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Nelnet Inc (NNI)

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Upturn Advisory Summary
12/16/2025: NNI (1-star) has a low Upturn Star Rating. Not recommended to BUY.
1 Year Target Price $135
1 Year Target Price $135
| 0 | Strong Buy |
| 0 | Buy |
| 1 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 10.17% | Avg. Invested days 51 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating ![]() | Upturn Advisory Performance | Stock Returns Performance |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 4.90B USD | Price to earnings Ratio 11.37 | 1Y Target Price 135 |
Price to earnings Ratio 11.37 | 1Y Target Price 135 | ||
Volume (30-day avg) 1 | Beta 0.83 | 52 Weeks Range 97.43 - 136.33 | Updated Date 12/16/2025 |
52 Weeks Range 97.43 - 136.33 | Updated Date 12/16/2025 | ||
Dividends yield (FY) 0.85% | Basic EPS (TTM) 11.91 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 25.45% | Operating Margin (TTM) 34.83% |
Management Effectiveness
Return on Assets (TTM) 3.03% | Return on Equity (TTM) 12.45% |
Valuation
Trailing PE 11.37 | Forward PE 15.58 | Enterprise Value 12354525184 | Price to Sales(TTM) 2.87 |
Enterprise Value 12354525184 | Price to Sales(TTM) 2.87 | ||
Enterprise Value to Revenue 9.39 | Enterprise Value to EBITDA - | Shares Outstanding 25316448 | Shares Floating 14579146 |
Shares Outstanding 25316448 | Shares Floating 14579146 | ||
Percent Insiders 37.47 | Percent Institutions 49.49 |
About Nelnet Inc
Exchange NYSE | Headquaters Lincoln, NE, United States | ||
IPO Launch date 2003-12-11 | CEO - | ||
Sector Financial Services | Industry Credit Services | Full time employees 6739 | Website https://nelnetinc.com |
Full time employees 6739 | Website https://nelnetinc.com | ||
Nelnet, Inc. engages in loan servicing, education technology services, and payment businesses worldwide. The company operates through four segments: Loan Servicing and Systems, Education Technology Services and Payments, Asset Generation and Management, and Nelnet Bank. The Loan Servicing and Systems segment provides loan conversion, application processing, borrower updates, customer, payment processing, due diligence procedures, funds management reconciliation, and claim processing services. This segment also offers student loan servicing software; and business process outsourcing services primarily in contact center management, such as inbound calls, outreach campaigns and sales, and interacting with customers through multi-channels, and processing and administrative services. The Education Technology Services and Payments segment provides financial management services; school information system software; a donation platform; education technology solutions; and customized professional development and coaching, and advanced learning and educational instruction services. This segment also offers tuition payment plans, and service and technology for student billings, payments, and refunds; solutions for in-person, online, and mobile payment experiences on campus; payment processing services, such as credit card and electronic transfer; learning management system; an integrated commerce payment platform; and a school management platform that provides administrative, information and financial management, and communication functions for K-12 schools. The Asset Generation and Management segment acquires, manages, and owns loan assets. The Nelnet Bank segment operates as an internet industrial bank. It also offers investment advisory, investment, and reinsurance services, as well as engages in the real estate investment; and solar engineering, procurement, and construction businesses. The company was incorporated in 1977 and is headquartered in Lincoln, Nebraska.

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