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Nayax Ltd (NYAX)



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Upturn Advisory Summary
06/30/2025: NYAX (3-star) is a STRONG-BUY. BUY since 46 days. Profits (21.78%). Updated daily EoD!
1 Year Target Price $44.7
1 Year Target Price $44.7
3 | Strong Buy |
0 | Buy |
2 | Hold |
0 | Sell |
0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 61.73% | Avg. Invested days 43 | Today’s Advisory Strong Buy |
Upturn Star Rating ![]() ![]() | Upturn Advisory Performance ![]() | Stock Returns Performance ![]() |
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Key Highlights
Company Size Small-Cap Stock | Market Capitalization 1.83B USD | Price to earnings Ratio 261.11 | 1Y Target Price 44.7 |
Price to earnings Ratio 261.11 | 1Y Target Price 44.7 | ||
Volume (30-day avg) 5 | Beta -0.27 | 52 Weeks Range 20.31 - 50.46 | Updated Date 06/29/2025 |
52 Weeks Range 20.31 - 50.46 | Updated Date 06/29/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) 0.19 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 1.96% | Operating Margin (TTM) 10.01% |
Management Effectiveness
Return on Assets (TTM) 1.93% | Return on Equity (TTM) 3.82% |
Valuation
Trailing PE 261.11 | Forward PE 70.42 | Enterprise Value 1761713318 | Price to Sales(TTM) 5.53 |
Enterprise Value 1761713318 | Price to Sales(TTM) 5.53 | ||
Enterprise Value to Revenue 5.32 | Enterprise Value to EBITDA 47.62 | Shares Outstanding 36938200 | Shares Floating 14695746 |
Shares Outstanding 36938200 | Shares Floating 14695746 | ||
Percent Insiders 61.02 | Percent Institutions 18.17 |
Analyst Ratings
Rating 3 | Target Price 44.7 | Buy - | Strong Buy 3 |
Buy - | Strong Buy 3 | ||
Hold 2 | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Nayax Ltd
Company Overview
History and Background
Nayax Ltd. was founded in 2005 and is headquartered in Herzliya Pituach, Israel. It provides cashless payment solutions and telemetry for unattended automated machines, such as vending machines, kiosks, and self-service devices. Initially focused on vending machines, it expanded into other unattended retail segments.
Core Business Areas
- Cashless Payment Solutions: Nayax offers a suite of cashless payment devices and solutions for unattended retail. These devices accept various payment methods, including credit cards, mobile wallets, and QR codes.
- Telemetry and Management: Nayax provides a cloud-based management platform that allows operators to monitor their machines in real-time, track sales, manage inventory, and optimize operations.
- Monyx Wallet Solutions: Nayax acquired Monyx Wallet, bringing loyalty program management capabilities to Nayax's suite of services
Leadership and Structure
The leadership team includes Yair Nechmad (CEO) and Sagit Manor (CFO). The company operates with a functional organizational structure.
Top Products and Market Share
Key Offerings
- VPOS Touch: A cashless payment device for unattended machines, accepting credit cards, mobile wallets, and QR codes. It has a good amount of market share in the vending and unattended retail industry. Competitors include USA Technologies (Canteloupe Systems), Ingenico, and Crane Payment Innovations. Revenue is derived from processing fees and device sales.
- MoMa (Management & Monitoring Application): A cloud-based management platform for real-time monitoring, sales tracking, and inventory management. Used in conjunction with VPOS Touch devices. Competitors include Canteloupe Systems, Streamware. Market share not precisely known but considered competitive within Nayax's client base.
- Monyx Wallet: An app to enable customers to pay with a closed-loop wallet system. Nayax acquired this business and now offers this to Nayax customers. Competitors include other white label digital wallets.
Market Dynamics
Industry Overview
The unattended retail market is experiencing growth driven by technological advancements in cashless payments, telemetry, and consumer demand for convenience. COVID-19 also accelerated the usage of unattended retail.
Positioning
Nayax is positioned as a leading provider of cashless payment solutions and telemetry for the unattended retail market. Its competitive advantages include a comprehensive product offering, global reach, and established customer base.
Total Addressable Market (TAM)
Estimates suggest the TAM for unattended retail payment solutions is in the billions of dollars annually. Nayax is positioned to capture a substantial share by serving vending machines, kiosks, and other self-service venues.
