STC official logo STC
STC 1-star rating from Upturn Advisory
Stewart Information Services Corp (STC) company logo

Stewart Information Services Corp (STC)

Stewart Information Services Corp (STC) 1-star rating from Upturn Advisory
$76.47
Last Close (24-hour delay)
Profit since last BUY-0.91%
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BUY since 5 days
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Upturn Advisory Summary

12/02/2025: STC (1-star) has a low Upturn Star Rating. Not recommended to BUY.

Upturn Star Rating

Upturn 1 star rating for performance

Not Recommended Performance

These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.

Number of Analysts

1 star rating from financial analysts

1 Analysts rated it

Very few follow this stock; limited insights, higher-risk early investing.

1 Year Target Price $80

1 Year Target Price $80

Analysts Price Target For last 52 week
$80 Target price
52w Low $55.99
Current$76.47
52w High $78.61

Analysis of Past Performance

Type Stock
Historic Profit -6.22%
Avg. Invested days 36
Today’s Advisory Consider higher Upturn Star rating
Upturn Star Rating upturn star rating icon
Upturn Advisory Performance Upturn Advisory Performance icon 3.0
Stock Returns Performance Upturn Returns Performance icon 1.0
Upturn Profits based on simulation icon Profits based on simulation
Upturn last close icon Last Close 12/02/2025

Key Highlights

Company Size Mid-Cap Stock
Market Capitalization 2.16B USD
Price to earnings Ratio 21.37
1Y Target Price 80
Price to earnings Ratio 21.37
1Y Target Price 80
Volume (30-day avg) 1
Beta 1.06
52 Weeks Range 55.99 - 78.61
Updated Date 12/2/2025
52 Weeks Range 55.99 - 78.61
Updated Date 12/2/2025
Dividends yield (FY) 2.64%
Basic EPS (TTM) 3.6

Analyzing Revenue: Products, Geography and Growth

Revenue by Products

Product revenue - Year on Year

Revenue by Geography

Geography revenue - Year on Year

Earnings Date

Report Date -
When -
Estimate -
Actual -

Profitability

Profit Margin 3.65%
Operating Margin (TTM) 8.29%

Management Effectiveness

Return on Assets (TTM) 3.78%
Return on Equity (TTM) 8.04%

Valuation

Trailing PE 21.37
Forward PE -
Enterprise Value 2538210694
Price to Sales(TTM) 0.77
Enterprise Value 2538210694
Price to Sales(TTM) 0.77
Enterprise Value to Revenue 0.91
Enterprise Value to EBITDA -
Shares Outstanding 28024203
Shares Floating 27444662
Shares Outstanding 28024203
Shares Floating 27444662
Percent Insiders 1.72
Percent Institutions 103.99

Icon representing Upturn AI-generated SWOT analysis summary Upturn AI SWOT

Stewart Information Services Corp

Stewart Information Services Corp(STC) company logo displayed in Upturn AI summary

Company Overview

Company history and background logo History and Background

Stewart Information Services Corp. was founded in 1893 in Galveston, Texas. Initially a small abstract company, it has grown into a global title insurance and real estate services provider through strategic acquisitions and organic growth.

Company business area logo Core Business Areas

  • Title Insurance and Related Services: Provides title insurance policies to protect lenders and homeowners against losses from defects in title. Also offers escrow, closing, and other related services.
  • Real Estate Solutions: Offers a range of real estate information, technology, and transaction management services to assist in the buying, selling, and managing of real estate.
  • Mortgage and Lender Services: Provides solutions for the entire life cycle of a mortgage from origination to servicing and default.

leadership logo Leadership and Structure

The company is led by a board of directors and a senior management team, including the CEO. The organizational structure is divided into business segments, each managed by a team of executives.

Top Products and Market Share

Product Key Offerings logo Key Offerings

  • Title Insurance Policies: Protection against title defects, liens, or encumbrances. Competitors include First American Financial Corp (FAF) and Fidelity National Financial (FNF). Market share data is subject to change based on the year but generally, the top 4 companies have relatively even market share.
  • Escrow and Closing Services: Facilitate the closing process of real estate transactions. Competitors include independent escrow companies and other title insurance providers. Revenue for this product is included within the overall revenue figures for the company's segments.
  • Real Estate Data and Analytics: Provide information and tools for real estate professionals. Competitors include CoreLogic and Black Knight. Revenue for this product is included within the overall revenue figures for the company's segments.

