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Upturn AI SWOT - About
GPN 
Global Payments Inc (GPN)
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Upturn Advisory Summary
08/29/2025: GPN (2-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Number of Analysts
34 Analysts rated it
Highly popular stock, broad analyst coverage, trusted insights, strong investor interest.
1 Year Target Price $103.18
1 Year Target Price $103.18
| 11 | Strong Buy |
| 1 | Buy |
| 20 | Hold |
| 1 | Sell |
| 1 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 4.66% | Avg. Invested days 39 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 08/29/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 21.55B USD | Price to earnings Ratio 15.13 | 1Y Target Price 103.18 |
Price to earnings Ratio 15.13 | 1Y Target Price 103.18 | ||
Volume (30-day avg) 34 | Beta 0.94 | 52 Weeks Range 65.72 - 119.03 | Updated Date 09/1/2025 |
52 Weeks Range 65.72 - 119.03 | Updated Date 09/1/2025 | ||
Dividends yield (FY) 1.13% | Basic EPS (TTM) 5.87 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date 2025-08-06 | When Before Market | Estimate 3.06 | Actual 3.1 |
Profitability
Profit Margin 14.2% | Operating Margin (TTM) 28.65% |
Management Effectiveness
Return on Assets (TTM) 3.28% | Return on Equity (TTM) 6.59% |
Valuation
Trailing PE 15.13 | Forward PE 7.31 | Enterprise Value 35583879154 | Price to Sales(TTM) 2.14 |
Enterprise Value 35583879154 | Price to Sales(TTM) 2.14 | ||
Enterprise Value to Revenue 3.54 | Enterprise Value to EBITDA 8.5 | Shares Outstanding 242607008 | Shares Floating 240513407 |
Shares Outstanding 242607008 | Shares Floating 240513407 | ||
Percent Insiders 1.09 | Percent Institutions 92.61 |
Upturn AI SWOT
Global Payments Inc
Company Overview
History and Background
Global Payments Inc. was founded in 1967 as National Data Corporation (NDC). It evolved through acquisitions and organic growth, becoming a leading provider of payment technology and software solutions.
Core Business Areas
- Merchant Solutions: Provides payment processing services, including credit and debit card processing, electronic check acceptance, and point-of-sale (POS) solutions to merchants of all sizes.
- Issuer Solutions: Offers payment solutions for financial institutions and other organizations that issue payment cards, including card management, fraud prevention, and mobile banking services.
- Business and Consumer Solutions: Provides solutions for business to business payments and consumer payments.
Leadership and Structure
Jeff Sloan serves as the CEO. The company has a typical corporate structure with various departments led by senior executives and a board of directors overseeing governance.
Top Products and Market Share
Key Offerings
- TSYS Processing Services: Provides secure payment processing services for merchants, financial institutions, and government agencies. Market share data is dynamic and dependent on the region, but TSYS is a significant player in the global payments landscape. Competitors include Fiserv (FI), Fidelity National Information Services (FIS), and Block (SQ).
- Netspend: Offers prepaid debit card solutions for consumers and businesses. While market share varies, Netspend holds a prominent position in the prepaid card market. Competitors include Green Dot (GDOT) and PayPal (PYPL).
- OpenEdge: Integrated payment solutions for software vendors (ISVs) in various verticals. Competitors include Square (SQ) and Stripe (Private).
Market Dynamics
Industry Overview
The payment processing industry is characterized by increasing digitalization, growing e-commerce, and evolving consumer preferences for contactless and mobile payments. It is highly competitive with both established players and emerging fintech companies.
Positioning
Global Payments Inc. is a leading player in the global payment technology industry, offering a broad suite of solutions to merchants, issuers, and consumers. Its competitive advantages include its scale, diverse product offerings, and established relationships.
Total Addressable Market (TAM)
The total addressable market for payment processing is estimated to be in the trillions of dollars globally and growing. Global Payments Inc is positioned to capture a portion of this market through its diverse solutions and global presence.
Upturn SWOT Analysis
Strengths
- Global presence
- Diverse product portfolio
- Strong customer relationships
- Scalable technology infrastructure
- Experienced management team
Weaknesses
- Integration risks from acquisitions
- High debt levels
- Dependence on economic conditions
- Exposure to regulatory changes
- Cybersecurity risks
Opportunities
- Growth in e-commerce
- Expansion into emerging markets
- Adoption of contactless payments
- Partnerships with fintech companies
- Increasing demand for security solutions
Threats
- Intense competition
- Disruptive technologies
- Economic downturns
- Regulatory scrutiny
- Data breaches
Competitors and Market Share
Key Competitors
- FIS
- FISV
- SQ
Competitive Landscape
Global Payments faces competition from established payment processors, financial institutions, and emerging fintech companies. Its scale and diverse product offerings provide a competitive advantage, but it must continue to innovate and adapt to changing market dynamics.
Major Acquisitions
Heartland Payment Systems
- Year: 2016
- Acquisition Price (USD millions): 4300
- Strategic Rationale: Expanded Global Payments' presence in the small and medium-sized business market.
TSYS
- Year: 2019
- Acquisition Price (USD millions): 21500
- Strategic Rationale: Significant combination, creating a leading global payments technology company.
Growth Trajectory and Initiatives
Historical Growth: Growth has been driven by organic expansion and strategic acquisitions, particularly in the payment processing and software solutions sectors.
Future Projections: Future growth projections rely on analyst estimates and company guidance which is not public. Analysts forecast continued growth in line with the overall payments industry.
Recent Initiatives: Recent initiatives include expanding into new markets, launching new products and services, and investing in technology and infrastructure.
Summary
Global Payments Inc. is a major player in the payment processing industry, benefiting from its global reach and diverse product offerings. The TSYS merger has solidified its position, but integration challenges and high debt remain concerns. Future success depends on adapting to evolving market trends and effectively managing competition from both established and emerging players.
Peer Comparison
Sources and Disclaimers
Data Sources:
- SEC Filings
- Company Investor Relations
- Market Research Reports
- Analyst Estimates
Disclaimers:
This analysis is for informational purposes only and does not constitute financial advice. Investment decisions should be based on individual circumstances and consultation with a qualified financial advisor.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Global Payments Inc
Exchange NYSE | Headquaters Atlanta, GA, United States | ||
IPO Launch date 2001-01-16 | CEO & Director Mr. Cameron M. Bready CPA | ||
Sector Industrials | Industry Specialty Business Services | Full time employees 27000 | |
Full time employees 27000 | |||
Global Payments Inc. provides payment technology and software solutions for card, check, and digital-based payments in the Americas, Europe, and the Asia-Pacific. It operates through two segments, Merchant Solutions and Issuer Solutions. The Merchant Solutions segment offers authorization, settlement and funding, customer support, chargeback resolution, reconciliation and dispute management, terminal rental, sales and deployment, payment security, and consolidated billing and reporting services. This segment also provides an array of enterprise software solutions that streamline business operations of its customers in various vertical markets; and value-added solutions and services, such as point-of-sale software, analytics and customer engagement, payroll and reporting, and human capital management. The Issuer Solutions segment offers solutions that enable financial institutions and retailers to manage their card portfolios through a platform; and commercial payments, accounts payables, and electronic payment alternatives solutions for businesses and governments. It markets its products and services through direct sales force, trade associations, agent and enterprise software providers, referral arrangements with value-added resellers, and independent sales organizations. The company was founded in 1967 and is headquartered in Atlanta, Georgia.
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