Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
Help & Tutorial - Chart
- Upturn Summary
- Highlights
- Revenue
- Valuation
- About
SF 
Stifel Financial Corporation (SF)
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- Pass (Skip investing)
Stock price based on last close (see disclosures)
- ALL
- 1Y
- 1M
- 1W
Upturn Advisory Summary
12/29/2025: SF (2-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Number of Analysts
7 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $132.38
1 Year Target Price $132.38
| 2 | Strong Buy |
| 1 | Buy |
| 4 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 39.59% | Avg. Invested days 50 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 12/29/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 13.04B USD | Price to earnings Ratio 22.79 | 1Y Target Price 132.38 |
Price to earnings Ratio 22.79 | 1Y Target Price 132.38 | ||
Volume (30-day avg) 7 | Beta 1.14 | 52 Weeks Range 72.34 - 133.08 | Updated Date 12/29/2025 |
52 Weeks Range 72.34 - 133.08 | Updated Date 12/29/2025 | ||
Dividends yield (FY) 1.40% | Basic EPS (TTM) 5.6 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 12.53% | Operating Margin (TTM) 20.13% |
Management Effectiveness
Return on Assets (TTM) 1.65% | Return on Equity (TTM) 11.73% |
Valuation
Trailing PE 22.79 | Forward PE 18.83 | Enterprise Value 10349203456 | Price to Sales(TTM) 2.46 |
Enterprise Value 10349203456 | Price to Sales(TTM) 2.46 | ||
Enterprise Value to Revenue 2.81 | Enterprise Value to EBITDA - | Shares Outstanding 101828332 | Shares Floating 98448650 |
Shares Outstanding 101828332 | Shares Floating 98448650 | ||
Percent Insiders 2.93 | Percent Institutions 89.41 |
Upturn AI SWOT
Stifel Financial Corporation
Company Overview
History and Background
Stifel Financial Corporation (NYSE: SF) was founded in 1890 by Gustav Stifel in Baltimore, Maryland. Initially a small brokerage firm, it has evolved into a diversified financial services holding company. Key milestones include its expansion into investment banking, wealth management, and institutional services. The company has grown significantly through both organic expansion and strategic acquisitions, establishing a strong presence across the United States and internationally.
Core Business Areas
- Wealth Management: Provides financial advisory services, investment management, and brokerage services to individual investors and high-net-worth clients. This segment offers personalized financial planning, retirement solutions, and estate planning.
- Investment Banking: Offers M&A advisory, capital raising (equity and debt), and restructuring services to corporations, municipalities, and non-profit organizations. It focuses on middle-market companies.
- Institutional Services: Includes institutional sales and trading of equities and fixed income securities, research services for institutional investors, and equity research covering a wide range of industries.
- Fixed Income Capital Markets: Specializes in the underwriting, trading, and distribution of municipal bonds and corporate bonds, serving both institutional and retail clients.
Leadership and Structure
Stifel Financial Corporation is led by a seasoned management team, with Ronald J. Kruszewski serving as Chairman and CEO. The company operates through its various subsidiaries, including Stifel, Nicolaus & Company, Incorporated (a full-service brokerage and investment banking firm) and Stifel Bank & Trust. The organizational structure is designed to support its diverse business lines, with dedicated teams for each segment.
Top Products and Market Share
Key Offerings
- Financial Advisory Services: Personalized investment advice and wealth management solutions for individual and high-net-worth clients. Competitors include Merrill Lynch, Morgan Stanley, and Edward Jones. Market share data for specific advisory services is not publicly disclosed at this granular level.
- Middle-Market Investment Banking: Advisory and underwriting services for mergers, acquisitions, and capital raising for mid-sized companies. Competitors include Houlihan Lokey, William Blair, and Piper Sandler. Specific market share figures are not readily available.
- Municipal Underwriting: Underwriting and distribution of municipal bonds. Competitors include Piper Sandler, Raymond James, and Jefferies. Stifel is a significant player in the municipal bond market but specific market share is not publicly detailed.
Market Dynamics
Industry Overview
The financial services industry is characterized by intense competition, evolving regulatory landscapes, technological advancements (fintech), and fluctuating market conditions. The wealth management sector is experiencing a trend towards fee-based advisory models and greater demand for personalized financial planning. Investment banking activity is influenced by economic cycles and corporate M&A trends.
Positioning
Stifel Financial Corporation positions itself as a full-service financial firm focusing on the middle market and individual investors. Its competitive advantages lie in its integrated service model, strong client relationships, broad geographic reach, and specialized expertise in areas like municipal finance. The company aims to be a trusted advisor, offering a comprehensive suite of products and services.
Total Addressable Market (TAM)
The total addressable market for financial services is vast, encompassing trillions of dollars in assets under management, wealth management, investment banking, and capital markets. Stifel Financial Corporation's TAM is primarily focused on the U.S. middle market and individual investors, which represents a significant portion of the overall financial services market. The company is well-positioned to capture a share of this TAM through its diversified offerings and strategic growth initiatives.
