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St Joe Company(JOE)

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ADVISORIES YOU CAN VERIFY
QUALITY SIGNAL RECENCY
1-STAR RATING
SELL
SELL for 3 days
PROFIT SINCE LAST BUY
-4.91%
LAST CLOSE
$64.56
09/21/2026
(24-hour delay)

Advisory History & Simulated Performance *

*as per simulation (see disclosures)
  • ALL
  • 1Y
  • 1M
  • 1W
  • BUY Advisory
  • SELL Advisory (Profit)
  • SELL Advisory (Loss)
  • Profit
  • Loss
  • PASS (Skip)
Upturn Stock price based on last close iconStock price based on last close

Advisory Performance History (Simulated)Advisory Performance History info

Upturn Advisory & Investor View for JOE

09/21/2026: JOE (1-star) is a SELL. SELL for 3 days. Simulated Profits (-4.91%). Updated daily EoD!

How to Read the Upturn Advisory

The Upturn Star Rating and the current BUY, SELL, or PASS advisory are generated by Upturn’s AI advisory engine based on proprietary signal analysis, price behavior, advisory history, and historical signal performance.

Company fundamentals, valuation, risks, and news provide supporting context about the business.

Price Behavior

Flat / Range-Bound
PRICE PATH

Flat / Range-Bound

The stock price has been trading within a narrow range with minimal directional movement.

Smooth
PRICE STABILITY

Smooth

The stock has moved along a generally orderly path with only modest fluctuations.

Analysis of Past Performance

Type Stock
Historic Profit -26.04%
Avg. Invested days 35
Today’s Advisory SELL
Upturn Advisory Rating upturn star rating icon
Upturn Advisory Performance Upturn Advisory Performance icon 2.0
Stock Returns Performance Upturn Returns Performance icon 1.0
Upturn Profits based on simulation icon Profits based on simulation
Upturn last close icon Last Close 09/21/2026

Upturn Scorecard

Upturn Star Rating

JOE receives a 4-star rating, supported by strong unit economics, and solid company fundamentals. The rating is constrained by soft analyst coverage, weak price momentum, and limited analyst upside.

Company Fundamentals

JOE has solid overall fundamentals (4 stars), with solid financial health, strong growth momentum, and solid ownership. In FY2025 versus FY2024, strong earnings growth (+55.9%) and strong cash generation (FCF margin 36.4%) are partially offset by very low insider ownership of 0.36%.

Financial Health Rating

JOE's financial health is supported by solid profitability, including gross margin of 93.0% and operating margin of 28.5%. Overall financial-health metrics support a 4-star score.

Growth Momentum Score

Free-cash-flow growth is JOE's strongest growth driver at +221.5% FY2025 versus FY2024 (strong, 5 stars). Revenue growth (+27.5%, solid) and earnings growth (+55.9%, strong) are also constructive, though not equally high across every growth measure.

Ownership

Institutional ownership is 89.0% and approximately 96.3% of outstanding shares are publicly tradable, supporting liquidity and institutional participation. Insider ownership is only 0.36%, which materially reduces the ownership score.

Top 5 Institutional Investors

Fairholme Capital Management LLC 31.94%
BlackRock Inc 10.51%
Vanguard Portfolio Management, LLC 6.74%
Vanguard Capital Management, LLC 3.16%
State Street Corp 2.61%

Unit Economics (Per $1K Revenue)

JOE generates approximately $930 of gross profit, $285 of operating income, and $364 of free cash flow for every $1,000 of revenue. Based on FY2025 results. Strong cash conversion and healthy margins support the rating, although capital efficiency remains below the highest tier.

Economic Dimensions

Effective Tax Rate: 25.29%

Quantitative Style Profile

JOE has a high-quality, liquid profile. Weak momentum is the primary drawback, while valuation that is moderately attractive rather than deeply discounted.

Style Classification

Quality Focused

Quality TiltHigh VolatilitySmall / Mid Cap RiskHighly Liquid / Institution-Friendly

Key Highlights

Company Size Mid-Cap Stock
Market Capitalization 3.63B USD
Price to earnings Ratio 29.97
1Y Target Price 19
Price to earnings Ratio 29.97
1Y Target Price 19
Volume (30-day avg) 250.2K shares
Beta 1.29
52 Weeks Range 45.92 - 73.02
Updated Date 09/20/2026
52 Weeks Range 45.92 - 73.02
Updated Date 09/20/2026
Dividends yield (FY) 0.97%
Basic EPS (TTM) 2.13

