Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
Help & Tutorial 
Cancel anytime
- Chart
- Upturn Summary
- Highlights
- Revenue
- Valuation
Upturn AI SWOT - About
MUFG 
Mitsubishi UFJ Financial Group Inc ADR (MUFG)
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- Pass (Skip investing)
Stock price based on last close (see disclosures)
- ALL
- YEAR
- MONTH
- WEEK
Upturn Advisory Summary
07/03/2025: MUFG (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
2 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $13.74
1 Year Target Price $13.74
| 0 | Strong Buy |
| 0 | Buy |
| 2 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 14.04% | Avg. Invested days 55 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 07/03/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 159.03B USD | Price to earnings Ratio 12.58 | 1Y Target Price 13.74 |
Price to earnings Ratio 12.58 | 1Y Target Price 13.74 | ||
Volume (30-day avg) 2 | Beta 0.24 | 52 Weeks Range 8.61 - 15.03 | Updated Date 07/4/2025 |
52 Weeks Range 8.61 - 15.03 | Updated Date 07/4/2025 | ||
Dividends yield (FY) 2.14% | Basic EPS (TTM) 1.11 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 23.27% | Operating Margin (TTM) 14.38% |
Management Effectiveness
Return on Assets (TTM) 0.48% | Return on Equity (TTM) 9.66% |
Valuation
Trailing PE 12.58 | Forward PE 11.17 | Enterprise Value -44029488136192 | Price to Sales(TTM) 0.02 |
Enterprise Value -44029488136192 | Price to Sales(TTM) 0.02 | ||
Enterprise Value to Revenue 3.22 | Enterprise Value to EBITDA - | Shares Outstanding 11392100352 | Shares Floating 11356356928 |
Shares Outstanding 11392100352 | Shares Floating 11356356928 | ||
Percent Insiders - | Percent Institutions 2.9 |
Upturn AI SWOT
Mitsubishi UFJ Financial Group Inc ADR
Company Overview
History and Background
Mitsubishi UFJ Financial Group (MUFG) was formed in 2005 through the merger of Mitsubishi Tokyo Financial Group and UFJ Holdings. Its roots trace back to the 19th century with the establishment of Mitsubishi Bank and Sanwa Bank. The merger created one of the world's largest financial institutions.
Core Business Areas
- Commercial Banking: Provides a range of banking services to corporations and individuals, including loans, deposits, and trade finance.
- Trust Banking: Offers trust and custody services, asset management, and real estate services.
- Investment Banking: Provides investment banking services, including underwriting, mergers and acquisitions advisory, and securities trading, through MUFG Securities.
- Global Markets: Engages in global markets operations, including foreign exchange, fixed income, and derivatives.
Leadership and Structure
MUFG is led by a board of directors and a management team headed by the Group CEO. The organizational structure is divided into business groups and corporate functions.
Top Products and Market Share
Key Offerings
- Corporate Loans: MUFG provides loans to corporations of all sizes. Market share data for corporate lending in Japan is significant, estimated to be around 20-25%. Competitors include Sumitomo Mitsui Financial Group (SMFG) and Mizuho Financial Group (MFG).
- Retail Banking Services: MUFG offers retail banking services, including deposit accounts, credit cards, and mortgages. Competitors include SMFG, MFG, and regional banks.
- Asset Management: MUFG provides asset management services to individuals and institutional investors. Competitors include Nomura Asset Management and Daiwa Asset Management.
Market Dynamics
Industry Overview
The global financial services industry is characterized by increasing regulation, technological disruption, and competition. Low interest rates in Japan have also been a persistent factor.
Positioning
MUFG is one of the largest financial institutions globally, with a strong presence in Japan and a growing international footprint. Its competitive advantage lies in its scale, diverse range of services, and strong brand recognition.
Total Addressable Market (TAM)
The global financial services market is estimated to be worth trillions of dollars. MUFG is positioned to capture a share of this TAM through its global operations and diverse service offerings.
Upturn SWOT Analysis
Strengths
- Global Presence
- Diversified Business Model
- Strong Capital Base
- Established Brand Reputation
Weaknesses
- Exposure to Low Interest Rate Environment in Japan
- Complex Regulatory Landscape
- Potential Cultural Integration Challenges
- Dependence on Japanese market
Opportunities
- Expansion in Emerging Markets
- Increased Investment in Fintech
- Growing Demand for Asset Management Services
- Cross-selling opportunities
Threats
- Increased Competition from Fintech Companies
- Global Economic Downturn
- Geopolitical Risks
- Regulatory Changes
Competitors and Market Share
Key Competitors
- JPM
- BAC
- C
Competitive Landscape
MUFG faces competition from global and regional financial institutions. Its strengths include its strong capital base and diversified business model, while its weaknesses include its exposure to the low interest rate environment in Japan.
Major Acquisitions
Bank Danamon
- Year: 2019
- Acquisition Price (USD millions): 6000
- Strategic Rationale: Expanded MUFG's presence in the Indonesian market.
Growth Trajectory and Initiatives
Historical Growth: MUFG's growth has been driven by organic expansion and strategic acquisitions.
Future Projections: Analysts project moderate growth for MUFG, driven by its international expansion and investment in fintech.
Recent Initiatives: Recent initiatives include investments in digital transformation, expansion in Southeast Asia, and strategic partnerships with fintech companies.
Summary
MUFG is a global financial powerhouse with strong roots in Japan. It benefits from a diversified business model and a solid capital base, allowing for stable performance. However, it faces challenges stemming from low interest rates in Japan and increasing competition from fintech companies. Strategic investments in digital transformation and international expansion initiatives are essential for future growth.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Filings
- Analyst Reports
- Market Data Providers
Disclaimers:
The data and analysis provided are for informational purposes only and should not be considered investment advice. Market conditions and company performance can change, so investors should do their own research before making any investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Mitsubishi UFJ Financial Group Inc ADR
Exchange NYSE | Headquaters - | ||
IPO Launch date 2001-04-01 | President, Group CEO, Representative Corporate Executive & Director Mr. Hironori Kamezawa | ||
Sector Financial Services | Industry Banks - Diversified | Full time employees - | Website https://www.mufg.jp |
Full time employees - | Website https://www.mufg.jp | ||
Mitsubishi UFJ Financial Group, Inc. operates as the bank holding company, that engages in a range of financial businesses in Japan, the United States, Europe, Asia/Oceania, and internationally. It operates through seven segments: Digital Service, Retail & Commercial Banking, Japanese Corporate & Investment Banking, Global Commercial Banking, Asset Management & Investor Services, Global Corporate & Investment Banking, and Global Markets. The company offers commercial banking, trust banking, and securities products and services to retail, and small and medium-sized enterprise customers. It also provides mergers and acquisition, debt and equity issuance, financial advice, and real estate-related services; digital-based financial services; credit cards; and trust banking and securities products and services, as well as engages in the lending, fund settlement, and foreign exchange businesses. In addition, the company offers corporate banking services, such as project export credit agency finance, and financing through asset-backed commercial paper; investment and transaction banking services for corporations, financial institutions, sovereign and multinational organizations, and institutional investors; and asset management and investor services, including pension fund management and administration, pension structure advisory, beneficiary payment, and investment trust services for retail customers. Further, it provides loans, deposits, fund transfers, hedging, and investments services for retail, small and medium-sized enterprise, as well as corporate customers; financing for automotive and consumer goods; sells and trades in fixed income instruments, currencies, equities, and equities; offers investment products comprising mutual funds, structured bonds, and notes; originates and distributes of financial products; and provides insurance and treasury services. The company was founded in 1880 and is headquartered in Tokyo, Japan.
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.