LOAN official logo LOAN
LOAN 1-star rating from Upturn Advisory
Manhattan Bridge Capital Inc (LOAN) company logo

Manhattan Bridge Capital Inc (LOAN)

Manhattan Bridge Capital Inc (LOAN) 1-star rating from Upturn Advisory
$4.69
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Upturn Advisory Summary

12/05/2025: LOAN (1-star) is currently NOT-A-BUY. Pass it for now.

Upturn Star Rating

Upturn 1 star rating for performance

Not Recommended Performance

These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.

Number of Analysts

1 star rating from financial analysts

1 Analysts rated it

Very few follow this stock; limited insights, higher-risk early investing.

1 Year Target Price $7

1 Year Target Price $7

Analysts Price Target For last 52 week
$7 Target price
52w Low $4.29
Current$4.69
52w High $5.68

Analysis of Past Performance

Type Stock
Historic Profit 8.9%
Avg. Invested days 100
Today’s Advisory PASS
Upturn Star Rating upturn star rating icon
Upturn Advisory Performance Upturn Advisory Performance icon 4.0
Stock Returns Performance Upturn Returns Performance icon 2.0
Upturn Profits based on simulation icon Profits based on simulation
Upturn last close icon Last Close 12/05/2025

Key Highlights

Company Size Small-Cap Stock
Market Capitalization 53.65M USD
Price to earnings Ratio 9.98
1Y Target Price 7
Price to earnings Ratio 9.98
1Y Target Price 7
Volume (30-day avg) 1
Beta 0.26
52 Weeks Range 4.29 - 5.68
Updated Date 12/6/2025
52 Weeks Range 4.29 - 5.68
Updated Date 12/6/2025
Dividends yield (FY) 9.85%
Basic EPS (TTM) 0.47

Earnings Date

Report Date -
When -
Estimate -
Actual -

Profitability

Profit Margin 74.17%
Operating Margin (TTM) 74.22%

Management Effectiveness

Return on Assets (TTM) 8.1%
Return on Equity (TTM) 12.23%

Valuation

Trailing PE 9.98
Forward PE -
Enterprise Value 68645840
Price to Sales(TTM) 7.52
Enterprise Value 68645840
Price to Sales(TTM) 7.52
Enterprise Value to Revenue 9.69
Enterprise Value to EBITDA 19.84
Shares Outstanding 11438651
Shares Floating 8626001
Shares Outstanding 11438651
Shares Floating 8626001
Percent Insiders 24.59
Percent Institutions 27.36

Icon representing Upturn AI-generated SWOT analysis summary Upturn AI SWOT

Manhattan Bridge Capital Inc

Manhattan Bridge Capital Inc(LOAN) company logo displayed in Upturn AI summary

Company Overview

Company history and background logo History and Background

Manhattan Bridge Capital Inc. (stock symbol: MBGC) is a real estate investment trust (REIT) that focuses on originating and investing in short-term, first mortgage loans secured by commercial real estate. Founded in 2003, the company has primarily operated in the New York metropolitan area. Its business model revolves around providing financing for real estate acquisition, development, and bridge financing needs.

Company business area logo Core Business Areas

  • Mortgage Lending: Origination and investment in short-term, first mortgage loans secured by commercial real estate properties. These loans typically have terms ranging from 1 to 3 years.
  • Real Estate Investments: Acquiring and holding interests in real estate properties, though its primary focus remains on mortgage lending.

leadership logo Leadership and Structure

Manhattan Bridge Capital Inc. operates with a lean management team. Key leadership roles typically include President, CEO, CFO, and a Board of Directors. The company's structure is that of a publicly traded REIT.

Top Products and Market Share

Product Key Offerings logo Key Offerings

  • First Mortgage Loans: Short-term, asset-based loans for commercial real estate. While specific market share data for MBGC's niche is not publicly detailed, the company competes in the broader commercial real estate debt market. Competitors include a wide range of private lenders, other REITs, and traditional financial institutions offering similar financing solutions.

Market Dynamics

industry overview logo Industry Overview

The commercial real estate debt market is influenced by interest rate movements, economic conditions, and real estate market performance. The demand for short-term financing, particularly bridge loans, often rises during periods of market transition or when owners need capital quickly to reposition assets.

