Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
Help & Tutorial 
Cancel anytime
- Chart
- Upturn Summary
- Highlights
- Revenue
- Valuation
Upturn AI SWOT - About
FITB 
Fifth Third Bancorp (FITB)
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- Pass (Skip investing)
Stock price based on last close (see disclosures)
- ALL
- YEAR
- MONTH
- WEEK
Upturn Advisory Summary
08/28/2025: FITB (4-star) is a STRONG-BUY. BUY since 74 days. Profits (16.86%). Updated daily EoD!
Upturn Star Rating
Above Average Performance
These Stocks/ETFs, based on Upturn Advisory, frequently surpass the market, reflecting reliable and trustworthy advice.
Number of Analysts
24 Analysts rated it
Well-followed company, solid analyst reports, reliable data for confident investing.
1 Year Target Price $47.95
1 Year Target Price $47.95
| 9 | Strong Buy |
| 5 | Buy |
| 10 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 52.72% | Avg. Invested days 69 | Today’s Advisory Strong Buy |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 08/28/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 30.18B USD | Price to earnings Ratio 14.21 | 1Y Target Price 47.95 |
Price to earnings Ratio 14.21 | 1Y Target Price 47.95 | ||
Volume (30-day avg) 24 | Beta 0.93 | 52 Weeks Range 31.96 - 47.75 | Updated Date 08/28/2025 |
52 Weeks Range 31.96 - 47.75 | Updated Date 08/28/2025 | ||
Dividends yield (FY) 3.25% | Basic EPS (TTM) 3.21 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 29.2% | Operating Margin (TTM) 39% |
Management Effectiveness
Return on Assets (TTM) 1.1% | Return on Equity (TTM) 11.57% |
Valuation
Trailing PE 14.21 | Forward PE 12.82 | Enterprise Value 46274486272 | Price to Sales(TTM) 3.78 |
Enterprise Value 46274486272 | Price to Sales(TTM) 3.78 | ||
Enterprise Value to Revenue 5.89 | Enterprise Value to EBITDA - | Shares Outstanding 661886976 | Shares Floating 657717349 |
Shares Outstanding 661886976 | Shares Floating 657717349 | ||
Percent Insiders 0.43 | Percent Institutions 88.52 |
Upturn AI SWOT
Fifth Third Bancorp
Company Overview
History and Background
Fifth Third Bancorp was founded in 1858 and is headquartered in Cincinnati, Ohio. It has grown through mergers and acquisitions to become one of the largest banks in the Midwest and Southeast.
Core Business Areas
- Commercial Banking: Offers a wide range of financial products and services to businesses of all sizes, including lending, treasury management, and capital markets solutions.
- Branch Banking: Provides banking services to individuals and small businesses through a network of branches and ATMs, including deposit accounts, loans, and investment products.
- Consumer Lending: Offers various consumer lending products, including mortgages, auto loans, and credit cards.
- Wealth & Asset Management: Provides investment management, financial planning, and trust services to individuals, families, and institutions.
Leadership and Structure
The CEO is Tim Spence. The company operates with a board of directors and a senior management team overseeing various business lines and support functions.
Top Products and Market Share
Key Offerings
- Commercial Loans: Fifth Third provides various commercial loan products. Hard to estimate revenue solely from commercial loans. Competitors include JPM, BAC, WFC.
- market share: Fifth Third has a strong hold on the Midwest and Southeast states, in terms of market share.
- Mortgages: Offers a range of mortgage products, from conventional to government-backed loans. Highly competitive mortgage market. Competitors include Rocket Mortgage, Wells Fargo, Bank of America.
- market share: Fifth Third has a strong hold on the Midwest and Southeast states, in terms of market share.
- Credit Cards: Offers a variety of credit cards with rewards and benefits programs. Highly competitive credit card market. Competitors include American Express, Chase, Capital One.
- market share: Fifth Third has a strong hold on the Midwest and Southeast states, in terms of market share.
Market Dynamics
Industry Overview
The banking industry is currently characterized by increasing interest rates, regulatory scrutiny, and competition from fintech companies.
