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OPFI 
OppFi Inc (OPFI)
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Upturn Advisory Summary
12/15/2025: OPFI (4-star) is a STRONG-BUY. BUY since 3 days. Simulated Profits (-2.82%). Updated daily EoD!
Upturn Star Rating
Above Average Performance
These Stocks/ETFs, based on Upturn Advisory, frequently surpass the market, reflecting reliable and trustworthy advice.
Number of Analysts
2 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $14.5
1 Year Target Price $14.5
| 1 | Strong Buy |
| 1 | Buy |
| 0 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 116.88% | Avg. Invested days 34 | Today’s Advisory Strong Buy |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  5.0 |
| Profits based on simulation | Last Close 12/15/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 968.23M USD | Price to earnings Ratio 158.43 | 1Y Target Price 14.5 |
Price to earnings Ratio 158.43 | 1Y Target Price 14.5 | ||
Volume (30-day avg) 2 | Beta 1.71 | 52 Weeks Range 6.60 - 17.18 | Updated Date 12/15/2025 |
52 Weeks Range 6.60 - 17.18 | Updated Date 12/15/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) 0.07 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 1.16% | Operating Margin (TTM) 51.29% |
Management Effectiveness
Return on Assets (TTM) 18.18% | Return on Equity (TTM) 48.95% |
Valuation
Trailing PE 158.43 | Forward PE 6.49 | Enterprise Value 594103197 | Price to Sales(TTM) 2.89 |
Enterprise Value 594103197 | Price to Sales(TTM) 2.89 | ||
Enterprise Value to Revenue 1.04 | Enterprise Value to EBITDA 1.63 | Shares Outstanding 27664310 | Shares Floating 23753130 |
Shares Outstanding 27664310 | Shares Floating 23753130 | ||
Percent Insiders 6.37 | Percent Institutions 74.14 |
About OppFi Inc
Exchange NYSE | Headquaters Chicago, IL, United States | ||
IPO Launch date 2020-11-20 | Founder, Executive Chairman & CEO Mr. Todd G. Schwartz | ||
Sector Financial Services | Industry Credit Services | Full time employees 445 | Website https://www.oppfi.com |
Full time employees 445 | Website https://www.oppfi.com | ||
OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream options. The company was founded in 2012 and is based in Chicago, Illinois.
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