Life Time Group Holdings Inc(LTH)

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EXPLORE ADVISORIES AND THEIR HISTORY
QUALITY SIGNAL
2-STAR RATING
PASS
LAST CLOSE
$40.62
10/09/2026
(24-hour delay)

Advisory History & Simulated Performance *

*as per simulation (see disclosures)
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Upturn Stock price based on last close iconStock price based on last close
Simulated performance—not actual client returns. Excludes advisory subscription fees, trading commissions, and taxes, which would reduce returns. Results depend on calculation assumptions and do not guarantee future outcomes. See Disclosures for full methodology, assumptions, and limitations.

Advisory Performance History (Simulated)Advisory Performance History info

Simulated performance—not actual client returns. Excludes advisory subscription fees, trading commissions, and taxes, which would reduce returns. Results depend on calculation assumptions and do not guarantee future outcomes. See Disclosures for full methodology, assumptions, and limitations.

Upturn Advisory & Investor View for LTH

10/09/2026: LTH (2-star) is currently NOT-A-BUY. Pass it for now.

Life Time Group Holdings Inc is a premium athletic country club operator that offers a comprehensive 'healthy way of life' ecosystem through large-scale physical facilities. The company's strengths include a loyal member base, diverse ancillary service offerings, and a successful strategy of integrating popular social sports like pickleball. Its primary growth story revolves around expanding its premium footprint into high-income suburban areas and scaling its digital wellness platform. However, investors must weigh these opportunities against significant execution risks, high capital intensity, and a debt-laden balance sheet. The stock is best suited for growth-oriented investors who can tolerate volatility and are monitoring the company's ability to deleverage while maintaining membership growth.

How to Read the Upturn Advisory

The Upturn Star Rating and the current BUY, SELL, or PASS advisory are generated by Upturn’s AI advisory engine based on proprietary signal analysis, price behavior, advisory history, and historical signal performance.

Company fundamentals, valuation, risks, and news provide supporting context about the business.

Investor Fit

Investor styleFitWhy
Growth investorMixed fitThe company is in an active growth and expansion phase but faces significant capital intensity.
Momentum investorStrong fit while signal remains positiveThe stock can exhibit momentum based on successful new club openings and membership trends.
Value investorMixed fitValuation is sensitive to the company's ability to deleverage its balance sheet.
Dividend investorWeak fitThe company does not pay a dividend as it prioritizes growth capital.
Low-risk investorWeak fitHigh leverage and reliance on discretionary consumer spending create significant volatility.

Risk Profile

Risk factorLevelWhy it matters
Price volatilityHighThe stock is subject to broader consumer discretionary market sentiment.
Valuation riskMedium / highProfitability is dependent on the successful scaling of new, high-cost facilities.
Competition risk (fitness market)MediumIntense competition from low-cost and boutique fitness providers limits pricing power.
Business qualityMediumThe model has high fixed costs tied to physical real estate.
Dividend incomeLow / noneDividends are not part of the current capital allocation strategy.
Execution riskMedium / highExpanding the physical footprint requires consistent construction and operational execution.

Price Behavior

Rolling Over
PRICE PATH

Rolling Over

The price momentum is slowing down and beginning to turn downward.

Moderately Choppy
PRICE STABILITY

Moderately Choppy

The stock has experienced noticeable price swings while retaining some directional structure.

Analysis of Past Performance

Type Stock
Historic Profit 30.64%
Avg. Invested days 46
Today’s Advisory PASS
Upturn Advisory Rating upturn star rating icon
Upturn Advisory Performance Upturn Advisory Performance icon 2.0
Stock Returns Performance Upturn Returns Performance icon 3.0
Upturn Profits based on simulation icon Profits based on simulation
Upturn last close icon Last Close 10/09/2026

Upturn Scorecard

Upturn Star Rating

★★★★★
LTH receives a 3-star rating, supported by solid company fundamentals, and strong analyst coverage. The rating is constrained by soft unit economics, and weak price momentum.

Company Fundamentals

★★★★★
LTH has solid overall fundamentals (4 stars), with moderate financial health, moderate growth momentum, and strong ownership. In FY2025 versus FY2024, strong earnings growth (+139.2%) and solid revenue growth (+14.3%) are partially offset by weak cash generation (FCF margin -0.7%).

Financial Health Rating

★★★★★
LTH's financial health is supported by moderate efficiency, including operating-expense and cost-of-revenue discipline (opex 31.6% of revenue). Liquidity is soft (2 stars), which helps explain the 3-star overall score.

Growth Momentum Score

★★★★★
Earnings growth is LTH's strongest growth driver at +139.2% FY2025 versus FY2024 (strong, 5 stars). By comparison, revenue growth (+14.3%, solid) is also solid, while free-cash-flow growth (-141.4%, negative) holds the profile back, so recent growth is not broad-based across the business.

Ownership

★★★★★
Institutional ownership is 93.4% and approximately 92.6% of outstanding shares are publicly tradable, supporting liquidity and institutional participation. Insider ownership of 8.65% supports management-shareholder alignment.

