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Upturn AI SWOT - About
MUFG 
Mitsubishi UFJ Financial Group Inc ADR (MUFG)
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Upturn Advisory Summary
10/29/2025: MUFG (2-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Number of Analysts
2 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $15.08
1 Year Target Price $15.08
| 0 | Strong Buy |
| 0 | Buy |
| 2 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 23.38% | Avg. Invested days 65 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 10/29/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 170.70B USD | Price to earnings Ratio 14.42 | 1Y Target Price 15.08 |
Price to earnings Ratio 14.42 | 1Y Target Price 15.08 | ||
Volume (30-day avg) 2 | Beta 0.2 | 52 Weeks Range 10.31 - 16.09 | Updated Date 10/29/2025 |
52 Weeks Range 10.31 - 16.09 | Updated Date 10/29/2025 | ||
Dividends yield (FY) 3.57% | Basic EPS (TTM) 1.04 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 23.11% | Operating Margin (TTM) 38.26% |
Management Effectiveness
Return on Assets (TTM) 0.31% | Return on Equity (TTM) 5.94% |
Valuation
Trailing PE 14.42 | Forward PE 12.74 | Enterprise Value -43833190514688 | Price to Sales(TTM) 0.03 |
Enterprise Value -43833190514688 | Price to Sales(TTM) 0.03 | ||
Enterprise Value to Revenue 7.57 | Enterprise Value to EBITDA - | Shares Outstanding 11380317854 | Shares Floating 11269350848 |
Shares Outstanding 11380317854 | Shares Floating 11269350848 | ||
Percent Insiders - | Percent Institutions 3.16 |
Upturn AI SWOT
Mitsubishi UFJ Financial Group Inc ADR
Company Overview
History and Background
Mitsubishi UFJ Financial Group (MUFG) was formed in 2005 through the merger of Mitsubishi Tokyo Financial Group and UFJ Holdings. It traces its roots to earlier institutions dating back to the late 19th century. MUFG has grown to become one of the world's largest financial institutions through organic growth and strategic acquisitions.
Core Business Areas
- Commercial Banking: Provides a wide range of banking products and services to corporations, small and medium-sized enterprises (SMEs), and individuals.
- Trust Banking: Offers trust administration, asset management, and real estate services.
- Securities: Engages in securities underwriting, trading, and investment banking activities through its partnership with Morgan Stanley.
- Global Markets: Provides services in trading, financial derivatives, and risk management to corporations, institutional investors and financial institutions.
- Asset Management: Asset Management is the investment engine of MUFG with expertise in equities, fixed income, real estate, private equity, infrastructure, and hedge funds.
Leadership and Structure
The leadership team consists of the Group CEO, heads of various business units, and a board of directors. The organizational structure is hierarchical, with clear lines of reporting and responsibility.
Top Products and Market Share
Key Offerings
- Corporate Lending: Loans and credit facilities provided to corporations for various purposes. Market share data is not publicly disaggregated for MUFG's corporate lending activities in the US specifically. Competitors include JPMorgan Chase (JPM), Bank of America (BAC), and Citigroup (C).
- Investment Banking: Underwriting, mergers and acquisitions (M&A) advisory, and other investment banking services, provided through its alliance with Morgan Stanley. Market share fluctuates based on deal volume. Competitors include Goldman Sachs (GS), Morgan Stanley (MS), and JPMorgan Chase (JPM).
- Retail Banking: Consumer banking services including deposits, loans, and credit cards. Competitors include Bank of America (BAC), Wells Fargo (WFC), and Citigroup (C).
Market Dynamics
Industry Overview
The financial services industry is highly competitive and heavily regulated. It is influenced by macroeconomic factors, interest rates, regulatory changes, and technological advancements.
Positioning
MUFG is a major global financial institution with a strong presence in Japan and increasingly in international markets. Its competitive advantages include its strong capital base, global network, and diversified business model.
Total Addressable Market (TAM)
The global financial services market is estimated to be worth trillions of dollars. MUFG's position allows it to address a large portion of this TAM, particularly in commercial lending, investment banking (through its Morgan Stanley alliance), and retail banking in specific regions. Their market position allows them to address a large portion of the TAM.
