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Upturn AI SWOT - About
Ryan Specialty Group Holdings Inc (RYAN)
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Upturn Advisory Summary
06/13/2025: RYAN (2-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Number of Analysts
13 Analysts rated it
Moderately tracked stock, growing coverage, gaining market and investor attention.
1 Year Target Price $76.8
1 Year Target Price $76.8
| 4 | Strong Buy |
| 5 | Buy |
| 3 | Hold |
| 1 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 23.36% | Avg. Invested days 59 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 06/13/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 17.85B USD | Price to earnings Ratio 188.86 | 1Y Target Price 76.8 |
Price to earnings Ratio 188.86 | 1Y Target Price 76.8 | ||
Volume (30-day avg) 13 | Beta 0.69 | 52 Weeks Range 55.30 - 77.03 | Updated Date 07/1/2025 |
52 Weeks Range 55.30 - 77.03 | Updated Date 07/1/2025 | ||
Dividends yield (FY) 0.71% | Basic EPS (TTM) 0.36 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 1.95% | Operating Margin (TTM) 15.42% |
Management Effectiveness
Return on Assets (TTM) 3.68% | Return on Equity (TTM) 18.19% |
Valuation
Trailing PE 188.86 | Forward PE 31.85 | Enterprise Value 12273925926 | Price to Sales(TTM) 6.88 |
Enterprise Value 12273925926 | Price to Sales(TTM) 6.88 | ||
Enterprise Value to Revenue 4.62 | Enterprise Value to EBITDA - | Shares Outstanding 126643000 | Shares Floating 106756180 |
Shares Outstanding 126643000 | Shares Floating 106756180 | ||
Percent Insiders 13.77 | Percent Institutions 88.92 |
Analyst Ratings
Rating 3 | Target Price 76.8 | Buy 5 | Strong Buy 4 |
Buy 5 | Strong Buy 4 | ||
Hold 3 | Sell 1 | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Ryan Specialty Group Holdings Inc
Company Overview
History and Background
Ryan Specialty Group was founded in 2010 by Patrick G. Ryan, former CEO of Aon Corporation. It aimed to create a leading specialty insurance organization focused on wholesale brokerage and underwriting management. Since its inception, it has grown through organic expansion and strategic acquisitions.
Core Business Areas
- Wholesale Brokerage: Acts as an intermediary between retail insurance brokers and insurance carriers, providing specialized insurance solutions and expertise.
- Underwriting Management: Develops, underwrites, and manages specialized insurance programs and products.
Leadership and Structure
Patrick G. Ryan serves as the Chairman and CEO. The company has a structured management team across its various divisions and functions, including finance, legal, and operations.
Top Products and Market Share
Key Offerings
- Property and Casualty: Provides access to specialized P&C insurance products. RSG doesn't provide an exact market share in this product but P&C makes up a substantial portion of their revenue. Competitors include Amwins and CRC Group.
- Professional Lines: Offers insurance solutions for professional liability risks. RSG doesn't provide an exact market share in this product but it's a key area of growth. Competitors include Amwins and CRC Group.
- Workers' Compensation: Specialized worker's comp coverages. RSG doesn't provide an exact market share in this product but it's vital for the company. Competitors include Amwins and CRC Group.
Market Dynamics
Industry Overview
The specialty insurance market is characterized by increasing complexity, specialization, and regulatory scrutiny. Demand for specialized insurance solutions continues to grow.
Positioning
Ryan Specialty Group is positioned as a leading independent specialty insurance organization, leveraging its expertise, relationships, and scale to deliver customized solutions. Its independent status is a key advantage.
Total Addressable Market (TAM)
Estimates suggest the TAM for specialty insurance distribution exceeds $60 billion. Ryan Specialty Group is well-positioned to capture a significant portion of this market.
Upturn SWOT Analysis
Strengths
- Strong relationships with insurance carriers
- Expertise in specialized insurance lines
- Independent and entrepreneurial culture
- Scalable platform for growth
- Proven track record of acquisitions
Weaknesses
- Reliance on key personnel
- Potential integration challenges with acquired companies
- Sensitivity to economic cycles
- Complexity of insurance regulations
Opportunities
- Further expansion into new geographies and specialty lines
- Increased demand for specialized insurance solutions
- Consolidation opportunities in the fragmented wholesale brokerage market
- Leveraging technology to improve efficiency and service
Threats
- Increased competition from larger brokers
- Changes in insurance regulations
- Economic downturn impacting insurance demand
- Cybersecurity risks
Competitors and Market Share
Key Competitors
- AJG
- CB
- MMC
- WTW
Competitive Landscape
Ryan Specialty Group competes with larger, more established brokers and smaller, specialized firms. Its independence and entrepreneurial culture are competitive advantages. Market shares are estimates.
Major Acquisitions
All Risks, Ltd.
- Year: 2020
- Acquisition Price (USD millions): 300
- Strategic Rationale: Expanded geographic presence and specialty capabilities in the Northeast.
Crum & Forster Accident & Health Division
- Year: 2023
- Acquisition Price (USD millions): 210
- Strategic Rationale: Increased underwriting management capabilities and expanded product offerings in the Accident & Health insurance space.
Growth Trajectory and Initiatives
Historical Growth: Ryan Specialty Group has demonstrated strong historical growth through organic initiatives and strategic acquisitions.
Future Projections: Analyst estimates project continued revenue and earnings growth, driven by market trends and the company's strategic initiatives.
Recent Initiatives: Recent initiatives include expanding into new specialty lines, enhancing technology capabilities, and pursuing strategic acquisitions.
Summary
Ryan Specialty Group is a strong player in the specialty insurance market, driven by organic growth and strategic acquisitions. Their independent model and expertise in niche markets are key strengths. Potential challenges include economic cycles and increasing competition, but RSG's scalability positions it for continued success. However, the market share is low compared to the major brokers.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company filings (10-K, 10-Q), Investor presentations, Analyst reports, Market research reports, News articles
Disclaimers:
This analysis is based on publicly available information and is for informational purposes only. It is not financial advice. Market share data are estimates and subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Ryan Specialty Group Holdings Inc
Exchange NYSE | Headquaters Chicago, IL, United States | ||
IPO Launch date 2021-07-22 | CEO & Director Mr. Timothy William Turner | ||
Sector Financial Services | Industry Insurance - Specialty | Full time employees 5556 | Website https://www.ryanspecialty.com |
Full time employees 5556 | Website https://www.ryanspecialty.com | ||
Ryan Specialty Holdings, Inc. operates as a service provider of specialty products and solutions for insurance brokers, agents, and carriers in the United States, Canada, the United Kingdom, rest of Europe, India, and Singapore. The company offers distribution, underwriting, product development, administration, and risk management services by acting as a wholesale broker and a managing underwriter. It serves commercial, industrial, institutional, and government sectors. The company was founded in 2010 and is headquartered in Chicago, Illinois.
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