Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
Help & Tutorial 
Cancel anytime
- Chart
- Upturn Summary
- Highlights
- Valuation
Upturn AI SWOT - About
ITIC 
Investors Title Company (ITIC)
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- Pass (Skip investing)
Stock price based on last close (see disclosures)
- ALL
- YEAR
- MONTH
- WEEK
Upturn Advisory Summary
10/17/2025: ITIC (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Analysis of Past Performance
Type Stock | Historic Profit 22.49% | Avg. Invested days 45 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 10/17/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 406.47M USD | Price to earnings Ratio 13.73 | 1Y Target Price 39 |
Price to earnings Ratio 13.73 | 1Y Target Price 39 | ||
Volume (30-day avg) - | Beta 0.84 | 52 Weeks Range 164.64 - 275.49 | Updated Date 06/29/2025 |
52 Weeks Range 164.64 - 275.49 | Updated Date 06/29/2025 | ||
Dividends yield (FY) 0.86% | Basic EPS (TTM) 15.69 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 11.38% | Operating Margin (TTM) 7.17% |
Management Effectiveness
Return on Assets (TTM) 7.07% | Return on Equity (TTM) 11.69% |
Valuation
Trailing PE 13.73 | Forward PE - | Enterprise Value 386243169 | Price to Sales(TTM) 1.56 |
Enterprise Value 386243169 | Price to Sales(TTM) 1.56 | ||
Enterprise Value to Revenue 1.48 | Enterprise Value to EBITDA - | Shares Outstanding 1886270 | Shares Floating 1513806 |
Shares Outstanding 1886270 | Shares Floating 1513806 | ||
Percent Insiders 25.37 | Percent Institutions 51.5 |
Upturn AI SWOT
Investors Title Company
Company Overview
History and Background
Investors Title Company (ITIC) was founded in 1972. It has grown from a regional title insurance underwriter to a national provider of title insurance and related services.
Core Business Areas
- Title Insurance Underwriting: Underwrites title insurance policies for residential and commercial properties.
- Title Insurance Agency Operations: Provides title insurance policies and closing services through a network of company-owned offices and independent agencies.
- Other Real Estate Services: Offers services such as foreclosure trustee services and other real estate-related solutions.
Leadership and Structure
Investors Title Company is led by a board of directors and executive management team. Its organizational structure includes underwriting, agency operations, and support functions like finance and legal.
Top Products and Market Share
Key Offerings
- Residential Title Insurance: Provides title insurance policies for residential properties. Market share is estimated around 0.5% nationally. Competitors include Fidelity National Financial, First American Financial, Old Republic International, and Stewart Information Services. Revenue for residential title insurance is a significant portion of ITIC's total revenue, although specific figures are not publicly broken down.
- Commercial Title Insurance: Offers title insurance for commercial properties. Competitors include the major national title insurance underwriters. Market share for commercial title insurance is smaller than residential for ITIC.
- Closing and Settlement Services: Facilitates real estate closings and settlements. Competitors include title agencies affiliated with larger underwriters and independent closing companies.
Market Dynamics
Industry Overview
The title insurance industry is influenced by real estate market activity, interest rates, and regulatory changes. The industry is highly competitive with a few major players dominating the market.
Positioning
Investors Title Company positions itself as a financially stable and customer-focused title insurance provider. Its competitive advantage lies in its regional expertise and strong relationships with independent agents.
Total Addressable Market (TAM)
The total addressable market (TAM) for the title insurance industry in the US is estimated to be around $20 billion annually. Investors Title Company, with its current market share, has the opportunity to increase its footprint within this TAM, especially through strategic acquisitions and expansion into new geographic areas.
Upturn SWOT Analysis
Strengths
- Strong financial position
- Experienced management team
- Regional expertise
- Strong relationships with independent agents
Weaknesses
- Smaller market share compared to larger competitors
- Geographic concentration
- Dependence on real estate market conditions
- Limited brand recognition outside of its core markets
Opportunities
- Expansion into new geographic markets
- Strategic acquisitions
- Increased demand for digital title services
- Growing real estate market
Threats
- Competition from larger national underwriters
- Economic downturns
- Rising interest rates
- Regulatory changes
Competitors and Market Share
Key Competitors
- Fidelity National Financial (FNF)
- First American Financial (FAF)
- Old Republic International (ORI)
- Stewart Information Services (STC)
Competitive Landscape
Investors Title Company faces intense competition from larger national underwriters. Its advantages include regional expertise and strong relationships with independent agents, but it needs to expand its market share to compete effectively.
Major Acquisitions
North American Title Insurance Company (NATIC)
- Year: 2021
- Acquisition Price (USD millions): 123.4
- Strategic Rationale: Expanded Investors Title's geographic reach and increased underwriting capacity.
Growth Trajectory and Initiatives
Historical Growth: Investors Title Company has experienced moderate growth over the past decade, with significant growth in 2021 due to favorable market conditions. However, 2022 and 2023 saw revenue declines.
Future Projections: Analysts project moderate growth for Investors Title Company in the coming years, contingent on the overall health of the real estate market.
Recent Initiatives: Recent initiatives include expanding its digital title services and pursuing strategic acquisitions.
Summary
Investors Title Company is a relatively small player in the title insurance industry. While it maintains a solid financial position and has regional expertise, it faces significant competition from larger national underwriters. Recent initiatives, like strategic acquisitions, help but the market is highly volatile. Investors Title Company should focus on strategic growth and further market share improvement.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Investors Title Company SEC Filings (10-K, 10-Q)
- Company Investor Relations Materials
- Industry Reports (e.g., American Land Title Association)
- Analyst Estimates
- Company press releases
Disclaimers:
The information provided is for informational purposes only and should not be considered financial advice. Market data is dynamic and may change rapidly. Market share is based on estimates from available information. Conduct thorough research before making any investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Investors Title Company
Exchange NASDAQ | Headquaters Chapel Hill, NC, United States | ||
IPO Launch date 1990-03-27 | Founder, Chairman & CEO Mr. James Allen Fine | ||
Sector Financial Services | Industry Insurance - Specialty | Full time employees 521 | Website https://www.invtitle.com |
Full time employees 521 | Website https://www.invtitle.com | ||
Investors Title Company engages in the issuance of residential and commercial title insurance for residential, institutional, commercial, and industrial properties. It underwrites land title insurance for owners and mortgagees as a primary insurer; and assumes the reinsurance of title insurance risks from other title insurance companies. The company also provides services in connection with tax-deferred exchanges of like-kind property; acts as a qualified intermediary in tax-deferred exchanges of property; coordinates the exchange aspects of the real estate transaction, such as drafting standard exchange documents, holding the exchange funds between the sale of the old property and the purchase of the new property, and accepting the formal identification of the replacement property. In addition, it serves as an exchange accommodation titleholder for accomplishing reverse exchanges when the taxpayers decide to acquire replacement property before selling the relinquished property. Further, the company offers investment management and trust services to individuals, companies, banks, and trusts; and consulting and management services to clients to start and operate a title insurance agency. It issues title insurance policies directly and through a network of agents in 22 states and the District of Columbia in the United States. Investors Title Company was founded in 1972 and is headquartered in Chapel Hill, North Carolina.
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.