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Upturn AI SWOT - About
RJF 
Raymond James Financial Inc. (RJF)
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Upturn Advisory Summary
10/29/2025: RJF (4-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Above Average Performance
These Stocks/ETFs, based on Upturn Advisory, frequently surpass the market, reflecting reliable and trustworthy advice.
Number of Analysts
14 Analysts rated it
Moderately tracked stock, growing coverage, gaining market and investor attention.
1 Year Target Price $184.42
1 Year Target Price $184.42
| 2 | Strong Buy |
| 2 | Buy |
| 10 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 55.53% | Avg. Invested days 61 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 10/29/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 31.35B USD | Price to earnings Ratio 15.36 | 1Y Target Price 184.42 |
Price to earnings Ratio 15.36 | 1Y Target Price 184.42 | ||
Volume (30-day avg) 14 | Beta 1.05 | 52 Weeks Range 116.85 - 177.15 | Updated Date 10/29/2025 |
52 Weeks Range 116.85 - 177.15 | Updated Date 10/29/2025 | ||
Dividends yield (FY) 1.25% | Basic EPS (TTM) 10.3 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date 2025-10-22 | When After Market | Estimate 2.74 | Actual 3.11 |
Profitability
Profit Margin 15.22% | Operating Margin (TTM) 20.43% |
Management Effectiveness
Return on Assets (TTM) 2.58% | Return on Equity (TTM) 17.84% |
Valuation
Trailing PE 15.36 | Forward PE 14.22 | Enterprise Value 20938588160 | Price to Sales(TTM) 2.23 |
Enterprise Value 20938588160 | Price to Sales(TTM) 2.23 | ||
Enterprise Value to Revenue 2.66 | Enterprise Value to EBITDA - | Shares Outstanding 198100000 | Shares Floating 175914781 |
Shares Outstanding 198100000 | Shares Floating 175914781 | ||
Percent Insiders 10.38 | Percent Institutions 79.75 |
Upturn AI SWOT
Raymond James Financial Inc.
Company Overview
History and Background
Raymond James Financial Inc. was founded in 1962 as Robert A. James Investments. It has grown through organic expansion and strategic acquisitions to become a diversified financial services company.
Core Business Areas
- Private Client Group: Provides financial planning and investment advisory services to individual investors through a network of financial advisors.
- Capital Markets: Offers investment banking, equity research, and institutional sales and trading services.
- Asset Management: Manages assets for individuals, institutions, and high-net-worth clients through various investment strategies and vehicles.
- Bank: Provides commercial and retail banking services, including lending and deposit products.
Leadership and Structure
Paul Reilly serves as Chairman and CEO. The company operates with a decentralized structure, empowering its business segments while maintaining centralized oversight and risk management.
Top Products and Market Share
Key Offerings
- Wealth Management: Raymond James provides comprehensive wealth management services, including financial planning, investment management, and retirement planning. Market share data is difficult to pinpoint exactly, but they are a significant player in the wealth management industry, competing with firms like Merrill Lynch and Morgan Stanley. Competitors: Merrill Lynch, Morgan Stanley, UBS, Wells Fargo Advisors.
- Investment Banking: Raymond James offers investment banking services such as underwriting, mergers and acquisitions advisory, and private placements. Their market share varies by year and deal size but positions them as a leading middle-market investment bank. Competitors: Goldman Sachs, JP Morgan, Morgan Stanley, boutique investment banks
- Fixed Income: Raymond James operates a fixed income desk which includes trading in government, municipal, and corporate bonds. Competitors: Goldman Sachs, JP Morgan, Morgan Stanley, regional broker dealers.
Market Dynamics
Industry Overview
The financial services industry is characterized by increasing regulation, technological disruption, and evolving client needs. Firms are competing for market share through innovation and client-centric solutions.
Positioning
Raymond James is positioned as a client-focused, diversified financial services firm with a strong reputation for advisor support and stability. Its competitive advantage lies in its independent advisor model and commitment to long-term client relationships.
