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F&G Annuities & Life Inc. (FG)

Upturn stock ratingUpturn stock rating
$31.54
Last Close (24-hour delay)
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Upturn Advisory Summary

07/08/2025: FG (1-star) is currently NOT-A-BUY. Pass it for now.

Upturn Star Rating

rating

Not Recommended Performance

These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.

Number of Analysts

rating

2 Analysts rated it

Very few follow this stock; limited insights, higher-risk early investing.

1 Year Target Price $37

1 Year Target Price $37

Analysts Price Target For last 52 week
$37 Target price
52w Low $29.89
Current$31.54
52w High $49.89

Analysis of Past Performance

Type Stock
Historic Profit -17.76%
Avg. Invested days 31
Today’s Advisory PASS
Upturn Star Rating Upturn stock ratingUpturn stock rating
Upturn Advisory Performance Upturn Advisory Performance 2.0
Stock Returns Performance Upturn Returns Performance 1.0
Upturn Profits based on simulationUpturn Profits based on simulation Profits based on simulation
Upturn Profits based on simulationUpturn Profits based on simulation Last Close 07/08/2025

Key Highlights

Company Size Mid-Cap Stock
Market Capitalization 4.20B USD
Price to earnings Ratio 8.2
1Y Target Price 37
Price to earnings Ratio 8.2
1Y Target Price 37
Volume (30-day avg) 2
Beta 1.66
52 Weeks Range 29.89 - 49.89
Updated Date 07/8/2025
52 Weeks Range 29.89 - 49.89
Updated Date 07/8/2025
Dividends yield (FY) 2.75%
Basic EPS (TTM) 3.8

Analyzing Revenue: Products, Geography and Growth

Revenue by Products

Earnings Date

Report Date -
When -
Estimate -
Actual -

Profitability

Profit Margin 9.79%
Operating Margin (TTM) 1.51%

Management Effectiveness

Return on Assets (TTM) 0.58%
Return on Equity (TTM) 12.37%

Valuation

Trailing PE 8.2
Forward PE 4.86
Enterprise Value 3147854024
Price to Sales(TTM) 0.82
Enterprise Value 3147854024
Price to Sales(TTM) 0.82
Enterprise Value to Revenue 0.66
Enterprise Value to EBITDA -
Shares Outstanding 134763008
Shares Floating 20582287
Shares Outstanding 134763008
Shares Floating 20582287
Percent Insiders 2.15
Percent Institutions 96.5

ai summary icon Upturn AI SWOT

F&G Annuities & Life Inc.

stock logo

Company Overview

overview logo History and Background

F&G Annuities & Life, Inc., originally founded as Farmers National Life Insurance Company in 1959, has evolved through several iterations and ownership changes. Rebranded as F&G, it focuses on providing annuities and life insurance solutions. Significant milestones include strategic acquisitions and expansions within the retirement and insurance sectors.

business area logo Core Business Areas

  • Individual Annuities: Provides fixed, fixed indexed, and variable annuities to individuals seeking retirement income and wealth accumulation strategies.
  • Institutional Markets: Offers reinsurance solutions and other services to institutional clients, including life insurers and other financial institutions.

leadership logo Leadership and Structure

F&G is led by Chris Blunt, CEO. The organizational structure includes various departments responsible for sales, marketing, product development, risk management, and operations. Ownership is currently under Fidelity National Financial (FNF).

Top Products and Market Share

overview logo Key Offerings

  • Fixed Indexed Annuities: Fixed Indexed Annuities are a core product, offering principal protection with growth potential linked to a market index. Market share data varies, but F&G is a significant player in this segment. Competitors include Athene (ATH), Allianz Life, and Pacific Life. Revenue information is not publicly available at a product level.
  • Fixed Annuities: Fixed Annuities provide a guaranteed rate of return for a specified period, offering stability and predictable income. F&G competes with companies like New York Life, MassMutual, and Lincoln National (LNC). Revenue information is not publicly available at a product level.

