insurance industry is influenced by factors such as interest rates, housing market activity, and regulatory changes. It experiences cyclical fluctuations based on economic conditions.

Positioning

Stewart Information Services Corp. holds a significant position in the title insurance market, known for its strong brand and customer service. It differentiates itself through technology-driven solutions and a wide range of real estate services.

Total Addressable Market (TAM)

The TAM is estimated to be tens of billions of dollars annually, tied to the value of real estate transactions. Stewart captures a portion of this TAM based on its market share and service offerings.

Upturn SWOT Analysis

Strengths

  • Strong Brand Reputation
  • Extensive Geographic Coverage
  • Diversified Service Offerings
  • Technological Innovation

Weaknesses

  • Sensitivity to Housing Market Fluctuations
  • Exposure to Regulatory Changes
  • Reliance on Third-Party Agents
  • Potential for Title Claims

Opportunities

  • Expansion into New Geographic Markets
  • Development of New Technology Solutions
  • Strategic Acquisitions
  • Increasing Demand for Digital Closing Processes

Threats

  • Increased Competition
  • Economic Downturns
  • Cybersecurity Risks
  • Changes in Title Insurance Regulations

Competitors and Market Share

Key competitor logo Key Competitors

  • Fidelity National Financial (FNF)
  • First American Financial (FAF)
  • Old Republic International (ORI)

Competitive Landscape

Stewart Information Services Corp. faces competition from larger players with broader market reach. Its competitive advantages include brand recognition and a focus on customer service. Disadvantages may include a smaller market share compared to competitors.

Major Acquisitions

PropStream

  • Year: 2021
  • Acquisition Price (USD millions): 175
  • Strategic Rationale: Expanded data analytics and property information capabilities.

Growth Trajectory and Initiatives

Historical Growth: Stewart Information Services Corp's growth has been influenced by market factors, housing market trends, and acquisitions. Recent and historical financials must be analyzed to assess the specific growth.

Future Projections: Analyst estimates should be assessed to get an accurate financial projection.

Recent Initiatives: Recent initiatives can be found in up-to-date earnings releases and investor relations documentation.

Summary

Stewart Information Services Corp is a strong player in the title insurance industry. It is benefiting from technology investments and increasing demand for digital solutions. However, its reliance on the housing market makes it vulnerable to economic cycles. Additionally, it needs to continue innovating to compete with larger companies.

Similar Stocks

Sources and Disclaimers

Data Sources:

  • Company SEC Filings
  • Industry Reports
  • Financial News Outlets

Disclaimers:

This analysis is based on available information and general market knowledge. It should not be considered investment advice. Market conditions are subject to change.

Information icon for Upturn AI Summarization accuracy disclaimer AI Summarization is directionally correct and might not be accurate.

Information icon for Upturn AI Summarization data freshness disclaimer Summarized information shown could be a few years old and not current.

Information icon warning about Upturn AI Fundamental Rating based on potentially old data Fundamental Rating based on AI could be based on old data.

Information icon warning about potential inaccuracies or hallucinations in Upturn AI-generated summaries AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.

About Stewart Information Services Corp

Exchange NYSE
Headquaters Houston, TX, United States
IPO Launch date 1990-03-28
CEO & Director Mr. Frederick Henry Eppinger Jr.
Sector Financial Services
Industry Insurance - Property & Casualty
Full time employees 7100
Full time employees 7100

Stewart Information Services Corporation, through its subsidiaries, provides title insurance and real estate transaction related services in the United States and internationally. The company is involved in searching, examining, closing, and insuring the condition of the title to real property. It also offers home and personal insurance services; services for tax-deferred exchanges; and digital customer engagement platform services. In addition, the company provides appraisal management, online notarization and closing, credit and real estate information, and search and valuation management services. It serves homebuyers and sellers, residential and commercial real estate professionals, mortgage lenders and servicers, title agencies and real estate attorneys, and home builders through direct operations, network of independent agencies, and other businesses. Stewart Information Services Corporation was founded in 1893 and is headquartered in Houston, Texas.