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Prudential PLC ADR (PUK)



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Upturn Advisory Summary
08/28/2025: PUK (1-star) has a low Upturn Star Rating. Not recommended to BUY.
1 Year Target Price $34.29
1 Year Target Price $34.29
2 | Strong Buy |
1 | Buy |
0 | Hold |
0 | Sell |
0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -5.9% | Avg. Invested days 35 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating ![]() ![]() | Upturn Advisory Performance ![]() | Stock Returns Performance ![]() |
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Key Highlights
Company Size Large-Cap Stock | Market Capitalization 33.50B USD | Price to earnings Ratio 10.21 | 1Y Target Price 34.29 |
Price to earnings Ratio 10.21 | 1Y Target Price 34.29 | ||
Volume (30-day avg) 3 | Beta 1.22 | 52 Weeks Range 14.18 - 27.20 | Updated Date 08/29/2025 |
52 Weeks Range 14.18 - 27.20 | Updated Date 08/29/2025 | ||
Dividends yield (FY) 0.93% | Basic EPS (TTM) 2.57 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Revenue by Geography
Earnings Date
Report Date 2025-08-27 | When After Market | Estimate - | Actual - |
Profitability
Profit Margin 25.85% | Operating Margin (TTM) 36.27% |
Management Effectiveness
Return on Assets (TTM) 1.7% | Return on Equity (TTM) 19.59% |
Valuation
Trailing PE 10.21 | Forward PE 12.71 | Enterprise Value 32673183215 | Price to Sales(TTM) 2.51 |
Enterprise Value 32673183215 | Price to Sales(TTM) 2.51 | ||
Enterprise Value to Revenue 2.48 | Enterprise Value to EBITDA - | Shares Outstanding 1277280000 | Shares Floating 2569082300 |
Shares Outstanding 1277280000 | Shares Floating 2569082300 | ||
Percent Insiders - | Percent Institutions 2.27 |
Upturn AI SWOT
Prudential PLC ADR

Company Overview
History and Background
Prudential plc was founded in London in 1848 as The Prudential Investment, Loan, and Assurance Association. It has evolved from a UK-focused insurer to a multinational financial services provider.
Core Business Areas
- Insurance: Offers life insurance, health insurance, and accident & health products to individuals and families.
- Asset Management: Provides investment management services to institutional and retail clients through Eastspring Investments.
- Wealth Management: Offers wealth accumulation, retirement income, and investment solutions.
Leadership and Structure
Prudential plc is led by a Board of Directors and an executive management team. Anil Wadhwani is the Group CEO. The company operates with a geographical structure, focusing on Asia and Africa.
Top Products and Market Share
Key Offerings
- Protection Products: Life insurance and health insurance products targeting individuals and families. Market share varies by region in Asia and Africa. Competitors include AIA, Manulife, Ping An.
- Investment Products: Unit-linked insurance plans and other investment-linked products. Market share varies by region. Competitors include Fidelity, BlackRock.
- Retirement Solutions: Annuities and other retirement income products. Market share varies by region. Competitors include Legal & General, Aviva.
Market Dynamics
Industry Overview
The insurance industry is undergoing digital transformation, increased regulatory scrutiny, and shifting consumer preferences. Growth is driven by emerging markets and aging populations.
Positioning
Prudential plc is positioned as a leading insurer in Asia and Africa, focusing on long-term structural growth opportunities.
Total Addressable Market (TAM)
The TAM for life insurance and asset management in Asia and Africa is estimated to be in the trillions of USD. Prudential is positioned to capture a significant share of this market, focusing on high-growth regions and demographics.
Upturn SWOT Analysis
Strengths
- Strong brand recognition in Asia and Africa
- Extensive distribution network
- Diverse product portfolio
- Experienced management team
Weaknesses
- Exposure to regulatory changes
- Dependence on emerging markets
- Complex organizational structure
- Potential for mis-selling scandals
Opportunities
- Growing middle class in Asia and Africa
- Increasing demand for insurance and wealth management products
- Digitalization of distribution channels
- Expansion into new markets
Threats
- Economic downturns in key markets
- Increased competition from local and international players
- Changes in interest rates
- Geopolitical instability
Competitors and Market Share
Key Competitors
- AIA Group (AAGIY)
- Manulife (MFC)
- Ping An (PNGAY)
Competitive Landscape
Prudential plc competes with other multinational and local insurers and asset managers. Its key advantages are its strong brand, distribution network, and focus on Asia and Africa. Its disadvantages include regulatory risks and dependence on emerging markets.
Major Acquisitions
Aegon Taiwan
- Year: 2021
- Acquisition Price (USD millions): 500
- Strategic Rationale: To enhance its presence and distribution capabilities in Taiwan's life insurance market.
Growth Trajectory and Initiatives
Historical Growth: Requires historical financial data to discuss growth trends.
Future Projections: Requires analyst estimates to provide projections for future growth.
Recent Initiatives: Prudential is focusing on digital transformation and expansion in key Asian markets.
Summary
Prudential PLC ADR benefits from a strong brand and extensive presence in high-growth Asian and African markets, driving steady premium income. It must navigate increasing regulatory scrutiny, intense competition, and economic volatilities. The company's digital transformation initiatives and focus on customer-centric solutions are key for continued success. Monitoring of local competition, changing interest rates, and market developments are essential.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Filings
- Analyst Reports
- Industry Publications
Disclaimers:
This analysis is for informational purposes only and should not be considered investment advice. Market data can be delayed.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Prudential PLC ADR
Exchange NYSE | Headquaters - | ||
IPO Launch date 1990-07-03 | CEO & Executive Director Mr. Anil Wadhwani | ||
Sector Financial Services | Industry Insurance - Life | Full time employees 15412 | Website https://www.prudentialplc.com |
Full time employees 15412 | Website https://www.prudentialplc.com |
Prudential plc, through its subsidiaries, provides life and health insurance, and asset management solutions to individuals in Asia and Africa. It offers savings and investments products; wealth, health, and protection products; and foreign exchange services. The company was founded in 1848 and is headquartered in Central, Hong Kong.

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