Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
How It Works 
News - Chart
- Upturn Summary
- Highlights
- Valuation
Upturn AI Summary - About
New Mountain Finance Corporation(NMFC)
Advisory History & Simulated Performance *
*as per simulation (see disclosures)- ALL
- 1Y
- 1M
- 1W
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- PASS (Skip)
Stock price based on last close Advisory Performance History (Simulated)
Upturn Advisory & Investor View for NMFC
10/27/2026: NMFC (1-star) is currently NOT-A-BUY. Pass it for now.
New Mountain Finance Corporation is a business development company specializing in senior secured loans for middle-market firms. By leveraging the analytical platform of its affiliate, New Mountain Capital, the firm focuses on defensive industries that are designed to withstand economic cycles. This approach generally supports consistent dividend distributions, making the stock an appealing candidate for income-focused investors. However, the company faces risks from credit defaults, competition in the private credit market, and sensitivities to interest rate fluctuations. Prospective investors should monitor the portfolio's credit quality and the management team's ability to navigate changing market environments, while keeping in mind that BDCs are subject to inherent market volatility.
How to Read the Upturn Advisory
The Upturn Star Rating and the current BUY, SELL, or PASS advisory are generated by Upturn’s AI advisory engine based on proprietary signal analysis, price behavior, advisory history, and historical signal performance.
Company fundamentals, valuation, risks, and news provide supporting context about the business.
Investor Fit
| Investor style | Fit | Why |
|---|---|---|
| Growth investor | Weak fit | BDCs are primarily income-generating vehicles rather than high-growth capital appreciation stocks. |
| Momentum investor | Mixed fit | Momentum can occur during sector-wide rallies, but usually requires positive interest rate signals or credit environment improvements. |
| Value investor | Strong fit | Value investors often look for BDCs trading at a discount to their net asset value. |
| Dividend investor | Strong fit | The primary appeal of NMFC is its consistent dividend yield and income distribution model. |
| Low-risk investor | Weak fit | The portfolio contains non-investment grade loans, creating credit and market risk. |
Risk Profile
| Risk factor | Level | Why it matters |
|---|---|---|
| Price volatility | Medium | Market fluctuations can cause swings in the share price unrelated to the underlying credit performance. |
| Valuation risk | Medium | Changes in interest rates or market sentiment can impact the fair value of the loan portfolio. |
| Competition risk (Private Credit) | High | Increased capital entering private credit can compress spreads and reduce the attractiveness of new deals. |
| Business quality | Medium | Performance relies heavily on the quality of credit underwriting and the ability to avoid defaults. |
| Dividend income | Medium / high | Dividends are dependent on the net investment income, which can fluctuate based on portfolio earnings. |
| Execution risk | Medium | Reliance on the external manager to source quality investments is critical to long-term performance. |
Price Behavior
Downtrend
The stock has experienced a sustained decline in price over recent periods.
Smooth
The stock has moved along a generally orderly path with only modest fluctuations.
Analysis of Past Performance
Type Stock | Historic Profit -21.11% | Avg. Invested days 30 | Today’s Advisory PASS |
Upturn Advisory Rating  | Upturn Advisory Performance  1.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 10/27/2026 |
Upturn Scorecard
Upturn Star Rating 
Company Fundamentals
Financial Health Rating
Growth Momentum Score
Ownership
Top 5 Institutional Investors
Unit Economics (Per $1K Revenue)
Economic Dimensions
Quantitative Style Profile
Style Classification
Quality Focused
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 624.33M USD | Price to earnings Ratio - | 1Y Target Price 8.29 |
Price to earnings Ratio - | 1Y Target Price 8.29 | ||
Volume (30-day avg) 627.1K shares | Beta 0.65 | 52 Weeks Range 6.48 - 8.52 | Updated Date 10/27/2026 |
52 Weeks Range 6.48 - 8.52 | Updated Date 10/27/2026 | ||
Dividends yield (FY) 18.14% | Basic EPS (TTM) -0.48 |
How Company Makes Money
| Business area | What it includes | Retail investor read |
|---|---|---|
| Direct Lending | Interest and fee income from senior secured and junior debt investments in middle-market companies. | The company earns profit by lending money to companies and collecting interest payments. |
Earnings Date
Report Date 2026-11-02 | When After Market | Estimate 0.26 | Actual - |
Profitability
Profit Margin -16.78% | Operating Margin (TTM) 76.61% |
Management Effectiveness
Return on Assets (TTM) 5.24% | Return on Equity (TTM) -4.06% |
Valuation
Trailing PE - | Forward PE 6.34 | Enterprise Value 1.92B | Price to Sales(TTM) 2.17 |
Enterprise Value 1.92B | Price to Sales(TTM) 2.17 | ||
Enterprise Value to Revenue 167.58 | Enterprise Value to EBITDA 16.16 | Shares Outstanding 94.45M | Shares Floating - |
Shares Outstanding 94.45M | Shares Floating - | ||
Percent Insiders 15.49 | Percent Institutions 31.79 |
Financial Metrics
🧭 Investment Snapshot
Total Revenue (Scale)
Total money earned from selling products or services before any costs. It is needed to understand the scale of the business and its ability to generate income.
Net Income (Profit)
Final profit after all expenses, interest, and taxes are deducted. It is needed to determine the overall profitability available to shareholders.
Free Cash Flow (Cash Strength)
Cash remaining after operating activities and capital expenditures, showing cash available for growth. It is needed to evaluate the company’s ability to invest, pay dividends, or reduce debt.
📈 Growth & Strength
Operating Income (Core Profit)
Profit from core operations after deducting all operating expenses. It is needed to measure how efficiently the company runs its primary business activities.
EBITDA (Cash Earnings)
Earnings before interest, taxes, depreciation, and amortization, indicating operating cash potential. It is needed to compare operating performance across companies without accounting or financing differences.
Gross Profit (Unit Profitability)
Revenue minus cost of revenue, showing profit after direct production costs. It is needed to evaluate core business profitability before overhead expenses.
🛡️ Financial Safety
Cash (Liquidity Buffer)
Total cash and cash equivalents on hand. It is needed to evaluate immediate liquidity and financial flexibility.
Total Debt (Leverage Risk)
Total debt including both short-term and long-term components. It is needed to assess the company’s leverage and financial risk.
Net Working Capital (Short-Term Health)
Current assets minus current liabilities, indicating short-term liquidity strength. It is needed to assess whether the company can meet its short-term obligations.
🧱 Balance Sheet Strength
Stockholder Equity (Net Worth)
Total equity value held by shareholders. It is needed to understand the net worth of the company from the owners’ perspective.
Total Assets (Asset Base)
The full value of everything the company owns, including cash, inventory, equipment, and investments. It is needed to understand the resource base used to generate revenue.
Income Before Tax (Pre-Tax Earnings)
Income before provision for income taxes. It is needed to analyze profitability independent of tax structures.
⚙️ Cost & Drag Factors
Cost of Revenue (Production Cost)
Direct costs required to produce and deliver the products or services sold. It is needed to assess efficiency in production and service delivery.
Total Operating Expenses (Operating Cost)
Indirect costs of running the business such as salaries, marketing, and administration. It is needed to understand how much it costs to sustain ongoing business operations.
Income Tax Expense (Tax Drag)
Amount of taxes paid or payable to the government. It is needed to evaluate the impact of taxation on overall profitability.
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.
All company names, trademarks, logos, and brands are the property of their respective owners and are used for identification and informational purposes only. Use of these names, trademarks, and logos does not imply endorsement by their respective owners.