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Upturn AI SWOT - About
MBI 
MBIA Inc (MBI)
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Upturn Advisory Summary
08/28/2025: MBI (3-star) is a STRONG-BUY. BUY since 31 days. Profits (69.54%). Updated daily EoD!
Upturn Star Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
Number of Analysts
2 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $7.5
1 Year Target Price $7.5
| 0 | Strong Buy |
| 1 | Buy |
| 1 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 250.21% | Avg. Invested days 41 | Today’s Advisory Strong Buy |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  5.0 |
| Profits based on simulation | Last Close 08/28/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 407.44M USD | Price to earnings Ratio - | 1Y Target Price 7.5 |
Price to earnings Ratio - | 1Y Target Price 7.5 | ||
Volume (30-day avg) 2 | Beta 1.59 | 52 Weeks Range 3.22 - 8.26 | Updated Date 08/29/2025 |
52 Weeks Range 3.22 - 8.26 | Updated Date 08/29/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -4.51 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date 2025-08-06 | When - | Estimate -0.14 | Actual -0.17 |
Profitability
Profit Margin -208.33% | Operating Margin (TTM) 6.25% |
Management Effectiveness
Return on Assets (TTM) -0.31% | Return on Equity (TTM) - |
Valuation
Trailing PE - | Forward PE 86.96 | Enterprise Value 3540444139 | Price to Sales(TTM) 3.77 |
Enterprise Value 3540444139 | Price to Sales(TTM) 3.77 | ||
Enterprise Value to Revenue 34.37 | Enterprise Value to EBITDA - | Shares Outstanding 50488700 | Shares Floating 43894407 |
Shares Outstanding 50488700 | Shares Floating 43894407 | ||
Percent Insiders 10.44 | Percent Institutions 46.44 |
Upturn AI SWOT
MBIA Inc
Company Overview
History and Background
MBIA Inc. was founded in 1974 as Municipal Bond Insurance Association. It initially focused on insuring municipal bonds. Over time, it expanded into structured finance products. The 2008 financial crisis severely impacted MBIA due to exposure to mortgage-backed securities, leading to significant restructuring and a focus on its core municipal bond insurance business.
Core Business Areas
- Public Finance Guarantee Insurance: Provides financial guarantees for municipal bonds and other public finance obligations. This is MBIA's primary focus after restructuring.
- RMBS Exposure Mitigation: Manages legacy exposures to residential mortgage-backed securities (RMBS) from its pre-crisis activities. This is a legacy business.
Leadership and Structure
MBIA Inc. is led by a board of directors and an executive management team. The organizational structure is divided into business units focused on public finance and risk management.
Top Products and Market Share
Key Offerings
- Municipal Bond Insurance: Provides guarantees for municipal bonds, protecting investors from default. Market share data is fragmented; MBIA is a significant player but precise market share fluctuates with deal flow. Competitors include Assured Guaranty (AGO) and Build America Mutual.
Market Dynamics
Industry Overview
The financial guarantee industry is influenced by interest rates, credit spreads, and the overall health of the municipal bond market. It is dominated by a few key players.
Positioning
MBIA Inc. is a leading provider of municipal bond insurance, with a focus on high-quality, investment-grade credits. Its competitive advantage lies in its experience and claims-paying ability.
Total Addressable Market (TAM)
The total addressable market for municipal bond insurance varies based on municipal bond issuance. It can range from tens to hundreds of billions annually. MBIA's positioning focuses on profitable segments of this market.
Upturn SWOT Analysis
Strengths
- Experienced Management Team
- Strong Claims-Paying Ability
- Focus on High-Quality Assets
- Established Brand Recognition
Weaknesses
- Legacy RMBS Exposures
- Smaller Size Compared to Competitors
- Susceptibility to Market Downturns
- Regulatory Scrutiny
Opportunities
- Increased Municipal Bond Issuance
- Infrastructure Spending Initiatives
- Demand for Credit Enhancement
- Strategic Partnerships
Threats
- Economic Recession
- Interest Rate Hikes
- Increased Competition
- Regulatory Changes
Competitors and Market Share
Key Competitors
- AGO
- BAM
Competitive Landscape
MBIA competes with larger and smaller insurers. Its advantages include experience and claims-paying ability, while its disadvantages include its legacy exposures and smaller size.
Growth Trajectory and Initiatives
Historical Growth: Historical growth has been negative due to legacy issues.
Future Projections: Future growth depends on municipal bond issuance and MBIA's ability to generate profitable insurance premiums. Analyst estimates vary.
Recent Initiatives: Recent initiatives include focusing on core municipal bond insurance business and managing legacy exposures.
Summary
MBIA Inc. is a financial guarantee company focused on the municipal bond insurance market after restructuring post-2008 financial crisis. Legacy RMBS exposures continue to be a headwind. The company's strength lies in its experience and claims-paying ability. Competition and economic uncertainty remain key risks.
Peer Comparison
Sources and Disclaimers
Data Sources:
- SEC Filings (10-K, 10-Q), Company Press Releases, Market Data Providers
Disclaimers:
This analysis is for informational purposes only and does not constitute financial advice. Investment decisions should be based on individual risk tolerance and due diligence.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About MBIA Inc
Exchange NYSE | Headquaters Purchase, NY, United States | ||
IPO Launch date 1987-07-01 | CEO & Director Mr. William Charles Fallon | ||
Sector Financial Services | Industry Insurance - Specialty | Full time employees 57 | Website https://www.mbia.com |
Full time employees 57 | Website https://www.mbia.com | ||
MBIA Inc., together with its subsidiaries, provides financial guarantee insurance services to public finance markets in the United States. It operates through United States (U.S.) Public Finance Insurance, corporate, and International and Structured Finance Insurance segments. The company issues financial guarantees for municipal bonds, including tax-exempt and taxable indebtedness of the U.S. political subdivisions, as well as utility districts, airports, health care institutions, higher educational facilities, housing authorities, and other similar agencies and obligations issued by private entities. It also insures the non-U.S. public finance and global structured finance, including asset-backed obligations; and sovereign-related and sub-sovereign bonds, and privately issued bonds used for the financing for utilities, toll roads, bridges, public transportation facilities, and other types of infrastructure projects, as well as offers third-party reinsurance services. MBIA Inc. was founded in 1973 and is headquartered in Purchase, New York.
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