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Upturn AI SWOT - About
PNNT 
PennantPark Investment Corporation (PNNT)
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Upturn Advisory Summary
08/14/2025: PNNT (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
8 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $6.8
1 Year Target Price $6.8
| 1 | Strong Buy |
| 0 | Buy |
| 6 | Hold |
| 0 | Sell |
| 1 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 32.79% | Avg. Invested days 52 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 08/14/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 465.56M USD | Price to earnings Ratio 8.91 | 1Y Target Price 6.8 |
Price to earnings Ratio 8.91 | 1Y Target Price 6.8 | ||
Volume (30-day avg) 8 | Beta 1.1 | 52 Weeks Range 5.40 - 7.53 | Updated Date 08/15/2025 |
52 Weeks Range 5.40 - 7.53 | Updated Date 08/15/2025 | ||
Dividends yield (FY) 12.09% | Basic EPS (TTM) 0.8 |
Earnings Date
Report Date 2025-08-11 | When - | Estimate 0.18 | Actual 0.18 |
Profitability
Profit Margin 39.76% | Operating Margin (TTM) 73.3% |
Management Effectiveness
Return on Assets (TTM) 4.7% | Return on Equity (TTM) 10.71% |
Valuation
Trailing PE 8.91 | Forward PE 10.64 | Enterprise Value 1039384256 | Price to Sales(TTM) 3.56 |
Enterprise Value 1039384256 | Price to Sales(TTM) 3.56 | ||
Enterprise Value to Revenue 17.86 | Enterprise Value to EBITDA 19.07 | Shares Outstanding 65296100 | Shares Floating - |
Shares Outstanding 65296100 | Shares Floating - | ||
Percent Insiders 3.38 | Percent Institutions 21.23 |
Upturn AI SWOT
PennantPark Investment Corporation
Company Overview
History and Background
PennantPark Investment Corporation was founded in 2007 and is a business development company (BDC) focused on direct lending to U.S. middle market companies. It has grown through strategic investments and consistent dividend payouts.
Core Business Areas
- Direct Lending: Providing debt and equity financing to middle-market companies, primarily through first lien secured debt, second lien secured debt, and subordinated debt, including preferred and common equity.
Leadership and Structure
The company is led by Arthur Penn, Chairman and CEO. Its organizational structure includes investment teams focused on origination, underwriting, and portfolio management.
Top Products and Market Share
Key Offerings
- First Lien Secured Debt: Loans secured by a first priority lien on the borrower's assets. While specific market share data for PennantPark's first lien portfolio is not publicly available, it competes with other BDCs and private credit funds. Competitors include Ares Capital Corporation (ARCC) and Golub Capital BDC (GBDC).
- Second Lien Secured Debt: Loans secured by a second priority lien on the borrower's assets. Similar to first lien debt, market share data for PennantPark's second lien portfolio is not readily accessible, but competition is prevalent among BDCs and credit investors. Competitors include Ares Capital Corporation (ARCC) and Golub Capital BDC (GBDC).
Market Dynamics
Industry Overview
The BDC industry provides capital to small and middle-market companies that may not have access to traditional bank financing. The industry is influenced by interest rates, credit spreads, and regulatory changes.
Positioning
PennantPark is positioned as a direct lender focused on providing financing solutions to middle-market companies. Its competitive advantages include its experienced management team and established relationships.
Total Addressable Market (TAM)
The total addressable market for middle market lending is estimated to be in the hundreds of billions of dollars annually. PennantPark's position within this TAM is significant but represents a small portion of the overall market, indicating substantial growth potential.
Upturn SWOT Analysis
Strengths
- Experienced Management Team
- Established Relationships with Sponsors
- Disciplined Underwriting Process
- Consistent Dividend Payout History
Weaknesses
- Exposure to Credit Risk in Middle-Market Lending
- Reliance on External Financing
- Sensitivity to Interest Rate Changes
- High Management Fees
Opportunities
- Growing Demand for Private Credit
- Expansion into New Investment Strategies
- Increasing Middle-Market Activity
- Potential Acquisitions of Smaller BDCs
Threats
- Economic Downturn
- Increased Competition from Other Lenders
- Regulatory Changes
- Rising Interest Rates
Competitors and Market Share
Key Competitors
- ARCC
- GBDC
- BXSL
- OCSL
- TCPC
Competitive Landscape
PennantPark's advantages include its experience and relationships, while its disadvantages include its smaller size compared to larger BDCs like ARCC. The company must effectively manage credit risk and maintain its dividend payout to remain competitive.
Growth Trajectory and Initiatives
Historical Growth: PennantPark has grown its asset base through strategic investments and leveraging its relationships with private equity sponsors.
Future Projections: Analyst projections vary, but typically focus on the company's ability to continue generating income from its investment portfolio and maintaining its dividend payout.
Recent Initiatives: Recent initiatives include focusing on first lien investments and managing the portfolio to mitigate risk.
Summary
PennantPark is a BDC focused on lending to middle-market companies. They have a good history of paying dividends. The company needs to manage credit risk. Maintaining its competitive position in the evolving BDC landscape is crucial for sustainable success.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Filings (SEC), Investor Presentations, Analyst Reports
Disclaimers:
This analysis is for informational purposes only and should not be considered investment advice. Market data is subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About PennantPark Investment Corporation
Exchange NYSE | Headquaters Miami Beach, FL, United States | ||
IPO Launch date 2007-04-19 | Founder, Chairman, Managing Partner & CEO Mr. Arthur Howard Penn | ||
Sector Financial Services | Industry Asset Management | Full time employees - | Website https://pnnt.pennantpark.com |
Full time employees - | Website https://pnnt.pennantpark.com | ||
PennantPark Investment Corporation, a business development company is a private equity fund specializes in direct and mezzanine investments in middle market companies. It invests in the form of mezzanine debt, senior secured loans, and equity investments. The fund typically invests in buildings and real estate, hotels, gaming and leisure, technology, telecommunications, transportation, information technology services, electronics, healthcare & pharmaceuticals, education and childcare, financial services, printing and publishing, consumer products, business services, energy & Related Services and utilities, distribution, oil and gas, media, environmental services, aerospace and defense, building materials, capital equipment, chemicals, plastics, & rubber, food & beverage, wholesale, manufacturing and basic industries and retail. It invests in equity securities and debt transactions through preferred stock, common stock, warrants, options, senior secured debt, subordinated debt, subordinated loans, first lien debt, mezzanine loans, and distressed debt securities and private equity co-investments. It seeks to invest in companies based in the United States. The fund seeks to invest between $10 million and $100 million cross the capital structure (senior secured loans, subordinated debt, and other investments) in its portfolio companies with EBITDA between $10 to $50 million. Its mezzanine loans, senior secured loans, and other investments in its portfolio companies are between $15 million and $50 million. The fund may also make non-control equity and debt investments.
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