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Upturn AI SWOT - About
ITIC 
Investors Title Company (ITIC)
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Upturn Advisory Summary
08/28/2025: ITIC (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Analysis of Past Performance
Type Stock | Historic Profit 16.5% | Avg. Invested days 40 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 08/28/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 406.47M USD | Price to earnings Ratio 13.73 | 1Y Target Price 39 |
Price to earnings Ratio 13.73 | 1Y Target Price 39 | ||
Volume (30-day avg) - | Beta 0.84 | 52 Weeks Range 164.64 - 275.49 | Updated Date 06/29/2025 |
52 Weeks Range 164.64 - 275.49 | Updated Date 06/29/2025 | ||
Dividends yield (FY) 0.86% | Basic EPS (TTM) 15.69 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 11.38% | Operating Margin (TTM) 7.17% |
Management Effectiveness
Return on Assets (TTM) 7.07% | Return on Equity (TTM) 11.69% |
Valuation
Trailing PE 13.73 | Forward PE - | Enterprise Value 386243169 | Price to Sales(TTM) 1.56 |
Enterprise Value 386243169 | Price to Sales(TTM) 1.56 | ||
Enterprise Value to Revenue 1.48 | Enterprise Value to EBITDA - | Shares Outstanding 1886270 | Shares Floating 1513806 |
Shares Outstanding 1886270 | Shares Floating 1513806 | ||
Percent Insiders 25.37 | Percent Institutions 51.5 |
Upturn AI SWOT
Investors Title Company
Company Overview
History and Background
Investors Title Company was founded in 1972 and is headquartered in Chapel Hill, North Carolina. It provides title insurance and related services primarily in the United States. The company has grown through organic expansion and strategic acquisitions.
Core Business Areas
- Title Insurance: Underwriting and issuing title insurance policies to protect real estate purchasers and lenders against losses from defects in title.
- Related Services: Offering a range of services including closing and settlement services, escrow services, and title searches.
Leadership and Structure
The company is led by its executive management team and governed by its board of directors. The organizational structure is divided into functional departments such as underwriting, claims, sales, and operations.
Top Products and Market Share
Key Offerings
- Residential Title Insurance: Provides title insurance for residential property transactions. Market share data is difficult to pinpoint precisely, but ITC is a mid-sized player in a fragmented market. Competitors include Fidelity National Financial (FNF), First American Financial (FAF), and Stewart Information Services (STC).
- Commercial Title Insurance: Offers title insurance for commercial real estate transactions. Market share is also fragmented. Competitors include Fidelity National Financial (FNF), First American Financial (FAF), and Stewart Information Services (STC).
- 1031 Exchange Services: Facilitates tax-deferred property exchanges. Revenue data is not publicly available. Competitors include IPX1031, Asset Preservation, and National 1031 Exchange Services.
Market Dynamics
Industry Overview
The title insurance industry is influenced by factors such as interest rates, housing market conditions, and regulatory changes. The industry is moderately consolidated with several large national players and numerous regional and local companies.
Positioning
Investors Title Company is a regional player with a strong presence in the Southeast and other selected markets. Its competitive advantage lies in its strong relationships with independent agents and its focus on customer service.
Total Addressable Market (TAM)
The total addressable market for title insurance in the US is estimated to be in the range of $15-20 billion annually. Investors Title Company is positioned to capture a portion of this TAM through its geographic expansion and service offerings.
Upturn SWOT Analysis
Strengths
- Strong regional presence
- Established relationships with independent agents
- Focus on customer service
- Experienced management team
- Conservative underwriting practices
Weaknesses
- Smaller market share compared to larger national competitors
- Geographic concentration
- Limited brand recognition outside of core markets
Opportunities
- Expansion into new geographic markets
- Strategic acquisitions
- Increased demand for title insurance due to rising home sales
- Development of new technology solutions
Threats
- Fluctuations in interest rates and housing market conditions
- Increased competition from larger national players
- Regulatory changes
- Cybersecurity risks
- Economic downturns
Competitors and Market Share
Key Competitors
- FNF
- FAF
- STC
- HLIT
Competitive Landscape
Investors Title Company faces stiff competition from larger national players. To compete effectively, the company must continue to differentiate itself through superior customer service and strong relationships with independent agents.
Growth Trajectory and Initiatives
Historical Growth: Investors Title Company's growth has been driven by organic expansion and strategic acquisitions. The company has consistently grown its revenue and earnings over the past several years.
Future Projections: Analyst estimates project continued growth for Investors Title Company, driven by favorable housing market conditions and the company's expansion efforts.
Recent Initiatives: Recent initiatives include expanding into new geographic markets, investing in technology, and strengthening relationships with independent agents.
Summary
Investors Title Company is a regional title insurance provider with a solid footing in the Southeast. Its strengths lie in its agent network and customer focus, but its smaller size compared to national giants is a challenge. The company must continue to expand geographically and leverage technology to stay competitive amidst fluctuating market conditions. Investors Title must look out for the challenges of interest rates and housing market fluctuations.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company website
- Company filings (10K, 10Q)
- Industry reports
- Analyst estimates
Disclaimers:
The information provided is for informational purposes only and should not be considered investment advice. Market share data is approximate and based on available public information. Consult a financial professional before making any investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Investors Title Company
Exchange NASDAQ | Headquaters Chapel Hill, NC, United States | ||
IPO Launch date 1990-03-27 | Founder, Chairman & CEO Mr. James Allen Fine | ||
Sector Financial Services | Industry Insurance - Specialty | Full time employees 521 | Website https://www.invtitle.com |
Full time employees 521 | Website https://www.invtitle.com | ||
Investors Title Company engages in the issuance of residential and commercial title insurance for residential, institutional, commercial, and industrial properties. It underwrites land title insurance for owners and mortgagees as a primary insurer; and assumes the reinsurance of title insurance risks from other title insurance companies. The company also provides services in connection with tax-deferred exchanges of like-kind property; acts as a qualified intermediary in tax-deferred exchanges of property; coordinates the exchange aspects of the real estate transaction, such as drafting standard exchange documents, holding the exchange funds between the sale of the old property and the purchase of the new property, and accepting the formal identification of the replacement property. In addition, it serves as an exchange accommodation titleholder for accomplishing reverse exchanges when the taxpayers decide to acquire replacement property before selling the relinquished property. Further, the company offers investment management and trust services to individuals, companies, banks, and trusts; and consulting and management services to clients to start and operate a title insurance agency. It issues title insurance policies directly and through a network of agents in 22 states and the District of Columbia in the United States. Investors Title Company was founded in 1972 and is headquartered in Chapel Hill, North Carolina.
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