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Upturn AI SWOT - About
Huize Holding Ltd (HUIZ)
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Upturn Advisory Summary
06/30/2025: HUIZ (2-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Number of Analysts
2 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $2.91
1 Year Target Price $2.91
| 1 | Strong Buy |
| 0 | Buy |
| 1 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -8.85% | Avg. Invested days 31 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 06/30/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 21.09M USD | Price to earnings Ratio - | 1Y Target Price 2.91 |
Price to earnings Ratio - | 1Y Target Price 2.91 | ||
Volume (30-day avg) 2 | Beta 0.41 | 52 Weeks Range 0.52 - 6.06 | Updated Date 06/30/2025 |
52 Weeks Range 0.52 - 6.06 | Updated Date 06/30/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -0.28 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Earnings Date
Report Date 2025-06-06 | When - | Estimate - | Actual -0.117 |
Profitability
Profit Margin -1.32% | Operating Margin (TTM) -3.31% |
Management Effectiveness
Return on Assets (TTM) -2.63% | Return on Equity (TTM) -4.2% |
Valuation
Trailing PE - | Forward PE - | Enterprise Value 5737979 | Price to Sales(TTM) 0.02 |
Enterprise Value 5737979 | Price to Sales(TTM) 0.02 | ||
Enterprise Value to Revenue 0.03 | Enterprise Value to EBITDA 2.47 | Shares Outstanding 8582660 | Shares Floating 438681550 |
Shares Outstanding 8582660 | Shares Floating 438681550 | ||
Percent Insiders 15.51 | Percent Institutions 0.21 |
Analyst Ratings
Rating 2 | Target Price 2.91 | Buy - | Strong Buy 1 |
Buy - | Strong Buy 1 | ||
Hold 1 | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Huize Holding Ltd
Company Overview
History and Background
Huize Holding Ltd. was founded in 2006 and is headquartered in Shenzhen, China. It has grown to become a prominent online insurance product and service platform in China, connecting customers with insurers.
Core Business Areas
- Insurance Product Distribution: Huize connects customers with insurers and distributes a wide range of insurance products, including life, health, and property & casualty insurance.
- Service and Support: Provides customer service and support throughout the insurance lifecycle, including policy purchase, claims assistance, and renewal.
- Technology Platform: Operates a technology platform that leverages data analytics and AI to match customers with suitable insurance products.
Leadership and Structure
The leadership team includes Cunjun Ma (CEO), and other key executives. The company operates with a board of directors and various management teams focusing on different aspects of the business.
Top Products and Market Share
Key Offerings
- Life Insurance Products: Offers a variety of life insurance products sourced from partner insurers. Market share information is not readily and publicly available in aggregate form for distribution channels. Competitors include other online insurance platforms and traditional insurance brokers and agencies in China. Revenue data is not publicly provided at the product level.
- Market Share (%):
- Health Insurance Products: Provides health insurance products sourced from partner insurers. Market share information is not readily and publicly available in aggregate form for distribution channels. Competitors include other online insurance platforms and traditional insurance brokers and agencies in China. Revenue data is not publicly provided at the product level.
- Market Share (%):
- Market Share (%):
- Property & Casualty Insurance: Offers property & casualty products. Market share information is not readily and publicly available in aggregate form for distribution channels. Competitors include other online insurance platforms and traditional insurance brokers and agencies in China. Revenue data is not publicly provided at the product level.
Market Dynamics
Industry Overview
The Chinese insurance industry is experiencing substantial growth, driven by rising disposable incomes, increasing health awareness, and a growing demand for financial protection. The market is becoming increasingly digital, with online insurance platforms gaining traction.
Positioning
Huize positions itself as a leading independent online insurance product and service platform in China, leveraging technology and data analytics to enhance customer experience and product selection. Its competitive advantages lie in its extensive product portfolio and strong partnerships with insurers.
Total Addressable Market (TAM)
The TAM for the insurance market in China is substantial and continues to grow, estimated to be in the hundreds of billions of dollars. Huize is well-positioned to capture a significant share of this growing market.
Upturn SWOT Analysis
Strengths
- Strong brand recognition
- Extensive product portfolio
- Advanced technology platform
- Established partnerships with insurers
- Large customer base
Weaknesses
- Reliance on third-party insurers
- Sensitivity to regulatory changes
- Dependence on online traffic
- Brand Perception and trust compared to larger insurers
Opportunities
- Expanding into new insurance segments
- Increasing penetration in underserved regions
- Leveraging data analytics for personalized offerings
- Forming strategic alliances with technology companies
Threats
- Intensifying competition from other online platforms
- Changing consumer preferences
- Economic downturns
- Regulatory restrictions
Competitors and Market Share
Key Competitors
Competitive Landscape
The online insurance market in China is highly competitive, with several players vying for market share. Huize competes on product selection, technology, and customer service.
Growth Trajectory and Initiatives
Historical Growth: Huize has experienced significant growth in its early years, driven by the increasing adoption of online insurance platforms. The growth rate has fluctuated more recently.
Future Projections: Future growth projections vary depending on analyst estimates and market conditions.
Recent Initiatives: Recent strategic initiatives include expanding product offerings, enhancing technology infrastructure, and strengthening partnerships with insurers.
Summary
Huize is a significant player in the Chinese online insurance market with a robust platform and partnerships. Revenue and net income have fluctuated, reflecting the company's growth stage. Monitoring regulatory changes and competition is crucial for its sustained success. Huize must focus on profitability while continuing innovation.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Website
- SEC Filings
- Market Research Reports
Disclaimers:
This analysis is based on publicly available information and is for informational purposes only. It should not be construed as financial advice.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Huize Holding Ltd
Exchange NASDAQ | Headquaters - | ||
IPO Launch date 2020-02-12 | Founder, Chairman & CEO Mr. Cunjun Ma | ||
Sector Financial Services | Industry Insurance Brokers | Full time employees 1034 | Website https://www.huize.com |
Full time employees 1034 | Website https://www.huize.com | ||
Huize Holding Limited, together with its subsidiaries, offers online insurance product and service platform through various internet channels in Mainland China, Hong Kong, and internationally. The company provides life and health insurance products, such as critical illness, illness and disease, annuity, and term and whole life insurance products; and property and casualty insurance products, including travel, individual casualty, and corporate liability insurance products, as well as commercial property insurance and cargo insurance. It also offers offline insurance intermediary and brokerage services. The company also provides digital and technology development services; investment consulting services; and insurance agency services. Huize Holding Limited was founded in 2006 and is headquartered in Shenzhen, China.
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