LOAN official logo LOAN
LOAN 1-star rating from Upturn Advisory
Manhattan Bridge Capital Inc (LOAN) company logo

Manhattan Bridge Capital Inc (LOAN)

Manhattan Bridge Capital Inc (LOAN) 1-star rating from Upturn Advisory
$4.65
Last Close (24-hour delay)
upturn advisory logo
PASS
  • BUY Advisory
  • SELL Advisory (Profit)
  • SELL Advisory (Loss)
  • Profit
  • Loss
  • Pass (Skip investing)
Upturn Stock price based on last close icon Stock price based on last close
*as per simulation
(see disclosures)
Time period over
  • ALL
  • 1Y
  • 1M
  • 1W

Upturn Advisory Summary

11/14/2025: LOAN (1-star) is currently NOT-A-BUY. Pass it for now.

Upturn Star Rating

Upturn 1 star rating for performance

Not Recommended Performance

These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.

Number of Analysts

1 star rating from financial analysts

1 Analysts rated it

Very few follow this stock; limited insights, higher-risk early investing.

1 Year Target Price $7

1 Year Target Price $7

Analysts Price Target For last 52 week
$7 Target price
52w Low $4.55
Current$4.65
52w High $5.68

Analysis of Past Performance

Type Stock
Historic Profit 8.9%
Avg. Invested days 100
Today’s Advisory PASS
Upturn Star Rating upturn star rating icon
Upturn Advisory Performance Upturn Advisory Performance icon 4.0
Stock Returns Performance Upturn Returns Performance icon 2.0
Upturn Profits based on simulation icon Profits based on simulation
Upturn last close icon Last Close 11/14/2025

Key Highlights

Company Size Small-Cap Stock
Market Capitalization 56.04M USD
Price to earnings Ratio 9.89
1Y Target Price 7
Price to earnings Ratio 9.89
1Y Target Price 7
Volume (30-day avg) 1
Beta 0.26
52 Weeks Range 4.55 - 5.68
Updated Date 11/15/2025
52 Weeks Range 4.55 - 5.68
Updated Date 11/15/2025
Dividends yield (FY) 9.39%
Basic EPS (TTM) 0.47

Earnings Date

Report Date 2025-10-24
When -
Estimate 0.12
Actual 0.11

Profitability

Profit Margin 74.17%
Operating Margin (TTM) 74.22%

Management Effectiveness

Return on Assets (TTM) 8.1%
Return on Equity (TTM) 12.23%

Valuation

Trailing PE 9.89
Forward PE -
Enterprise Value 68188296
Price to Sales(TTM) 7.85
Enterprise Value 68188296
Price to Sales(TTM) 7.85
Enterprise Value to Revenue 9.58
Enterprise Value to EBITDA 19.84
Shares Outstanding 11438651
Shares Floating 8631720
Shares Outstanding 11438651
Shares Floating 8631720
Percent Insiders 24.54
Percent Institutions 27.12

Icon representing Upturn AI-generated SWOT analysis summary Upturn AI SWOT

Manhattan Bridge Capital Inc

Manhattan Bridge Capital Inc(LOAN) company logo displayed in Upturn AI summary

Company Overview

Company history and background logo History and Background

Manhattan Bridge Capital, Inc. (LOAN) was founded in 2007 and is a real estate finance company specializing in originating, servicing, and managing a portfolio of first mortgage loans. They primarily focus on short-term, senior secured, commercial real estate debt.

Company business area logo Core Business Areas

  • First Mortgage Loans: Manhattan Bridge Capital originates and services short-term, senior secured, first mortgage loans primarily secured by commercial real estate located in the New York metropolitan area, as well as Florida and New Jersey.

leadership logo Leadership and Structure

Assaf Ran is the CEO and Chairman. The company has a standard corporate structure with a board of directors and various management positions overseeing loan origination, servicing, and portfolio management.

Top Products and Market Share

Product Key Offerings logo Key Offerings

  • Short-Term Bridge Loans: Manhattan Bridge Capital provides short-term bridge loans to real estate investors for various purposes, including acquisition, renovation, and construction. Their market share is relatively small compared to the overall commercial real estate lending market. Competitors include larger banks, credit unions, and private lending funds.

