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Upturn AI SWOT - About
MUFG 
Mitsubishi UFJ Financial Group Inc ADR (MUFG)
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Stock price based on last close (see disclosures)
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Upturn Advisory Summary
08/28/2025: MUFG (2-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Number of Analysts
2 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $14.55
1 Year Target Price $14.55
| 0 | Strong Buy |
| 0 | Buy |
| 2 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 27.93% | Avg. Invested days 61 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 08/28/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 175.15B USD | Price to earnings Ratio 14.16 | 1Y Target Price 14.55 |
Price to earnings Ratio 14.16 | 1Y Target Price 14.55 | ||
Volume (30-day avg) 2 | Beta 0.24 | 52 Weeks Range 9.66 - 16.16 | Updated Date 08/29/2025 |
52 Weeks Range 9.66 - 16.16 | Updated Date 08/29/2025 | ||
Dividends yield (FY) 3.52% | Basic EPS (TTM) 1.08 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date 2025-07-30 | When Before Market | Estimate 0.2727 | Actual 0.3228 |
Profitability
Profit Margin 23.11% | Operating Margin (TTM) 38.26% |
Management Effectiveness
Return on Assets (TTM) 0.31% | Return on Equity (TTM) 5.94% |
Valuation
Trailing PE 14.16 | Forward PE 12.67 | Enterprise Value -43830908813312 | Price to Sales(TTM) 0.03 |
Enterprise Value -43830908813312 | Price to Sales(TTM) 0.03 | ||
Enterprise Value to Revenue 7.56 | Enterprise Value to EBITDA - | Shares Outstanding 11380299776 | Shares Floating 11269350848 |
Shares Outstanding 11380299776 | Shares Floating 11269350848 | ||
Percent Insiders - | Percent Institutions 3.15 |
Upturn AI SWOT
Mitsubishi UFJ Financial Group Inc ADR
Company Overview
History and Background
Mitsubishi UFJ Financial Group (MUFG) was formed in 2005 through the merger of Mitsubishi Tokyo Financial Group and UFJ Holdings. It traces its roots back to the Meiji era. It evolved through various mergers and acquisitions, becoming one of the world's largest financial institutions.
Core Business Areas
- Commercial Banking: Provides a range of financial services to corporate and individual clients, including loans, deposits, and transaction banking.
- Trust Banking: Offers asset management, custody, and investment advisory services.
- Securities: Engaged in securities underwriting, trading, and brokerage activities.
- Global Markets: Involves trading in foreign exchange, fixed income, and derivatives.
- Asset Management: Manages assets for institutional and retail investors.
Leadership and Structure
The leadership team consists of a board of directors and executive officers led by the Group CEO. The organizational structure is divided into business groups and corporate divisions.
Top Products and Market Share
Key Offerings
- Corporate Loans: MUFG provides loans to large corporations globally. Competitors include JPMorgan Chase (JPM) and Bank of America (BAC). Market share information is not publicly broken out per product.
- Project Finance: MUFG is a major player in project finance. Competitors include Goldman Sachs (GS). Market share information is not publicly broken out per product.
- Retail Banking: In Japan, MUFG offers comprehensive retail banking services. Market share information is not publicly broken out per product. Competitors include Sumitomo Mitsui Financial Group (SMFG).
Market Dynamics
Industry Overview
The financial services industry is undergoing rapid transformation due to technological advancements, regulatory changes, and macroeconomic factors. Increased competition from fintech companies and evolving customer expectations are key trends.
Positioning
MUFG is a leading global financial institution with a strong presence in Japan and expanding international operations. Its competitive advantage lies in its large scale, diversified business model, and strong brand reputation.
Total Addressable Market (TAM)
The global financial services market is estimated to be trillions of dollars. MUFG is positioned to capture a significant portion through its global operations and diversified services.