Analyzing Revenue: Products, Geography and Growth

Revenue by Products

Product revenue - Year on Year

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Valuation

Trailing PE 29.97
Forward PE 50.25
Enterprise Value 4.07B
Price to Sales(TTM) 6.63
Enterprise Value 4.07B
Price to Sales(TTM) 6.63
Enterprise Value to Revenue 7.43
Enterprise Value to EBITDA 16.89
Shares Outstanding 56.93M
Shares Floating 54.80M
Shares Outstanding 56.93M
Shares Floating 54.80M
Percent Insiders 0.36
Percent Institutions 88.99

Financial Metrics

🧭 Investment Snapshot

Total Revenue (Scale)

Information icon Total money earned from selling products or services before any costs. It is needed to understand the scale of the business and its ability to generate income.

Net Income (Profit)

Information icon Final profit after all expenses, interest, and taxes are deducted. It is needed to determine the overall profitability available to shareholders.

Free Cash Flow (Cash Strength)

Information icon Cash remaining after operating activities and capital expenditures, showing cash available for growth. It is needed to evaluate the company’s ability to invest, pay dividends, or reduce debt.

📈 Growth & Strength

Operating Income (Core Profit)

Information icon Profit from core operations after deducting all operating expenses. It is needed to measure how efficiently the company runs its primary business activities.

EBITDA (Cash Earnings)

Information icon Earnings before interest, taxes, depreciation, and amortization, indicating operating cash potential. It is needed to compare operating performance across companies without accounting or financing differences.

Gross Profit (Unit Profitability)

Information icon Revenue minus cost of revenue, showing profit after direct production costs. It is needed to evaluate core business profitability before overhead expenses.

🛡️ Financial Safety

Cash (Liquidity Buffer)

Information icon Total cash and cash equivalents on hand. It is needed to evaluate immediate liquidity and financial flexibility.

Total Debt (Leverage Risk)

Information icon Total debt including both short-term and long-term components. It is needed to assess the company’s leverage and financial risk.

Net Working Capital (Short-Term Health)

Information icon Current assets minus current liabilities, indicating short-term liquidity strength. It is needed to assess whether the company can meet its short-term obligations.

🧱 Balance Sheet Strength

Stockholder Equity (Net Worth)

Information icon Total equity value held by shareholders. It is needed to understand the net worth of the company from the owners’ perspective.

Total Assets (Asset Base)

Information icon The full value of everything the company owns, including cash, inventory, equipment, and investments. It is needed to understand the resource base used to generate revenue.

Income Before Tax (Pre-Tax Earnings)

Information icon Income before provision for income taxes. It is needed to analyze profitability independent of tax structures.

⚙️ Cost & Drag Factors

Cost of Revenue (Production Cost)

Information icon Direct costs required to produce and deliver the products or services sold. It is needed to assess efficiency in production and service delivery.

Total Operating Expenses (Operating Cost)

Information icon Indirect costs of running the business such as salaries, marketing, and administration. It is needed to understand how much it costs to sustain ongoing business operations.

Income Tax Expense (Tax Drag)

Information icon Amount of taxes paid or payable to the government. It is needed to evaluate the impact of taxation on overall profitability.

About St Joe Company

Exchange NYSE
Headquarters Panama City Beach, FL, United States
IPO Launch date 1992-03-10
President, CEO, COO & Chairman of the Board Mr. Jorge Luis Gonzalez
Sector Real Estate
Industry Real Estate - Diversified
Full time employees 906
Full time employees 906

The St. Joe Company, together with its subsidiaries, operates as a real estate development, asset management, and operating company in the United States. It operates through three segments: Residential, Hospitality, and Commercial. The Residential segment engages in the development of communities into homesites for sale to homebuilders and on a limited basis to retail customers. This segment primarily sells developed homesites, completed homes, parcels of entitled or undeveloped land or homesites, and a homesite residual on homebuilder, as well as offers marketing services. Its Hospitality segment owns and operates a private membership club, golf courses, beach clubs, retail outlets, marinas, and other entertainment assets. This segment also engages in the hotel, food and beverage, and gulf-front vacation rental operations, as well as provides management services. The Commercial segment engages in leasing of commercial property, multi-family, a senior living community, and other assets. This segment also involved in the planning, development, entitlement, management, and sale of commercial and rural land holdings for retail, office, hotel, senior living, multi-family, self-storage, and industrial uses; and grows and sells pulpwood, sawtimber, and other forest products, as well as operates real estate brokerage, title insurance agency and insurance agency business. The St. Joe Company was incorporated in 1936 and is based in Panama City Beach, Florida.