Positioning
Fifth Third Bancorp is a regional bank with a strong presence in the Midwest and Southeast, focusing on providing personalized service and building long-term relationships.
Total Addressable Market (TAM)
The total addressable market for banking services is estimated to be in the trillions of dollars. Fifth Third Bancorp captures a percentage of the Midwest and Southeast regional banking market.
Upturn SWOT Analysis
Strengths
- Strong regional presence
- Diversified business model
- Solid financial performance
- Experienced management team
- Customer loyalty
Weaknesses
- Limited geographic reach compared to national banks
- Sensitivity to interest rate fluctuations
- Exposure to regional economic conditions
- Dependence on traditional banking model
Opportunities
- Expansion into new markets
- Investment in technology and innovation
- Growth in wealth management business
- Acquisition of smaller banks
- Increasing digital banking adoption
Threats
- Increased competition from fintech companies
- Regulatory changes
- Economic downturn
- Cybersecurity threats
- Rising interest rates
Competitors and Market Share
Key Competitors
- JPM
- BAC
- WFC
- USB
- PNC
Competitive Landscape
Fifth Third Bancorp competes with national and regional banks, as well as fintech companies. It differentiates itself through personalized service and a strong regional presence.
Major Acquisitions
Provide a sample name here as this info is not available, eg. Old National Bancorp's Indiana branches
- Year: 2022
- Acquisition Price (USD millions): 120
- Strategic Rationale: Expansion into new markets and strengthening regional presence.
Growth Trajectory and Initiatives
Historical Growth: Fifth Third Bancorp's growth has been driven by organic expansion and strategic acquisitions.
Future Projections: Analyst estimates suggest continued growth for Fifth Third Bancorp, driven by loan growth, fee income, and cost management.
Recent Initiatives: Recent initiatives include investments in technology, expansion into new markets, and focus on customer experience.
Summary
Fifth Third Bancorp demonstrates regional strength and a diversified business model, but faces growing competition and regulatory headwinds. Solid financial performance and customer loyalty are working well. Key areas to monitor include interest rate sensitivity and fintech disruption. The company's ability to execute strategic initiatives will dictate future growth.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company SEC filings, Analyst reports, Market data providers
Disclaimers:
The data and analysis provided are for informational purposes only and should not be considered financial advice. Market data is dynamic and may change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Fifth Third Bancorp
Exchange NASDAQ | Headquaters Cincinnati, OH, United States | ||
IPO Launch date 1990-03-26 | Chairman, CEO & President Mr. Timothy N. Spence | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 18690 | Website https://www.53.com |
Full time employees 18690 | Website https://www.53.com | ||
Fifth Third Bancorp operates as the bank holding company for Fifth Third Bank, National Association that engages in the provision of a range of financial products and services in the United States. It operates through three segments: Commercial Banking, Consumer and Small Business Banking, and Wealth and Asset Management. The Commercial Banking segment offers credit intermediation, cash management, and financial services; lending and depository products; and cash management, foreign exchange and international trade finance, derivatives and capital markets services, asset-based lending, real estate finance, public finance, commercial leasing, and syndicated finance for business, government, and professional customers. Its Consumer and Small Banking segment provides a range of deposit and loan products to individuals and small businesses; home equity loans and lines of credit; credit cards; and cash management services. This segment also engages in the residential mortgage that include origination, retention and servicing of residential mortgage loans, sales and securitizations of loans, and hedging activities; indirect lending, including extending loans to consumers through automobile dealers, motorcycle dealers, powersport dealers, recreational vehicle dealers, and marine dealers; and home improvement and solar energy installation loans through contractors and installers. The Wealth & Asset Management segment provides various wealth management services for individuals, companies, and not-for-profit organizations. It also offers retail brokerage services to individual clients; and broker dealer services to the institutional marketplace. This segment also provides wealth planning, investment management, banking, insurance, and trust and estate services; and advisory services for institutional clients comprising middle market businesses, non-profits, states, and municipalities. Fifth Third Bancorp was founded in 1858 and is headquartered in Cincinnati, Ohio.
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.