Upturn SWOT Analysis
Strengths
- Comprehensive product portfolio
- Global presence
- Established customer base
- Strong technology platform
- Monyx Wallet offering loyalty programs
- Strong customer retention
Weaknesses
- Reliance on unattended retail market growth
- Competition from larger payment processors
- Exposure to currency fluctuations
- High debt
- Negative Equity
- Small Net Income
Opportunities
- Expansion into new unattended retail segments (EV chargers, laundromats, etc.)
- Strategic partnerships with equipment manufacturers
- Growth in emerging markets
- Increased adoption of cashless payments
- Acquisition Opportunities
- Government funding opportunities
Threats
- Increased competition
- Economic downturn
- Cybersecurity threats
- Changes in payment regulations
- Supply chain disruptions
Competitors and Market Share
Key Competitors
- CANT (Canteloupe, Formerly USA Technologies)
- Ingenico
- CPI (Crane Payment Innovations)
Competitive Landscape
Nayax's competitive advantages include its comprehensive product suite and focus on the unattended retail market. Disadvantages include competition from larger, more diversified payment processors and reliance on the growth of the unattended retail market.
Major Acquisitions
Monyx Wallet
- Year: 2018
- Acquisition Price (USD millions): 24
- Strategic Rationale: To expand Nayax's offering of cashless payment solutions with loyalty program management capabilities.
Growth Trajectory and Initiatives
Historical Growth: Nayax has demonstrated strong revenue growth over the past few years.
Future Projections: Analyst estimates suggest continued revenue growth driven by market expansion and product innovation.
Recent Initiatives: Recent initiatives include expanding into new geographic markets, launching new products (e.g. EV Charging support), and partnerships with key players.
Summary
Nayax is a growing company in the unattended retail payment solutions market with strong revenue growth and a comprehensive product suite. However, it faces competition from larger players and is exposed to economic uncertainties. Its recent initiatives and acquisitions position it for future growth, but the debt levels need to be considered. While the company is profitable, the equity has negative balance and it is a risk to consider.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Nayax Ltd. Investor Relations
- Company filings
- Analyst reports
- Industry publications
Disclaimers:
This analysis is based on publicly available information and analyst estimates. Investment decisions should be made based on individual risk tolerance and due diligence. Market share percentages are estimates.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Nayax Ltd
Exchange NASDAQ | Headquaters - | ||
IPO Launch date 2022-09-21 | Co-founder, CEO & Chairman of the Board Mr. Yair Nechmad | ||
Sector Technology | Industry Software - Infrastructure | Full time employees 1100 | Website https://www.nayax.com |
Full time employees 1100 | Website https://www.nayax.com |
Nayax Ltd., a fintech company, develops a complete solution for automated self-service retailers, commerce, and other merchants in the United States, Europe, the United Kingdom, Australia, Israel, and rest of the world. The company offers Nayax Core, a management and monitoring software for vending machines and other unattended machines; MoMa, a mobile app for automated self-service machine; Tigapo back-office software suite, a cloud-based platform; EV Core, a smart, cloud-based management platform; Retail Management Cloud, a comprehensive attended retail management platform; Loyalty and Marketing Suite, a consumer engagement marketing and loyalty platform; Monyx Wallet, a digital wallet app enabling cashless payments with mobile phones; Weezmo, a consumer engagement and marketing platform; and Tigapo app, an associated mobile app to help family entertainment center businesses. It also provides devices that accepts digital payments for customers; VPOS Touch, an automated self-service points of sale, cashless payment, and telemetry device; ONYX, a contactless card reader and telemetry device; EV meter, a fully functional EV charging station; DOT, a smart QR and barcode reader; OTI solutions; UNO Plus and UNO 8, which are EMV and FeliCa contactless readers; EMV SOM, a PCI-PTS ready contactless EMV reader module; Nova Market, a cashless micro market and self-checkout solution; Nova Kiosk, a customizable large standing kiosk or countertop kiosk system; NOVA 156, an electronic cash register; NOVA 45, a smaller version for attending Mobile POS; and Retail One, a universal retail solution that integrates directly with SAP. The company serves various verticals, including vending machines, coffee machines, unattended checkout counters, self-service kiosks, ticketing machines, car wash stations, gaming machines, amusement rides, laundromats, and EV charging stations. Nayax Ltd. was incorporated in 2005 and is headquartered in Herzliya, Israel.
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