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Upturn AI SWOT - About
Nayax Ltd (NYAX)
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Upturn Advisory Summary
08/14/2025: NYAX (2-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Number of Analysts
5 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $51
1 Year Target Price $51
| 3 | Strong Buy |
| 0 | Buy |
| 2 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 39.85% | Avg. Invested days 44 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 08/14/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 1.64B USD | Price to earnings Ratio 78.06 | 1Y Target Price 51 |
Price to earnings Ratio 78.06 | 1Y Target Price 51 | ||
Volume (30-day avg) 5 | Beta -0.25 | 52 Weeks Range 22.06 - 52.46 | Updated Date 08/15/2025 |
52 Weeks Range 22.06 - 52.46 | Updated Date 08/15/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) 0.57 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date 2025-08-13 | When - | Estimate 0.1407 | Actual 0.1684 |
Profitability
Profit Margin 6.07% | Operating Margin (TTM) 9.96% |
Management Effectiveness
Return on Assets (TTM) 2.74% | Return on Equity (TTM) 11.74% |
Valuation
Trailing PE 78.06 | Forward PE 54.64 | Enterprise Value 1610135364 | Price to Sales(TTM) 4.71 |
Enterprise Value 1610135364 | Price to Sales(TTM) 4.71 | ||
Enterprise Value to Revenue 4.62 | Enterprise Value to EBITDA 30.95 | Shares Outstanding 36938200 | Shares Floating 14776093 |
Shares Outstanding 36938200 | Shares Floating 14776093 | ||
Percent Insiders 61.02 | Percent Institutions 18.22 |
Upturn AI SWOT
Nayax Ltd
Company Overview
History and Background
Nayax Ltd. was founded in 2005 and is headquartered in Herzliya Pituach, Israel. It provides cashless payment solutions for unattended retail, targeting vending machines, kiosks, and other automated machines. It has grown from a small startup to a global provider of payment technology.
Core Business Areas
- Cashless Payment Solutions: Nayax provides a comprehensive platform for cashless payments, telemetry, and remote management for unattended machines.
- Telemetry and Monitoring: Offers real-time monitoring and data analytics to optimize machine operations and inventory management.
- Management and Monitoring: Provides software solutions for businesses to monitor business performance and analytics on sales.
Leadership and Structure
The leadership team consists of Yair Nechmad (CEO) and other executives with expertise in payments, technology, and international business. The organizational structure is designed to support global operations and innovation.
Top Products and Market Share
Key Offerings
- VPOS Touch: A comprehensive cashless payment device for unattended machines, providing various payment options including credit cards, mobile wallets, and QR codes. Competitors include USA Technologies (now Cantaloupe Systems), Ingenico, and Ingenico. Market share is difficult to pinpoint exactly, but Nayax is considered a significant player in the unattended retail payment solutions market. VPOS Touch drives significant revenue, likely a majority of Nayax's hardware revenue.
- MoMa (Mobile Money Application): A mobile payment app integrated with Nayax's platform, allowing consumers to make purchases at enabled machines. Market share information specific to MoMa is not readily available. Competitors include other mobile payment solutions like Apple Pay, Google Pay, and other vending-specific apps. Revenue is derived from transaction fees when users utilize the service. Nayax is positioned to benefit from the increase in cashless transactions.
- Onyx: Telemtry management and monitoring platform for unattended machines. Competitors include Cantaloupe Systems and Vagabond. Market Share is difficult to pinpoint exactly, but Nayax is considered a significant player in the unattended retail payment solutions market.
Market Dynamics
Industry Overview
The unattended retail industry is growing rapidly, driven by increasing consumer demand for convenience, cashless payment options, and the proliferation of unattended machines. The industry is becoming competitive with both existing players and new entrants, and there's a shift towards cloud-based solutions and advanced analytics.
Positioning
Nayax is positioned as a leading provider of cashless payment and telemetry solutions for unattended retail. Its competitive advantages include its comprehensive platform, global reach, and focus on innovation.
Total Addressable Market (TAM)
The TAM for unattended retail payments is estimated to be in the tens of billions of dollars globally. Nayax is well-positioned to capture a significant portion of this market due to its established presence and broad product offering.
