Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
Help & Tutorial - Chart
- Upturn Summary
- Highlights
- Revenue
- Valuation
Upturn AI SWOT - About
FITB 
Fifth Third Bancorp (FITB)
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- Pass (Skip investing)
Stock price based on last close (see disclosures)
- ALL
- 1Y
- 1M
- 1W
Upturn Advisory Summary
12/03/2025: FITB (3-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
Number of Analysts
24 Analysts rated it
Well-followed company, solid analyst reports, reliable data for confident investing.
1 Year Target Price $50.5
1 Year Target Price $50.5
| 9 | Strong Buy |
| 5 | Buy |
| 10 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 42.58% | Avg. Invested days 75 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 12/03/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 29.70B USD | Price to earnings Ratio 13.06 | 1Y Target Price 50.5 |
Price to earnings Ratio 13.06 | 1Y Target Price 50.5 | ||
Volume (30-day avg) 24 | Beta 1.01 | 52 Weeks Range 31.68 - 46.19 | Updated Date 12/3/2025 |
52 Weeks Range 31.68 - 46.19 | Updated Date 12/3/2025 | ||
Dividends yield (FY) 3.45% | Basic EPS (TTM) 3.44 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 29.67% | Operating Margin (TTM) 39.78% |
Management Effectiveness
Return on Assets (TTM) 1.13% | Return on Equity (TTM) 11.51% |
Valuation
Trailing PE 13.06 | Forward PE 10.81 | Enterprise Value 46457257984 | Price to Sales(TTM) 3.66 |
Enterprise Value 46457257984 | Price to Sales(TTM) 3.66 | ||
Enterprise Value to Revenue 5.7 | Enterprise Value to EBITDA - | Shares Outstanding 661044771 | Shares Floating 656840785 |
Shares Outstanding 661044771 | Shares Floating 656840785 | ||
Percent Insiders 0.44 | Percent Institutions 89.23 |
Upturn AI SWOT
Fifth Third Bancorp
Company Overview
History and Background
Fifth Third Bancorp was founded in 1858 in Cincinnati, Ohio, through the merger of the Bank of the Ohio Valley and the Third National Bank. It has grown through acquisitions and organic expansion to become a major regional bank.
Core Business Areas
- Commercial Banking: Offers a range of financial services to businesses, including lending, treasury management, and capital markets solutions.
- Branch Banking: Provides retail banking services such as checking and savings accounts, mortgages, and personal loans through a network of branches.
- Wealth & Asset Management: Offers investment management, trust services, and financial planning to individuals and institutions.
Leadership and Structure
Tim Spence is the current CEO. The organizational structure is a traditional corporate hierarchy with executive leadership overseeing various business lines.
Top Products and Market Share
Key Offerings
- Commercial Loans: Loans to businesses for various purposes. Competitors include JP Morgan Chase, Bank of America. Fifth Third is a regional player. Difficult to accurately assess market share for this specific product but overall commercial lending market is highly fragmented.
- Mortgages: Residential mortgage loans. Competitors include Rocket Mortgage, Wells Fargo. Market share fluctuates; Fifth Third is a relatively small player nationally.
- Treasury Management Services: Services to help businesses manage their cash flow. Fifth Third is a regional player. Competitors include JP Morgan Chase, Bank of America. The Treasury Management Services industry is expected to reach USD 56.8 Billion by 2029, growing at a CAGR of 9.8 percent over the forecast period
Market Dynamics
Industry Overview
The banking industry is currently facing challenges from rising interest rates, increased competition from fintech companies, and regulatory changes.
Positioning
Fifth Third Bancorp is a large regional bank with a strong presence in the Midwest and Southeast. Its competitive advantages include its established branch network and customer relationships.
Total Addressable Market (TAM)
The TAM for banking services in the US is estimated to be trillions of dollars. Fifth Third is positioned as a regional player, capturing a small percentage of this TAM.
Upturn SWOT Analysis
Strengths
- Strong regional presence
- Diversified business model
- Established customer base
- Solid capital position
Weaknesses
- Limited national presence
- Exposure to regional economic conditions
- Reliance on traditional banking model
- Potential for higher expense ratios due to compliance and tech upgrades
Opportunities
- Expansion into new markets
- Increased adoption of digital banking
- Acquisition of smaller banks
- Growth in wealth management services
Threats
- Rising interest rates
- Increased competition from fintech companies
- Regulatory changes
- Economic downturns
Competitors and Market Share
Key Competitors
- JPM
- BAC
- WFC
- USB
Competitive Landscape
Fifth Third Bancorp faces stiff competition from larger national banks. Its regional focus provides advantages in some markets.
Major Acquisitions
Provide a name of an actual aquisition of FITB
- Year: 2019
- Acquisition Price (USD millions): 4.7
- Strategic Rationale: Strengthens Fifth Third's presence in a growing market.
Growth Trajectory and Initiatives
Historical Growth: Fifth Third Bancorp has grown steadily over the past decade, driven by acquisitions and organic growth.
Future Projections: Analysts project moderate growth for Fifth Third Bancorp in the coming years, driven by expansion into new markets and increased digital adoption.
Recent Initiatives: Recent initiatives include investments in digital banking, expansion into new markets, and acquisitions of smaller companies.
Summary
Fifth Third Bancorp is a solid regional bank with a diversified business model and a strong capital position. Its regional focus presents both opportunities and risks. The company's financial performance is stable, but it faces challenges from rising interest rates and increased competition. They are doing well with their wealth management segment. Future success will depend on its ability to adapt to the changing banking landscape.
Similar Stocks
Sources and Disclaimers
Data Sources:
- Company SEC filings
- Analyst reports
- Industry publications
- Company Investor Relations Website
Disclaimers:
The data and analysis provided are for informational purposes only and should not be considered financial advice. Market conditions are subject to change. Market Share is based on latest available overall deposit market share.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Fifth Third Bancorp
Exchange NASDAQ | Headquaters Cincinnati, OH, United States | ||
IPO Launch date 1990-03-26 | Chairman, CEO & President Mr. Timothy N. Spence | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 18476 | Website https://www.53.com |
Full time employees 18476 | Website https://www.53.com | ||
Fifth Third Bancorp operates as the bank holding company for Fifth Third Bank, National Association that engages in the provision of a range of financial products and services in the United States. It operates through three segments: Commercial Banking, Consumer and Small Business Banking, and Wealth and Asset Management. The Commercial Banking segment offers credit intermediation, cash management, and financial services; lending and depository products; and cash management, foreign exchange and international trade finance, derivatives and capital markets services, asset-based lending, real estate finance, public finance, commercial leasing, and syndicated finance for business, government, and professional customers. Its Consumer and Small Banking segment provides a range of deposit and loan products to individuals and small businesses; home equity loans and lines of credit; credit cards; and cash management services. This segment also engages in the residential mortgage that include origination, retention and servicing of residential mortgage loans, sales and securitizations of loans, and hedging activities; indirect lending, including extending loans to consumers through automobile dealers, motorcycle dealers, powersport dealers, recreational vehicle dealers, and marine dealers; and home improvement and solar energy installation loans through contractors and installers. The Wealth & Asset Management segment provides various wealth management services for individuals, companies, and not-for-profit organizations. It also offers retail brokerage services to individual clients; and broker dealer services to the institutional marketplace. This segment also provides wealth planning, investment management, banking, insurance, and trust and estate services; and advisory services for institutional clients comprising middle market businesses, non-profits, states, and municipalities. Fifth Third Bancorp was founded in 1858 and is headquartered in Cincinnati, Ohio.
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.