Upturn SWOT Analysis
Strengths
- Strong capital base
- Global network
- Diversified business model
- Strategic alliance with Morgan Stanley
- Strong brand recognition
Weaknesses
- Geographic concentration in Japan
- Exposure to Japanese economy
- Complex regulatory environment
- Dependence on partnership for securities business
- Cultural differences hindering global integration
Opportunities
- Expansion into emerging markets
- Increased demand for financial services in Asia
- Technological innovation
- Growth in asset management
- Strategic acquisitions
Threats
- Increased competition
- Regulatory changes
- Economic downturns
- Geopolitical risks
- Cybersecurity threats
Competitors and Market Share
Key Competitors
- JPM
- BAC
- C
- GS
- MS
Competitive Landscape
MUFG faces stiff competition from established US banks and investment banks. Its strengths lie in its global reach and strong capital base, while its weaknesses include geographic concentration and reliance on partnerships.
Major Acquisitions
Union Bank
- Year: 2022
- Acquisition Price (USD millions): 8000
- Strategic Rationale: The acquisition increased MUFG's scale and presence in the U.S. retail banking market. It provided access to a larger customer base and expanded its product offerings in the region. The transaction also reduced the complexities of US banking regulation.
Growth Trajectory and Initiatives
Historical Growth: Historical growth patterns data is not provided, thus, I cannot fill out numerical details. Please input financial information for a precise evaluation.
Future Projections: Future growth projections data is not provided, thus, I cannot fill out numerical details. Please input financial information for a precise evaluation.
Recent Initiatives: Recent initiatives data is not provided, thus, I cannot fill out numerical details. Please input financial information for a precise evaluation.
Summary
Mitsubishi UFJ Financial Group is a major global financial institution, benefiting from a strong capital base and international presence, particularly in Asia. Its strategic alliance with Morgan Stanley enhances its investment banking capabilities. However, its geographic concentration in Japan and reliance on partnerships present limitations. MUFG should focus on expanding into emerging markets and leveraging technological innovation to sustain growth.
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Sources and Disclaimers
Data Sources:
- Company Website
- Market Reports
- Financial News Articles
- Analyst Reports
Disclaimers:
The information provided is for informational purposes only and should not be considered investment advice. Market conditions and company performance are subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Mitsubishi UFJ Financial Group Inc ADR
Exchange NYSE | Headquaters - | ||
IPO Launch date 2001-04-01 | President, Group CEO, Representative Corporate Executive & Director Mr. Hironori Kamezawa | ||
Sector Financial Services | Industry Banks - Diversified | Full time employees 150800 | Website https://www.mufg.jp |
Full time employees 150800 | Website https://www.mufg.jp | ||
Mitsubishi UFJ Financial Group, Inc. operates as a bank holding company that engages in a range of financial businesses in Japan, the United States, Europe, Asia/Oceania, and internationally. It operates through seven segments: Digital Services, Retail & Commercial Banking, Japanese Corporate & Investment Banking, Global Commercial Banking, Asset Management & Investor Services, Global Corporate & Investment Banking, and Global Markets. The company offers commercial banking, trust banking, and securities products and services to retail and small-and medium-sized enterprise customers. It also provides mergers and acquisitions, debt and equity issuance, financial advice, and real estate-related services; credit cards; and trust banking and securities products and services, as well as engages in the lending, fund settlement, inheritance, asset management, business and asset succession solutions, and foreign exchange businesses. In addition, the company offers corporate banking services, such as project finance, export credit agency finance, and financing through asset-backed commercial paper; investment and transaction banking services for corporations, financial institutions, sovereign and multinational organizations, and institutional investors; and asset management and investor services, including pension fund management and administration, pension structure advisory, payments to beneficiaries, and investment trust services for retail customers. Further, it provides loans, deposits, fund transfers, hedging, and investment services, as well as corporate customers; finances for automotive and consumer goods; sells and trades in fixed-income instruments, currencies, equities, and equities; offers investment products comprising mutual funds, structured bonds, and notes; originates and distributes of financial products; and provides insurance and treasury services. Mitsubishi UFJ Financial Group, Inc. was founded in 1880 and is headquartered in Tokyo, Japan.
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