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Upturn AI SWOT - About
MET 
MetLife Inc (MET)
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Upturn Advisory Summary
10/24/2025: MET (1-star) is a SELL. SELL since 5 days. Simulated Profits (-3.37%). Updated daily EoD!
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
16 Analysts rated it
Moderately tracked stock, growing coverage, gaining market and investor attention.
1 Year Target Price $93.33
1 Year Target Price $93.33
| 7 | Strong Buy |
| 5 | Buy |
| 4 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -18.42% | Avg. Invested days 34 | Today’s Advisory SELL |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 10/24/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 52.32B USD | Price to earnings Ratio 13.29 | 1Y Target Price 93.33 |
Price to earnings Ratio 13.29 | 1Y Target Price 93.33 | ||
Volume (30-day avg) 16 | Beta 0.85 | 52 Weeks Range 64.24 - 87.16 | Updated Date 10/25/2025 |
52 Weeks Range 64.24 - 87.16 | Updated Date 10/25/2025 | ||
Dividends yield (FY) 2.82% | Basic EPS (TTM) 5.92 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 5.87% | Operating Margin (TTM) 5.61% |
Management Effectiveness
Return on Assets (TTM) 0.59% | Return on Equity (TTM) 15.51% |
Valuation
Trailing PE 13.29 | Forward PE 8.23 | Enterprise Value 68961568971 | Price to Sales(TTM) 0.72 |
Enterprise Value 68961568971 | Price to Sales(TTM) 0.72 | ||
Enterprise Value to Revenue 0.95 | Enterprise Value to EBITDA - | Shares Outstanding 665026054 | Shares Floating 554678281 |
Shares Outstanding 665026054 | Shares Floating 554678281 | ||
Percent Insiders 0.26 | Percent Institutions 91.61 |
Upturn AI SWOT
MetLife Inc
Company Overview
History and Background
MetLife, founded in 1868 as the National Union Life and Limb Insurance Company, later became Metropolitan Life Insurance Company. It grew to be a leading global provider of insurance, annuities, and employee benefit programs. Over time, MetLife expanded internationally and diversified its services, undergoing significant transformations, including demutualization in 2000.
Core Business Areas
- Retirement and Income Solutions: Offers a range of retirement savings products, including annuities, life insurance for retirement planning, and other income-generating solutions for individuals and institutions.
- Group Benefits: Provides a suite of employee benefits programs, including life, disability, dental, vision, accident, and health insurance.
- Asia: Operates insurance and retirement solutions across Asia, offering diverse products tailored to local markets.
- Latin America: Provides insurance products and services in Latin America, focusing on life, accident, and health insurance.
Leadership and Structure
Michel A. Khalaf serves as President and CEO. MetLife operates with a board of directors and a structured executive leadership team overseeing various business segments and corporate functions.
Top Products and Market Share
Key Offerings
- Life Insurance: Provides various life insurance policies, including term, whole, and universal life. MetLife holds a significant market share in the US life insurance market. Competitors include Prudential, New York Life, and Northwestern Mutual. Revenue from this segment is a major revenue driver.
- Annuities: Offers fixed and variable annuities for retirement income. MetLife competes with companies like Athene, Jackson National Life, and Pacific Life in the annuity market. Has a substanial portfolio of annuities products.
- Employee Benefits: Provides group life, disability, dental, and vision insurance plans to employers. This is a significant growth area. Competitors include Unum, The Hartford, and Principal Financial Group. A large source of steady income and a growing market.
Market Dynamics
Industry Overview
The insurance industry is characterized by intense competition, regulatory scrutiny, and evolving consumer preferences. Factors like aging populations, interest rate fluctuations, and technological advancements significantly impact the industry.
Positioning
MetLife is positioned as a global leader in insurance and financial services. Its competitive advantages include its brand recognition, diversified product portfolio, and extensive distribution network.
