Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
Help & Tutorial 
Cancel anytime
- Chart
- Upturn Summary
- Highlights
- Revenue
- Valuation
Upturn AI SWOT - About
MBI 
MBIA Inc (MBI)
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- Pass (Skip investing)
Stock price based on last close (see disclosures)
- ALL
- YEAR
- MONTH
- WEEK
Upturn Advisory Summary
07/03/2025: MBI (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
2 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $6.5
1 Year Target Price $6.5
| 0 | Strong Buy |
| 1 | Buy |
| 1 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 106.57% | Avg. Invested days 44 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  5.0 |
| Profits based on simulation | Last Close 07/03/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 222.14M USD | Price to earnings Ratio - | 1Y Target Price 6.5 |
Price to earnings Ratio - | 1Y Target Price 6.5 | ||
Volume (30-day avg) 2 | Beta 1.6 | 52 Weeks Range 3.22 - 7.46 | Updated Date 07/4/2025 |
52 Weeks Range 3.22 - 7.46 | Updated Date 07/4/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -8.71 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin - | Operating Margin (TTM) -23.81% |
Management Effectiveness
Return on Assets (TTM) -5.82% | Return on Equity (TTM) - |
Valuation
Trailing PE - | Forward PE 86.96 | Enterprise Value 3419137252 | Price to Sales(TTM) 6 |
Enterprise Value 3419137252 | Price to Sales(TTM) 6 | ||
Enterprise Value to Revenue 79.51 | Enterprise Value to EBITDA - | Shares Outstanding 50371300 | Shares Floating 40393720 |
Shares Outstanding 50371300 | Shares Floating 40393720 | ||
Percent Insiders 10.58 | Percent Institutions 48.79 |
Upturn AI SWOT
MBIA Inc
Company Overview
History and Background
MBIA Inc., founded in 1974, is a financial guarantee company, formerly specializing in insuring municipal bonds. Over time, its business expanded into structured finance, but significant losses during the 2008 financial crisis led to restructuring and a shift in focus.
Core Business Areas
- Public Finance Insurance: MBIA insures municipal bonds, providing financial guarantees to investors. The guarantee ensures timely payment of principal and interest even if the issuer defaults.
- RMBS Remediation and Recovery: MBIA manages the runoff of its legacy residential mortgage-backed securities (RMBS) portfolio, focusing on maximizing recoveries and minimizing losses.
Leadership and Structure
MBIA Inc. is led by a Board of Directors and an executive management team. The organizational structure is designed to manage its insurance operations and legacy liabilities effectively.
Top Products and Market Share
Key Offerings
- Municipal Bond Insurance: MBIA's core offering is insurance for municipal bonds. Market share fluctuates, but it's a significant player in the public finance guarantee sector. Competitors include Assured Guaranty (AGO). Estimated revenue for 2023 is approximately $100M
Market Dynamics
Industry Overview
The financial guarantee industry has consolidated since the 2008 crisis. Demand for municipal bond insurance varies with interest rates, municipal credit quality, and investor risk appetite.
Positioning
MBIA is positioned as a major player in the municipal bond insurance market, leveraging its experience and capital base, however, it is still working off the after effects of the 2008 financial crash.
Total Addressable Market (TAM)
The total US municipal bond market is in the trillions of dollars. The insured portion is a fraction of that. MBIA's position relies on insuring bonds in this market, competing with other insurers and the option for municipalities to not insure their bonds.
Upturn SWOT Analysis
Strengths
- Experienced management team
- Significant capital base
- Established reputation in municipal bond insurance
Weaknesses
- Legacy RMBS liabilities
- Dependence on municipal bond market conditions
- Regulatory scrutiny
Opportunities
- Increased demand for municipal bond insurance due to economic uncertainty
- Expansion into new areas of financial guarantees
- Leveraging technology to improve risk management
Threats
- Economic downturn impacting municipal credit quality
- Increased competition from other financial guarantee companies
- Changes in regulations affecting the insurance industry
Competitors and Market Share
Key Competitors
- AGO
Competitive Landscape
MBIA competes with other financial guarantee companies like Assured Guaranty. Competitive advantages include experience, capital base, and market reputation. Disadvantages include legacy liabilities and regulatory scrutiny.
Growth Trajectory and Initiatives
Historical Growth: Historical growth has been impacted by the 2008 financial crisis and subsequent restructuring.
Future Projections: Future growth depends on expanding municipal bond insurance and managing legacy liabilities. Analyst estimates vary, but generally forecast moderate growth if these challenges are overcome.
Recent Initiatives: Recent initiatives include focusing on core municipal bond insurance, managing RMBS claims, and cost reduction.
Summary
MBIA Inc. faces challenges due to legacy liabilities, but benefits from its experience in municipal bond insurance. Its future depends on navigating these liabilities and capitalizing on opportunities in the insurance market. While the company is still recovering, recent results have shown improvement. Careful monitoring of its RMBS portfolio and regulatory environment is essential. The growth depends on capitalizing on increased demand of muni bonds.
Peer Comparison
Sources and Disclaimers
Data Sources:
- MBIA Inc. SEC Filings
- MarketWatch
- Yahoo Finance
- Company Investor Relations
Disclaimers:
This analysis is based on publicly available information and does not constitute financial advice. Investment decisions should be made based on individual circumstances and consultation with a financial advisor.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About MBIA Inc
Exchange NYSE | Headquaters Purchase, NY, United States | ||
IPO Launch date 1987-07-01 | CEO & Director Mr. William Charles Fallon | ||
Sector Financial Services | Industry Insurance - Specialty | Full time employees 57 | Website https://www.mbia.com |
Full time employees 57 | Website https://www.mbia.com | ||
MBIA Inc., together with its subsidiaries, provides financial guarantee insurance services to public finance markets in the United States. It operates through United States (U.S.) Public Finance Insurance, corporate, and International and Structured Finance Insurance segments. The company issues financial guarantees for municipal bonds, including tax-exempt and taxable indebtedness of the U.S. political subdivisions, as well as utility districts, airports, health care institutions, higher educational facilities, housing authorities, and other similar agencies and obligations issued by private entities. It also insures the non-U.S. public finance and global structured finance, including asset-backed obligations; and sovereign-related and sub-sovereign bonds, and privately issued bonds used for the financing for utilities, toll roads, bridges, public transportation facilities, and other types of infrastructure projects, as well as offers third-party reinsurance services. MBIA Inc. was founded in 1973 and is headquartered in Purchase, New York.
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.