Market Dynamics

industry overview logo Industry Overview

The annuity market is influenced by factors like interest rates, demographics (aging population), and economic conditions. There is increased demand for retirement income solutions due to longer life expectancies and shifting retirement savings responsibilities to individuals.

Positioning

F&G positions itself as a provider of secure retirement solutions, focusing on product innovation and distribution partnerships. Its competitive advantages include a strong financial position, diversified product offerings, and expanding distribution network.

Total Addressable Market (TAM)

The total addressable market for annuities is estimated to be several hundred billion dollars annually. F&G is positioned to capture a significant portion of this TAM through its various annuity products and distribution channels.

Upturn SWOT Analysis

Strengths

  • Strong brand recognition
  • Diversified product portfolio
  • Expanding distribution network
  • Sound financial position

Weaknesses

  • Sensitivity to interest rate fluctuations
  • Exposure to regulatory changes
  • Competition from larger, more established players
  • Reliance on third-party distributors

Opportunities

  • Growing demand for retirement income solutions
  • Expansion into new markets
  • Development of innovative products
  • Strategic acquisitions

Threats

  • Economic downturns
  • Increased regulatory scrutiny
  • Rising interest rates
  • Competition from new entrants

Competitors and Market Share

competitor logo Key Competitors

  • ATH
  • LNC
  • PRU
  • NNN

Competitive Landscape

F&G's competitive advantage lies in its diversified product offerings and expanding distribution network. However, it faces competition from larger, more established players with greater financial resources and brand recognition.

Growth Trajectory and Initiatives

Historical Growth: F&G's historical growth has been driven by increased annuity sales and strategic acquisitions. Analyzing FNF's reports would provide specific growth rates.

Future Projections: Future growth is projected to be driven by the increasing demand for retirement income solutions and F&G's continued expansion efforts. Analyst estimates are not readily available specifically for F&G but can be inferred from industry trends and FNF's outlook.

Recent Initiatives: Recent initiatives include new product launches, expansion of distribution partnerships, and investments in technology to improve customer experience and operational efficiency.

Summary

F&G Annuities & Life is a strong player in the annuity market, driven by increasing demand for retirement income. While benefiting from a diversified product portfolio and expanding distribution, it faces challenges related to interest rate sensitivity and intense competition. Their recent initiatives focus on product innovation and customer experience enhancement, setting it up for continued growth. Continued monitoring of economic trends and competitor activities is crucial for sustained success.

Peer Comparison

Sources and Disclaimers

Data Sources:

  • Company filings (FNF)
  • Industry reports (e.g., LIMRA)
  • Analyst reports
  • Company website

Disclaimers:

The information provided is for informational purposes only and should not be considered financial advice. Market share data is approximate and may vary depending on the source. Financial data is based on publicly available information and may not be exhaustive.

Upturn AI SummarizationUpturn AI Summarization AI Summarization is directionally correct and might not be accurate.

Upturn AI SummarizationUpturn AI Summarization Summarized information shown could be a few years old and not current.

Upturn AI SummarizationUpturn AI Summarization Fundamental Rating based on AI could be based on old data.

Upturn AI SummarizationUpturn AI Summarization AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.

About F&G Annuities & Life Inc.

Exchange NYSE
Headquaters Des Moines, IA, United States
IPO Launch date 2022-12-01
CEO & Director Mr. Christopher Owsley Blunt
Sector Financial Services
Industry Insurance - Life
Full time employees 1300
Full time employees 1300

F&G Annuities & Life, Inc., together with its subsidiaries, provides annuity and life insurance products in the United States. It offers fixed indexed annuities registered index-linked annuities, and multi-year guarantee annuities; immediate annuities; indexed universal life insurance; pension risk transfer solutions; and institutional funding agreements. The company distributes its products through independent agents, banks, and broker-dealers to retail annuity and life customers, as well as institutional clients. The company was founded in 1959 and is headquartered in Des Moines, Iowa. F&G Annuities & Life, Inc. is a subsidiary of Fidelity National Financial, Inc.