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Upturn AI SWOT - About
GPN 
Global Payments Inc (GPN)
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Upturn Advisory Summary
07/03/2025: GPN (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
34 Analysts rated it
Highly popular stock, broad analyst coverage, trusted insights, strong investor interest.
1 Year Target Price $94.74
1 Year Target Price $94.74
| 11 | Strong Buy |
| 1 | Buy |
| 20 | Hold |
| 1 | Sell |
| 1 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -4.96% | Avg. Invested days 39 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 07/03/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 19.96B USD | Price to earnings Ratio 13.24 | 1Y Target Price 94.74 |
Price to earnings Ratio 13.24 | 1Y Target Price 94.74 | ||
Volume (30-day avg) 34 | Beta 0.94 | 52 Weeks Range 65.72 - 119.03 | Updated Date 07/4/2025 |
52 Weeks Range 65.72 - 119.03 | Updated Date 07/4/2025 | ||
Dividends yield (FY) 1.25% | Basic EPS (TTM) 6.18 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 15.48% | Operating Margin (TTM) 23.28% |
Management Effectiveness
Return on Assets (TTM) 3.23% | Return on Equity (TTM) 7.1% |
Valuation
Trailing PE 13.24 | Forward PE 6.79 | Enterprise Value 33988359800 | Price to Sales(TTM) 1.98 |
Enterprise Value 33988359800 | Price to Sales(TTM) 1.98 | ||
Enterprise Value to Revenue 3.37 | Enterprise Value to EBITDA 7.76 | Shares Outstanding 243880000 | Shares Floating 241760705 |
Shares Outstanding 243880000 | Shares Floating 241760705 | ||
Percent Insiders 0.95 | Percent Institutions 94.43 |
Upturn AI SWOT
Global Payments Inc
Company Overview
History and Background
Global Payments Inc. was founded in 1967 as National Data Corporation (NDC). It spun off from NDC in 2001 and rebranded as Global Payments Inc. It has grown through organic expansion and acquisitions, becoming a leading global payments technology company.
Core Business Areas
- Merchant Solutions: Provides payment processing services to merchants, including point-of-sale (POS) systems, online payment gateways, and mobile payment solutions.
- Issuer Solutions: Offers credit and debit card processing services to financial institutions, including card issuance, fraud prevention, and loyalty programs.
- Business and Consumer Solutions: Delivers integrated solutions, including payroll, HR, and other business services to small and medium-sized businesses.
Leadership and Structure
Jeff Sloan is the CEO. The company has a board of directors and is organized into the segments listed above, each with its own management structure. Cameron Bready became president and COO in October 2019.
Top Products and Market Share
Key Offerings
- TSYS (Merchant Solutions Platform): A comprehensive platform for processing various payment types. The market share data is included in the 'Market Share Comparison' section below. Competitors include Fiserv (FISV), Block (SQ), and Adyen (ADYEY).
- Netspend (Consumer Solutions): Provides prepaid debit cards and related financial services, including payroll and government benefits distribution. While specific market share data is not readily available, Netspend competes with Green Dot (GDOT) and other prepaid card providers.
- OpenEdge (Integrated Payments): A software platform that enables independent software vendors (ISVs) to integrate payments into their applications. Market share data is difficult to pinpoint, but key competitors include Stripe and Adyen. Revenue information is not disclosable.
Market Dynamics
Industry Overview
The payment processing industry is experiencing rapid growth due to the increasing adoption of electronic payments and the rise of e-commerce. Fintech innovations and regulatory changes are also shaping the landscape.
Positioning
Global Payments Inc. is a major player in the payment processing industry, positioned as a provider of comprehensive payment solutions for merchants, financial institutions, and consumers. Its competitive advantages include its scale, global reach, and diversified product portfolio.
Total Addressable Market (TAM)
The global digital payments market is estimated to reach trillions of dollars. Global Payments Inc. is positioned to capture a significant portion of this TAM by providing a wide range of payment solutions.
Upturn SWOT Analysis
Strengths
- Global Presence
- Diversified Product Portfolio
- Strong Relationships with Financial Institutions
- Technological Innovation
Weaknesses
- High Debt Levels
- Integration Challenges from Acquisitions
- Exposure to Regulatory Changes
- Dependence on Key Partnerships
Opportunities
- Expanding into Emerging Markets
- Developing New Payment Technologies (e.g., Blockchain)
- Increasing Adoption of E-commerce
- Offering Value-Added Services
Threats
- Increased Competition from Fintech Companies
- Data Security Breaches
- Economic Downturns
- Regulatory Scrutiny
Competitors and Market Share
Key Competitors
- FISV
- SQ
- ADYEY
- V
- MA
Competitive Landscape
Global Payments Inc. competes with other large payment processors, fintech companies, and financial institutions. It has a strong market position, but faces increasing competition from innovative fintech players.
Major Acquisitions
Heartland Payment Systems
- Year: 2016
- Acquisition Price (USD millions): 4300
- Strategic Rationale: Expanded Global Payments Inc.'s presence in the small and medium-sized business market and strengthened its integrated payments capabilities.
TSYS
- Year: 2019
- Acquisition Price (USD millions): 21500
- Strategic Rationale: Transformative merger that created a leading global payments technology company with expanded scale, reach, and capabilities.
Growth Trajectory and Initiatives
Historical Growth: Global Payments Inc. has grown significantly through acquisitions and organic expansion, particularly in the merchant solutions segment.
Future Projections: Analysts expect revenue growth to be in the mid-single digits and EPS growth to be in the high-single digits over the next few years.
Recent Initiatives: Recent initiatives include expanding into new markets, developing new payment technologies, and acquiring complementary businesses.
Summary
Global Payments Inc. is a major player in the payments industry with a strong global presence. Its diverse product portfolio and strategic acquisitions have fueled growth. However, high debt levels and increasing competition pose challenges, requiring the company to focus on innovation and efficient integration of its businesses.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Filings
- Analyst Reports
- Industry Publications
Disclaimers:
This analysis is for informational purposes only and does not constitute financial advice. Market conditions are always fluctuating.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Global Payments Inc
Exchange NYSE | Headquaters Atlanta, GA, United States | ||
IPO Launch date 2001-01-16 | CEO & Director Mr. Cameron M. Bready CPA | ||
Sector Industrials | Industry Specialty Business Services | Full time employees 27000 | |
Full time employees 27000 | |||
Global Payments Inc. provides payment technology and software solutions for card, check, and digital-based payments in the Americas, Europe, and the Asia-Pacific. It operates through two segments, Merchant Solutions and Issuer Solutions. The Merchant Solutions segment offers authorization, settlement and funding, customer support, chargeback resolution, reconciliation and dispute management, terminal rental, sales and deployment, payment security, and consolidated billing and reporting services. This segment also provides an array of enterprise software solutions that streamline business operations of its customers in various vertical markets; and value-added solutions and services, such as point-of-sale software, analytics and customer engagement, payroll and reporting, and human capital management. The Issuer Solutions segment offers solutions that enable financial institutions and retailers to manage their card portfolios through a platform; and commercial payments, accounts payables, and electronic payment alternatives solutions for businesses and governments. It markets its products and services through direct sales force, trade associations, agent and enterprise software providers, referral arrangements with value-added resellers, and independent sales organizations. The company was founded in 1967 and is headquartered in Atlanta, Georgia.
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