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Upturn AI SWOT - About
Horizon Technology Finance Corporation (HTFB)
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Upturn Advisory Summary
11/05/2025: HTFB (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Analysis of Past Performance
Type Stock | Historic Profit 2.36% | Avg. Invested days 75 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 11/05/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 343.84M USD | Price to earnings Ratio 20.43 | 1Y Target Price - |
Price to earnings Ratio 20.43 | 1Y Target Price - | ||
Volume (30-day avg) - | Beta 1.17 | 52 Weeks Range 22.70 - 25.16 | Updated Date 06/29/2025 |
52 Weeks Range 22.70 - 25.16 | Updated Date 06/29/2025 | ||
Dividends yield (FY) 5.18% | Basic EPS (TTM) 1.22 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin -2.31% | Operating Margin (TTM) 84.56% |
Management Effectiveness
Return on Assets (TTM) 7.25% | Return on Equity (TTM) -0.77% |
Valuation
Trailing PE 20.43 | Forward PE - | Enterprise Value 1200283392 | Price to Sales(TTM) - |
Enterprise Value 1200283392 | Price to Sales(TTM) - | ||
Enterprise Value to Revenue - | Enterprise Value to EBITDA - | Shares Outstanding - | Shares Floating - |
Shares Outstanding - | Shares Floating - | ||
Percent Insiders - | Percent Institutions - |
Upturn AI SWOT
Horizon Technology Finance Corporation
Company Overview
History and Background
Horizon Technology Finance Corporation was founded in 2004 and is a specialty finance company that lends to venture capital-backed companies in the technology, life science, healthcare information and services, and cleantech industries.
Core Business Areas
- Venture Lending: Provides secured loans to venture capital-backed companies, offering debt financing solutions for growth capital, acquisitions, and recapitalizations.
Leadership and Structure
Robert D. Pomeroy is the Chairman and Chief Executive Officer. The company has a board of directors and operates with a team of investment professionals.
Top Products and Market Share
Key Offerings
- Competitors: Ares Capital Corporation, Golub Capital BDC, Inc., SLR Investment Corp.
- Senior Secured Loans: Horizon's primary product is senior secured loans to venture capital-backed companies. Competitors include other BDCs and specialty finance companies. Market share is difficult to pinpoint precisely but is estimated to be within the top tier of BDCs focused on venture debt. Revenue is derived from interest income and fees on these loans.
Market Dynamics
Industry Overview
The venture lending industry caters to venture capital-backed companies needing debt financing. The industry is competitive with various players.
Positioning
Horizon positions itself as a leading provider of venture debt, focusing on high-growth companies in specific technology sectors. Competitive advantages include industry expertise and relationships with venture capital firms.
Total Addressable Market (TAM)
TAM for venture debt is estimated in the billions of dollars annually. Horizon is positioned to capture a share of this market by focusing on its target sectors.
Upturn SWOT Analysis
Strengths
- Experienced management team
- Focus on high-growth sectors
- Strong relationships with venture capital firms
- Disciplined underwriting process
Weaknesses
- Exposure to higher credit risk due to lending to venture-backed companies
- Sensitivity to interest rate fluctuations
- Reliance on venture capital funding for its borrowers
- Smaller size compared to some competitors
Opportunities
- Growing demand for venture debt financing
- Expansion into new technology sectors
- Increased investment from venture capital firms
- Potential acquisitions of smaller BDCs
Threats
- Economic downturn impacting venture capital funding
- Increased competition from other lenders
- Rising interest rates
- Regulatory changes impacting the BDC industry
Competitors and Market Share
Key Competitors
- ARCC
- GSLRD
- SLRC
Competitive Landscape
Horizon competes on industry expertise, relationship management, and speed of execution. Its smaller size can be an advantage in some situations but a disadvantage in others.
Growth Trajectory and Initiatives
Historical Growth: Growth has been driven by increased lending activity in target sectors.
Future Projections: Analyst estimates suggest continued growth in loan originations and net investment income.
Recent Initiatives: Focus on expanding loan portfolio and maintaining strong asset quality.
Summary
Horizon Technology Finance Corporation is a BDC that finances venture capital-backed companies. It has a strong focus on high-growth sectors and established relationships with venture capital firms. Risks include exposure to higher credit risk and sensitivity to interest rates. The company pays a monthly dividend and is expanding its loan portfolio. It needs to be careful about interest rate increases and economic headwinds.
Similar Stocks
Sources and Disclaimers
Data Sources:
- SEC Filings
- Company Website
- Analyst Reports
Disclaimers:
This analysis is for informational purposes only and should not be considered financial advice. Market share data is estimated and may not be precise. Past performance is not indicative of future results.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Horizon Technology Finance Corporation
Exchange NYSE | Headquaters Farmington, CT, United States | ||
IPO Launch date 2021-04-07 | Chairman & CEO Mr. Robert D. Pomeroy Jr. | ||
Sector - | Industry - | Full time employees - | |
Full time employees - | |||
Horizon Technology Finance Corporation is a business development company specializing in lending and and investing in development-stage investments. It focuses on making secured debt and venture lending investments to venture capital backed companies in the technology, life science, healthcare information and services, cleantech and sustainability industries. It seeks to invest in companies in the United States.
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