Upturn SWOT Analysis
Strengths
- Comprehensive product portfolio
- Global presence
- Strong technology platform
- Focus on innovation
- Experienced management team
Weaknesses
- Reliance on hardware sales can affect margins
- Competition in a rapidly evolving market
- Currency exchange risk
- Dependency on key partnerships.
Opportunities
- Expanding into new geographic markets
- Developing new products and services
- Acquiring complementary businesses
- Increased adoption of cashless payment technologies
- Growing unattended retail market
Threats
- Increasing competition
- Technological obsolescence
- Economic downturns
- Changes in regulations
- Supply chain disruptions
Competitors and Market Share
Key Competitors
- CTLP
- Ingenico (Worldline)
- PAR Technology Corporation
Competitive Landscape
Nayax's competitive advantages include its comprehensive product portfolio and global presence. Its disadvantages include its reliance on hardware sales and increasing competition.
Major Acquisitions
Retail Analytics
- Year: 2022
- Acquisition Price (USD millions): 24
- Strategic Rationale: To enhance telemetry and business intelligence capabilities.
Growth Trajectory and Initiatives
Historical Growth: Nayax has experienced significant revenue growth in recent years, driven by the increasing adoption of cashless payment solutions in the unattended retail market.
Future Projections: Future growth is projected to be strong, driven by continued market expansion and the development of new products and services. Analyst estimates suggest continued revenue growth in the coming years.
Recent Initiatives: Recent strategic initiatives include expanding partnerships with machine manufacturers, developing new payment solutions, and entering new geographic markets.
Summary
Nayax is a strong player in the growing unattended retail payment market, offering a comprehensive suite of cashless payment and telemetry solutions. The company's global presence and focus on innovation provide a solid foundation for future growth. Key challenges include increasing competition and the need to diversify revenue streams beyond hardware sales. Nayax must continue to adapt to technological advancements and market trends to maintain its competitive edge.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Nayax Ltd. Investor Relations
- Industry Reports
- Analyst Estimates
- Company press releases
Disclaimers:
This analysis is based on available public information and represents a general overview. It is not financial advice. Market conditions and company performance can change rapidly. Consult a financial professional before making investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Nayax Ltd
Exchange NASDAQ | Headquaters - | ||
IPO Launch date 2022-09-21 | Co-founder, CEO & Chairman of the Board Mr. Yair Nechmad | ||
Sector Technology | Industry Software - Infrastructure | Full time employees 1100 | Website https://www.nayax.com |
Full time employees 1100 | Website https://www.nayax.com | ||
Nayax Ltd., a fintech company, develops a complete solution for automated self-service retailers, commerce, and other merchants in the United States, Europe, the United Kingdom, Australia, Israel, and rest of the world. The company offers Nayax Core, a management and monitoring software for vending machines and other unattended machines; MoMa, a mobile app for automated self-service machine; Tigapo back-office software suite, a cloud-based platform; EV Core, a smart, cloud-based management platform; Retail Management Cloud, a comprehensive attended retail management platform; Loyalty and Marketing Suite, a consumer engagement marketing and loyalty platform; Monyx Wallet, a digital wallet app enabling cashless payments with mobile phones; Weezmo, a consumer engagement and marketing platform; and Tigapo app, an associated mobile app to help family entertainment center businesses. It also provides devices that accepts digital payments for customers; VPOS Touch, an automated self-service points of sale, cashless payment, and telemetry device; ONYX, a contactless card reader and telemetry device; EV meter, a fully functional EV charging station; DOT, a smart QR and barcode reader; OTI solutions; UNO Plus and UNO 8, which are EMV and FeliCa contactless readers; EMV SOM, a PCI-PTS ready contactless EMV reader module; Nova Market, a cashless micro market and self-checkout solution; Nova Kiosk, a customizable large standing kiosk or countertop kiosk system; NOVA 156, an electronic cash register; NOVA 45, a smaller version for attending Mobile POS; and Retail One, a universal retail solution that integrates directly with SAP. The company serves various verticals, including vending machines, coffee machines, unattended checkout counters, self-service kiosks, ticketing machines, car wash stations, gaming machines, amusement rides, laundromats, and EV charging stations. Nayax Ltd. was incorporated in 2005 and is headquartered in Herzliya, Israel.
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