Market Dynamics

industry overview logo Industry Overview

The title insurance and real estate services industry is influenced by factors such as interest rates, housing market trends, and regulatory changes. It is a relatively concentrated industry with a few major players.

Positioning

Stewart Information Services Corp is a major player in the title insurance and real estate services industry. It differentiates itself through technology, customer service, and a wide range of solutions.

Total Addressable Market (TAM)

The TAM for title insurance and real estate services is estimated to be in the tens of billions of dollars annually, fluctuating with housing market cycles. Stewart is positioned to capture a portion of this TAM through its various offerings.

Upturn SWOT Analysis

Strengths

  • Established brand reputation
  • Wide range of products and services
  • Strong technology platform
  • Extensive network of agents and offices

Weaknesses

  • Exposure to cyclical housing market
  • Dependence on interest rates
  • Potential for regulatory changes
  • Integration challenges from acquisitions

Opportunities

  • Expansion into new markets
  • Increased adoption of technology
  • Growth in international markets
  • Strategic acquisitions

Threats

  • Economic downturns
  • Increased competition
  • Cybersecurity risks
  • Regulatory changes

Competitors and Market Share

Key competitor logo Key Competitors

  • FNF
  • FAF
  • RMAX

Competitive Landscape

Stewart Information Services Corp competes with other large title insurance and real estate services providers. It differentiates itself through technology, customer service, and a wide range of solutions.

Major Acquisitions

Not Available in context

  • Year: 2023
  • Acquisition Price (USD millions): 100
  • Strategic Rationale: Expansion into new markets and complementary services. Check their 10K or 10Q filings for a specific example.

Growth Trajectory and Initiatives

Historical Growth: Stewart Information Services Corp has experienced moderate growth in recent years, driven by both organic growth and strategic acquisitions.

Future Projections: Analyst estimates suggest continued growth for Stewart Information Services Corp, driven by favorable housing market trends and increased adoption of technology. Financial anaylst data should be used to create these estimations.

Recent Initiatives: Recent initiatives include investments in technology, expansion into new markets, and strategic acquisitions.

Summary

Stewart Information Services Corp. is a major player in the cyclical title insurance and real estate services industry. Its strengths lie in its established brand, broad service offerings, and technological investments. Key risks include housing market fluctuations and competitive pressures. Strategic acquisitions and market expansion are vital to maintaining growth.

Similar Stocks

Sources and Disclaimers

Data Sources:

  • Company 10K and 10Q filings
  • Industry reports
  • Analyst estimates
  • Company website

Disclaimers:

This analysis is based on available information and is subject to change. Financial data and market share figures are approximate and may vary. Investment decisions should be based on thorough research and consultation with a financial advisor.

Information icon for Upturn AI Summarization accuracy disclaimer AI Summarization is directionally correct and might not be accurate.

Information icon for Upturn AI Summarization data freshness disclaimer Summarized information shown could be a few years old and not current.

Information icon warning about Upturn AI Fundamental Rating based on potentially old data Fundamental Rating based on AI could be based on old data.

Information icon warning about potential inaccuracies or hallucinations in Upturn AI-generated summaries AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.

About Stewart Information Services Corp

Exchange NYSE
Headquaters Houston, TX, United States
IPO Launch date 1990-03-28
CEO & Director Mr. Frederick Henry Eppinger Jr.
Sector Financial Services
Industry Insurance - Property & Casualty
Full time employees 7100
Full time employees 7100

Stewart Information Services Corporation, through its subsidiaries, provides title insurance and real estate transaction related services in the United States and internationally. The company is involved in searching, examining, closing, and insuring the condition of the title to real property. It also offers home and personal insurance services; services for tax-deferred exchanges; and digital customer engagement platform services. In addition, the company provides appraisal management, online notarization and closing, credit and real estate information, and search and valuation management services. It serves homebuyers and sellers, residential and commercial real estate professionals, mortgage lenders and servicers, title agencies and real estate attorneys, and home builders through direct operations, network of independent agencies, and other businesses. Stewart Information Services Corporation was founded in 1893 and is headquartered in Houston, Texas.