Market Dynamics

industry overview logo Industry Overview

The commercial real estate lending market is highly competitive, with varying interest rates and underwriting standards. It is sensitive to economic conditions and interest rate fluctuations.

Positioning

Manhattan Bridge Capital is a niche player focusing on the short-term bridge lending segment. They compete with larger institutions but aim to provide faster and more flexible financing options.

Total Addressable Market (TAM)

The TAM for commercial real estate bridge lending is substantial, estimated in the billions of dollars annually. Manhattan Bridge Capital's position is relatively small, indicating significant growth potential if they can increase their market share.

Upturn SWOT Analysis

Strengths

  • Niche focus on short-term bridge loans
  • Experienced management team
  • Established presence in the New York metropolitan area

Weaknesses

  • Small size compared to larger competitors
  • Concentration of loan portfolio in a limited geographic area
  • Reliance on wholesale funding sources

Opportunities

  • Expansion into new geographic markets
  • Increased demand for bridge loans due to economic volatility
  • Development of new loan products and services

Threats

  • Increased competition from larger lenders
  • Economic downturn impacting real estate values
  • Changes in interest rates and regulations

Competitors and Market Share

Key competitor logo Key Competitors

  • BXMT
  • STAR
  • STWD

Competitive Landscape

Manhattan Bridge Capital is a much smaller player compared to Blackstone Mortgage Trust (BXMT), Starwood Property Trust (STAR), and other large commercial real estate lenders. Their advantage lies in their niche focus and local expertise.

Growth Trajectory and Initiatives

Historical Growth: Historical growth has been influenced by the company's ability to originate and service loans, as well as market conditions.

Future Projections: Future growth depends on the company's ability to expand its loan portfolio, manage risk, and adapt to changing market conditions.

Recent Initiatives: Recent initiatives may include expanding into new markets, introducing new loan products, or improving operational efficiency. Refer to the most recent earnings call or SEC filings.

Summary

Manhattan Bridge Capital is a small real estate finance company focused on short-term bridge loans. They operate in a competitive market and face risks related to economic conditions and interest rates. Their niche focus provides an advantage, but their size limits their ability to compete with larger institutions. They must manage risk effectively and adapt to market changes to achieve sustained growth.

Similar Stocks

Sources and Disclaimers

Data Sources:

  • Company SEC Filings (10-K, 10-Q)
  • Company Website
  • Financial News Articles
  • Market Data Providers

Disclaimers:

The information provided is for informational purposes only and should not be considered financial advice. Investment decisions should be based on thorough research and consultation with a qualified financial advisor. Market share data is based on available public information and may not be precise.

Information icon for Upturn AI Summarization accuracy disclaimer AI Summarization is directionally correct and might not be accurate.

Information icon for Upturn AI Summarization data freshness disclaimer Summarized information shown could be a few years old and not current.

Information icon warning about Upturn AI Fundamental Rating based on potentially old data Fundamental Rating based on AI could be based on old data.

Information icon warning about potential inaccuracies or hallucinations in Upturn AI-generated summaries AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.

About Manhattan Bridge Capital Inc

Exchange NASDAQ
Headquaters Great Neck, NY, United States
IPO Launch date 1999-05-13
Founder, Chairman of the Board, President & CEO Mr. Assaf Ran
Sector Real Estate
Industry REIT - Mortgage
Full time employees 6
Full time employees 6

Manhattan Bridge Capital, Inc., a real estate finance company, originates, services, and manages a portfolio of first mortgage loans in the United States. The company offers short-term, secured, and non-banking loans to real estate investors to fund acquisition, renovation, rehabilitation, or development of residential or commercial properties. Its loans are secured by collateral consisting of real estate and accompanied by personal guarantees from the principals of the borrowers. The company has elected to be taxed as a real estate investment trust. As a result, it would not be subject to corporate income tax on that portion of its net income that is distributed to shareholders. Manhattan Bridge Capital, Inc. was founded in 1989 and is headquartered in Great Neck, New York.