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MET 
MetLife Inc (MET)
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Upturn Advisory Summary
02/27/2026: MET (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
16 Analysts rated it
Moderately tracked stock, growing coverage, gaining market and investor attention.
1 Year Target Price $91.73
1 Year Target Price $91.73
| 7 | Strong Buy |
| 5 | Buy |
| 4 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 50.04B USD | Price to earnings Ratio 15.69 | 1Y Target Price 91.73 |
Price to earnings Ratio 15.69 | 1Y Target Price 91.73 | ||
Volume (30-day avg) 16 | Beta 0.74 | 52 Weeks Range 63.33 - 84.87 | Updated Date 02/27/2026 |
52 Weeks Range 63.33 - 84.87 | Updated Date 02/27/2026 | ||
Dividends yield (FY) 2.98% | Basic EPS (TTM) 4.84 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date 2026-02-04 | When - | Estimate 2.36 | Actual 2.49 |
Profitability
Profit Margin 4.38% | Operating Margin (TTM) 4.67% |
Management Effectiveness
Return on Assets (TTM) 0.46% | Return on Equity (TTM) 12.02% |
Valuation
Trailing PE 15.69 | Forward PE 7.82 | Enterprise Value 65029482000 | Price to Sales(TTM) 0.65 |
Enterprise Value 65029482000 | Price to Sales(TTM) 0.65 | ||
Enterprise Value to Revenue 0.84 | Enterprise Value to EBITDA - | Shares Outstanding 655300000 | Shares Floating 544673636 |
Shares Outstanding 655300000 | Shares Floating 544673636 | ||
Percent Insiders 16.62 | Percent Institutions 77.14 |
Upturn AI SWOT
MetLife Inc
Company Overview
History and Background
MetLife Inc. was founded in 1868 as Metropolitan Life Insurance Company. It has a long history of providing life insurance, annuities, and employee benefits. Significant milestones include its demutualization in 2000, becoming a publicly traded company, and its expansion into global markets. MetLife has evolved into a diversified financial services provider.
Core Business Areas
- U.S. Businesses: This segment offers a wide range of insurance and financial products, including life insurance, dental, vision, disability insurance, and retirement savings products for individuals and employers.
- Asia: MetLife operates in several Asian markets, providing life insurance, accident and health insurance, and employee benefits to individuals and groups.
- Latin America: This segment focuses on providing life insurance, credit insurance, and accident and health insurance in various Latin American countries.
- Europe, Middle East, and Africa (EMEA): MetLife offers life insurance, accident and health insurance, and pensions in select markets within the EMEA region.
- Group Benefits: This segment focuses on providing group life, accident, disability, and voluntary benefits to employers across different industries.
Leadership and Structure
MetLife Inc. is led by a Board of Directors and a senior executive management team. The organizational structure is largely based on its geographic segments and product lines, with dedicated leadership for each area. As of recent filings, the CEO is Michel A. Khalaf.
Top Products and Market Share
Key Offerings
- Description: Provides life insurance coverage to employees through their employers. MetLife is a major player in the U.S. group life market. Competitors include Prudential Financial, Lincoln National Corporation, and principal Financial Group.
- Product Name 1: Group Life Insurance
- Description: Offers a range of annuity products, including variable and fixed annuities, designed for retirement savings and income. MetLife is a significant provider in this space. Competitors include American International Group (AIG), Prudential Financial, and Athene Holding.
- Product Name 2: Retirement and Income Solutions (Annuities)
- Description: Provides group dental and vision insurance plans to employers. MetLife is a leading provider of these voluntary benefits. Competitors include Delta Dental, VSP Vision Care, and Humana.
- Product Name 3: Dental and Vision Insurance
- Description: Includes offerings like disability insurance and critical illness coverage, primarily distributed through employers. Competitors include Unum Group, Prudential Financial, and Cigna.
- Product Name 4: Accident and Health Insurance
Market Dynamics
Industry Overview
The life insurance and retirement services industry is mature and highly competitive, influenced by interest rate environments, regulatory changes, and evolving consumer needs. There's a growing demand for financial wellness solutions and digital engagement. The employee benefits sector remains a key growth area due to its importance in talent attraction and retention.
Positioning
MetLife is a large, established global insurer with a strong brand reputation and a diversified product portfolio. Its key competitive advantages include its extensive distribution network, significant scale, and long-standing customer relationships. The company's focus on innovation and digital transformation aims to enhance customer experience and operational efficiency.
Total Addressable Market (TAM)
The total addressable market for life insurance, retirement, and employee benefits is in the trillions of dollars globally. MetLife is well-positioned to capture a significant portion of this market through its established presence in North America, Asia, and Latin America, focusing on both institutional and individual clients.
