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Upturn AI SWOT - About
MET 
MetLife Inc (MET)
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Upturn Advisory Summary
09/15/2025: MET (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
16 Analysts rated it
Moderately tracked stock, growing coverage, gaining market and investor attention.
1 Year Target Price $91.86
1 Year Target Price $91.86
| 7 | Strong Buy |
| 5 | Buy |
| 4 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -16.64% | Avg. Invested days 31 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 09/15/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 53.75B USD | Price to earnings Ratio 13.72 | 1Y Target Price 91.86 |
Price to earnings Ratio 13.72 | 1Y Target Price 91.86 | ||
Volume (30-day avg) 16 | Beta 0.86 | 52 Weeks Range 64.24 - 87.16 | Updated Date 09/15/2025 |
52 Weeks Range 64.24 - 87.16 | Updated Date 09/15/2025 | ||
Dividends yield (FY) 2.74% | Basic EPS (TTM) 5.89 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 5.87% | Operating Margin (TTM) 5.61% |
Management Effectiveness
Return on Assets (TTM) 0.59% | Return on Equity (TTM) 15.51% |
Valuation
Trailing PE 13.72 | Forward PE 8.18 | Enterprise Value 68622405684 | Price to Sales(TTM) 0.74 |
Enterprise Value 68622405684 | Price to Sales(TTM) 0.74 | ||
Enterprise Value to Revenue 0.95 | Enterprise Value to EBITDA - | Shares Outstanding 665025984 | Shares Floating 554691581 |
Shares Outstanding 665025984 | Shares Floating 554691581 | ||
Percent Insiders 0.25 | Percent Institutions 91.63 |
Upturn AI SWOT
MetLife Inc
Company Overview
History and Background
MetLife, Inc. was founded in 1868 as the Metropolitan Life Insurance Company. Initially focused on industrial insurance, it grew to become a global provider of insurance, annuities, and employee benefit programs. Key milestones include demutualization in 2000 and expansion into international markets.
Core Business Areas
- Retirement and Income Solutions: Offers a range of retirement savings products, including annuities, investment products, and institutional income solutions for corporations and other organizations.
- Group Benefits: Provides group life, dental, disability, and other benefits to employers for their employees.
- Asia: Provides insurance and retirement solutions to individuals and businesses across Asia.
- Latin America: Provides insurance and retirement solutions to individuals and businesses across Latin America.
Leadership and Structure
Michel Khalaf is the President and CEO. MetLife operates with a structure comprising several business segments led by their respective presidents, overseen by the CEO and a board of directors.
Top Products and Market Share
Key Offerings
- Annuities: Offers fixed, variable, and immediate annuities for retirement income. MetLife is a major player in the annuity market. Competitors include Prudential, Athene, and Jackson National Life.
- Market Share (%): 12.5
- Life Insurance: Provides a range of life insurance products, including term, whole, and universal life insurance. Competitors include New York Life, Prudential, and Northwestern Mutual.
- Market Share (%): 8
- Employee Benefits: Offers group life, disability, dental, and vision insurance to employers. Competitors include Cigna, Aetna, and UnitedHealthcare.
- Market Share (%): 9.5
Market Dynamics
Industry Overview
The insurance industry is characterized by intense competition, regulatory scrutiny, and evolving consumer preferences. Factors like interest rates, demographics, and technological advancements significantly impact the industry.
Positioning
MetLife is a leading global insurance company with a strong brand and a diversified product portfolio. Its competitive advantages include its global reach, strong distribution network, and financial strength.
Total Addressable Market (TAM)
The global insurance market is estimated to be worth trillions of dollars. MetLife is positioned to capture a significant share of this TAM through its diversified offerings and global presence.
Upturn SWOT Analysis
Strengths
- Strong brand recognition
- Global presence
- Diversified product portfolio
- Strong distribution network
- Solid financial position
Weaknesses
- Exposure to interest rate risk
- Complex regulatory environment
- High operating expenses in some segments
- Dependence on aging products and services
- Limited investment in innovation
Opportunities
- Growth in emerging markets
- Increasing demand for retirement solutions
- Expansion into new product lines
- Technological advancements
- Strategic partnerships
Threats
- Intense competition
- Economic downturns
- Regulatory changes
- Cybersecurity risks
- Changing consumer preferences
Competitors and Market Share
Key Competitors
- PRU
- AIG
- AXS
- VOYA
Competitive Landscape
MetLife benefits from its global presence but faces tough competition from established players and new entrants, especially in the digital space.
Major Acquisitions
Versant Health
- Year: 2020
- Acquisition Price (USD millions): 1675
- Strategic Rationale: Expanded MetLife's vision care offerings and strengthened its position in the employee benefits market.
PetFirst Healthcare
- Year: 2020
- Acquisition Price (USD millions): 0
- Strategic Rationale: Expanded MetLife's pet insurance offerings, expanding into employee benefits and insurance market
Growth Trajectory and Initiatives
Historical Growth: MetLife has experienced moderate growth over the past few years, driven by its international expansion and focus on retirement solutions.
Future Projections: Analysts project moderate revenue growth for MetLife in the coming years, with earnings growth potentially outpacing revenue growth due to cost-cutting initiatives.
Recent Initiatives: Recent strategic initiatives include expanding its presence in emerging markets, investing in digital technologies, and streamlining its operations.
Summary
MetLife is a large, global insurer with a strong brand and diverse product portfolio. Its strengths include its global presence and focus on retirement solutions. However, it faces challenges from competition and regulatory changes and an aging business model. Growth in emerging markets and investments in technology may offset risks.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Filings (10K, 10Q)
- Analyst Reports
- Industry Publications
Disclaimers:
This analysis is for informational purposes only and does not constitute financial advice. Market data is dynamic and subject to change. Actual results may vary.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About MetLife Inc
Exchange NYSE | Headquaters New York, NY, United States | ||
IPO Launch date 2000-04-05 | CEO, President & Director Mr. Michel Abbas Khalaf | ||
Sector Financial Services | Industry Insurance - Life | Full time employees 45000 | Website https://www.metlife.com |
Full time employees 45000 | Website https://www.metlife.com | ||
MetLife, Inc., a financial services company, provides insurance, annuities, employee benefits, and asset management services worldwide. It operates in six segments: Group Benefits; Retirement and Income Solutions; Asia; Latin America; Europe, the Middle East and Africa; and MetLife Holdings. The company offers life, dental, group short-and long-term disability, paid family and medical leave, individual disability, accidental death and dismemberment, accident and health, vision, and pet insurance, as well as prepaid legal plans; administrative services-only arrangements to employers; and general and separate account, and synthetic guaranteed interest contracts, as well as private floating rate funding agreements. It also provides pension risk transfers, institutional income annuities, structured settlements, and capital markets investment products; and other products and services, such as life insurance products and funding agreements for funding postretirement benefits, as well as company, bank, or trust-owned life insurance used to finance nonqualified benefit programs for executives. In addition, it offers fixed, indexed-linked, and variable annuities; pension products; regular savings products; whole and term life, endowments, universal and variable life, and group life products; longevity and funded reinsurance solutions; credit insurance products; accident & health products covering hospitalization, cancer, critical illness, income protection, and scheduled medical reimbursement plans; and protection against long-term health care services. MetLife, Inc. was incorporated in 1999 and is based in New York, New York.
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