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Upturn AI SWOT - About
Waterdrop Inc ADR (WDH)
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Upturn Advisory Summary
08/14/2025: WDH (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
5 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $1.83
1 Year Target Price $1.83
| 3 | Strong Buy |
| 2 | Buy |
| 0 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -35.46% | Avg. Invested days 28 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 08/14/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 650.99M USD | Price to earnings Ratio 12 | 1Y Target Price 1.83 |
Price to earnings Ratio 12 | 1Y Target Price 1.83 | ||
Volume (30-day avg) 5 | Beta -0.27 | 52 Weeks Range 0.96 - 2.17 | Updated Date 08/15/2025 |
52 Weeks Range 0.96 - 2.17 | Updated Date 08/15/2025 | ||
Dividends yield (FY) 2.22% | Basic EPS (TTM) 0.15 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 14.01% | Operating Margin (TTM) 10.07% |
Management Effectiveness
Return on Assets (TTM) 2.06% | Return on Equity (TTM) 7.79% |
Valuation
Trailing PE 12 | Forward PE - | Enterprise Value 386253849 | Price to Sales(TTM) 0.23 |
Enterprise Value 386253849 | Price to Sales(TTM) 0.23 | ||
Enterprise Value to Revenue 0.98 | Enterprise Value to EBITDA 13.34 | Shares Outstanding 281472000 | Shares Floating 1279080558 |
Shares Outstanding 281472000 | Shares Floating 1279080558 | ||
Percent Insiders 0.89 | Percent Institutions 5.54 |
Upturn AI SWOT
Waterdrop Inc ADR
Company Overview
History and Background
Waterdrop Inc. (WDH) was founded in 2016 and went public in 2021. It initially focused on crowdfunding for medical expenses and expanded into online insurance marketplace and healthcare services.
Core Business Areas
- Insurance Marketplace: Connects users with insurance products from various providers.
- Medical Crowdfunding: Facilitates fundraising for individuals facing medical expenses.
- Healthcare Services: Offers services like online doctor consultations and health management programs.
Leadership and Structure
The founder and CEO is Shen Peng. The company has a typical corporate structure with a board of directors and executive management team.
Top Products and Market Share
Key Offerings
- Insurance Marketplace: Offers a range of insurance products, including health, life, and accident insurance. Lacks market share data but relies on user engagement. Competitors include ZhongAn Online, Ant Financial, and Ping An Good Doctor.
- Medical Crowdfunding: Allows users to raise funds for medical expenses. There's a strong presence in China but precise market share is difficult to determine. Competitors include Shuidichou.
Market Dynamics
Industry Overview
The Chinese online insurance and healthcare market is growing rapidly, driven by increasing internet penetration and rising healthcare costs.
Positioning
Waterdrop is positioned as a platform connecting users with insurance and healthcare services, particularly targeting underserved populations in China. It aims to capitalize on the growing demand for online healthcare solutions.
Total Addressable Market (TAM)
The TAM for online insurance and healthcare in China is estimated to be worth hundreds of billions of dollars. Waterdrop seeks to capture a significant portion of this market by expanding its service offerings and user base.
Upturn SWOT Analysis
Strengths
- Strong brand recognition in China
- Large user base
- Diversified revenue streams
- Innovative business model
Weaknesses
- Regulatory uncertainty
- Intense competition
- High marketing expenses
- Profitability concerns
Opportunities
- Expanding into new healthcare services
- Partnering with insurance companies
- Reaching underserved populations
- Leveraging data analytics
Threats
- Changes in government regulations
- Increased competition from established players
- Economic slowdown
- Negative publicity
Competitors and Market Share
Key Competitors
- ZhongAn Online (N/A)
- Ping An Good Doctor (N/A)
- Ant Financial (N/A)
Competitive Landscape
Waterdrop faces intense competition from established players with greater resources. Its advantage lies in its large user base and strong brand recognition, however regulatory issues can arise.
Growth Trajectory and Initiatives
Historical Growth: Historical growth has been strong in terms of user acquisition and revenue growth, but profitability remains a challenge.
Future Projections: Future growth is expected to be driven by expansion into new healthcare services and increased penetration in underserved markets. Analyst estimates vary widely.
Recent Initiatives: Recent initiatives include expanding the insurance product offerings and strengthening partnerships with healthcare providers.
Summary
Waterdrop Inc. has built a strong brand in the Chinese online insurance and healthcare market, leveraging a large user base for rapid growth. However, it faces challenges related to regulatory uncertainty, intense competition, and achieving profitability. Expanding into new healthcare services and strengthening partnerships can help improve its competitive position. However the regulatory environment must be monitored carefully.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company filings, industry reports, analyst estimates.
Disclaimers:
The information provided is for informational purposes only and does not constitute financial advice. Market share data is approximate and may vary. This analysis is based on publicly available information and current market conditions, which are subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Waterdrop Inc ADR
Exchange NYSE | Headquaters - | ||
IPO Launch date 2021-05-07 | Co-Founder, Chairman of the Board & CEO Dr. Peng Shen | ||
Sector Financial Services | Industry Insurance - Diversified | Full time employees 3057 | Website https://www.waterdrop-inc.com |
Full time employees 3057 | Website https://www.waterdrop-inc.com | ||
Waterdrop Inc., through its subsidiaries, provides online insurance brokerage services to match and connect users with related insurance products underwritten by insurance companies in the People's Republic of China. The company offers short-term and long-term health and life insurance products and services. It also operates a medical crowdfunding platform; and E-Find, a clinical trial patient recruitment platform for pharmaceutical companies to find matches for clinical trials. In addition, the company provides technical services to insurance brokerage or agency companies through customer relationship management system. Waterdrop Inc. was founded in 2016 and is headquartered in Beijing, the People's Republic of China.
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