Upturn SWOT Analysis
Strengths
- Diversified business model across wealth management, investment banking, and institutional services.
- Strong reputation and established client relationships, particularly in the middle market.
- Experienced management team with a proven track record.
- Significant geographic presence across the United States.
- Strategic acquisitions have bolstered its capabilities and market reach.
Weaknesses
- Relatively smaller scale compared to bulge-bracket investment banks.
- Reliance on market performance for revenue generation.
- Potential for integration challenges with acquired entities.
- Brand recognition may be less widespread than some larger competitors.
Opportunities
- Growth in the aging population requiring retirement and wealth planning services.
- Expansion into new geographic markets or niche financial services.
- Leveraging technology to enhance client experience and operational efficiency.
- Continued consolidation within the financial services industry creating acquisition targets.
- Increasing demand for ESG (Environmental, Social, and Governance) investing solutions.
Threats
- Economic downturns and market volatility impacting investment and advisory revenues.
- Increasing regulatory scrutiny and compliance costs.
- Intensifying competition from traditional firms, fintech startups, and independent advisors.
- Interest rate fluctuations affecting net interest income and investment valuations.
- Cybersecurity threats and data breaches.
Competitors and Market Share
Key Competitors
- Morgan Stanley (MS)
- Merrill Lynch (BAC)
- Charles Schwab Corporation (SCHW)
- Raymond James Financial (RJF)
- Piper Sandler Companies (PIPR)
Competitive Landscape
Stifel competes in a fragmented but highly competitive financial services landscape. Its advantages include its focus on the middle market and its integrated advisory model. However, it faces intense competition from larger, more diversified financial institutions and specialized firms. Its ability to attract and retain top talent is crucial in this environment.
Major Acquisitions
Barrington Research Associates
- Year: 2023
- Acquisition Price (USD millions):
- Strategic Rationale: To enhance Stifel's equity research capabilities and expand its institutional client coverage.
KBW
- Year: 2019
- Acquisition Price (USD millions): 1390
- Strategic Rationale: To significantly expand Stifel's investment banking franchise, particularly in the financial services sector, and broaden its institutional client base.
Growth Trajectory and Initiatives
Historical Growth: Stifel has experienced significant historical growth, driven by its strategic expansion into new services and geographic regions, as well as a series of well-executed acquisitions. The company has steadily increased its revenue and assets under management over the past decade.
Future Projections: Analyst projections generally indicate continued growth for Stifel Financial Corporation, supported by the expansion of its wealth management division and its strong position in middle-market investment banking. Future growth is expected to be driven by both organic initiatives and potential further acquisitions.
Recent Initiatives: Recent initiatives have included the expansion of its advisory services, investments in technology to enhance client digital experiences, and strategic acquisitions to broaden its service offerings and geographic reach. The company has also focused on growing its institutional client base.
Summary
Stifel Financial Corporation is a robust and diversified financial services firm with a strong history and a well-defined strategy. Its strengths lie in its integrated service model, middle-market focus, and experienced leadership. While it faces competition and market volatility, its consistent growth, strategic acquisitions, and focus on client relationships position it well for continued success. The company needs to remain agile in adapting to technological advancements and regulatory changes to maintain its competitive edge.
Similar Stocks
Sources and Disclaimers
Data Sources:
- Stifel Financial Corporation Investor Relations
- Company Annual Reports (10-K filings)
- Financial News Outlets (e.g., Wall Street Journal, Bloomberg)
- Financial Data Providers (e.g., Refinitiv, FactSet)
Disclaimers:
This JSON output is for informational purposes only and does not constitute financial advice. Data accuracy is based on publicly available information and may be subject to change. Market share data is an estimation and may not reflect precise figures. Investors should conduct their own due diligence before making any investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Stifel Financial Corporation
Exchange NYSE | Headquaters Saint Louis, MO, United States | ||
IPO Launch date 1983-07-19 | Chairman & CEO Mr. Ronald James Kruszewski | ||
Sector Financial Services | Industry Capital Markets | Full time employees 8887 | Website https://www.stifel.com |
Full time employees 8887 | Website https://www.stifel.com | ||
Stifel Financial Corp. operates as the bank holding company for Stifel, Nicolaus & Company, Incorporated that provides retail and institutional wealth management, and investment banking services to individual investors, corporations, municipalities, and institutions in the United States and internationally. It operates in three segments: Global Wealth Management, Institutional Group, and Other. The company provides private client services, including securities transaction and financial planning services; securities brokerage services, such as the sale of equities, mutual funds, fixed income products, and insurance; institutional equity and fixed income sales, trading and research, and municipal finance services; investment banking services, such as mergers and acquisitions, public offerings, and private placements; and retail and commercial banking services comprising personal and commercial lending programs, as well as deposit accounts. It participates in and manages underwritings for corporate and public finance; and offers financial advisory and securities brokerage services. The company was founded in 1890 and is headquartered in Saint Louis, Missouri.
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.