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Upturn AI SWOT - About
ING 
ING Group NV ADR (ING)
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Upturn Advisory Summary
06/27/2025: ING (3-star) is a STRONG-BUY. BUY since 37 days. Profits (8.65%). Updated daily EoD!
Upturn Star Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
Number of Analysts
2 Analysts rated it
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
Year Target Price $22.65
Year Target Price $22.65
| 0 | Strong Buy |
| 0 | Buy |
| 2 | Hold |
| 0 | Under performing |
| 0 | Sell |
Analysis of Past Performance
Type Stock | Historic Profit 14.68% | Avg. Invested days 41 | Today’s Advisory Strong Buy |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 06/27/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 65.46B USD | Price to earnings Ratio 9.56 | 1Y Target Price 22.65 |
Price to earnings Ratio 9.56 | 1Y Target Price 22.65 | ||
Volume (30-day avg) - | Beta 1.28 | 52 Weeks Range 14.34 - 22.07 | Updated Date 06/29/2025 |
52 Weeks Range 14.34 - 22.07 | Updated Date 06/29/2025 | ||
Dividends yield (FY) 5.23% | Basic EPS (TTM) 2.3 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 25.99% | Operating Margin (TTM) 39.9% |
Management Effectiveness
Return on Assets (TTM) 0.52% | Return on Equity (TTM) 10.24% |
Valuation
Trailing PE 9.56 | Forward PE 9.79 | Enterprise Value 135685398528 | Price to Sales(TTM) 3.26 |
Enterprise Value 135685398528 | Price to Sales(TTM) 3.26 | ||
Enterprise Value to Revenue 9.94 | Enterprise Value to EBITDA - | Shares Outstanding 2978240000 | Shares Floating 3094216658 |
Shares Outstanding 2978240000 | Shares Floating 3094216658 | ||
Percent Insiders - | Percent Institutions 5.92 |
Analyst Ratings
Rating 3 | Target Price 22.65 | Buy - | Strong Buy - |
Buy - | Strong Buy - | ||
Hold 2 | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
ING Group NV ADR
Company Overview
History and Background
ING Group NV was founded in 1991 through the merger of Nationale-Nederlanden and NMB Postbank Group. It has evolved from a diversified financial conglomerate to a leading European banking institution, focusing on retail and commercial banking.
Core Business Areas
- Retail Banking: Offers current and savings accounts, mortgages, consumer lending, and investment products to individual customers.
- Commercial Banking: Provides lending, transaction services, financial markets, and corporate finance solutions to corporate clients and financial institutions.
- Wholesale Banking: Offerings tailored to large corporations and institutions.
Leadership and Structure
The company is led by a Management Board headed by the CEO. A Supervisory Board oversees the Management Board's activities. The organizational structure is divided into business units and geographic regions.
Top Products and Market Share
Key Offerings
- Current and Savings Accounts: Offers a range of current and savings accounts with various features and benefits. Competitors include AXP, ALLY. No specific US market share is available for just the ADR.
- Mortgages: Provides mortgage products for homebuyers and homeowners. Competitors include KeyCorp, BAC, WFC. No specific US market share is available for just the ADR.
- Business Lending: Offers loans and credit facilities to businesses of all sizes. Competitors include JPM, C. No specific US market share is available for just the ADR.
Market Dynamics
Industry Overview
The banking industry is undergoing rapid transformation driven by technological advancements, increasing regulatory scrutiny, and changing customer expectations.
Positioning
ING Group NV is positioned as a leading European bank with a strong focus on digital innovation and customer experience. It has competitive advantages in areas such as online banking and direct sales channels.
Total Addressable Market (TAM)
The global banking market is estimated to be several trillion USD. ING Group NV ADR is a fraction of the TAM. No specific TAM is available.
Upturn SWOT Analysis
Strengths
- Strong brand recognition
- Extensive European network
- Advanced digital banking platform
- Solid capital position
Weaknesses
- Exposure to European economic conditions
- Regulatory complexities
- Limited presence outside Europe
- Dependence on traditional banking activities
Opportunities
- Expansion into new markets
- Development of innovative financial products
- Strategic acquisitions
- Increased adoption of digital banking
Threats
- Intense competition
- Economic downturns
- Cybersecurity risks
- Changes in regulatory environment
Competitors and Market Share
Key Competitors
- BAC
- JPM
- WFC
- C
Competitive Landscape
ING Group NV faces intense competition from established banks and fintech companies. Its competitive advantages include its strong brand, digital capabilities, and extensive European network.
Major Acquisitions
Payvision
- Year: 2018
- Acquisition Price (USD millions): 396
- Strategic Rationale: Expanded ING's payment processing capabilities for merchants.
Growth Trajectory and Initiatives
Historical Growth: Not Available
Future Projections: Not Available
Recent Initiatives: Not Available
Summary
ING Group NV is a strong European bank with advanced digital capabilities and a solid capital position. It faces competition from established banks and fintech companies. Economic downturns and cybersecurity risks pose significant threats. Expansion into new markets and the development of innovative financial products present opportunities for growth.
Peer Comparison
Sources and Disclaimers
Data Sources:
- ING Group NV Website
- SEC Filings
- MarketWatch
- Yahoo Finance
- Bloomberg
- Reports on US Marketshare of Banks (FDIC, etc.)
Disclaimers:
The information provided is for informational purposes only and should not be considered financial advice. Market conditions and company performance are subject to change. Market share percentages are estimates and may vary based on different sources and methodologies.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About ING Group NV ADR
Exchange NYSE | Headquaters - | ||
IPO Launch date 1996-11-18 | CEO and Chairman of the Executive Board & Management Board Banking Mr. Steven J. A. van Rijswijk | ||
Sector Financial Services | Industry Banks - Diversified | Full time employees 60000 | Website https://www.ing.com |
Full time employees 60000 | Website https://www.ing.com | ||
ING Groep N.V. provides various banking products and services in the Netherlands, Belgium, Germany, rest of Europe, and internationally. The company operates through five segments: Retail Netherlands, Retail Belgium, Retail Germany, Retail Other, and Wholesale Banking. It accepts current and savings accounts, as well as time deposits. The company also offers business lending products; SME loans; consumer lending products, such as residential mortgage loans and other consumer lending loans; and mortgages. In addition, it provides working capital solutions; debt and equity market solutions; various loans; payments; and cash management, trade and corporate finance, and treasury services, as well as savings, investment, insurance, and digital banking services. The company serves individual customers, corporate clients, and financial institutions. ING Groep N.V. was founded in 1762 and is headquartered in Amsterdam, the Netherlands.
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