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Upturn AI SWOT - About
ITIC 
Investors Title Company (ITIC)
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Upturn Advisory Summary
09/15/2025: ITIC (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Analysis of Past Performance
Type Stock | Historic Profit 20.84% | Avg. Invested days 41 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 09/15/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 406.47M USD | Price to earnings Ratio 13.73 | 1Y Target Price 39 |
Price to earnings Ratio 13.73 | 1Y Target Price 39 | ||
Volume (30-day avg) - | Beta 0.84 | 52 Weeks Range 164.64 - 275.49 | Updated Date 06/29/2025 |
52 Weeks Range 164.64 - 275.49 | Updated Date 06/29/2025 | ||
Dividends yield (FY) 0.86% | Basic EPS (TTM) 15.69 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 11.38% | Operating Margin (TTM) 7.17% |
Management Effectiveness
Return on Assets (TTM) 7.07% | Return on Equity (TTM) 11.69% |
Valuation
Trailing PE 13.73 | Forward PE - | Enterprise Value 386243169 | Price to Sales(TTM) 1.56 |
Enterprise Value 386243169 | Price to Sales(TTM) 1.56 | ||
Enterprise Value to Revenue 1.48 | Enterprise Value to EBITDA - | Shares Outstanding 1886270 | Shares Floating 1513806 |
Shares Outstanding 1886270 | Shares Floating 1513806 | ||
Percent Insiders 25.37 | Percent Institutions 51.5 |
Upturn AI SWOT
Investors Title Company
Company Overview
History and Background
Investors Title Company was founded in 1972. It provides title insurance and related services, operating primarily in the Southeast, Mid-Atlantic, and Southwest regions of the United States. Over time, it has expanded its geographic reach and service offerings through organic growth and strategic acquisitions.
Core Business Areas
- Title Insurance: Underwriting and issuing title insurance policies that protect real estate owners and lenders against losses from defects in title.
- Closing and Settlement Services: Providing escrow, closing, and settlement services for real estate transactions.
- Policy Production Services: Providing certain administrative services and back office duties to title insurance companies through Investors Title National Agency, LLC subsidiary.
Leadership and Structure
Investors Title Company is led by a Board of Directors and a management team headed by the CEO. The organizational structure includes various departments responsible for underwriting, sales, operations, finance, and legal compliance.
Top Products and Market Share
Key Offerings
- Residential Title Insurance: Title insurance policies for residential real estate transactions. Market share data is not publicly available. Competitors include First American Financial (FAF), Fidelity National Financial (FNF), and Old Republic International (ORI).
- Commercial Title Insurance: Title insurance policies for commercial real estate transactions. Market share data is not publicly available. Competitors include First American Financial (FAF), Fidelity National Financial (FNF), and Old Republic International (ORI).
- Closing and Escrow Services: Facilitating the closing process for real estate transactions, including escrow services.Competitors include First American Financial (FAF), Fidelity National Financial (FNF), and Old Republic International (ORI).
Market Dynamics
Industry Overview
The title insurance industry is influenced by factors such as interest rates, housing market trends, and regulatory changes. Consolidation is happening and technology is playing a bigger role.
Positioning
Investors Title Company is a regional title insurance provider known for its strong customer service and expertise in its operating regions. They aim to provide high quality service and competitive prices
Total Addressable Market (TAM)
The US title insurance market is estimated to be in the range of $15-20 billion annually. ITC's positioning is regional and they focus on high-service and high-touch offerings.
Upturn SWOT Analysis
Strengths
- Strong regional presence
- Experienced management team
- Focus on customer service
- Conservative underwriting practices
Weaknesses
- Smaller scale compared to national competitors
- Geographic concentration
- Limited brand recognition outside operating regions
Opportunities
- Expansion into new geographic markets
- Increased adoption of technology in title insurance
- Strategic acquisitions to expand market share
- Growth in the residential and commercial real estate markets
Threats
- Economic downturns and housing market slowdowns
- Increased competition from larger national players
- Regulatory changes affecting the title insurance industry
- Cybersecurity risks
Competitors and Market Share
Key Competitors
- FAF
- FNF
- ORI
Competitive Landscape
Investors Title Company competes with larger national players, but differentiates itself through strong customer service and regional expertise. FAF, FNF and ORI all offer a variety of financial services, in addition to title insurance.
Growth Trajectory and Initiatives
Historical Growth: Investors Title Company has experienced steady growth through organic expansion and strategic acquisitions.
Future Projections: Future growth projections are based on analyst estimates which are available through financial data providers and brokerages. It is dependent on the real-estate market.
Recent Initiatives: Recent initiatives include investments in technology to improve efficiency and customer experience, and expansion into new markets.
Summary
Investors Title Company is a regional title insurance provider with a solid track record, experienced leadership, and a focus on customer service. Their smaller size and geographic concentration are weaknesses, but growth opportunities exist through expansion and technology adoption. The company faces threats from economic downturns and larger competitors but continues to be a reliable player. Overall a fundamentally sound business, but limited by the market they serve.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Website
- SEC Filings
- Financial Data Providers (Yahoo Finance, Google Finance)
- Industry Reports
Disclaimers:
The information provided is for informational purposes only and should not be considered financial advice. Market share data may not be exact due to variations in reporting and availability. Financial data should be verified through official company filings.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Investors Title Company
Exchange NASDAQ | Headquaters Chapel Hill, NC, United States | ||
IPO Launch date 1990-03-27 | Founder, Chairman & CEO Mr. James Allen Fine | ||
Sector Financial Services | Industry Insurance - Specialty | Full time employees 521 | Website https://www.invtitle.com |
Full time employees 521 | Website https://www.invtitle.com | ||
Investors Title Company engages in the issuance of residential and commercial title insurance for residential, institutional, commercial, and industrial properties. It underwrites land title insurance for owners and mortgagees as a primary insurer; and assumes the reinsurance of title insurance risks from other title insurance companies. The company also provides services in connection with tax-deferred exchanges of like-kind property; acts as a qualified intermediary in tax-deferred exchanges of property; coordinates the exchange aspects of the real estate transaction, such as drafting standard exchange documents, holding the exchange funds between the sale of the old property and the purchase of the new property, and accepting the formal identification of the replacement property. In addition, it serves as an exchange accommodation titleholder for accomplishing reverse exchanges when the taxpayers decide to acquire replacement property before selling the relinquished property. Further, the company offers investment management and trust services to individuals, companies, banks, and trusts; and consulting and management services to clients to start and operate a title insurance agency. It issues title insurance policies directly and through a network of agents in 22 states and the District of Columbia in the United States. Investors Title Company was founded in 1972 and is headquartered in Chapel Hill, North Carolina.
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