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Upturn AI SWOT - About
Stewart Information Services Corp (STC)

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Upturn Advisory Summary
11/18/2025: STC (1-star) is currently NOT-A-BUY. Pass it for now.
1 Year Target Price $80
1 Year Target Price $80
| 0 | Strong Buy |
| 0 | Buy |
| 1 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -5.37% | Avg. Invested days 40 | Today’s Advisory PASS |
Upturn Star Rating ![]() | Upturn Advisory Performance | Stock Returns Performance |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 2.00B USD | Price to earnings Ratio 19.83 | 1Y Target Price 80 |
Price to earnings Ratio 19.83 | 1Y Target Price 80 | ||
Volume (30-day avg) 1 | Beta 1.06 | 52 Weeks Range 55.99 - 78.00 | Updated Date 11/18/2025 |
52 Weeks Range 55.99 - 78.00 | Updated Date 11/18/2025 | ||
Dividends yield (FY) 2.78% | Basic EPS (TTM) 3.6 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date 2025-10-22 | When After Market | Estimate 1.42 | Actual 1.64 |
Profitability
Profit Margin 3.65% | Operating Margin (TTM) 8.29% |
Management Effectiveness
Return on Assets (TTM) 3.78% | Return on Equity (TTM) 8.04% |
Valuation
Trailing PE 19.83 | Forward PE - | Enterprise Value 2425833640 | Price to Sales(TTM) 0.72 |
Enterprise Value 2425833640 | Price to Sales(TTM) 0.72 | ||
Enterprise Value to Revenue 0.87 | Enterprise Value to EBITDA - | Shares Outstanding 28024203 | Shares Floating 27444662 |
Shares Outstanding 28024203 | Shares Floating 27444662 | ||
Percent Insiders 1.72 | Percent Institutions 103.61 |
Upturn AI SWOT
Stewart Information Services Corp

Company Overview
History and Background
Stewart Information Services Corp. was founded in 1893 in Galveston, Texas, as a title insurance company. It has grown through acquisitions and organic expansion to become a leading provider of title insurance and real estate services.
Core Business Areas
- Title Insurance and Related Services: Provides title insurance policies and related services for residential and commercial real estate transactions.
- Real Estate Solutions: Offers a suite of products and services, including appraisal management, search and valuation services, and other technology-driven solutions for the real estate industry.
Leadership and Structure
The leadership team consists of a Chief Executive Officer (CEO), Chief Financial Officer (CFO), and various other executive leaders. The organizational structure is hierarchical, with regional and functional divisions reporting to the executive team.
Top Products and Market Share
Key Offerings
- Title Insurance: Provides protection against losses resulting from defects in title to real property. Stewart is a major player, but market share data fluctuates. Competitors include Fidelity National Financial (FNF), First American Financial (FAF), and Old Republic International (ORI).
- Closing and Settlement Services: Facilitates the closing process for real estate transactions, ensuring compliance with legal and regulatory requirements. Competitors include Fidelity National Financial (FNF), First American Financial (FAF), and Old Republic International (ORI).
Market Dynamics
Industry Overview
The title insurance industry is influenced by factors such as interest rates, housing market activity, and regulatory changes. It experiences cyclical fluctuations based on economic conditions.
Positioning
Stewart Information Services Corp. holds a significant position in the title insurance market, known for its strong brand and customer service. It differentiates itself through technology-driven solutions and a wide range of real estate services.
Total Addressable Market (TAM)
The TAM is estimated to be tens of billions of dollars annually, tied to the value of real estate transactions. Stewart captures a portion of this TAM based on its market share and service offerings.
Upturn SWOT Analysis
Strengths
- Strong Brand Reputation
- Extensive Geographic Coverage
- Diversified Service Offerings
- Technological Innovation
Weaknesses
- Sensitivity to Housing Market Fluctuations
- Exposure to Regulatory Changes
- Reliance on Third-Party Agents
- Potential for Title Claims
Opportunities
- Expansion into New Geographic Markets
- Development of New Technology Solutions
- Strategic Acquisitions
- Increasing Demand for Digital Closing Processes
Threats
- Increased Competition
- Economic Downturns
- Cybersecurity Risks
- Changes in Title Insurance Regulations
Competitors and Market Share
Key Competitors
- Fidelity National Financial (FNF)
- First American Financial (FAF)
- Old Republic International (ORI)
Competitive Landscape
Stewart Information Services Corp. faces competition from larger players with broader market reach. Its competitive advantages include brand recognition and a focus on customer service. Disadvantages may include a smaller market share compared to competitors.
Major Acquisitions
PropStream
- Year: 2021
- Acquisition Price (USD millions): 175
- Strategic Rationale: Expanded data analytics and property information capabilities.
Growth Trajectory and Initiatives
Historical Growth: Stewart Information Services Corp's growth has been influenced by market factors, housing market trends, and acquisitions. Recent and historical financials must be analyzed to assess the specific growth.
Future Projections: Analyst estimates should be assessed to get an accurate financial projection.
Recent Initiatives: Recent initiatives can be found in up-to-date earnings releases and investor relations documentation.
Summary
Stewart Information Services Corp is a strong player in the title insurance industry. It is benefiting from technology investments and increasing demand for digital solutions. However, its reliance on the housing market makes it vulnerable to economic cycles. Additionally, it needs to continue innovating to compete with larger companies.
Similar Stocks
Sources and Disclaimers
Data Sources:
- Company SEC Filings
- Industry Reports
- Financial News Outlets
Disclaimers:
This analysis is based on available information and general market knowledge. It should not be considered investment advice. Market conditions are subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Stewart Information Services Corp
Exchange NYSE | Headquaters Houston, TX, United States | ||
IPO Launch date 1990-03-28 | CEO & Director Mr. Frederick Henry Eppinger Jr. | ||
Sector Financial Services | Industry Insurance - Property & Casualty | Full time employees 7100 | Website https://www.stewart.com |
Full time employees 7100 | Website https://www.stewart.com | ||
Stewart Information Services Corporation, through its subsidiaries, provides title insurance and real estate transaction related services in the United States and internationally. The company is involved in searching, examining, closing, and insuring the condition of the title to real property. It also offers home and personal insurance services; services for tax-deferred exchanges; and digital customer engagement platform services. In addition, the company provides appraisal management, online notarization and closing, credit and real estate information, and search and valuation management services. It serves homebuyers and sellers, residential and commercial real estate professionals, mortgage lenders and servicers, title agencies and real estate attorneys, and home builders through direct operations, network of independent agencies, and other businesses. Stewart Information Services Corporation was founded in 1893 and is headquartered in Houston, Texas.

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