Huize Holding Ltd logo

Huize Holding Ltd(HUIZ)

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ADVISORIES YOU CAN VERIFY
QUALITY SIGNAL
1-STAR RATING
PASS
LAST CLOSE
$1.44
09/16/2026
(24-hour delay)

Advisory History & Simulated Performance *

*as per simulation (see disclosures)
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  • SELL Advisory (Loss)
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Upturn Stock price based on last close iconStock price based on last close

Advisory Performance History (Simulated)Advisory Performance History info

Upturn Advisory & Investor View for HUIZ

09/16/2026: HUIZ (1-star) is currently NOT-A-BUY. Pass it for now.

How to Read the Upturn Advisory

The Upturn Star Rating and the current BUY, SELL, or PASS advisory are generated by Upturn’s AI advisory engine based on proprietary signal analysis, price behavior, advisory history, and historical signal performance.

Company fundamentals, valuation, risks, and news provide supporting context about the business.

Price Behavior

Steep Decline
PRICE PATH

Steep Decline

The stock price has dropped sharply with strong downward pressure.

Extreme Price Shocks
PRICE STABILITY

Extreme Price Shocks

The stock has experienced exceptionally large and disruptive price movements during the period.

Analysis of Past Performance

Type Stock
Historic Profit -10.49%
Avg. Invested days 25
Today’s Advisory PASS
Upturn Advisory Rating upturn star rating icon
Upturn Advisory Performance Upturn Advisory Performance icon 3.0
Stock Returns Performance Upturn Returns Performance icon 1.0
Upturn Profits based on simulation icon Profits based on simulation
Upturn last close icon Last Close 09/16/2026

Upturn Scorecard

Upturn Star Rating

HUIZ receives a 3-star rating, supported by solid company fundamentals. The rating is constrained by soft unit economics, and weak price momentum.

Company Fundamentals

HUIZ has solid overall fundamentals (4 stars), with moderate financial health, solid growth momentum, and solid ownership. In FY2025 versus FY2024, strong earnings growth (+705.5%) and solid revenue growth (+23.2%) are partially offset by soft cash generation (FCF margin 0.6%), soft profitability (net margin 0.3%).

Financial Health Rating

HUIZ's financial health is supported by solid cash strength, including free-cash-flow generation (0.6% of revenue). Profitability is soft (2 stars), which helps explain the 3-star overall score.

Growth Momentum Score

Earnings growth is HUIZ's strongest growth driver at +705.5% FY2025 versus FY2024 (strong, 5 stars). Revenue growth (+23.2%, solid) and free-cash-flow growth (+141.5%, strong) are also constructive, though not equally high across every growth measure.

Ownership

Institutional ownership is 0.4% and approximately 51.8% of outstanding shares are publicly tradable, supporting liquidity and institutional participation. Insider ownership of 15.78% supports management-shareholder alignment.

Top 5 Institutional Investors

SmartHarvest Portfolios, LLC 0.15%
Two Sigma Investments LLC 0.13%
Morgan Stanley - Brokerage Accounts 0.03%
UBS Group AG 0.00%
SBI Securities Co Ltd 0.00%

Unit Economics (Per $1K Revenue)

HUIZ generates approximately $271 of gross profit, $4 of operating income, and $6 of free cash flow for every $1,000 of revenue. Based on FY2025 results. Strong cash conversion and healthy margins support the rating, although capital efficiency remains below the highest tier.

Economic Dimensions

Effective Tax Rate: 67.04%

Quantitative Style Profile

HUIZ has a liquid profile. Weak momentum is the primary drawback.

Style Classification

Quality Focused

Value-OrientedSmall / Mid Cap RiskShort Squeeze RiskHighly Liquid / Institution-Friendly

Key Highlights

Company Size Small-Cap Stock
Market Capitalization 15.87M USD
Price to earnings Ratio 5.41
1Y Target Price 2.91
Price to earnings Ratio 5.41
1Y Target Price 2.91
Volume (30-day avg) 3.9M shares
Beta 0.99
52 Weeks Range 1.04 - 4.17
Updated Date 09/16/2026
52 Weeks Range 1.04 - 4.17
Updated Date 09/16/2026
Dividends yield (FY) -
Basic EPS (TTM) 0.29

