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Upturn AI SWOT - About
Huize Holding Ltd (HUIZ)
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Stock price based on last close (see disclosures)
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Upturn Advisory Summary
08/14/2025: HUIZ (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
2 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $2.9
1 Year Target Price $2.9
| 1 | Strong Buy |
| 0 | Buy |
| 1 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -24.79% | Avg. Invested days 21 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 08/14/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 25.98M USD | Price to earnings Ratio - | 1Y Target Price 2.9 |
Price to earnings Ratio - | 1Y Target Price 2.9 | ||
Volume (30-day avg) 2 | Beta 0.38 | 52 Weeks Range 1.50 - 6.06 | Updated Date 08/15/2025 |
52 Weeks Range 1.50 - 6.06 | Updated Date 08/15/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -0.28 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin -1.32% | Operating Margin (TTM) -3.31% |
Management Effectiveness
Return on Assets (TTM) -2.63% | Return on Equity (TTM) -4.2% |
Valuation
Trailing PE - | Forward PE - | Enterprise Value 10642976 | Price to Sales(TTM) 0.02 |
Enterprise Value 10642976 | Price to Sales(TTM) 0.02 | ||
Enterprise Value to Revenue 0.06 | Enterprise Value to EBITDA 2.47 | Shares Outstanding 8582660 | Shares Floating 438681550 |
Shares Outstanding 8582660 | Shares Floating 438681550 | ||
Percent Insiders 15.51 | Percent Institutions 0.03 |
Upturn AI SWOT
Huize Holding Ltd
Company Overview
History and Background
Huize Holding Ltd was founded in 2006 and is based in Shenzhen, China. It operates as an online insurance product and service platform, connecting insurance providers and consumers.
Core Business Areas
- Insurance Brokerage: Offers a wide range of insurance products, including life, health, and property & casualty insurance, sourced from various insurance companies.
- Technology Platform Services: Provides technology and data analytics services to insurance companies to help them optimize product development and distribution.
Leadership and Structure
The company's leadership includes the Chairman and CEO, along with a team of executives overseeing finance, technology, and operations. The organizational structure is hierarchical, with departments focused on specific business areas.
Top Products and Market Share
Key Offerings
- Life Insurance Products: Offers various life insurance products, including term life, whole life, and universal life. Market share data is not readily available but the Chinese insurance market is highly fragmented. Competitors include Ping An Insurance, China Life Insurance, and other online platforms like Waterdrop.
- Health Insurance Products: Provides a range of health insurance products, including critical illness insurance, medical insurance, and accident insurance. Market share data is not readily available. Competitors include Ping An Insurance, China Life Insurance, and WeDoctor.
Market Dynamics
Industry Overview
The online insurance brokerage industry in China is experiencing significant growth due to increasing internet penetration, rising consumer awareness of insurance products, and the convenience of online platforms.
Positioning
Huize Holding Ltd is positioned as a leading independent online insurance product and service platform in China, offering a wide range of products and services from various insurance companies. Its competitive advantage lies in its technology platform, data analytics capabilities, and customer-centric approach.
Total Addressable Market (TAM)
The TAM for online insurance in China is estimated to be in the hundreds of billions of dollars. Huize Holding Ltd is positioned to capture a significant share of this market through its partnerships with insurance companies and its focus on technology and data analytics.
Upturn SWOT Analysis
Strengths
- Strong technology platform
- Extensive network of insurance company partners
- Large and growing user base
- Data analytics capabilities
- Focus on customer service
Weaknesses
- Reliance on third-party insurance companies
- Limited brand recognition compared to larger competitors
- Exposure to regulatory changes in China
- Profitability challenges
Opportunities
- Further expansion into underserved markets
- Development of new and innovative insurance products
- Increased adoption of online insurance platforms
- Strategic partnerships with other companies
- Leveraging data analytics to improve product offerings and customer experience
Threats
- Increased competition from larger players
- Changes in regulations governing online insurance
- Economic downturn in China
- Cybersecurity risks
- Negative publicity related to insurance products or services
Competitors and Market Share
Key Competitors
- PING AN (PNGAY)
- China Life Insurance (LFC)
- Waterdrop (WDH)
Competitive Landscape
Huize Holding Ltd faces competition from larger, more established players in the online insurance market. Its advantages include its technology platform, data analytics capabilities, and customer-centric approach. Its disadvantages include limited brand recognition and reliance on third-party insurance companies.
Growth Trajectory and Initiatives
Historical Growth: Huize Holding Ltd has experienced growth in recent years, driven by the increasing adoption of online insurance platforms in China.
Future Projections: Future growth projections depend on various factors, including market conditions, competition, and regulatory changes. Analyst estimates should be consulted for specific projections.
Recent Initiatives: Recent strategic initiatives may include partnerships with insurance companies, expansion into new markets, and development of new products and services.
Summary
Huize Holding Ltd is an online insurance platform in China facing a competitive market. The company has a good technology platform and data analytics capability, but has smaller market share. It is dependent on other Insurance vendors and it is in a highly regulated marketplace.
Peer Comparison
Sources and Disclaimers
Data Sources:
- SEC Filings
- Company Website
- Industry Reports
- Analyst Reports
Disclaimers:
This analysis is based on publicly available information and is for informational purposes only. It does not constitute financial advice. Market share data is approximate and based on available estimates.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Huize Holding Ltd
Exchange NASDAQ | Headquaters - | ||
IPO Launch date 2020-02-12 | Founder, Chairman & CEO Mr. Cunjun Ma | ||
Sector Financial Services | Industry Insurance Brokers | Full time employees 1034 | Website https://www.huize.com |
Full time employees 1034 | Website https://www.huize.com | ||
Huize Holding Limited, together with its subsidiaries, offers online insurance product and service platform through various internet channels in Mainland China, Hong Kong, and internationally. The company provides life and health insurance products, such as critical illness, illness and disease, annuity, and term and whole life insurance products; and property and casualty insurance products, including travel, individual casualty, and corporate liability insurance products, as well as commercial property insurance and cargo insurance. It also offers offline insurance intermediary and brokerage services. The company also provides digital and technology development services; investment consulting services; and insurance agency services. Huize Holding Limited was founded in 2006 and is headquartered in Shenzhen, China.
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