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Upturn AI SWOT - About
GPN 
Global Payments Inc (GPN)
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Upturn Advisory Summary
10/15/2025: GPN (2-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Number of Analysts
34 Analysts rated it
Highly popular stock, broad analyst coverage, trusted insights, strong investor interest.
1 Year Target Price $103.6
1 Year Target Price $103.6
| 11 | Strong Buy |
| 1 | Buy |
| 20 | Hold |
| 1 | Sell |
| 1 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 1.73% | Avg. Invested days 44 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 10/15/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 20.89B USD | Price to earnings Ratio 14.67 | 1Y Target Price 103.6 |
Price to earnings Ratio 14.67 | 1Y Target Price 103.6 | ||
Volume (30-day avg) 34 | Beta 0.98 | 52 Weeks Range 65.53 - 118.69 | Updated Date 10/15/2025 |
52 Weeks Range 65.53 - 118.69 | Updated Date 10/15/2025 | ||
Dividends yield (FY) 1.16% | Basic EPS (TTM) 5.87 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 14.2% | Operating Margin (TTM) 28.65% |
Management Effectiveness
Return on Assets (TTM) 3.28% | Return on Equity (TTM) 6.59% |
Valuation
Trailing PE 14.67 | Forward PE 6.34 | Enterprise Value 35001622100 | Price to Sales(TTM) 2.08 |
Enterprise Value 35001622100 | Price to Sales(TTM) 2.08 | ||
Enterprise Value to Revenue 3.48 | Enterprise Value to EBITDA 8.36 | Shares Outstanding 242607106 | Shares Floating 240508555 |
Shares Outstanding 242607106 | Shares Floating 240508555 | ||
Percent Insiders 1.09 | Percent Institutions 92.69 |
Upturn AI SWOT
Global Payments Inc
Company Overview
History and Background
Global Payments Inc. was founded in 1967. Originally a division of National Data Corporation (NDC), it spun off as a public company in 2001. Over time, it has grown through organic expansion and strategic acquisitions to become a leading provider of payment technology and software solutions.
Core Business Areas
- Merchant Solutions: Provides payment processing services, including credit and debit card processing, mobile payments, and e-commerce solutions for merchants of all sizes.
- Issuer Solutions: Offers payment solutions for financial institutions, including card issuing, fraud prevention, and loyalty programs.
- Business and Consumer Solutions: Provides payroll, HR and expense management solutions to businesses of all sizes.
Leadership and Structure
The current CEO is Jeffrey S. Sloan. The company has a traditional corporate structure with a board of directors and various executive leadership roles overseeing different business functions.
Top Products and Market Share
Key Offerings
- Payment Processing: Core offering encompassing credit and debit card processing for merchants. Market share data is difficult to pinpoint precisely, but Global Payments is among the top players. Competitors include Fiserv (FISV), Block (SQ), and Adyen (ADYEY).
- TSYS: A suite of issuer solutions, including card issuing, fraud prevention, and loyalty program management acquired via merger in 2019. Competitors include Fiserv (FISV), Fidelity National Information Services (FIS).
- Paycor: A cloud based Human Capital Management solution used by over 50,000 small and medium sized businesses. Competitors include Paylocity and Workday.
Market Dynamics
Industry Overview
The payments industry is experiencing rapid growth driven by the increasing adoption of digital payments, e-commerce, and mobile wallets. It's highly competitive, with established players and emerging fintech companies vying for market share.
Positioning
Global Payments Inc. is a leading player in the payments technology industry, with a broad portfolio of solutions and a global presence. Its competitive advantages include its scale, diversified offerings, and established relationships with merchants and financial institutions.
Total Addressable Market (TAM)
The global digital payments market is estimated to reach trillions of dollars. Global Payments Inc. is positioned to capture a significant portion of this TAM through its diversified offerings and global reach.
Upturn SWOT Analysis
Strengths
- Global scale and presence
- Diversified product portfolio
- Established relationships with merchants and financial institutions
- Strong technology infrastructure
- Integrated solutions
Weaknesses
- High debt levels (related to acquisitions)
- Integration challenges from acquisitions
- Exposure to economic cycles
- Complex regulatory environment
Opportunities
- Growth in digital payments and e-commerce
- Expansion into new geographic markets
- Strategic acquisitions to expand capabilities
- Partnerships with fintech companies
- Offering value added services.
Threats
- Intense competition from established players and fintech companies
- Regulatory changes and compliance costs
- Cybersecurity risks and data breaches
- Economic downturns
- Disruptive technologies
Competitors and Market Share
Key Competitors
- FISV
- SQ
- ADYEY
Competitive Landscape
GPN competes in a rapidly changing environment. They are trying to consolidate their market share, however, nimble start ups are also entering the market with creative payment and financial solutions.
Major Acquisitions
TSYS
- Year: 2019
- Acquisition Price (USD millions): 21500
- Strategic Rationale: Expanded Global Payments' issuer processing capabilities and broadened its reach in the payments ecosystem.
Paycor
- Year: 2024
- Acquisition Price (USD millions): 10500
- Strategic Rationale: Bolstered Global Payments' position in the human capital management market.
Growth Trajectory and Initiatives
Historical Growth: Detailed data needed to be able to perform this part of the analysis
Future Projections: Detailed data needed to be able to perform this part of the analysis
Recent Initiatives: Recent initiatives include technology partnerships and further expansion into the human capital management space. Also focus on growing their value added service offerings to small and medium sized businesses.
Summary
Global Payments Inc. is a major player in the payment processing and technology industry, offering a broad range of services and solutions. The company benefits from its size and global reach, however high debt and integrations of past acquisitions can be a potential headwind for the company. Expanding into the small to medium sized businesses market and by capitalizing on digital payment trends, Global Payments can continue to grow. GPN must continue to navigate the complex regulatory environment.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Filings
- Market Research Reports
- Industry Publications
Disclaimers:
The data and analysis provided are for informational purposes only and should not be considered financial advice. Market conditions and company performance can change rapidly. Always conduct thorough due diligence before making investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Global Payments Inc
Exchange NYSE | Headquaters Atlanta, GA, United States | ||
IPO Launch date 2001-01-16 | CEO & Director Mr. Cameron M. Bready CPA | ||
Sector Industrials | Industry Specialty Business Services | Full time employees 27000 | |
Full time employees 27000 | |||
Global Payments Inc. provides payment technology and software solutions for card, check, and digital-based payments in the Americas, Europe, and the Asia-Pacific. It operates through two segments, Merchant Solutions and Issuer Solutions. The Merchant Solutions segment offers authorization, settlement and funding, customer support, chargeback resolution, reconciliation and dispute management, terminal rental, sales and deployment, payment security, and consolidated billing and reporting services. This segment also provides an array of enterprise software solutions that streamline business operations of its customers in various vertical markets; and value-added solutions and services, such as point-of-sale software, analytics and customer engagement, payroll and reporting, and human capital management. The Issuer Solutions segment offers solutions that enable financial institutions and retailers to manage their card portfolios through a platform; and commercial payments, accounts payables, and electronic payment alternatives solutions for businesses and governments. It markets its products and services through direct sales force, trade associations, agent and enterprise software providers, referral arrangements with value-added resellers, and independent sales organizations. The company was founded in 1967 and is headquartered in Atlanta, Georgia.
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