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OPFI 
OppFi Inc (OPFI)
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Upturn Advisory Summary
02/13/2026: OPFI (3-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
Number of Analysts
2 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $15.17
1 Year Target Price $15.17
| 1 | Strong Buy |
| 1 | Buy |
| 0 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 777.90M USD | Price to earnings Ratio 127.29 | 1Y Target Price 15.17 |
Price to earnings Ratio 127.29 | 1Y Target Price 15.17 | ||
Volume (30-day avg) 2 | Beta 1.74 | 52 Weeks Range 7.31 - 15.03 | Updated Date 02/16/2026 |
52 Weeks Range 7.31 - 15.03 | Updated Date 02/16/2026 | ||
Dividends yield (FY) - | Basic EPS (TTM) 0.07 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 1.16% | Operating Margin (TTM) 51.29% |
Management Effectiveness
Return on Assets (TTM) 18.18% | Return on Equity (TTM) 48.95% |
Valuation
Trailing PE 127.29 | Forward PE 5.21 | Enterprise Value 533795002 | Price to Sales(TTM) 2.32 |
Enterprise Value 533795002 | Price to Sales(TTM) 2.32 | ||
Enterprise Value to Revenue 0.93 | Enterprise Value to EBITDA 1.47 | Shares Outstanding 27664310 | Shares Floating 23924925 |
Shares Outstanding 27664310 | Shares Floating 23924925 | ||
Percent Insiders 5.65 | Percent Institutions 75.51 |
About OppFi Inc
Exchange NYSE | Headquaters Chicago, IL, United States | ||
IPO Launch date 2020-11-20 | Founder, Executive Chairman & CEO Mr. Todd G. Schwartz | ||
Sector Financial Services | Industry Credit Services | Full time employees 445 | Website https://www.oppfi.com |
Full time employees 445 | Website https://www.oppfi.com | ||
OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream options. The company was founded in 2012 and is based in Chicago, Illinois.
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