Total Addressable Market (TAM)
The total addressable market for life insurance and annuities is estimated to be worth hundreds of billions of dollars globally. MetLife is well-positioned to capture a significant share of this market through its diverse product offerings and global presence.
Upturn SWOT Analysis
Strengths
- Strong brand recognition
- Global presence and diversified operations
- Extensive distribution network
- Financial strength and stability
- Broad product portfolio
Weaknesses
- Exposure to interest rate risk
- Complex regulatory environment
- Sensitivity to economic downturns
- Legacy IT systems
- High operating expenses
Opportunities
- Growing demand for retirement solutions
- Expansion in emerging markets
- Technological innovation and digital transformation
- Strategic acquisitions and partnerships
- Increasing insurance penetration rates
Threats
- Intense competition
- Changing regulatory landscape
- Economic downturns and market volatility
- Cybersecurity risks
- Rising interest rates
- Claims risks
Competitors and Market Share
Key Competitors
- PRU
- AIG
- SLF
Competitive Landscape
MetLife faces intense competition from other large insurance companies. Its advantages include its global presence and diversified product portfolio, while its disadvantages include its legacy IT systems and high operating expenses.
Major Acquisitions
Versant Health
- Year: 2020
- Acquisition Price (USD millions): 1675
- Strategic Rationale: Expanded MetLife's vision care business, enhancing its employee benefits offerings.
Growth Trajectory and Initiatives
Historical Growth: MetLife has experienced moderate growth in revenue and earnings over the past decade.
Future Projections: Analysts project moderate revenue growth and improved profitability for MetLife in the coming years, driven by favorable market trends and strategic initiatives.
Recent Initiatives: MetLife has focused on digital transformation, strategic acquisitions, and expansion in high-growth markets to drive future growth.
Summary
MetLife is a major player in the insurance and annuity market with a solid global presence. It benefits from a strong brand and diverse offerings, but faces challenges related to interest rate risks and intense competition. Recent strategic initiatives aim to enhance growth and profitability. While showing steady growth, MetLife needs to maintain focus on innovation and cost management.
Peer Comparison
Sources and Disclaimers
Data Sources:
- SEC Filings
- Company Reports
- Market Research Reports
- Analyst Estimates
Disclaimers:
This analysis is based on publicly available information and should not be considered financial advice. Investment decisions should be made after consulting with a qualified financial advisor.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About MetLife Inc
Exchange NYSE | Headquaters New York, NY, United States | ||
IPO Launch date 2000-04-05 | CEO, President & Director Mr. Michel Abbas Khalaf | ||
Sector Financial Services | Industry Insurance - Life | Full time employees 45000 | Website https://www.metlife.com |
Full time employees 45000 | Website https://www.metlife.com | ||
MetLife, Inc., a financial services company, provides insurance, annuities, employee benefits, and asset management services worldwide. It operates in six segments: Group Benefits; Retirement and Income Solutions; Asia; Latin America; Europe, the Middle East and Africa; and MetLife Holdings. The company offers life, dental, group short-and long-term disability, paid family and medical leave, individual disability, accidental death and dismemberment, accident and health, vision, and pet insurance, as well as prepaid legal plans; administrative services-only arrangements to employers; and general and separate account, and synthetic guaranteed interest contracts, as well as private floating rate funding agreements. It also provides pension risk transfers, institutional income annuities, structured settlements, and capital markets investment products; and other products and services, such as life insurance products and funding agreements for funding postretirement benefits, as well as company, bank, or trust-owned life insurance used to finance nonqualified benefit programs for executives. In addition, it offers fixed, indexed-linked, and variable annuities; pension products; regular savings products; whole and term life, endowments, universal and variable life, and group life products; longevity and funded reinsurance solutions; credit insurance products; accident & health products covering hospitalization, cancer, critical illness, income protection, and scheduled medical reimbursement plans; and protection against long-term health care services. MetLife, Inc. was incorporated in 1999 and is based in New York, New York.
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