Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
Help & Tutorial - Chart
- Upturn Summary
- Highlights
- Revenue
- Valuation
- About
PAY 
Paymentus Holdings Inc (PAY)
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- Pass (Skip investing)
Stock price based on last close (see disclosures)
- ALL
- 1Y
- 1M
- 1W
Upturn Advisory Summary
12/17/2025: PAY (3-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
Number of Analysts
7 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $39.43
1 Year Target Price $39.43
| 2 | Strong Buy |
| 0 | Buy |
| 5 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 102.19% | Avg. Invested days 44 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  5.0 |
| Profits based on simulation | Last Close 12/17/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 3.86B USD | Price to earnings Ratio 65.45 | 1Y Target Price 39.43 |
Price to earnings Ratio 65.45 | 1Y Target Price 39.43 | ||
Volume (30-day avg) 7 | Beta 1.49 | 52 Weeks Range 22.65 - 40.43 | Updated Date 12/16/2025 |
52 Weeks Range 22.65 - 40.43 | Updated Date 12/16/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) 0.47 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 5.29% | Operating Margin (TTM) 6.39% |
Management Effectiveness
Return on Assets (TTM) 6.86% | Return on Equity (TTM) 11.81% |
Valuation
Trailing PE 65.45 | Forward PE - | Enterprise Value 3512407050 | Price to Sales(TTM) 3.43 |
Enterprise Value 3512407050 | Price to Sales(TTM) 3.43 | ||
Enterprise Value to Revenue 3.13 | Enterprise Value to EBITDA 32.88 | Shares Outstanding 55578758 | Shares Floating 51514742 |
Shares Outstanding 55578758 | Shares Floating 51514742 | ||
Percent Insiders 4.3 | Percent Institutions 94.71 |
About Paymentus Holdings Inc
Exchange NYSE | Headquaters Charlotte, NC, United States | ||
IPO Launch date 2005-04-29 | Chairman, President & CEO Mr. Dushyant Sharma | ||
Sector Technology | Industry Software - Infrastructure | Full time employees 1307 | Website https://www.paymentus.com |
Full time employees 1307 | Website https://www.paymentus.com | ||
Paymentus Holdings, Inc. provides cloud-based bill payment technology and solutions in the United States and internationally. The company offers electronic bill presentment and payment services, enterprise customer communication, and self-service revenue management to billers through a software-as-a-service technology platform. Its platform's payment processing includes credit cards, debit cards, eChecks, and digital wallets. The company serves utility, financial service, government, insurance, telecommunication, real estate management, education, consumer finance, healthcare, and small business industries. Paymentus Holdings, Inc. was founded in 2004 and is headquartered in Charlotte, North Carolina.
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.