Top 5 Institutional Investors

BlackRock Inc 10.14%
LEONARD GREEN PARTNERS LP 4.93%
Dimensional Fund Advisors, Inc. 4.11%
Vanguard Portfolio Management, LLC 4.06%
Atairos Group, Inc 3.92%

Unit Economics (Per $1K Revenue)

★★★★★
LTH generates approximately $476 of gross profit, $161 of operating income, and $-7 of free cash flow for every $1,000 of revenue. Based on FY2025 results. Negative free cash flow explains the 2-star rating, with weak cash conversion and weak capital efficiency.

Economic Dimensions

★★★★★
Effective Tax Rate: 24.28%

Quantitative Style Profile

★★★★★
LTH has a liquid profile. Weak momentum is the primary drawback, while elevated volatility.

Style Classification

Quality Focused

Value-OrientedHigh VolatilitySmall / Mid Cap RiskShort Squeeze RiskHighly Liquid / Institution-Friendly

Key Highlights

Company Size Mid-Cap Stock
Market Capitalization 9.08B USD
Price to earnings Ratio 22.2
1Y Target Price 56.07
Price to earnings Ratio 22.2
1Y Target Price 56.07
Volume (30-day avg) 3.2M shares
Beta 1.49
52 Weeks Range 24.14 - 47.23
Updated Date 10/11/2026
52 Weeks Range 24.14 - 47.23
Updated Date 10/11/2026
Dividends yield (FY) -
Basic EPS (TTM) 1.83

How Company Makes Money

Business areaWhat it includesRetail investor read
Membership DuesRecurring monthly dues from athletic country club members.This is the predictable, recurring core revenue that powers the business.
Ancillary ServicesPersonal training, spa services, and program fees.High-margin services that increase total revenue per member.

Analyzing Revenue: Products, Geography and Growth

Revenue by Products

Product revenue - Year on Year

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Valuation

Trailing PE 22.2
Forward PE 20.24
Enterprise Value 12.59B
Price to Sales(TTM) 2.85
Enterprise Value 12.59B
Price to Sales(TTM) 2.85
Enterprise Value to Revenue 3.95
Enterprise Value to EBITDA 14.53
Shares Outstanding 223.46M
Shares Floating 206.85M
Shares Outstanding 223.46M
Shares Floating 206.85M
Percent Insiders 8.65
Percent Institutions 93.4

Financial Metrics

🧭 Investment Snapshot

Total Revenue (Scale)

Information icon Total money earned from selling products or services before any costs. It is needed to understand the scale of the business and its ability to generate income.

Net Income (Profit)

Information icon Final profit after all expenses, interest, and taxes are deducted. It is needed to determine the overall profitability available to shareholders.

Free Cash Flow (Cash Strength)

Information icon Cash remaining after operating activities and capital expenditures, showing cash available for growth. It is needed to evaluate the company’s ability to invest, pay dividends, or reduce debt.

📈 Growth & Strength

Operating Income (Core Profit)

Information icon Profit from core operations after deducting all operating expenses. It is needed to measure how efficiently the company runs its primary business activities.

EBITDA (Cash Earnings)

Information icon Earnings before interest, taxes, depreciation, and amortization, indicating operating cash potential. It is needed to compare operating performance across companies without accounting or financing differences.

Gross Profit (Unit Profitability)

Information icon Revenue minus cost of revenue, showing profit after direct production costs. It is needed to evaluate core business profitability before overhead expenses.

🛡️ Financial Safety

Cash (Liquidity Buffer)

Information icon Total cash and cash equivalents on hand. It is needed to evaluate immediate liquidity and financial flexibility.

Total Debt (Leverage Risk)

Information icon Total debt including both short-term and long-term components. It is needed to assess the company’s leverage and financial risk.

Net Working Capital (Short-Term Health)

Information icon Current assets minus current liabilities, indicating short-term liquidity strength. It is needed to assess whether the company can meet its short-term obligations.

🧱 Balance Sheet Strength

Stockholder Equity (Net Worth)

Information icon Total equity value held by shareholders. It is needed to understand the net worth of the company from the owners’ perspective.

Total Assets (Asset Base)

Information icon The full value of everything the company owns, including cash, inventory, equipment, and investments. It is needed to understand the resource base used to generate revenue.

Income Before Tax (Pre-Tax Earnings)

Information icon Income before provision for income taxes. It is needed to analyze profitability independent of tax structures.

⚙️ Cost & Drag Factors

Cost of Revenue (Production Cost)

Information icon Direct costs required to produce and deliver the products or services sold. It is needed to assess efficiency in production and service delivery.

Total Operating Expenses (Operating Cost)

Information icon Indirect costs of running the business such as salaries, marketing, and administration. It is needed to understand how much it costs to sustain ongoing business operations.

Income Tax Expense (Tax Drag)

Information icon Amount of taxes paid or payable to the government. It is needed to evaluate the impact of taxation on overall profitability.

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