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Upturn AI SWOT - About
IMXI 
International Money Express Inc (IMXI)
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Upturn Advisory Summary
09/17/2025: IMXI (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
8 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $16
1 Year Target Price $16
| 1 | Strong Buy |
| 0 | Buy |
| 7 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -41.33% | Avg. Invested days 24 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  1.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 09/17/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 430.72M USD | Price to earnings Ratio 8.9 | 1Y Target Price 16 |
Price to earnings Ratio 8.9 | 1Y Target Price 16 | ||
Volume (30-day avg) 8 | Beta 0.96 | 52 Weeks Range 8.58 - 22.37 | Updated Date 09/16/2025 |
52 Weeks Range 8.58 - 22.37 | Updated Date 09/16/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) 1.63 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 8.01% | Operating Margin (TTM) 13.46% |
Management Effectiveness
Return on Assets (TTM) 10.29% | Return on Equity (TTM) 36.15% |
Valuation
Trailing PE 8.9 | Forward PE 7.08 | Enterprise Value 422469783 | Price to Sales(TTM) 0.67 |
Enterprise Value 422469783 | Price to Sales(TTM) 0.67 | ||
Enterprise Value to Revenue 0.66 | Enterprise Value to EBITDA 4.17 | Shares Outstanding 29684100 | Shares Floating 22874829 |
Shares Outstanding 29684100 | Shares Floating 22874829 | ||
Percent Insiders 8.99 | Percent Institutions 96.12 |
Upturn AI SWOT
International Money Express Inc
Company Overview
History and Background
International Money Express, Inc. (Intermex) was founded in 1994. It has grown through acquisitions and organic expansion to become a leading money transfer provider.
Core Business Areas
- Money Transfer Services: Offers money transfer services primarily to Latin America and the Caribbean, facilitating remittances from the United States, Canada, and Europe.
Leadership and Structure
Bob Lisy serves as CEO. The company has a standard corporate structure with various departments overseeing operations, finance, compliance, and technology.
Top Products and Market Share
Key Offerings
- Money Transfer to Latin America and the Caribbean: Core money transfer service. Intermex serves approximately 48577 active sending agents. Competitors include Western Union, MoneyGram, and Ria Money Transfer.
Market Dynamics
Industry Overview
The money transfer industry is highly competitive and regulated, with increasing demand for digital remittance solutions.
Positioning
Intermex specializes in the Latin American corridor, positioning itself as a reliable and convenient option for remittances.
Total Addressable Market (TAM)
The global remittance market is estimated to be hundreds of billions of dollars annually. Intermex targets a significant portion of the Latin American remittance market.
Upturn SWOT Analysis
Strengths
- Strong presence in the Latin American corridor
- Extensive agent network
- Focus on compliance and security
- Digital Platform
Weaknesses
- Geographic concentration
- Exposure to regulatory changes
- Dependence on agent network
Opportunities
- Expanding into new markets
- Increasing digital adoption
- Partnerships with financial institutions
- Growth in remittance flows
Threats
- Competition from established players
- Economic fluctuations in key markets
- Regulatory scrutiny
- Currency exchange rate risks
- Technological disruption
Competitors and Market Share
Key Competitors
- WU
- MGAM
- RELY
Competitive Landscape
Intermex competes with larger, established players like Western Union and MoneyGram but differentiates itself through a focus on specific corridors.
Major Acquisitions
La Nacional
- Year: 2018
- Acquisition Price (USD millions): 20
- Strategic Rationale: Expanded Intermex's presence in key Latin American markets.
Growth Trajectory and Initiatives
Historical Growth: Intermex has demonstrated growth through acquisitions and organic expansion, particularly in the Latin American corridor.
Future Projections: Future growth projections depend on factors like market conditions, digital adoption, and competitive landscape.
Recent Initiatives: Recent initiatives focus on enhancing digital platforms, expanding agent networks, and strengthening compliance efforts.
Summary
Intermex is a mid-sized player in the money transfer market, specializing in the Latin American corridor. Its strength lies in its strong agent network and regional focus. While the industry is very competitive, and there are regulatory challenges, the company is trying to grow by expanding its digital offerings.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Filings
- Industry Reports
- Market Analysis
Disclaimers:
The information provided is for informational purposes only and should not be construed as investment advice.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About International Money Express Inc
Exchange NASDAQ | Headquaters Miami, FL, United States | ||
IPO Launch date 2017-03-27 | Chairman, President & CEO Mr. Robert Lisy | ||
Sector Technology | Industry Software - Infrastructure | Full time employees 1101 | Website https://www.intermexonline.com |
Full time employees 1101 | Website https://www.intermexonline.com | ||
International Money Express, Inc., together with its subsidiaries, operates as an omnichannel money remittance services company in the United States, Latin America, Mexico, Central and South America, the Caribbean, Africa, and Asia. The company offers remittance services, which include a suite of ancillary financial processing solutions and payment services; and online payment options, pre-paid debit cards, and direct deposit payroll cards. It provides services through sending and paying agents and company-operated stores, as well as through online and internet-enabled mobile devices. International Money Express, Inc. was founded in 1994 and is headquartered in Miami, Florida.
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