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Upturn AI SWOT - About
MET 
MetLife Inc (MET)
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Upturn Advisory Summary
07/11/2025: MET (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
16 Analysts rated it
Moderately tracked stock, growing coverage, gaining market and investor attention.
1 Year Target Price $92.71
1 Year Target Price $92.71
| 7 | Strong Buy |
| 5 | Buy |
| 4 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -12.31% | Avg. Invested days 32 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 07/11/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 52.16B USD | Price to earnings Ratio 12.7 | 1Y Target Price 92.71 |
Price to earnings Ratio 12.7 | 1Y Target Price 92.71 | ||
Volume (30-day avg) 16 | Beta 0.84 | 52 Weeks Range 64.73 - 87.83 | Updated Date 07/13/2025 |
52 Weeks Range 64.73 - 87.83 | Updated Date 07/13/2025 | ||
Dividends yield (FY) 2.82% | Basic EPS (TTM) 6.12 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 6.13% | Operating Margin (TTM) 10.29% |
Management Effectiveness
Return on Assets (TTM) 0.63% | Return on Equity (TTM) 15.98% |
Valuation
Trailing PE 12.7 | Forward PE 8.76 | Enterprise Value 67502841080 | Price to Sales(TTM) 0.71 |
Enterprise Value 67502841080 | Price to Sales(TTM) 0.71 | ||
Enterprise Value to Revenue 0.93 | Enterprise Value to EBITDA - | Shares Outstanding 671297984 | Shares Floating 559808683 |
Shares Outstanding 671297984 | Shares Floating 559808683 | ||
Percent Insiders 16.55 | Percent Institutions 75.3 |
Upturn AI SWOT
MetLife Inc
Company Overview
History and Background
MetLife, Inc. was founded in 1868 as the Metropolitan Life Insurance Company. Initially focused on life insurance for working-class families, it expanded into diverse financial services and international markets over time. Key milestones include demutualization in 2000 and significant acquisitions.
Core Business Areas
- Retirement and Income Solutions: Offers a range of retirement products and services, including annuities, retirement plan services, and structured settlements. These solutions help individuals and institutions manage retirement income and investment needs.
- Group Benefits: Provides a comprehensive suite of employee benefits, such as life, disability, dental, vision, and accident & health insurance, to employers and their employees.
- Asia: Offers life, accident & health insurance, retirement and savings products to individuals and businesses across Asia.
- Latin America: Provides life, accident & health insurance, retirement and savings products to individuals and businesses across Latin America.
Leadership and Structure
Michel A. Khalaf serves as President and CEO. MetLife operates with a divisional structure, with key segments focused on retirement and income solutions, group benefits, and international operations. Senior leadership teams oversee each division.
Top Products and Market Share
Key Offerings
- Annuities: MetLife offers a variety of annuity products, including fixed, variable, and indexed annuities, providing guaranteed income streams for retirement. Competitors include Prudential, Lincoln National, and Athene. Market share data varies by product type, but MetLife is a major player in the annuity market.
- Group Life Insurance: MetLife provides group life insurance policies to employers for their employees. Market share data varies, but MetLife is a significant provider in the U.S. Competitors include Prudential, Principal, and Unum.
- Dental Insurance: MetLife offers dental insurance plans as part of its group benefits offerings. Competitors include Delta Dental, Cigna, and Aetna. Market share data varies.
Market Dynamics
Industry Overview
The insurance industry is characterized by increasing regulatory scrutiny, evolving customer expectations, and technological advancements. Low interest rates and economic uncertainty present ongoing challenges. Demographic trends, such as an aging population, create opportunities for retirement solutions.
Positioning
MetLife is a leading global provider of insurance, annuities, and employee benefit programs. Its competitive advantages include a strong brand, extensive distribution network, and diverse product portfolio. They are positioned as a comprehensive financial wellness provider.
Total Addressable Market (TAM)
The TAM for global insurance and retirement solutions is estimated to be in the trillions of dollars. MetLife is positioned to capture a significant portion of this market through its diverse product offerings and global presence.
Upturn SWOT Analysis
Strengths
- Strong brand recognition
- Extensive distribution network
- Diversified product portfolio
- Global presence
- Strong capital position
Weaknesses
- Exposure to market volatility
- Complex regulatory environment
- Legacy IT systems
- High operating expenses in some segments
Opportunities
- Growing demand for retirement solutions
- Expansion in emerging markets
- Technological innovation
- Strategic acquisitions
- Partnerships with fintech companies
Threats
- Increased competition
- Low interest rate environment
- Regulatory changes
- Economic downturns
- Cybersecurity risks
Competitors and Market Share
Key Competitors
- Prudential Financial (PRU)
- Principal Financial Group (PFG)
- AIG (AIG)
- Lincoln National Corporation (LNC)
Competitive Landscape
MetLife competes with other major insurance companies based on product offerings, pricing, distribution capabilities, and brand reputation. MetLife's strengths include its global presence and diversified product portfolio, while its weaknesses may include higher operating expenses in some segments.
Major Acquisitions
Versant Health
- Year: 2020
- Acquisition Price (USD millions): 1675
- Strategic Rationale: Expanded MetLife's vision and dental benefits offerings.
Growth Trajectory and Initiatives
Historical Growth: Discuss MetLife Inc's growth trends over the past years.
Future Projections: Provide projections for MetLife Inc's future growth based on analyst estimates.
Recent Initiatives: Highlight recent strategic initiatives undertaken by MetLife Inc.
Summary
MetLife is a large, established insurance company with a strong global presence. It benefits from a diversified product portfolio and a wide distribution network. However, the company faces challenges from regulatory complexity, competition, and market volatility. Strategic initiatives focusing on technology and growth markets could improve future performance.
Peer Comparison
Sources and Disclaimers
Data Sources:
- MetLife Investor Relations
- SEC Filings
- Industry Reports
- Financial News Outlets
Disclaimers:
This analysis is for informational purposes only and does not constitute financial advice. Market share data and competitor information are based on available public information and estimates. Actual results may vary.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About MetLife Inc
Exchange NYSE | Headquaters New York, NY, United States | ||
IPO Launch date 2000-04-05 | CEO, President & Director Mr. Michel Abbas Khalaf | ||
Sector Financial Services | Industry Insurance - Life | Full time employees 45000 | Website https://www.metlife.com |
Full time employees 45000 | Website https://www.metlife.com | ||
MetLife, Inc., a financial services company, provides insurance, annuities, employee benefits, and asset management services worldwide. It operates in six segments: Group Benefits; Retirement and Income Solutions; Asia; Latin America; Europe, the Middle East and Africa; and MetLife Holdings. The company offers life, dental, group short-and long-term disability, paid family and medical leave, individual disability, accidental death and dismemberment, accident and health, vision, and pet insurance, as well as prepaid legal plans; administrative services-only arrangements to employers; and general and separate account, and synthetic guaranteed interest contracts, as well as private floating rate funding agreements. It also provides pension risk transfers, institutional income annuities, structured settlements, and capital markets investment products; and other products and services, such as life insurance products and funding agreements for funding postretirement benefits, as well as company, bank, or trust-owned life insurance used to finance nonqualified benefit programs for executives. In addition, it offers fixed, indexed-linked, and variable annuities; pension products; regular savings products; whole and term life, endowments, universal and variable life, and group life products; longevity and funded reinsurance solutions; credit insurance products; accident & health products covering hospitalization, cancer, critical illness, income protection, and scheduled medical reimbursement plans; and protection against long-term health care services. MetLife, Inc. was incorporated in 1999 and is based in New York, New York.
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