Upturn SWOT Analysis
Strengths
- Global presence
- Diversified business model
- Strong capital base
- Established brand reputation
- Strong relationships with Japanese corporations
Weaknesses
- Exposure to macroeconomic risks
- Dependence on the Japanese market
- Integration challenges with acquired entities
- High operational costs compared to smaller, nimbler fintech companies
- Need for better diversification outside of commercial banking
Opportunities
- Expansion into emerging markets
- Investment in fintech and digital transformation
- Growth in asset management and wealth management
- Increased cross-selling of products and services
- Capitalizing on the global shift to sustainable investing
Threats
- Increased competition from fintech companies
- Regulatory changes and compliance costs
- Economic downturns and financial crises
- Geopolitical risks
- Cybersecurity threats
Competitors and Market Share
Key Competitors
- JPM
- BAC
- HSBC
- C
- WFC
Competitive Landscape
MUFG possesses a substantial international presence. It faces strong competition from well-established American financial institutions. Adapting to technological advancements and regulatory adjustments is crucial for MUFG to sustain its competitive edge in a shifting market.
Major Acquisitions
UnionBanCal Corporation
- Year: 2008
- Acquisition Price (USD millions): 3500
- Strategic Rationale: Expanded MUFG's presence in the US market and provided access to a broader range of customers and financial products.
Aozora Bank
- Year: 2001
- Acquisition Price (USD millions): 1600
- Strategic Rationale: Strengthened MUFG's domestic market share and expanded its capabilities in corporate finance.
Growth Trajectory and Initiatives
Historical Growth: Historical growth patterns have been a mix of organic expansion and strategic acquisitions. Growth has been influenced by global economic conditions and regulatory changes.
Future Projections: Analyst estimates suggest moderate growth driven by expansion in emerging markets and investment in digital transformation. Actual projections depend on market conditions and strategic execution.
Recent Initiatives: Recent initiatives include investments in fintech startups, expansion of digital banking services, and a focus on sustainable finance.
Summary
Mitsubishi UFJ Financial Group is a globally diversified financial institution. Its strengths lie in its large scale, international presence, and diversified business model, but it must remain competitive by managing risk and controlling costs, and adapting to changing industry dynamics and global markets. By prioritizing digitalization and strategic acquisitions, it can reinforce its market position and sustain long-term success in a continually evolving industry.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Filings
- Industry Reports
- Financial News Outlets
- Analyst Reports
Disclaimers:
The information provided is for informational purposes only and should not be considered financial advice. Market conditions and company performance can change rapidly. Consult with a qualified financial advisor before making any investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Mitsubishi UFJ Financial Group Inc ADR
Exchange NYSE | Headquaters - | ||
IPO Launch date 2001-04-01 | President, Group CEO, Representative Corporate Executive & Director Mr. Hironori Kamezawa | ||
Sector Financial Services | Industry Banks - Diversified | Full time employees 150800 | Website https://www.mufg.jp |
Full time employees 150800 | Website https://www.mufg.jp | ||
Mitsubishi UFJ Financial Group, Inc. operates as a bank holding company that engages in a range of financial businesses in Japan, the United States, Europe, Asia/Oceania, and internationally. It operates through seven segments: Digital Services, Retail & Commercial Banking, Japanese Corporate & Investment Banking, Global Commercial Banking, Asset Management & Investor Services, Global Corporate & Investment Banking, and Global Markets. The company offers commercial banking, trust banking, and securities products and services to retail and small-and medium-sized enterprise customers. It also provides mergers and acquisitions, debt and equity issuance, financial advice, and real estate-related services; digital-based financial services; credit cards; and trust banking and securities products and services, as well as engages in the lending, fund settlement, and foreign exchange businesses. In addition, the company offers corporate banking services, such as project export credit, agency finance, and financing through asset-backed commercial paper; investment and transaction banking services for corporations, financial institutions, sovereign and multinational organizations, and institutional investors; and asset management and investor services, including pension fund management and administration, pension structure advisory, payments to beneficiaries, and investment trust services for retail customers. Further, it provides loans, deposits, fund transfers, hedging, and investment services for retail, small and medium-sized enterprises, as well as corporate customers; finances for automotive and consumer goods; sells and trades in fixed-income instruments, currencies, equities, and equities; offers investment products comprising mutual funds, structured bonds, and notes; originates and distributes of financial products; and provides insurance and treasury services. Mitsubishi UFJ Financial Group, Inc. was founded in 1880 and is headquartered in Tokyo, Japan.
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