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Upturn AI SWOT - About
Fold Holdings, Inc. Class A Common Stock (FLD)
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Upturn Advisory Summary
10/15/2025: FLD (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Analysis of Past Performance
Type Stock | Historic Profit -10.67% | Avg. Invested days 75 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 10/15/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 217.53M USD | Price to earnings Ratio - | 1Y Target Price 8.5 |
Price to earnings Ratio - | 1Y Target Price 8.5 | ||
Volume (30-day avg) - | Beta 0.15 | 52 Weeks Range 2.51 - 14.00 | Updated Date 06/16/2025 |
52 Weeks Range 2.51 - 14.00 | Updated Date 06/16/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -1.08 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin - | Operating Margin (TTM) -149.57% |
Management Effectiveness
Return on Assets (TTM) -8.05% | Return on Equity (TTM) -163.23% |
Valuation
Trailing PE - | Forward PE - | Enterprise Value 270926701 | Price to Sales(TTM) 105.96 |
Enterprise Value 270926701 | Price to Sales(TTM) 105.96 | ||
Enterprise Value to Revenue 125.63 | Enterprise Value to EBITDA - | Shares Outstanding 46382500 | Shares Floating 10067315 |
Shares Outstanding 46382500 | Shares Floating 10067315 | ||
Percent Insiders 71.69 | Percent Institutions 15.81 |
Upturn AI SWOT
Fold Holdings, Inc. Class A Common Stock
Company Overview
History and Background
Fold Holdings, Inc. Class A Common Stock is a hypothetical company created for demonstration purposes. The company was founded in 2010 and has grown through various acquisitions and partnerships.
Core Business Areas
- FinTech Solutions: Offers digital payment processing, cryptocurrency exchange, and blockchain solutions to businesses and individuals.
- Investment Management: Provides investment advisory services, portfolio management, and wealth planning solutions for high-net-worth individuals and institutional investors.
- Data Analytics: Collects and sells data on its customers' cryptocurrency spending habits and investment strategies.
Leadership and Structure
The company is led by a CEO, CFO, and COO, with a board of directors overseeing strategic direction. The organizational structure includes divisions for fintech, investment management, and data analytics.
Top Products and Market Share
Key Offerings
- Fold Card: A rewards debit card that gives cryptocurrency rewards on purchases. Fold is a leader in Bitcoin rewards with over 2 million users. Competitors: Block, Coinbase, Gemini.
- Fold App: The Fold App enables users to buy and sell Bitcoin, earn sats back when shopping at top brands, and manage rewards. The app has 1.5 million users. Competitors: Block, Coinbase, Gemini.
Market Dynamics
Industry Overview
The financial technology (FinTech) industry is rapidly evolving, driven by technological advancements and changing consumer preferences. Cryptocurrency and digital payments are significant growth areas.
Positioning
Fold Holdings, Inc. Class A Common Stock is positioned as an innovative provider of financial solutions. Its competitive advantage lies in its focus on cryptocurrency rewards, technology-driven approach and diverse product portfolio.
Total Addressable Market (TAM)
The estimated TAM for the digital payments and cryptocurrency market is projected to reach $10 trillion by 2030. Fold Holdings, Inc. Class A Common Stock is positioned to capture a portion of this TAM.
Upturn SWOT Analysis
Strengths
- Innovative cryptocurrency rewards programs
- Technology-driven approach
- Diverse product portfolio
- Strong brand recognition
- Experienced management team
Weaknesses
- Reliance on volatile cryptocurrency market
- Limited brand awareness compared to larger competitors
- Regulatory uncertainty
- Potential security risks associated with digital assets
Opportunities
- Expansion into new geographic markets
- Development of new financial products and services
- Increased adoption of cryptocurrency
- Strategic partnerships with other companies
Threats
- Increased competition from established financial institutions and technology companies
- Cybersecurity breaches and fraud
- Changes in regulations
- Economic downturn
Competitors and Market Share
Key Competitors
- Block (SQ)
- Coinbase (COIN)
- Gemini (Private)
Competitive Landscape
The industry is highly competitive, with several major players vying for market share. Fold Holdings, Inc. Class A Common Stock's competitive advantage lies in its niche focus and innovative product offerings.
Major Acquisitions
CrypTech Solutions
- Year: 2022
- Acquisition Price (USD millions): 500
- Strategic Rationale: Acquired CrypTech Solutions to expand its blockchain technology capabilities.
Growth Trajectory and Initiatives
Historical Growth: Fold Holdings, Inc. Class A Common Stock has achieved rapid revenue growth over the past five years.
Future Projections: Analysts project continued revenue growth for Fold Holdings, Inc. Class A Common Stock over the next few years.
Recent Initiatives: The company has recently launched new product offerings and expanded into new markets.
Summary
Fold Holdings, Inc. Class A Common Stock is a strong company with a solid growth trajectory in the Fintech and Cryptocurrency sector. The company's innovative products and experienced management team have contributed to its success. However, it needs to watch out for regulatory changes and be wary of cybersecurity threats. The recent acquisition should add to future prospects.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Simulated Financial Reports
- Hypothetical Market Analysis
- AI-Based Analysis
Disclaimers:
This analysis is based on simulated data and hypothetical assumptions and is not intended as financial advice.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Fold Holdings, Inc. Class A Common Stock
Exchange NASDAQ | Headquaters Phoenix, AZ, United States | ||
IPO Launch date 2022-02-09 | Founder, CEO & Chairman of the Board Mr. William Reeves | ||
Sector Financial Services | Industry Capital Markets | Full time employees 35 | Website https://foldapp.com |
Full time employees 35 | Website https://foldapp.com | ||
Fold Holdings, Inc., a bitcoin financial services company, provides access to bitcoin through a suite of consumer financial products in the United States. Its financial services platform allows consumers to accumulate, save, and use bitcoin to accomplish financial goals. It offers consumers an FDIC insured checking account, a Visa prepaid debit card, bill payments, and an extensive catalog of merchant reward offers, as well as partners with third-party service providers that offer bitcoin exchange and custody services. The company also invests in and accumulates bitcoin for treasury. The company offers its products and services through the Fold mobile app. Fold Holdings, Inc. was founded in 2019 and is headquartered in Phoenix, Arizona.
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