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Upturn AI SWOT - About
FINS 
Angel Oak Financial Strategies Income Term Trust (FINS)
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Upturn Advisory Summary
10/17/2025: FINS (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Analysis of Past Performance
Type Stock | Historic Profit 26.1% | Avg. Invested days 131 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  5.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 10/17/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 325.81M USD | Price to earnings Ratio 8.23 | 1Y Target Price - |
Price to earnings Ratio 8.23 | 1Y Target Price - | ||
Volume (30-day avg) - | Beta 0.23 | 52 Weeks Range 12.21 - 13.64 | Updated Date 06/30/2025 |
52 Weeks Range 12.21 - 13.64 | Updated Date 06/30/2025 | ||
Dividends yield (FY) 10.06% | Basic EPS (TTM) 1.58 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 123.87% | Operating Margin (TTM) 75.81% |
Management Effectiveness
Return on Assets (TTM) 3.11% | Return on Equity (TTM) 11.24% |
Valuation
Trailing PE 8.23 | Forward PE - | Enterprise Value 434417440 | Price to Sales(TTM) 10.25 |
Enterprise Value 434417440 | Price to Sales(TTM) 10.25 | ||
Enterprise Value to Revenue 11.32 | Enterprise Value to EBITDA - | Shares Outstanding 25062600 | Shares Floating - |
Shares Outstanding 25062600 | Shares Floating - | ||
Percent Insiders 4.34 | Percent Institutions 99.06 |
Upturn AI SWOT
Angel Oak Financial Strategies Income Term Trust
Company Overview
History and Background
Angel Oak Financial Strategies Income Term Trust (AOF) was formed to provide attractive risk-adjusted returns through investments in a diversified portfolio of U.S. credit instruments. It leverages the expertise of Angel Oak Capital Advisors, LLC, an investment management firm specializing in fixed-income and credit markets.
Core Business Areas
- Fixed Income Investments: Primarily focuses on investing in a diversified portfolio of fixed income securities, including residential mortgage-backed securities (RMBS), commercial mortgage-backed securities (CMBS), corporate bonds, and other credit-related assets.
Leadership and Structure
The investment advisor is Angel Oak Capital Advisors, LLC. Portfolio management is handled by experienced professionals specializing in credit analysis and portfolio construction. The Trust has a Board of Trustees overseeing its operations.
Top Products and Market Share
Key Offerings
- Closed-End Fund Investing in Credit: AOF offers investors access to a portfolio of primarily U.S. credit assets, managed by experienced professionals. As a closed-end fund, AOF does not report market share figures like operating companies. Competitors: Numerous other closed-end funds focusing on fixed income, such as those managed by PIMCO, BlackRock, and Nuveen.
Market Dynamics
Industry Overview
The fixed-income market is vast and diverse, encompassing a wide array of credit instruments. Current trends include fluctuating interest rates, credit spread volatility, and evolving regulatory landscape.
Positioning
AOF positions itself as a specialist in credit investing, leveraging Angel Oak's expertise in mortgage-backed securities and other credit assets. Its competitive advantage lies in its specialized knowledge and active management approach.
Total Addressable Market (TAM)
The total addressable market consists of the entire fixed-income universe, valued at trillions of dollars. AOF's position is a niche player focused on specific segments within this larger market.
Upturn SWOT Analysis
Strengths
- Specialized expertise in credit investing
- Experienced management team at Angel Oak Capital Advisors
- Diversified portfolio of fixed-income securities
- Active management approach
Weaknesses
- Sensitivity to interest rate fluctuations
- Credit risk associated with underlying investments
- Reliance on Angel Oak Capital Advisors' expertise
- Closed-end fund structure can lead to trading at a discount to NAV
Opportunities
- Growing demand for alternative income strategies
- Potential for increased credit spread compression
- Expansion into new credit asset classes
- Capitalizing on market dislocations
Threats
- Rising interest rates
- Economic recession
- Increased credit defaults
- Regulatory changes
Competitors and Market Share
Key Competitors
- PIMCO Income Strategy Fund (PFL)
- BlackRock Credit Allocation Income Trust (BTZ)
- Nuveen Credit Strategies Income Fund (JQC)
Competitive Landscape
AOF competes with other closed-end funds for investor capital. Its advantage lies in its specialized focus on credit and its relationship with Angel Oak.
Growth Trajectory and Initiatives
Historical Growth: Growth is tied to the overall performance of its portfolio and the credit markets. See financial statements.
Future Projections: Future projections depend on market conditions and management's ability to generate returns. Analyst estimates are not widely available due to the nature of closed-end funds.
Recent Initiatives: AOF's recent initiatives focus on optimizing portfolio allocation and managing risk in response to changing market conditions.
Summary
Angel Oak Financial Strategies Income Term Trust (AOF) is a closed-end fund focused on credit investments. It benefits from the expertise of Angel Oak Capital Advisors, but faces risks associated with interest rate fluctuations and credit defaults. AOF seeks to provide income to shareholders through a actively managed credit portfolio. The company is strong in its specific niche but faces risks from larger market issues.
Peer Comparison
Sources and Disclaimers
Data Sources:
- AOF's official website
- SEC filings
- Yahoo Finance
- Bloomberg
- Angel Oak Capital Advisors website
Disclaimers:
The information provided is for informational purposes only and does not constitute financial advice. Investment decisions should be based on individual circumstances and consultation with a qualified financial advisor. Market share estimates are approximate.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Angel Oak Financial Strategies Income Term Trust
Exchange NYSE | Headquaters Atlanta, GA, United States | ||
IPO Launch date 2019-05-29 | Managing Partner & Co-CEO of Angel Oak Capital Advisors, LLC Mr. Michael Allen Fierman | ||
Sector Financial Services | Industry Asset Management | Full time employees - | Website https://www.angeloakcapital.com |
Full time employees - | Website https://www.angeloakcapital.com | ||
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