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OP Bancorp (OPBK)

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Upturn Advisory Summary
12/18/2025: OPBK (1-star) has a low Upturn Star Rating. Not recommended to BUY.
1 Year Target Price $16.5
1 Year Target Price $16.5
| 1 | Strong Buy |
| 0 | Buy |
| 1 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 68.47% | Avg. Invested days 43 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating ![]() | Upturn Advisory Performance | Stock Returns Performance |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 224.03M USD | Price to earnings Ratio 9.53 | 1Y Target Price 16.5 |
Price to earnings Ratio 9.53 | 1Y Target Price 16.5 | ||
Volume (30-day avg) 2 | Beta 0.68 | 52 Weeks Range 10.14 - 15.61 | Updated Date 12/18/2025 |
52 Weeks Range 10.14 - 15.61 | Updated Date 12/18/2025 | ||
Dividends yield (FY) 3.22% | Basic EPS (TTM) 1.58 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 27.06% | Operating Margin (TTM) 46.23% |
Management Effectiveness
Return on Assets (TTM) 0.94% | Return on Equity (TTM) 11.09% |
Valuation
Trailing PE 9.53 | Forward PE - | Enterprise Value 145780624 | Price to Sales(TTM) 2.57 |
Enterprise Value 145780624 | Price to Sales(TTM) 2.57 | ||
Enterprise Value to Revenue 3.36 | Enterprise Value to EBITDA - | Shares Outstanding 14885614 | Shares Floating 11576542 |
Shares Outstanding 14885614 | Shares Floating 11576542 | ||
Percent Insiders 21.91 | Percent Institutions 65.41 |
About OP Bancorp
Exchange NASDAQ | Headquaters Los Angeles, CA, United States | ||
IPO Launch date 2018-03-28 | CEO - | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 231 | Website https://www.myopenbank.com |
Full time employees 231 | Website https://www.myopenbank.com | ||
OP Bancorp operates as the bank holding company for Open Bank that provides banking products and services. The company offers demand, checking, savings, money market, and time deposit accounts, as well as certificates of deposit. It also provides commercial real estate, small business administration, commercial and industrial business, single-family residential, term, consumer, and home mortgage loans; trade financing products; and letters of credit, and SWIFT and export advice. In addition, the company offers debit and credit card, online transfer and bill payment, and electronic delivery of customer statements; mobile banking solutions for iPhone and Android phones, including remote check deposit with mobile bill pay; direct deposit, cashier's check, person to person payment, wire transfer, and automated clearing house services; and cash management services, including balance reporting, transfers between accounts, wire transfer initiation, ACH origination, and stop payment services, as well as remote deposit capture, positive pay, zero balance accounts, and sweep accounts. It operates full branch offices in Los Angeles, Orange, and Santa Clara Counties in California; the Dallas metropolitan area in Texas; and Clark County in Nevada, as well as operates loan production offices in Pleasanton, California; Atlanta, Georgia; Aurora, Colorado; Lynnwood, Washington; and Fairfax, Virginia. The company was founded in 2005 and is headquartered in Los Angeles, California.

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