Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
Help & Tutorial 
Cancel anytime
- Chart
- Upturn Summary
- Highlights
- Revenue
- Valuation
Upturn AI SWOT - About
F&G Annuities & Life Inc. (FG)
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- Pass (Skip investing)
Stock price based on last close (see disclosures)
- ALL
- YEAR
- MONTH
- WEEK
Upturn Advisory Summary
07/08/2025: FG (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
2 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $37
1 Year Target Price $37
| 0 | Strong Buy |
| 0 | Buy |
| 2 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -17.76% | Avg. Invested days 31 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 07/08/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 4.20B USD | Price to earnings Ratio 8.2 | 1Y Target Price 37 |
Price to earnings Ratio 8.2 | 1Y Target Price 37 | ||
Volume (30-day avg) 2 | Beta 1.66 | 52 Weeks Range 29.89 - 49.89 | Updated Date 07/8/2025 |
52 Weeks Range 29.89 - 49.89 | Updated Date 07/8/2025 | ||
Dividends yield (FY) 2.75% | Basic EPS (TTM) 3.8 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 9.79% | Operating Margin (TTM) 1.51% |
Management Effectiveness
Return on Assets (TTM) 0.58% | Return on Equity (TTM) 12.37% |
Valuation
Trailing PE 8.2 | Forward PE 4.86 | Enterprise Value 3147854024 | Price to Sales(TTM) 0.82 |
Enterprise Value 3147854024 | Price to Sales(TTM) 0.82 | ||
Enterprise Value to Revenue 0.66 | Enterprise Value to EBITDA - | Shares Outstanding 134763008 | Shares Floating 20582287 |
Shares Outstanding 134763008 | Shares Floating 20582287 | ||
Percent Insiders 2.15 | Percent Institutions 96.5 |
Upturn AI SWOT
F&G Annuities & Life Inc.
Company Overview
History and Background
F&G Annuities & Life, Inc., originally founded as Farmers National Life Insurance Company in 1959, has evolved through several iterations and ownership changes. Rebranded as F&G, it focuses on providing annuities and life insurance solutions. Significant milestones include strategic acquisitions and expansions within the retirement and insurance sectors.
Core Business Areas
- Individual Annuities: Provides fixed, fixed indexed, and variable annuities to individuals seeking retirement income and wealth accumulation strategies.
- Institutional Markets: Offers reinsurance solutions and other services to institutional clients, including life insurers and other financial institutions.
Leadership and Structure
F&G is led by Chris Blunt, CEO. The organizational structure includes various departments responsible for sales, marketing, product development, risk management, and operations. Ownership is currently under Fidelity National Financial (FNF).
Top Products and Market Share
Key Offerings
- Fixed Indexed Annuities: Fixed Indexed Annuities are a core product, offering principal protection with growth potential linked to a market index. Market share data varies, but F&G is a significant player in this segment. Competitors include Athene (ATH), Allianz Life, and Pacific Life. Revenue information is not publicly available at a product level.
- Fixed Annuities: Fixed Annuities provide a guaranteed rate of return for a specified period, offering stability and predictable income. F&G competes with companies like New York Life, MassMutual, and Lincoln National (LNC). Revenue information is not publicly available at a product level.
Market Dynamics
Industry Overview
The annuity market is influenced by factors like interest rates, demographics (aging population), and economic conditions. There is increased demand for retirement income solutions due to longer life expectancies and shifting retirement savings responsibilities to individuals.
Positioning
F&G positions itself as a provider of secure retirement solutions, focusing on product innovation and distribution partnerships. Its competitive advantages include a strong financial position, diversified product offerings, and expanding distribution network.
Total Addressable Market (TAM)
The total addressable market for annuities is estimated to be several hundred billion dollars annually. F&G is positioned to capture a significant portion of this TAM through its various annuity products and distribution channels.
Upturn SWOT Analysis
Strengths
- Strong brand recognition
- Diversified product portfolio
- Expanding distribution network
- Sound financial position
Weaknesses
- Sensitivity to interest rate fluctuations
- Exposure to regulatory changes
- Competition from larger, more established players
- Reliance on third-party distributors
Opportunities
- Growing demand for retirement income solutions
- Expansion into new markets
- Development of innovative products
- Strategic acquisitions
Threats
- Economic downturns
- Increased regulatory scrutiny
- Rising interest rates
- Competition from new entrants
Competitors and Market Share
Key Competitors
- ATH
- LNC
- PRU
- NNN
Competitive Landscape
F&G's competitive advantage lies in its diversified product offerings and expanding distribution network. However, it faces competition from larger, more established players with greater financial resources and brand recognition.
Growth Trajectory and Initiatives
Historical Growth: F&G's historical growth has been driven by increased annuity sales and strategic acquisitions. Analyzing FNF's reports would provide specific growth rates.
Future Projections: Future growth is projected to be driven by the increasing demand for retirement income solutions and F&G's continued expansion efforts. Analyst estimates are not readily available specifically for F&G but can be inferred from industry trends and FNF's outlook.
Recent Initiatives: Recent initiatives include new product launches, expansion of distribution partnerships, and investments in technology to improve customer experience and operational efficiency.
Summary
F&G Annuities & Life is a strong player in the annuity market, driven by increasing demand for retirement income. While benefiting from a diversified product portfolio and expanding distribution, it faces challenges related to interest rate sensitivity and intense competition. Their recent initiatives focus on product innovation and customer experience enhancement, setting it up for continued growth. Continued monitoring of economic trends and competitor activities is crucial for sustained success.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company filings (FNF)
- Industry reports (e.g., LIMRA)
- Analyst reports
- Company website
Disclaimers:
The information provided is for informational purposes only and should not be considered financial advice. Market share data is approximate and may vary depending on the source. Financial data is based on publicly available information and may not be exhaustive.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About F&G Annuities & Life Inc.
Exchange NYSE | Headquaters Des Moines, IA, United States | ||
IPO Launch date 2022-12-01 | CEO & Director Mr. Christopher Owsley Blunt | ||
Sector Financial Services | Industry Insurance - Life | Full time employees 1300 | Website https://www.fglife.com |
Full time employees 1300 | Website https://www.fglife.com | ||
F&G Annuities & Life, Inc., together with its subsidiaries, provides annuity and life insurance products in the United States. It offers fixed indexed annuities registered index-linked annuities, and multi-year guarantee annuities; immediate annuities; indexed universal life insurance; pension risk transfer solutions; and institutional funding agreements. The company distributes its products through independent agents, banks, and broker-dealers to retail annuity and life customers, as well as institutional clients. The company was founded in 1959 and is headquartered in Des Moines, Iowa. F&G Annuities & Life, Inc. is a subsidiary of Fidelity National Financial, Inc.
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.