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Upturn AI SWOT - About
PUK 
Prudential PLC ADR (PUK)
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Upturn Advisory Summary
06/27/2025: PUK (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
3 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $33.71
1 Year Target Price $33.71
| 2 | Strong Buy |
| 1 | Buy |
| 0 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -9.6% | Avg. Invested days 28 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 06/27/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 32.64B USD | Price to earnings Ratio 15 | 1Y Target Price 33.71 |
Price to earnings Ratio 15 | 1Y Target Price 33.71 | ||
Volume (30-day avg) 3 | Beta 1.21 | 52 Weeks Range 14.18 - 25.58 | Updated Date 06/30/2025 |
52 Weeks Range 14.18 - 25.58 | Updated Date 06/30/2025 | ||
Dividends yield (FY) 1.84% | Basic EPS (TTM) 1.68 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Revenue by Geography
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 18.64% | Operating Margin (TTM) 39.76% |
Management Effectiveness
Return on Assets (TTM) 1.47% | Return on Equity (TTM) 13.18% |
Valuation
Trailing PE 15 | Forward PE 12.29 | Enterprise Value 34756237097 | Price to Sales(TTM) 2.66 |
Enterprise Value 34756237097 | Price to Sales(TTM) 2.66 | ||
Enterprise Value to Revenue 4.27 | Enterprise Value to EBITDA - | Shares Outstanding 1285110016 | Shares Floating 2455603537 |
Shares Outstanding 1285110016 | Shares Floating 2455603537 | ||
Percent Insiders - | Percent Institutions 2.23 |
Analyst Ratings
Rating 2 | Target Price 33.71 | Buy 1 | Strong Buy 2 |
Buy 1 | Strong Buy 2 | ||
Hold - | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Prudential PLC ADR
Company Overview
History and Background
Prudential plc was founded in London in 1848. Initially a provider of loans to professional and working people, it evolved into a major insurance and investment group, expanding internationally over time. The ADR represents shares traded in the US.
Core Business Areas
- Asia: Prudential's largest segment, offering life insurance, health insurance, and asset management solutions across Asia. This includes participating in fast-growing markets with significant insurance needs. Focus on agency distribution and bancassurance.
- Africa: Offers life insurance and investment products in several African countries, targeting the growing middle class. Emphasis on providing accessible and affordable insurance solutions.
- Corporate Centre: Manages group-wide functions, including capital management, risk oversight, and strategic planning.
Leadership and Structure
The Group Chief Executive Officer is Anil Wadhwani. The board comprises independent non-executive directors and executive directors. The company is organized into business units based on geographic regions, each with its own management team.
Top Products and Market Share
Key Offerings
- Competitors: AIA Group, Manulife, Ping An
- Life Insurance: Provides a range of life insurance policies, including term life, whole life, and universal life. Prudential competes with AIA, Manulife, and local insurers in various Asian and African markets. Market share varies by region and product type.
- Competitors: Cigna, UnitedHealth Group
- Health Insurance: Offers health insurance products covering medical expenses and critical illnesses. Faces competition from other international and local insurers. Market share is dependent on the region.
- Asset Management: Provides investment management services to individuals and institutional clients. Competes with global asset managers like BlackRock and Vanguard. Assets Under Management (AUM) fluctuate with market conditions.
- Competitors: BlackRock, Vanguard
Market Dynamics
Industry Overview
The insurance industry is experiencing growth driven by increasing disposable incomes, aging populations, and rising awareness of financial security. Digitalization and regulatory changes are also shaping the industry.
Positioning
Prudential PLC ADR positions itself as a leading provider of insurance and financial services in Asia and Africa. Its competitive advantages include a strong brand, extensive distribution network, and focus on emerging markets.
Total Addressable Market (TAM)
The TAM for life insurance and asset management in Asia and Africa is estimated to be in the trillions of USD. Prudential is well-positioned to capture a significant share of this market due to its established presence and strong brand reputation.
Upturn SWOT Analysis
Strengths
- Strong brand recognition
- Extensive distribution network in Asia and Africa
- Focus on high-growth emerging markets
- Diverse product portfolio
- Experienced management team
Weaknesses
- Exposure to regulatory risks in multiple jurisdictions
- Sensitivity to economic fluctuations in emerging markets
- Competition from local and international players
- Complexity of operations across diverse regions
Opportunities
- Expanding into new geographic markets
- Developing innovative digital insurance solutions
- Increasing penetration of insurance products in underserved populations
- Capitalizing on the growing demand for wealth management services
Threats
- Economic downturns in key markets
- Changes in regulatory landscape
- Increased competition from new entrants
- Geopolitical instability
- Fluctuations in interest rates and currency exchange rates
Competitors and Market Share
Key Competitors
- AIA Group (AAGIY)
- Manulife Financial Corp (MFC)
- Ping An Insurance (PNGAY)
Competitive Landscape
Prudential faces intense competition from both international and local players. Its competitive advantages include a strong brand, extensive distribution network, and focus on emerging markets.
Major Acquisitions
Eastspring Vietnam
- Year: 2024
- Acquisition Price (USD millions): 0
- Strategic Rationale: Expanding into vietnam market.
Growth Trajectory and Initiatives
Historical Growth: Prudential's growth has been driven by expansion in Asia and Africa.
Future Projections: Analyst estimates vary, but generally project continued growth in Asia and Africa.
Recent Initiatives: Recent initiatives include investments in digital technology and expansion into new markets.
Summary
Prudential PLC ADR is a strong player in the insurance and financial services market, particularly in Asia and Africa. Its growth is driven by emerging markets and strategic initiatives. The company needs to be aware of economic fluctuations, regulatory changes, and increased competition.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Prudential PLC ADR Annual Reports
- Financial News Articles
- Analyst Reports
Disclaimers:
This analysis is for informational purposes only and should not be considered investment advice. Market conditions and company performance can change rapidly.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Prudential PLC ADR
Exchange NYSE | Headquaters - | ||
IPO Launch date 1990-07-03 | CEO & Executive Director Mr. Anil Wadhwani | ||
Sector Financial Services | Industry Insurance - Life | Full time employees 15412 | Website https://www.prudentialplc.com |
Full time employees 15412 | Website https://www.prudentialplc.com | ||
Prudential plc, through its subsidiaries, provides life and health insurance, and asset management solutions to individuals in Asia and Africa. It offers savings and investments products; wealth, health, and protection products; and foreign exchange services. The company was founded in 1848 and is headquartered in Central, Hong Kong.
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