Positioning

Manhattan Bridge Capital Inc. positions itself as a provider of flexible and responsive financing for commercial real estate projects. Its competitive advantages may lie in its specialized focus, local market knowledge in the New York area, and ability to execute transactions quickly.

Total Addressable Market (TAM)

The TAM for commercial real estate debt financing is substantial, running into hundreds of billions of dollars annually across the US. MBGC operates within a segment of this market, focusing on short-term, first mortgage loans, which represents a smaller but significant portion of the overall TAM. Its current positioning is as a niche player within this larger market.

Upturn SWOT Analysis

Strengths

  • Niche focus on short-term commercial real estate debt
  • Experience in the New York metropolitan market
  • Potentially faster transaction times compared to larger institutions

Weaknesses

  • Limited scale and capital compared to larger lenders
  • Dependence on a specific geographic market
  • Sensitivity to real estate market downturns and interest rate fluctuations

Opportunities

  • Increased demand for bridge financing in dynamic markets
  • Potential for expansion into new geographic areas
  • Partnerships with developers and real estate professionals

Threats

  • Economic recessions impacting real estate values and borrower repayment ability
  • Rising interest rates increasing borrowing costs and reducing demand
  • Increased competition from other private lenders and institutional investors

Competitors and Market Share

Key competitor logo Key Competitors

  • Blackstone Real Estate Debt Strategies (BX)
  • Apollo Global Management (APO)
  • Starwood Capital Group
  • Other specialized real estate debt funds and private lenders

Competitive Landscape

MBGC's advantage lies in its focused approach and potential for agility in niche markets. However, it faces significant competition from much larger, well-capitalized funds with greater scale, broader product offerings, and extensive market reach. Its disadvantage is its limited size, which can restrict its ability to undertake larger deals or weather significant market downturns.

Growth Trajectory and Initiatives

Historical Growth: Historical growth would likely be tied to the volume of loans originated and the performance of its loan portfolio, influenced by the real estate market cycles.

Future Projections: Future projections are contingent on market conditions, the company's ability to originate new loans, and manage its existing portfolio effectively. Analyst coverage and specific company guidance would inform these projections.

Recent Initiatives: Recent initiatives would likely focus on optimizing its loan origination process, managing risk within its portfolio, and potentially exploring new financing structures or investment opportunities within its core competency.

Summary

Manhattan Bridge Capital Inc. is a niche player in the commercial real estate debt market, focusing on short-term first mortgage loans. Its strengths lie in its specialized focus and market knowledge, but it faces significant competition and is susceptible to market downturns. Growth depends on its ability to originate loans and manage risk effectively in a dynamic industry.

Similar Stocks

Sources and Disclaimers

Data Sources:

  • Company filings with the U.S. Securities and Exchange Commission (SEC)
  • Financial news outlets
  • Industry analysis reports

Disclaimers:

This analysis is based on publicly available information and does not constitute financial advice. Market share data for niche segments can be estimated and may not reflect exact figures. Investors should conduct their own due diligence before making investment decisions.

Information icon for Upturn AI Summarization accuracy disclaimer AI Summarization is directionally correct and might not be accurate.

Information icon for Upturn AI Summarization data freshness disclaimer Summarized information shown could be a few years old and not current.

Information icon warning about Upturn AI Fundamental Rating based on potentially old data Fundamental Rating based on AI could be based on old data.

Information icon warning about potential inaccuracies or hallucinations in Upturn AI-generated summaries AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.

About Manhattan Bridge Capital Inc

Exchange NASDAQ
Headquaters Great Neck, NY, United States
IPO Launch date 1999-05-13
Founder, Chairman of the Board, President & CEO Mr. Assaf Ran
Sector Real Estate
Industry REIT - Mortgage
Full time employees 6
Full time employees 6

Manhattan Bridge Capital, Inc., a real estate finance company, originates, services, and manages a portfolio of first mortgage loans in the United States. The company offers short-term, secured, and non-banking loans to real estate investors to fund acquisition, renovation, rehabilitation, or development of residential or commercial properties. Its loans are secured by collateral consisting of real estate and accompanied by personal guarantees from the principals of the borrowers. The company has elected to be taxed as a real estate investment trust. As a result, it would not be subject to corporate income tax on that portion of its net income that is distributed to shareholders. Manhattan Bridge Capital, Inc. was founded in 1989 and is headquartered in Great Neck, New York.