OSBC official logo OSBC
OSBC 1-star rating from Upturn Advisory
Old Second Bancorp Inc (OSBC) company logo

Old Second Bancorp Inc (OSBC)

Old Second Bancorp Inc (OSBC) 1-star rating from Upturn Advisory
$20.51
Last Close (24-hour delay)
Profit since last BUY11.53%
upturn advisory logo
Consider higher Upturn Star rating
BUY since 27 days
  • BUY Advisory
  • SELL Advisory (Profit)
  • SELL Advisory (Loss)
  • Profit
  • Loss
  • Pass (Skip investing)
Upturn Stock price based on last close icon Stock price based on last close
*as per simulation
(see disclosures)
Time period over
  • ALL
  • 1Y
  • 1M
  • 1W

Upturn Advisory Summary

12/12/2025: OSBC (1-star) has a low Upturn Star Rating. Not recommended to BUY.

Upturn Star Rating

Upturn 1 star rating for performance

Not Recommended Performance

These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.

Number of Analysts

2 star rating from financial analysts

6 Analysts rated it

Limited analyst coverage, niche firm, research info may be scarce.

1 Year Target Price $22.08

1 Year Target Price $22.08

Analysts Price Target For last 52 week
$22.08 Target price
52w Low $13.98
Current$20.51
52w High $20.76

Analysis of Past Performance

Type Stock
Historic Profit 5.71%
Avg. Invested days 34
Today’s Advisory Consider higher Upturn Star rating
Upturn Star Rating upturn star rating icon
Upturn Advisory Performance Upturn Advisory Performance icon 3.0
Stock Returns Performance Upturn Returns Performance icon 2.0
Upturn Profits based on simulation icon Profits based on simulation
Upturn last close icon Last Close 12/12/2025

Key Highlights

Company Size Small-Cap Stock
Market Capitalization 1.08B USD
Price to earnings Ratio 13.86
1Y Target Price 22.08
Price to earnings Ratio 13.86
1Y Target Price 22.08
Volume (30-day avg) 6
Beta 0.82
52 Weeks Range 13.98 - 20.76
Updated Date 12/15/2025
52 Weeks Range 13.98 - 20.76
Updated Date 12/15/2025
Dividends yield (FY) 1.16%
Basic EPS (TTM) 1.48

Earnings Date

Report Date -
When -
Estimate -
Actual -

Profitability

Profit Margin 24.46%
Operating Margin (TTM) 19.62%

Management Effectiveness

Return on Assets (TTM) 1.12%
Return on Equity (TTM) 9.25%

Valuation

Trailing PE 13.86
Forward PE 8.6
Enterprise Value 1250165760
Price to Sales(TTM) 3.74
Enterprise Value 1250165760
Price to Sales(TTM) 3.74
Enterprise Value to Revenue 4.32
Enterprise Value to EBITDA -
Shares Outstanding 52669224
Shares Floating 50662527
Shares Outstanding 52669224
Shares Floating 50662527
Percent Insiders 4.73
Percent Institutions 70.3

About Old Second Bancorp Inc

Exchange NASDAQ
Headquaters Aurora, IL, United States
IPO Launch date 1995-08-18
President, CEO & Chairman of the Board Mr. James L. Eccher
Sector Financial Services
Industry Banks - Regional
Full time employees 877
Full time employees 877

Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services in the United States. The company offers deposit products, including consumer and business checking, NOW, money market, savings, and other time deposit accounts, as well as certificates of deposit and individual retirement accounts. It also offers lending products, such as commercial and industrial loans; commercial real estate loans; multifamily loans; construction and development loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity lines of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; lease financing receivables and overdraft checking; and safe deposit operations. In addition, the company provides online and mobile banking; corporate cash management products, including remote and mobile deposits capture, investment sweep accounts, zero balance accounts, automated tax payments, automatic teller machines access, telephone banking, lockbox accounts, automated clearing house transactions, account reconciliation, controlled disbursement, detail and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin; and investment, agency, and custodial services for individual, corporate, and not-for-profit clients. The company was founded in 1871 and is headquartered in Aurora, Illinois.