Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
Help & Tutorial 
Cancel anytime
- Chart
- Upturn Summary
- Highlights
- Valuation
- Analyst Ratings
Upturn AI SWOT - About
ITIC 
Investors Title Company (ITIC)
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- Pass (Skip investing)
Stock price based on last close (see disclosures)
- ALL
- YEAR
- MONTH
- WEEK
Upturn Advisory Summary
06/30/2025: ITIC (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $39
1 Year Target Price $39
| 0 | Strong Buy |
| 0 | Buy |
| 0 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -4.65% | Avg. Invested days 38 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 06/30/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 406.47M USD | Price to earnings Ratio 13.73 | 1Y Target Price 39 |
Price to earnings Ratio 13.73 | 1Y Target Price 39 | ||
Volume (30-day avg) - | Beta 0.84 | 52 Weeks Range 164.64 - 275.49 | Updated Date 06/29/2025 |
52 Weeks Range 164.64 - 275.49 | Updated Date 06/29/2025 | ||
Dividends yield (FY) 0.86% | Basic EPS (TTM) 15.69 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 11.38% | Operating Margin (TTM) 7.17% |
Management Effectiveness
Return on Assets (TTM) 7.07% | Return on Equity (TTM) 11.69% |
Valuation
Trailing PE 13.73 | Forward PE - | Enterprise Value 386243169 | Price to Sales(TTM) 1.56 |
Enterprise Value 386243169 | Price to Sales(TTM) 1.56 | ||
Enterprise Value to Revenue 1.48 | Enterprise Value to EBITDA - | Shares Outstanding 1886270 | Shares Floating 1513806 |
Shares Outstanding 1886270 | Shares Floating 1513806 | ||
Percent Insiders 25.37 | Percent Institutions 51.5 |
Analyst Ratings
Rating - | Target Price 39 | Buy - | Strong Buy - |
Buy - | Strong Buy - | ||
Hold - | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Investors Title Company
Company Overview
History and Background
Investors Title Company was founded in 1972 in Chapel Hill, North Carolina. Initially focused on providing title insurance in the local market, it has grown to become a regional provider operating across multiple states, providing title insurance and related services.
Core Business Areas
- Title Insurance: Investors Title Company's primary business segment, providing title insurance policies to protect lenders and homeowners against losses from defects in title to real property.
- Related Services: Offers services such as title searches, closing and escrow services, and construction disbursement services.
Leadership and Structure
The leadership team consists of experienced executives in the title insurance industry. The organizational structure includes various departments focused on underwriting, sales, operations, and finance.
Top Products and Market Share
Key Offerings
- Competitors: Fidelity National Financial (FNF),First American Financial (FAF),Old Republic International (ORI)
- Residential Title Insurance: Provides title insurance for residential properties. Competitors include Fidelity National Financial (FNF), First American Financial (FAF), and Old Republic International (ORI). Market share is not publicly available, but ITIC is a much smaller player compared to FNF, FAF, and ORI. Revenue contribution is significant, but not precisely broken out.
- Commercial Title Insurance: Provides title insurance for commercial properties. Competitors are similar to residential title insurance. Market share is not publicly available, but ITIC is a smaller player compared to FNF, FAF, and ORI.
- Competitors: Fidelity National Financial (FNF),First American Financial (FAF),Old Republic International (ORI)
- 1031 Exchange Services: Facilitates tax-deferred property exchanges under Section 1031 of the Internal Revenue Code.
- Competitors: Asset Preservation, Inc.,Exchange Authority, Inc.,IPX1031
Market Dynamics
Industry Overview
The title insurance industry is influenced by factors such as interest rates, housing market activity, and real estate transactions. The industry is relatively consolidated with a few major players dominating the market.
Positioning
Investors Title Company is a regional player within the title insurance industry, known for its customer service and expertise in specific geographic markets. It is smaller compared to national giants. ITIC differentiates itself with personal relationships, responsiveness and its deep understanding of local markets.
Total Addressable Market (TAM)
The US title insurance market is estimated to be worth several billion dollars annually. Investors Title Company captures a small percentage of this market but aims to grow through strategic expansion and acquisitions.
Upturn SWOT Analysis
Strengths
- Strong customer relationships
- Expertise in specific geographic markets
- Experienced management team
- Strong balance sheet
Weaknesses
- Smaller market share compared to national players
- Limited brand recognition outside of its operating region
- Dependence on housing market cycles
Opportunities
- Strategic acquisitions to expand geographic reach
- Increased adoption of digital technologies to improve efficiency
- Growth in the commercial real estate market
Threats
- Economic downturn affecting the housing market
- Increased competition from larger title insurance companies
- Regulatory changes impacting the industry
- Rising interest rates
Competitors and Market Share
Key Competitors
- FNF
- FAF
- ORI
Competitive Landscape
Investors Title Company faces intense competition from larger national title insurance companies. Its advantages include strong customer relationships and local market expertise. Disadvantages include limited brand recognition and smaller market share.
Major Acquisitions
National Investors Title Insurance Company
- Year: 2020
- Acquisition Price (USD millions):
- Strategic Rationale: Expanded Investors Title Company's presence in the Southeast.
Growth Trajectory and Initiatives
Historical Growth: Investors Title Company's growth has been influenced by acquisitions and organic expansion.
Future Projections: Analyst estimates suggest moderate growth for Investors Title Company, driven by expansion into new markets and increased market share.
Recent Initiatives: Recent initiatives include investments in technology and acquisitions of smaller title agencies.
Summary
Investors Title Company is a regional title insurance provider with a strong reputation in its operating markets. Its smaller size compared to national competitors poses a challenge, but also an opportunity for targeted growth and strategic acquisitions. The company's future is tied to the health of the housing market and its ability to differentiate itself through customer service and local expertise. They need to also adapt and take a strong foothold in new technologies that are emerging in the sector.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company filings (10-K, 10-Q)
- Industry reports
- Analyst estimates
- Company website
Disclaimers:
This analysis is based on publicly available information and is for informational purposes only. It is not financial advice. Market share estimates are approximate due to data limitations. Past performance is not indicative of future results.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Investors Title Company
Exchange NASDAQ | Headquaters Chapel Hill, NC, United States | ||
IPO Launch date 1990-03-27 | Founder, Chairman & CEO Mr. James Allen Fine | ||
Sector Financial Services | Industry Insurance - Specialty | Full time employees 521 | Website https://www.invtitle.com |
Full time employees 521 | Website https://www.invtitle.com | ||
Investors Title Company engages in the issuance of residential and commercial title insurance for residential, institutional, commercial, and industrial properties. It underwrites land title insurance for owners and mortgagees as a primary insurer; and assumes the reinsurance of title insurance risks from other title insurance companies. The company also provides services in connection with tax-deferred exchanges of like-kind property; acts as a qualified intermediary in tax-deferred exchanges of property; coordinates the exchange aspects of the real estate transaction, such as drafting standard exchange documents, holding the exchange funds between the sale of the old property and the purchase of the new property, and accepting the formal identification of the replacement property. In addition, it serves as an exchange accommodation titleholder for accomplishing reverse exchanges when the taxpayers decide to acquire replacement property before selling the relinquished property. Further, the company offers investment management and trust services to individuals, companies, banks, and trusts; and consulting and management services to clients to start and operate a title insurance agency. It issues title insurance policies directly and through a network of agents in 22 states and the District of Columbia in the United States. Investors Title Company was founded in 1972 and is headquartered in Chapel Hill, North Carolina.
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.