Upturn SWOT Analysis
Strengths
- Strong brand recognition and reputation.
- Diversified product portfolio and geographic presence.
- Significant scale and financial strength.
- Established distribution channels and customer relationships.
- Commitment to digital transformation and innovation.
Weaknesses
- Sensitivity to interest rate fluctuations, impacting investment income and product pricing.
- Potential challenges in emerging markets due to regulatory complexities and competition.
- Reliance on employer-sponsored benefits, which can be cyclical.
Opportunities
- Growing demand for retirement solutions and financial wellness programs.
- Expansion in high-growth international markets, particularly in Asia.
- Leveraging technology for personalized customer experiences and efficient operations.
- Acquisitions to expand market reach or acquire new capabilities.
- Increased focus on voluntary benefits and protection products.
Threats
- Intensifying competition from traditional insurers, InsurTech startups, and non-traditional players.
- Adverse changes in interest rates, inflation, and economic conditions.
- Evolving regulatory landscape and compliance costs.
- Cybersecurity risks and data breaches.
- Geopolitical instability affecting international operations.
Competitors and Market Share
Key Competitors
- Prudential Financial (PRU)
- Lincoln National Corporation (LNC)
- American International Group (AIG)
- Principal Financial Group (PFG)
Competitive Landscape
MetLife enjoys advantages in scale, brand recognition, and a diversified global footprint. However, it faces intense competition from well-capitalized peers and agile InsurTech firms. Its ability to adapt to changing consumer preferences and leverage technology effectively will be crucial for maintaining its competitive edge.
Growth Trajectory and Initiatives
Historical Growth: MetLife has achieved consistent growth over the years through a combination of organic expansion, strategic acquisitions, and product innovation. Its international presence has been a key driver of growth, diversifying its revenue streams.
Future Projections: Analyst projections for MetLife generally anticipate continued moderate growth, driven by its established market position, ongoing product development, and expansion in key international markets. Focus on retirement solutions and employee benefits is expected to sustain this growth trajectory.
Recent Initiatives: MetLife has recently focused on accelerating its digital transformation, enhancing its customer experience through technology, and optimizing its operating model. Strategic partnerships and targeted acquisitions are also key initiatives to strengthen its market position and expand its offerings.
Summary
MetLife Inc. is a financially sound, globally diversified insurance and financial services giant with a strong brand and extensive product offerings. Its established market presence, particularly in group benefits and retirement solutions, serves as a solid foundation for continued growth. While facing industry-wide challenges like interest rate sensitivity and evolving regulations, MetLife's strategic focus on digital innovation and international expansion positions it well to navigate these headwinds and capitalize on emerging opportunities.
Similar Stocks
Sources and Disclaimers
Data Sources:
- MetLife Inc. official investor relations website
- SEC filings (10-K, 10-Q)
- Financial news outlets (e.g., Bloomberg, Reuters)
- Industry research reports
Disclaimers:
This analysis is based on publicly available information and is for informational purposes only. It does not constitute financial advice. Investing in securities involves risks, and investors should conduct their own due diligence before making any investment decisions. Market share data and financial figures are estimates and subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About MetLife Inc
Exchange NYSE | Headquaters New York, NY, United States | ||
IPO Launch date 2000-04-05 | CEO, President & Director Mr. Michel Abbas Khalaf | ||
Sector Financial Services | Industry Insurance - Life | Full time employees 46000 | Website https://www.metlife.com |
Full time employees 46000 | Website https://www.metlife.com | ||
MetLife, Inc., a financial services company, provides insurance, annuities, employee benefits, and asset management services worldwide. It operates in six segments: Group Benefits; Retirement and Income Solutions; Asia; Latin America; Europe, the Middle East and Africa; and MetLife Holdings. The company offers life, dental, group short-and long-term disability, paid family and medical leave, individual disability, accidental death and dismemberment, accident and health, vision, and pet insurance, as well as prepaid legal plans; administrative services-only arrangements to employers; and general and separate account, and synthetic guaranteed interest contracts, as well as private floating rate funding agreements. It also provides pension risk transfers, institutional income annuities, structured settlements, and capital markets investment products; and other products and services, such as life insurance products and funding agreements for funding postretirement benefits, as well as company, bank, or trust-owned life insurance used to finance nonqualified benefit programs for executives. In addition, it offers fixed, indexed-linked, and variable annuities; pension products; regular savings products; whole and term life, endowments, universal and variable life, and group life products; longevity and funded reinsurance solutions; credit insurance products; accident & health products covering hospitalization, cancer, critical illness, income protection, and scheduled medical reimbursement plans; and protection against long-term health care services. The company was incorporated in 1999 and is based in New York, New York.
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