Analyzing Revenue: Products, Geography and Growth

Revenue by Products

Product revenue - Year on Year

Revenue by Geography

Geography revenue - Year on Year

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Earnings Date

Report Date 2026-08-20
When Before Market
Estimate -
Actual 0.15

Profitability

Profit Margin 1.67%
Operating Margin (TTM) 2.99%

Management Effectiveness

Return on Assets (TTM) 1.56%
Return on Equity (TTM) 5.35%

Valuation

Trailing PE 5.41
Forward PE -
Enterprise Value 16.47M
Price to Sales(TTM) 0.01
Enterprise Value 16.47M
Price to Sales(TTM) 0.01
Enterprise Value to Revenue 0.08
Enterprise Value to EBITDA 103.64
Shares Outstanding 8.60M
Shares Floating 4.46M
Shares Outstanding 8.60M
Shares Floating 4.46M
Percent Insiders 15.78
Percent Institutions 0.36

Financial Metrics

🧭 Investment Snapshot

Total Revenue (Scale)

Information icon Total money earned from selling products or services before any costs. It is needed to understand the scale of the business and its ability to generate income.

Net Income (Profit)

Information icon Final profit after all expenses, interest, and taxes are deducted. It is needed to determine the overall profitability available to shareholders.

Free Cash Flow (Cash Strength)

Information icon Cash remaining after operating activities and capital expenditures, showing cash available for growth. It is needed to evaluate the company’s ability to invest, pay dividends, or reduce debt.

📈 Growth & Strength

Operating Income (Core Profit)

Information icon Profit from core operations after deducting all operating expenses. It is needed to measure how efficiently the company runs its primary business activities.

EBITDA (Cash Earnings)

Information icon Earnings before interest, taxes, depreciation, and amortization, indicating operating cash potential. It is needed to compare operating performance across companies without accounting or financing differences.

Gross Profit (Unit Profitability)

Information icon Revenue minus cost of revenue, showing profit after direct production costs. It is needed to evaluate core business profitability before overhead expenses.

🛡️ Financial Safety

Cash (Liquidity Buffer)

Information icon Total cash and cash equivalents on hand. It is needed to evaluate immediate liquidity and financial flexibility.

Total Debt (Leverage Risk)

Information icon Total debt including both short-term and long-term components. It is needed to assess the company’s leverage and financial risk.

Net Working Capital (Short-Term Health)

Information icon Current assets minus current liabilities, indicating short-term liquidity strength. It is needed to assess whether the company can meet its short-term obligations.

🧱 Balance Sheet Strength

Stockholder Equity (Net Worth)

Information icon Total equity value held by shareholders. It is needed to understand the net worth of the company from the owners’ perspective.

Total Assets (Asset Base)

Information icon The full value of everything the company owns, including cash, inventory, equipment, and investments. It is needed to understand the resource base used to generate revenue.

Income Before Tax (Pre-Tax Earnings)

Information icon Income before provision for income taxes. It is needed to analyze profitability independent of tax structures.

⚙️ Cost & Drag Factors

Cost of Revenue (Production Cost)

Information icon Direct costs required to produce and deliver the products or services sold. It is needed to assess efficiency in production and service delivery.

Total Operating Expenses (Operating Cost)

Information icon Indirect costs of running the business such as salaries, marketing, and administration. It is needed to understand how much it costs to sustain ongoing business operations.

Income Tax Expense (Tax Drag)

Information icon Amount of taxes paid or payable to the government. It is needed to evaluate the impact of taxation on overall profitability.

About Huize Holding Ltd

Exchange NASDAQ
Headquarters -
IPO Launch date 2020-02-12
Founder, Chairman & CEO Mr. Cunjun Ma
Sector Financial Services
Industry Insurance Brokers
Full time employees 853
Full time employees 853

Huize Holding Limited, together with its subsidiaries, offers online insurance product and service platforms through various internet channels in Mainland China, Hong Kong, and internationally. The company offers life and health insurance products comprising term and whole life, annuity, critical illness, reimbursement-based, and illness and disease insurance. It also provides property and casualty insurance products consisting of travel, individual casualty, and corporate liability insurance products; commercial property insurance; and cargo insurance, including logistics liability, international freight forwarder liability, and international cargo bill of lading liability insurance. In addition, the company offers offline insurance intermediary services; digital and technology development services; insurance brokerage and agency services; and investment and investment consulting services. Huize Holding Limited was founded in 2006 and is headquartered in Shenzhen, China.