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RVYL
Upturn stock ratingUpturn stock rating

Ryvyl Inc (RVYL)

Upturn stock ratingUpturn stock rating
$0.82
Last Close (24-hour delay)
upturn advisory
PASS
  • BUY Advisory
  • SELL Advisory (Profit)​
  • SELL Advisory (Loss)​
  • Profit
  • Loss
  • Pass (Skip investing)
Upturn Stock infoUpturn Stock info Stock price based on last close
*as per simulation
(see disclosures)
Time period over
  • ALL
  • YEAR
  • MONTH
  • WEEK

Upturn Advisory Summary

06/27/2025: RVYL (1-star) is currently NOT-A-BUY. Pass it for now.

Upturn Star Rating

rating

Not Recommended Performance

These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.

Number of Analysts

rating

2 Analysts rated it

Limited analyst coverage, niche firm, research info may be scarce.

1 Year Target Price $2.75

1 Year Target Price $2.75

Analysts Price Target For last 52 week
$2.75Target price
Low$0.36
Current$0.82
high$2.4

Analysis of Past Performance

Type Stock
Historic Profit -5.67%
Avg. Invested days 27
Today’s Advisory PASS
Upturn Star Rating Upturn stock ratingUpturn stock rating
Upturn Advisory Performance Upturn Advisory Performance 2.0
Stock Returns Performance Upturn Returns Performance 1.0
Upturn Profits based on simulationUpturn Profits based on simulation Profits based on simulation
Upturn Profits based on simulationUpturn Profits based on simulation Last Close 06/27/2025

Key Highlights

Company Size Small-Cap Stock
Market Capitalization 13.01M USD
Price to earnings Ratio -
1Y Target Price 2.75
Price to earnings Ratio -
1Y Target Price 2.75
Volume (30-day avg) 2
Beta 4.03
52 Weeks Range 0.36 - 2.40
Updated Date 06/29/2025
52 Weeks Range 0.36 - 2.40
Updated Date 06/29/2025
Dividends yield (FY) -
Basic EPS (TTM) -3.89

Analyzing Revenue: Products, Geography and Growth

Revenue by Geography

Geography revenue - Year on Year

Earnings Date

Report Date -
When -
Estimate -
Actual -

Profitability

Profit Margin -49.47%
Operating Margin (TTM) -2.94%

Management Effectiveness

Return on Assets (TTM) -4.21%
Return on Equity (TTM) -309.32%

Valuation

Trailing PE -
Forward PE 3.32
Enterprise Value 32939831
Price to Sales(TTM) 0.24
Enterprise Value 32939831
Price to Sales(TTM) 0.24
Enterprise Value to Revenue 0.61
Enterprise Value to EBITDA -6.08
Shares Outstanding 15885600
Shares Floating 6071614
Shares Outstanding 15885600
Shares Floating 6071614
Percent Insiders 67.47
Percent Institutions 2.7

Analyst Ratings

Rating 2
Target Price 2.75
Buy 1
Strong Buy -
Buy 1
Strong Buy -
Hold 1
Sell -
Strong Sell -
Strong Sell -

ai summary icon Upturn AI SWOT

Ryvyl Inc

stock logo

Company Overview

overview logo History and Background

Ryvyl Inc., formerly known as SinglePoint Inc., focuses on providing payment processing and other technology solutions. It has evolved from a focus on the renewable energy sector to the payments industry.

business area logo Core Business Areas

  • Payment Processing: Provides payment processing solutions for businesses, including credit card processing, mobile payments, and other payment methods.
  • Blockchain Solutions: Offers blockchain-related services, potentially including cryptocurrency payment processing or blockchain-based applications.

leadership logo Leadership and Structure

Details about the specific leadership team and organizational structure are difficult to determine without access to a company website or the most recent SEC filings.

Top Products and Market Share

overview logo Key Offerings

  • Payment Gateway: Ryvyl provides a payment gateway service. It is difficult to find the market share and number of users as Ryvyl is not a major player in the Payment Gateway market. Competitors include Stripe (STRIP), PayPal (PYPL), Square (SQ).

Market Dynamics

industry overview logo Industry Overview

The payment processing industry is highly competitive and rapidly evolving, driven by technological innovation and changing consumer preferences. The industry is experiencing significant growth, fueled by the increasing adoption of e-commerce and mobile payments.

Positioning

Ryvyl Inc. is positioned as a provider of payment processing solutions, focusing on serving small to medium-sized businesses. Ryvyl is a smaller player in the market and needs to establish a stronger market presence.

Total Addressable Market (TAM)

The global payment processing market is estimated to be worth several trillion dollars. Ryvyl's TAM is all payment processing transactions, domestic and international.

Upturn SWOT Analysis

Strengths

  • Focus on payment processing solutions
  • Potential for growth in the evolving payments industry
  • Offers blockchain solutions

Weaknesses

  • Small market share
  • Limited brand recognition
  • Financial performance needs improvement

Opportunities

  • Expanding into new markets
  • Developing innovative payment solutions
  • Acquiring smaller competitors

Threats

  • Intense competition from established players
  • Changing regulations in the payments industry
  • Economic downturn

Competitors and Market Share

competitor logo Key Competitors

  • PayPal (PYPL)
  • Square (SQ)
  • Global Payments (GPN)
  • Fiserv (FI)
  • Fidelity National Information Services (FIS)

Competitive Landscape

Ryvyl Inc. faces intense competition from larger, more established players in the payment processing industry. To succeed, Ryvyl needs to differentiate itself through innovative solutions and a strong focus on customer service.

Growth Trajectory and Initiatives

Historical Growth: Historical growth analysis requires access to financial data.

Future Projections: Future projections require access to analyst estimates and financial data.

Recent Initiatives: Difficult to determine without access to the company website or the most recent SEC filings.

Summary

Ryvyl Inc. is a small company operating in a highly competitive payment processing industry. While the company offers potential growth opportunities through its payment processing, it faces significant challenges in terms of market share, brand recognition, and financial performance. Strong growth prospects depend on the company's ability to innovate and secure market position.

Peer Comparison

Sources and Disclaimers

Data Sources:

  • Publicly available information
  • Market research reports
  • Company website (if available)

Disclaimers:

This analysis is based on limited publicly available information and should not be considered financial advice.

Upturn AI SummarizationUpturn AI Summarization AI Summarization is directionally correct and might not be accurate.

Upturn AI SummarizationUpturn AI Summarization Summarized information shown could be a few years old and not current.

Upturn AI SummarizationUpturn AI Summarization Fundamental Rating based on AI could be based on old data.

Upturn AI SummarizationUpturn AI Summarization AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.

About Ryvyl Inc

Exchange NASDAQ
Headquaters San Diego, CA, United States
IPO Launch date 2022-10-24
Co-Founder, CEO & Director Mr. Fredi Nisan
Sector Technology
Industry Software - Infrastructure
Full time employees 95
Full time employees 95

Ryvyl Inc., a financial technology company, develops software platforms and tools that focuses on providing payment acceptance and disbursement capabilities in North America, Europe, and Asia. It offers dual-sided platform that enables businesses to accept payments from customers while distributing funds to vendors, employees, and partners; treasury management services; and payment solutions, including automated clearing house and wire transfer services. The company also provides IBAN issuance; foreign exchange; and electronic money institution services, as well as card issuing services, such as debit, credit, and virtual cards. It serves customers in various industries, including retail, e-commerce, financial services, logistics, healthcare, and other sectors. The company was formerly known as GreenBox POS and changed its name to Ryvyl Inc. in October 2022. Ryvyl Inc. is based in San Diego, California.