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Manhattan Bridge Capital Inc (LOAN)



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Upturn Advisory Summary
08/28/2025: LOAN (1-star) has a low Upturn Star Rating. Not recommended to BUY.
1 Year Target Price $7
1 Year Target Price $7
0 | Strong Buy |
0 | Buy |
1 | Hold |
0 | Sell |
0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 7.45% | Avg. Invested days 91 | Today’s Advisory WEAK BUY |
Upturn Star Rating ![]() ![]() | Upturn Advisory Performance ![]() | Stock Returns Performance ![]() |
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Key Highlights
Company Size Small-Cap Stock | Market Capitalization 60.71M USD | Price to earnings Ratio 11.06 | 1Y Target Price 7 |
Price to earnings Ratio 11.06 | 1Y Target Price 7 | ||
Volume (30-day avg) 1 | Beta 0.34 | 52 Weeks Range 4.65 - 5.80 | Updated Date 08/29/2025 |
52 Weeks Range 4.65 - 5.80 | Updated Date 08/29/2025 | ||
Dividends yield (FY) 8.71% | Basic EPS (TTM) 0.48 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 75.22% | Operating Margin (TTM) 76.24% |
Management Effectiveness
Return on Assets (TTM) 8.05% | Return on Equity (TTM) 12.68% |
Valuation
Trailing PE 11.06 | Forward PE - | Enterprise Value 83149800 | Price to Sales(TTM) 8.32 |
Enterprise Value 83149800 | Price to Sales(TTM) 8.32 | ||
Enterprise Value to Revenue 11.35 | Enterprise Value to EBITDA 19.84 | Shares Outstanding 11438700 | Shares Floating 8631720 |
Shares Outstanding 11438700 | Shares Floating 8631720 | ||
Percent Insiders 24.54 | Percent Institutions 28.87 |
Upturn AI SWOT
Manhattan Bridge Capital Inc

Company Overview
History and Background
Manhattan Bridge Capital, Inc. was founded in 2007 and is headquartered in Great Neck, New York. It is a real estate finance company primarily focused on originating, servicing, and managing a portfolio of first mortgage loans.
Core Business Areas
- First Mortgage Loans: Manhattan Bridge Capital originates and services short-term, first mortgage loans to finance investment in real estate primarily located in the New York metropolitan area, as well as Florida and New Jersey. These loans are generally used for construction, renovation, rehabilitation, or purchase of investment properties.
Leadership and Structure
Assaf Ran, Chairman and CEO. The company has a board of directors and operates with a small team managing its loan portfolio.
Top Products and Market Share
Key Offerings
- Short-Term First Mortgage Loans: Manhattan Bridge Capital's primary offering is short-term (typically 12-24 months) first mortgage loans for real estate investment. Market share data is difficult to obtain precisely, but they compete with regional banks, credit unions, and other private lenders in the New York metropolitan area, Florida and New Jersey. Competitors include Arbor Realty Trust and Ladder Capital.
Market Dynamics
Industry Overview
The real estate finance industry is competitive, with numerous lenders offering various financing options. The market is influenced by interest rates, economic conditions, and regulatory changes.
Positioning
Manhattan Bridge Capital is a niche lender focusing on short-term financing for specific real estate projects. Their competitive advantage lies in their speed and flexibility compared to larger financial institutions.
Total Addressable Market (TAM)
The TAM for short-term real estate bridge loans is in the billions annually in the New York metropolitan area, Florida and New Jersey. Manhattan Bridge Capital is positioned to capture a small but profitable segment of this market.
Upturn SWOT Analysis
Strengths
- Niche focus on short-term real estate loans
- Experienced management team
- Quick and flexible loan process
Weaknesses
- Small size and limited resources
- Concentration in specific geographic markets (New York metropolitan area, Florida and New Jersey)
- Reliance on a small number of borrowers
Opportunities
- Expansion into new geographic markets
- Increased demand for short-term financing in the real estate sector
- Partnerships with other real estate professionals
Threats
- Increased competition from larger lenders
- Economic downturn and real estate market volatility
- Changes in interest rates and regulatory requirements
Competitors and Market Share
Key Competitors
- ARCC
- LADR
- BXMT
Competitive Landscape
Manhattan Bridge Capital competes with larger, more established lenders. Their advantage lies in niche expertise and flexibility.
Growth Trajectory and Initiatives
Historical Growth: Historical growth has been driven by the demand for short-term real estate financing in their target markets.
Future Projections: Future growth is dependent on real estate market conditions, interest rates, and the company's ability to attract new borrowers.
Recent Initiatives: Explore and evaluate the companies' latest initiatives.
Summary
Manhattan Bridge Capital is a small, niche lender focusing on short-term real estate financing. While they have a solid business model, their size and concentration in specific markets pose risks. The company's success depends on maintaining its competitive advantage and managing credit risk effectively. Economic downturns and increased competition pose significant challenges.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company 10K filings
- Company Website
- Third-party financial data providers
Disclaimers:
This analysis is based on publicly available information and should not be considered financial advice. Market conditions and company performance can change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Manhattan Bridge Capital Inc
Exchange NASDAQ | Headquaters Great Neck, NY, United States | ||
IPO Launch date 1999-05-13 | Founder, Chairman of the Board, President & CEO Mr. Assaf Ran | ||
Sector Real Estate | Industry REIT - Mortgage | Full time employees 6 | |
Full time employees 6 |
Manhattan Bridge Capital, Inc., a real estate finance company, originates, services, and manages a portfolio of first mortgage loans in the United States. The company offers short-term, secured, and non-banking loans to real estate investors to fund acquisition, renovation, rehabilitation, or development of residential or commercial properties. Its loans are secured by collateral consisting of real estate and accompanied by personal guarantees from the principals of the borrowers. The company has elected to be taxed as a real estate investment trust. As a result, it would not be subject to corporate income tax on that portion of its net income that is distributed to shareholders. Manhattan Bridge Capital, Inc. was founded in 1989 and is headquartered in Great Neck, New York.

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