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Upturn AI SWOT - About
MET 
MetLife Inc (MET)
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Upturn Advisory Summary
08/28/2025: MET (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
16 Analysts rated it
Moderately tracked stock, growing coverage, gaining market and investor attention.
1 Year Target Price $91.86
1 Year Target Price $91.86
| 7 | Strong Buy |
| 5 | Buy |
| 4 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -16.29% | Avg. Invested days 30 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 08/28/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 53.73B USD | Price to earnings Ratio 13.72 | 1Y Target Price 91.86 |
Price to earnings Ratio 13.72 | 1Y Target Price 91.86 | ||
Volume (30-day avg) 16 | Beta 0.83 | 52 Weeks Range 64.24 - 87.16 | Updated Date 08/29/2025 |
52 Weeks Range 64.24 - 87.16 | Updated Date 08/29/2025 | ||
Dividends yield (FY) 2.72% | Basic EPS (TTM) 5.89 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 5.87% | Operating Margin (TTM) 5.61% |
Management Effectiveness
Return on Assets (TTM) 0.59% | Return on Equity (TTM) 15.51% |
Valuation
Trailing PE 13.72 | Forward PE 9.14 | Enterprise Value 68609105163 | Price to Sales(TTM) 0.74 |
Enterprise Value 68609105163 | Price to Sales(TTM) 0.74 | ||
Enterprise Value to Revenue 0.95 | Enterprise Value to EBITDA - | Shares Outstanding 665025984 | Shares Floating 554691581 |
Shares Outstanding 665025984 | Shares Floating 554691581 | ||
Percent Insiders 0.25 | Percent Institutions 91.59 |
Upturn AI SWOT
MetLife Inc
Company Overview
History and Background
MetLife, Inc. was founded in 1868 as the Metropolitan Life Insurance Company. Originally a stock company that sold life insurance to working-class families, it demutualized in 2000, becoming a publicly traded company.
Core Business Areas
- Group Benefits: Offers a range of insurance and employee benefits programs, including life, disability, dental, and vision insurance, as well as accident and health products.
- Retirement and Income Solutions: Provides retirement products and services, including annuities, retirement plan services, and other investment products, serving both individuals and institutions.
- Asia: Operates in various Asian markets, offering life, accident and health insurance, and retirement and savings products.
- Latin America: Provides life, accident and health insurance, and retirement savings products throughout Latin America.
- MetLife Holdings: Includes businesses and products that MetLife no longer considers core to its strategy, such as variable annuities with guaranteed minimum benefits.
Leadership and Structure
Michel A. Khalaf serves as President and CEO. MetLife's organizational structure is based on its business segments, with executive leadership responsible for each segment.
Top Products and Market Share
Key Offerings
- Life Insurance: Offers various life insurance products, including term, whole, and universal life insurance. Market share is significant, but highly competitive. Competitors include Prudential, New York Life, and Northwestern Mutual. Revenue not publicly disaggregated.
- Annuities: Provides fixed, variable, and indexed annuities for retirement planning. Competitors include Athene, Jackson National Life, and Lincoln National. Revenue not publicly disaggregated.
- Employee Benefits: A portfolio of offerings related to workplace health, financial condition, and employee experience that includes dental, vision, disability, life, voluntary products, absence management, and other supplemental health coverages. Competitors include Aetna, Cigna, and UnitedHealth Group. Revenue not publicly disaggregated.
Market Dynamics
Industry Overview
The insurance and retirement services industry is highly competitive and subject to regulatory changes, economic fluctuations, and evolving consumer preferences. Interest rates, mortality rates, and investment performance significantly impact profitability.
Positioning
MetLife is a global leader in insurance, annuities, and employee benefit programs. Its scale, brand recognition, and diversified product offerings provide competitive advantages. However, competition and regulatory scrutiny present challenges.
Total Addressable Market (TAM)
The global insurance market size is estimated at trillions of dollars. MetLife is positioned to capture a portion of this market through its diverse product portfolio and international presence.
