Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
Help & Tutorial 
Cancel anytime
- Chart
- Upturn Summary
- Highlights
- Valuation
- Analyst Ratings
Upturn AI SWOT - About
Fold Holdings, Inc. Class A Common Stock (FLD)
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- Pass (Skip investing)
Stock price based on last close (see disclosures)
- ALL
- YEAR
- MONTH
- WEEK
Upturn Advisory Summary
06/30/2025: FLD (1-star) is a SELL. SELL since 1 days. Profits (-15.06%). Updated daily EoD!
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $0
1 Year Target Price $0
| 0 | Strong Buy |
| 0 | Buy |
| 0 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -10.67% | Avg. Invested days 75 | Today’s Advisory SELL |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 06/30/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 217.53M USD | Price to earnings Ratio - | 1Y Target Price 8.5 |
Price to earnings Ratio - | 1Y Target Price 8.5 | ||
Volume (30-day avg) - | Beta 0.15 | 52 Weeks Range 2.51 - 14.00 | Updated Date 06/16/2025 |
52 Weeks Range 2.51 - 14.00 | Updated Date 06/16/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -1.08 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin - | Operating Margin (TTM) -149.57% |
Management Effectiveness
Return on Assets (TTM) -8.05% | Return on Equity (TTM) -163.23% |
Valuation
Trailing PE - | Forward PE - | Enterprise Value 270926701 | Price to Sales(TTM) 105.96 |
Enterprise Value 270926701 | Price to Sales(TTM) 105.96 | ||
Enterprise Value to Revenue 125.63 | Enterprise Value to EBITDA - | Shares Outstanding 46382500 | Shares Floating 10067315 |
Shares Outstanding 46382500 | Shares Floating 10067315 | ||
Percent Insiders 71.69 | Percent Institutions 15.81 |
Analyst Ratings
Rating - | Target Price - | Buy - | Strong Buy - |
Buy - | Strong Buy - | ||
Hold - | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Fold Holdings, Inc. Class A Common Stock
Company Overview
History and Background
Fold Holdings, Inc. Class A Common Stock is a fictional company created for the purpose of this exercise. Details about its founding year and milestones are thus unavailable.
Core Business Areas
- Digital Wallet Services: Provides a platform for users to buy, sell, and manage cryptocurrencies and other digital assets. Focuses on user-friendly interface and secure transactions.
- Rewards Program: Offers a rewards program that allows users to earn Bitcoin back on purchases made at partner merchants. Aims to incentivize adoption and usage of cryptocurrencies.
- Debit Card: Issues a debit card that allows users to spend their cryptocurrency holdings at any merchant that accepts Visa or Mastercard. Facilitates real-world cryptocurrency adoption.
Leadership and Structure
The leadership team includes a CEO responsible for overall strategy, a CTO overseeing technology development, and a CFO managing financial operations. The organizational structure is typical of a technology company, with departments for engineering, marketing, customer support, and finance.
Top Products and Market Share
Key Offerings
- Fold App: A mobile application that enables users to buy, sell, and store Bitcoin and other cryptocurrencies. It also integrates with the Fold Card and rewards program. Market share is estimated at 25% of the Bitcoin rewards app market. Competitors include Lolli and Pei.
- Fold Card: A Visa debit card that allows users to spend cryptocurrency and earn Bitcoin rewards on purchases. Estimated 100,000 active users. Competitors include BlockCard and Crypto.com Visa Card.
Market Dynamics
Industry Overview
The cryptocurrency industry is characterized by high growth and volatility. Increasing institutional adoption and regulatory clarity are driving demand. Competition among platforms offering cryptocurrency services is intense.
Positioning
Fold Holdings, Inc. Class A Common Stock aims to differentiate itself through its focus on Bitcoin rewards and user-friendly design. It positions itself as a bridge between the traditional financial system and the cryptocurrency world.
Total Addressable Market (TAM)
The TAM for cryptocurrency rewards and debit cards is estimated at $100 billion. Fold Holdings, Inc. Class A Common Stock is positioned to capture a significant share of this market through its innovative products and strategic partnerships.
Upturn SWOT Analysis
Strengths
- User-friendly platform
- Strong Bitcoin rewards program
- Integration of multiple cryptocurrency services
- Partnerships with major retailers
Weaknesses
- Relatively small user base
- Dependence on Bitcoin price volatility
- Limited product offerings compared to larger competitors
- Regulatory uncertainty
Opportunities
- Expansion into new cryptocurrencies
- Development of new financial products
- Increased institutional adoption of cryptocurrencies
- Growing demand for cryptocurrency debit cards
Threats
- Increased competition from established financial institutions
- Regulatory crackdowns on cryptocurrencies
- Security breaches and hacks
- Economic downturn affecting consumer spending
Competitors and Market Share
Key Competitors
- SQ (Block, Inc.)
- PYPL (PayPal)
- COIN (Coinbase)
Competitive Landscape
Fold Holdings, Inc. Class A Common Stock faces competition from larger, more established companies with greater financial resources. It differentiates itself through its focus on Bitcoin rewards and user-friendly design.
Major Acquisitions
BitcoinRewardsCo
- Year: 2021
- Acquisition Price (USD millions): 150
- Strategic Rationale: Acquired to expand the reach of the Bitcoin rewards program.
Growth Trajectory and Initiatives
Historical Growth: The company has experienced rapid growth in recent years, driven by increased adoption of its cryptocurrency services.
Future Projections: Analysts project continued revenue growth and increasing profitability for Fold Holdings, Inc. Class A Common Stock.
Recent Initiatives: Recent initiatives include launching a new version of the Fold App, expanding the rewards program to new merchants, and forging strategic partnerships with cryptocurrency exchanges.
Summary
Fold Holdings, Inc. Class A Common Stock shows potential with its Bitcoin rewards focus and user-friendly platform, reflected in improving financials. It faces intense competition and regulatory risks inherent in the cryptocurrency space, requiring agile adaptation. Growth is driven by strategic partnerships and service expansions. While profitable now, reliance on crypto's volatility requires careful risk management. Overall, its focused approach shows promise, but vigilance is critical.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Fictional data generated for this exercise.
- Industry reports (hypothetical)
Disclaimers:
This analysis is based on fictional data and hypothetical assumptions. It should not be considered investment advice.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Fold Holdings, Inc. Class A Common Stock
Exchange NASDAQ | Headquaters Phoenix, AZ, United States | ||
IPO Launch date 2022-02-09 | Founder, CEO & Chairman of the Board Mr. William Reeves | ||
Sector Financial Services | Industry Capital Markets | Full time employees 35 | Website https://foldapp.com |
Full time employees 35 | Website https://foldapp.com | ||
Fold Holdings, Inc., a bitcoin financial services company, provides access to bitcoin through a suite of consumer financial products in the United States. Its financial services platform allows consumers to accumulate, save, and use bitcoin to accomplish financial goals. It offers consumers an FDIC insured checking account, a Visa prepaid debit card, bill payments, and an extensive catalog of merchant reward offers, as well as partners with third-party service providers that offer bitcoin exchange and custody services. The company also invests in and accumulates bitcoin for treasury. The company offers its products and services through the Fold mobile app. Fold Holdings, Inc. was founded in 2019 and is headquartered in Phoenix, Arizona.
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.