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Upturn AI SWOT - About
Qudian Inc (QD)
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Upturn Advisory Summary
08/28/2025: QD (4-star) is a STRONG-BUY. BUY since 79 days. Profits (56.31%). Updated daily EoD!
Upturn Star Rating
Above Average Performance
These Stocks/ETFs, based on Upturn Advisory, frequently surpass the market, reflecting reliable and trustworthy advice.
Analysis of Past Performance
Type Stock | Historic Profit 202.1% | Avg. Invested days 62 | Today’s Advisory Strong Buy |
Upturn Star Rating | Upturn Advisory Performance  5.0 | Stock Returns Performance  5.0 |
| Profits based on simulation | Last Close 08/28/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 510.24M USD | Price to earnings Ratio 12.88 | 1Y Target Price 1.1 |
Price to earnings Ratio 12.88 | 1Y Target Price 1.1 | ||
Volume (30-day avg) - | Beta 0.64 | 52 Weeks Range 1.64 - 3.34 | Updated Date 06/29/2025 |
52 Weeks Range 1.64 - 3.34 | Updated Date 06/29/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) 0.24 |
Earnings Date
Report Date 2025-06-16 | When - | Estimate - | Actual 0.12 |
Profitability
Profit Margin 169.26% | Operating Margin (TTM) -241.63% |
Management Effectiveness
Return on Assets (TTM) -1.57% | Return on Equity (TTM) 2.77% |
Valuation
Trailing PE 12.88 | Forward PE 3.81 | Enterprise Value -564411354 | Price to Sales(TTM) 2.74 |
Enterprise Value -564411354 | Price to Sales(TTM) 2.74 | ||
Enterprise Value to Revenue 0.01 | Enterprise Value to EBITDA -0.11 | Shares Outstanding 101635000 | Shares Floating 96722843 |
Shares Outstanding 101635000 | Shares Floating 96722843 | ||
Percent Insiders 15.26 | Percent Institutions 17.62 |
Upturn AI SWOT
Qudian Inc
Company Overview
History and Background
Qudian Inc. was founded in 2014 and is headquartered in Xiamen, China. Initially focused on providing online micro-credit services in China, it faced regulatory challenges. The company has since shifted its focus to other sectors, including ready-to-cook meal products and education.
Core Business Areas
- Ready-to-Cook Meal Products: Qudian focuses on the production, marketing, and sale of ready-to-cook meal products to Chinese consumers. They aim to provide convenient and affordable meal options. However, this segment has been struggling and could be divested.
- Education: Qudian has also entered the education sector, providing online courses and training programs. However, the financials around this is unclear. The company has been undergoing major pivots.
Leadership and Structure
The CEO of Qudian Inc. is Min Luo. The organizational structure is typical of a publicly traded company, with a board of directors overseeing management.
Top Products and Market Share
Key Offerings
- Ready-to-Cook Meal Products: Qudian's ready-to-cook meal products are designed for convenience and affordability. Specific market share data is not readily available, but the market is highly competitive. Competitors include other ready-to-cook meal companies and traditional restaurants and food delivery services.
Market Dynamics
Industry Overview
The ready-to-cook meal market in China is experiencing rapid growth, driven by increasing demand for convenient food options. The online education market is also experiencing rapid growth, but is subject to regulatory change.
Positioning
Qudian is attempting to establish a presence in the ready-to-cook meal sector, but faces strong competition from established players. They have limited competitive advantages currently. Education also faces strong competition.
Total Addressable Market (TAM)
The TAM for the ready-to-cook meal market is substantial in China. Qudian's positioning is not strong and the TAM market share is unknown at this time.
Upturn SWOT Analysis
Strengths
- Brand recognition in China from its earlier lending business
- Existing customer base to leverage
Weaknesses
- Lack of expertise in the ready-to-cook meal sector
- Negative brand perception due to past lending practices
- Unproven business model in new sectors
- History of regulatory issues
- Pivot from being a profitable lending company to an unclear direction
Opportunities
- Growing demand for ready-to-cook meals in China
- Potential partnerships with established food suppliers
- Expanding into new product categories
- Untapped market for online education in certain niches
Threats
- Intense competition in the ready-to-cook meal sector
- Changing consumer preferences
- Regulatory risks in the food and education industries
- Economic slowdown in China
- Continued brand damage from lending company past
Competitors and Market Share
Key Competitors
Competitive Landscape
Qudian faces a challenging competitive landscape due to its lack of expertise in its new sectors and negative brand perception.
Growth Trajectory and Initiatives
Historical Growth: Historical growth has been volatile due to business model changes.
Future Projections: Future growth projections are uncertain due to the company's unclear strategic direction. Analyst estimates are not reliable due to inconsistent results.
Recent Initiatives: Recent strategic initiatives include entering the ready-to-cook meal and education sectors.
Summary
Qudian Inc. is a company undergoing a significant transition, shifting away from its core lending business into new sectors such as ready-to-cook meals and education. The company's financial performance is unstable, and faces an intensely competitive landscape with negative brand perceptions. It remains to be seen whether they are going to find product market fit. Qudian's growth prospects are highly uncertain and investors should approach with caution. The company has had a very public fall from grace.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company filings
- Market research reports
- Financial news sources
Disclaimers:
This analysis is based on publicly available information and should not be considered financial advice. The information provided is subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Qudian Inc
Exchange NYSE | Headquaters - | ||
IPO Launch date 2017-10-18 | Founder, Chairman & CEO Mr. Min Luo | ||
Sector Financial Services | Industry Credit Services | Full time employees 262 | Website https://www.qudian.com |
Full time employees 262 | Website https://www.qudian.com | ||
Qudian Inc. operates as a consumer-oriented technology company in the People's Republic of China. The company provides borrowers with merchandise and cash installment credit services, credit facilitation services, transaction services, automobile financing services, ready-to-cook meal sales, educational services, and delivery services. It also provides technology development and services; research and development services; and delivery services. The company was founded in 2014 and is headquartered in Xiamen, the People's Republic of China.
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