Upturn SWOT Analysis
Strengths
- Global brand recognition
- Diversified product portfolio
- Strong distribution network
- Solid capital position
- Large asset base
Weaknesses
- Exposure to interest rate risk
- Complex regulatory environment
- Legacy liabilities
- Dependence on investment performance
- Cost structure
Opportunities
- Growing demand for retirement solutions
- Expansion in emerging markets
- Technological innovation (insurtech)
- Partnerships and acquisitions
- Increasing insurance penetration rates
Threats
- Economic downturns
- Regulatory changes
- Increased competition
- Low interest rate environment
- Cybersecurity risks
Competitors and Market Share
Key Competitors
- Prudential Financial (PRU)
- AIG (AIG)
- Lincoln National Corporation (LNC)
- Principal Financial Group (PFG)
Competitive Landscape
MetLife's competitive advantage lies in its global scale and diversified product offerings. However, it faces intense competition from other large insurance companies. The ability to adapt to changing consumer preferences and regulatory landscapes is crucial.
Major Acquisitions
Versant Health
- Year: 2020
- Acquisition Price (USD millions): 1675
- Strategic Rationale: Expanded MetLife's vision care business and capabilities.
Growth Trajectory and Initiatives
Historical Growth: MetLife's growth is influenced by macroeconomic factors, market conditions, and strategic initiatives. Look for earnings reports for specific growth numbers.
Future Projections: Analyst estimates for MetLife's future growth can be found on financial news websites and analyst reports.
Recent Initiatives: MetLife's strategic initiatives are usually detailed in investor presentations and press releases.
Summary
MetLife is a major player in the insurance and retirement services industry, bolstered by its global brand and diverse offerings. While its scale and capital position are strengths, it faces challenges from competition and regulatory risks. Strategic initiatives and international expansion are crucial for future growth. Maintaining capital discipline and adapting to evolving market dynamics will be key to success.
Peer Comparison
Sources and Disclaimers
Data Sources:
- MetLife Investor Relations
- SEC Filings (10K, 10Q)
- Analyst Reports
- Financial News Websites
- Industry Associations
Disclaimers:
This analysis is for informational purposes only and should not be considered financial advice. Market share estimates are approximations and may vary based on the source. Financial data should be independently verified before making investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About MetLife Inc
Exchange NYSE | Headquaters New York, NY, United States | ||
IPO Launch date 2000-04-05 | CEO, President & Director Mr. Michel Abbas Khalaf | ||
Sector Financial Services | Industry Insurance - Life | Full time employees 45000 | Website https://www.metlife.com |
Full time employees 45000 | Website https://www.metlife.com | ||
MetLife, Inc., a financial services company, provides insurance, annuities, employee benefits, and asset management services worldwide. It operates in six segments: Group Benefits; Retirement and Income Solutions; Asia; Latin America; Europe, the Middle East and Africa; and MetLife Holdings. The company offers life, dental, group short-and long-term disability, paid family and medical leave, individual disability, accidental death and dismemberment, accident and health, vision, and pet insurance, as well as prepaid legal plans; administrative services-only arrangements to employers; and general and separate account, and synthetic guaranteed interest contracts, as well as private floating rate funding agreements. It also provides pension risk transfers, institutional income annuities, structured settlements, and capital markets investment products; and other products and services, such as life insurance products and funding agreements for funding postretirement benefits, as well as company, bank, or trust-owned life insurance used to finance nonqualified benefit programs for executives. In addition, it offers fixed, indexed-linked, and variable annuities; pension products; regular savings products; whole and term life, endowments, universal and variable life, and group life products; longevity and funded reinsurance solutions; credit insurance products; accident & health products covering hospitalization, cancer, critical illness, income protection, and scheduled medical reimbursement plans; and protection against long-term health care services. MetLife, Inc. was incorporated in 1999 and is based in New York, New York.
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