Total Addressable Market (TAM)
The total addressable market for wealth management, investment banking, and asset management services is in the trillions of dollars globally. Raymond James captures a portion of this TAM through its diversified offerings and extensive advisor network.
Upturn SWOT Analysis
Strengths
- Strong advisor network
- Diversified business model
- Client-focused culture
- Conservative balance sheet
- Reputation for stability
Weaknesses
- Reliance on advisor productivity
- Exposure to market volatility
- Potential for regulatory changes
- Competition for advisor talent
- Slower growth compared to tech-focused disruptors
Opportunities
- Acquisition of smaller firms
- Expansion into new markets
- Increased demand for financial advice
- Technological innovation
- Cross-selling opportunities across business segments
Threats
- Economic downturn
- Increased competition
- Regulatory changes
- Cybersecurity risks
- Changing client preferences
Competitors and Market Share
Key Competitors
- MS
- GS
- UBS
- WFC
Competitive Landscape
Raymond James competes with larger, more diversified financial institutions as well as smaller, regional broker-dealers. Its competitive advantage lies in its independent advisor model, client-focused culture, and strong reputation for stability.
Major Acquisitions
TriState Capital Holdings
- Year: 2022
- Acquisition Price (USD millions): 1100
- Strategic Rationale: Enhanced Raymond James' private wealth management and fixed income capabilities, and expanded its presence in key markets.
Growth Trajectory and Initiatives
Historical Growth: Raymond James has achieved consistent growth through organic expansion and strategic acquisitions, particularly in the wealth management and investment banking segments.
Future Projections: Analysts project continued growth for Raymond James, driven by increasing demand for financial advice and investment services. Revenue is estimated to grow in the mid-single digits.
Recent Initiatives: Recent initiatives include investments in technology, expansion of the advisor network, and strategic acquisitions in key growth markets.
Summary
Raymond James Financial is a stable and diversified financial services firm with a strong advisor network and client-focused culture. The company has demonstrated consistent growth and profitability, driven by its wealth management and investment banking businesses. Challenges include market volatility, competition for advisor talent, and the need to adapt to technological changes. Acquisitions, especially in growing markets, will likely drive further expansion.
Similar Stocks
Sources and Disclaimers
Data Sources:
- SEC Filings
- Company Investor Relations
- Analyst Reports
- Market Research Reports
Disclaimers:
This analysis is for informational purposes only and should not be considered investment advice. Market data can fluctuate, and past performance is not indicative of future results.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Raymond James Financial Inc.
Exchange NYSE | Headquaters Saint Petersburg, FL, United States | ||
IPO Launch date 1987-12-30 | CEO & Director Mr. Paul Marone Shoukry | ||
Sector Financial Services | Industry Asset Management | Full time employees 19000 | Website https://www.raymondjames.com |
Full time employees 19000 | Website https://www.raymondjames.com | ||
Raymond James Financial, Inc., a diversified financial services company, provides private client group, capital markets, asset management, banking, and other services to individuals, corporations, and municipalities in the United States, Canada, and Europe. The Private Client Group segment offers investment services, portfolio management services, insurance and annuity products, and mutual funds; support to third-party mutual fund and annuity companies, including sales and marketing support, as well as distribution and accounting, and administrative services; margin loans; securities borrowing and lending services; diversification strategies and alternative investment products; and custodial, trade execution, research, and other support and services. The Capital Markets segment provides investment banking services, such as equity and debt underwriting, and merger and acquisition advisory services; and fixed income and equity brokerage services. This segment also offers institutional sales, securities trading, equity research, and the syndication and management of investments in low-income housing funds and funds of a similar nature. The Asset Management segment provides asset management, portfolio management, and related administrative services to retail and institutional clients; and administrative support services, such as record-keeping. The Bank segment offers various types of loans, including securities-based, commercial and industrial, commercial real estate and construction, real estate investment trust, residential mortgage, and tax-exempt loans; insured deposit accounts; retail and corporate deposit; and liquidity management products and services. The Other segment engages in the private equity investments comprising invests in third-party funds. Raymond James Financial, Inc. was founded in 1962 and is headquartered in Saint Petersburg, Florida.
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