Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
Help & Tutorial - Chart
- Upturn Summary
- Highlights
- Valuation
- About
NSTS Bancorp Inc (NSTS)
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- Pass (Skip investing)
Stock price based on last close (see disclosures)
- ALL
- 1Y
- 1M
- 1W
Upturn Advisory Summary
12/12/2025: NSTS (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Analysis of Past Performance
Type Stock | Historic Profit 12.19% | Avg. Invested days 64 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 12/12/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 64.71M USD | Price to earnings Ratio - | 1Y Target Price - |
Price to earnings Ratio - | 1Y Target Price - | ||
Volume (30-day avg) - | Beta 0.16 | 52 Weeks Range 9.37 - 13.32 | Updated Date 06/29/2025 |
52 Weeks Range 9.37 - 13.32 | Updated Date 06/29/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -0.18 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin -9.56% | Operating Margin (TTM) -14.9% |
Management Effectiveness
Return on Assets (TTM) -0.32% | Return on Equity (TTM) -1.13% |
Valuation
Trailing PE - | Forward PE - | Enterprise Value 6298094 | Price to Sales(TTM) 7.1 |
Enterprise Value 6298094 | Price to Sales(TTM) 7.1 | ||
Enterprise Value to Revenue 11.3 | Enterprise Value to EBITDA - | Shares Outstanding 5247830 | Shares Floating 4438618 |
Shares Outstanding 5247830 | Shares Floating 4438618 | ||
Percent Insiders 14.13 | Percent Institutions 21.68 |
About NSTS Bancorp Inc
Exchange NASDAQ | Headquaters Waukegan, IL, United States | ||
IPO Launch date 2022-01-19 | Chairman, President & CEO Mr. Stephen G. Lear | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 52 | Website https://www.northshoretrust.com |
Full time employees 52 | Website https://www.northshoretrust.com | ||
NSTS Bancorp, Inc. operates as a savings and loan holding company for North Shore Trust and Savings that provides banking products and services in Illinois. The company offers interest-bearing and noninterest-bearing checking, money market, savings, and time deposit accounts; and one- to four-family residential mortgage, multi-family and commercial real estate mortgage, construction, and consumer loans. It also provides online banking services. The company operates through full-service banking offices in Lake County, Illinois; and loan production offices in Chicago, Plainfield, and Aurora. NSTS Bancorp, Inc. was founded in 1921 and is headquartered in Waukegan, Illinois.
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.