Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
Help & Tutorial - Chart
- Upturn Summary
- Highlights
- Revenue
- Valuation
- About
SLQT 
Selectquote Inc (SLQT)
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- Pass (Skip investing)
Stock price based on last close (see disclosures)
- ALL
- 1Y
- 1M
- 1W
Upturn Advisory Summary
01/05/2026: SLQT (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
4 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $4.5
1 Year Target Price $4.5
| 2 | Strong Buy |
| 0 | Buy |
| 2 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -17.1% | Avg. Invested days 23 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 01/05/2026 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 241.08M USD | Price to earnings Ratio 137 | 1Y Target Price 4.5 |
Price to earnings Ratio 137 | 1Y Target Price 4.5 | ||
Volume (30-day avg) 4 | Beta 1.19 | 52 Weeks Range 1.33 - 6.86 | Updated Date 01/5/2026 |
52 Weeks Range 1.33 - 6.86 | Updated Date 01/5/2026 | ||
Dividends yield (FY) - | Basic EPS (TTM) 0.01 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 3.95% | Operating Margin (TTM) -12.39% |
Management Effectiveness
Return on Assets (TTM) 2.33% | Return on Equity (TTM) 15.11% |
Valuation
Trailing PE 137 | Forward PE 66.67 | Enterprise Value 895039289 | Price to Sales(TTM) 0.15 |
Enterprise Value 895039289 | Price to Sales(TTM) 0.15 | ||
Enterprise Value to Revenue 0.57 | Enterprise Value to EBITDA 6.72 | Shares Outstanding 175971744 | Shares Floating 143480321 |
Shares Outstanding 175971744 | Shares Floating 143480321 | ||
Percent Insiders 11.94 | Percent Institutions 52.97 |
Upturn AI SWOT
Selectquote Inc
Company Overview
History and Background
SelectQuote, Inc. was founded in 1985 by Jerry Dublin. Initially focused on life insurance, it has since expanded into health, Medicare, senior living, and automotive/home insurance. The company went public in 2020. Its evolution has been driven by a strategy of leveraging technology and a customer-centric approach to simplify insurance shopping.
Core Business Areas
- Life Insurance: Provides a platform for consumers to compare and purchase life insurance policies from various carriers. This segment has been a core offering since the company's inception.
- Senior Living: Helps seniors find and transition into assisted living, independent living, and memory care facilities. This segment involves advising and placement services.
- Medicare: Offers consumers a comparison of Medicare Advantage plans and Medicare Supplement plans from multiple insurance providers, aiding in enrollment and selection.
- Health Insurance: Provides access to a range of health insurance plans, including ACA-compliant plans, for individuals and families.
- Automotive & Home Insurance: A newer segment that allows consumers to compare quotes and purchase auto and home insurance policies from various carriers.
Leadership and Structure
SelectQuote is led by a management team with deep industry experience. The organizational structure is designed to support its multi-product line strategy, with dedicated teams for each insurance vertical and a centralized technology and operational backbone.
Top Products and Market Share
Key Offerings
- Life Insurance Policies: Offers a wide array of life insurance products including term life, permanent life, and universal life insurance. The company acts as a broker, not an underwriter. Competitors include other online insurance brokers like Policygenius, EverQuote, and direct-to-consumer offerings from insurance carriers themselves.
- Medicare Advantage & Supplement Plans: Facilitates the comparison and enrollment of Medicare plans. This market is highly regulated and competitive, with players like GoHealth, HealthSherpa, and direct sales forces of insurance providers. Market share data for specific product lines is not publicly detailed.
- Senior Living Placement Services: Connects seniors and their families with suitable senior living communities. This is a service-based offering with a network of facilities. Competitors include other senior placement agencies and online directories.
- Automotive & Home Insurance Policies: A growing segment offering comparative quotes for auto and home insurance. Competitors are numerous and include large direct insurers (e.g., GEICO, Progressive) and other aggregators (e.g., Compare.com, The Zebra).
Market Dynamics
Industry Overview
The insurance brokerage and comparison industry is characterized by increasing digital adoption, evolving regulatory landscapes (especially in Medicare), and a strong consumer demand for convenience and cost savings. The senior living sector is driven by an aging population and the increasing complexity of care options. The automotive and home insurance market is highly competitive with significant price sensitivity.
Positioning
SelectQuote differentiates itself through its omni-channel approach, combining technology with personalized guidance from licensed agents. Its strength lies in its ability to simplify complex insurance decisions across multiple product lines, fostering customer loyalty. The company aims to be a one-stop shop for consumers' insurance needs.
Total Addressable Market (TAM)
The TAM for the insurance industry globally is in the trillions of dollars, encompassing life, health, auto, home, and other insurance products. SelectQuote operates within specific segments of this TAM. For instance, the US Medicare market alone represents tens of billions in annual premiums. The company is positioned to capture a growing share of the online insurance comparison and brokerage market, which is a subset of the overall TAM.
Upturn SWOT Analysis
Strengths
- Diversified product offerings across multiple insurance verticals.
- Strong brand recognition and established customer base.
- Technology-driven platform enabling efficient quoting and comparison.
- Experienced sales force providing personalized customer service.
- Proprietary lead generation and customer relationship management systems.
Weaknesses
- High customer acquisition costs.
- Dependence on third-party insurance carriers for product offerings.
- Potential for margin compression due to competition and regulatory changes.
- Integration challenges with new acquisitions and product lines.
- Historical stock price volatility and investor sentiment.
Opportunities
- Expansion into new geographic markets and product lines.
- Leveraging data analytics to personalize customer offerings and improve efficiency.
- Strategic acquisitions to expand capabilities and market reach.
- Growth in the senior population driving demand for Medicare and senior living services.
- Increasing consumer comfort with online insurance purchasing.
Threats
- Intensifying competition from both online and traditional players.
- Changes in government regulations affecting insurance markets, especially Medicare.
- Economic downturns impacting consumer spending on insurance and services.
- Cybersecurity risks and data privacy concerns.
- Shifts in carrier commission structures.
Competitors and Market Share
Key Competitors
- Policygenius Inc. (not publicly traded)
- EverQuote Inc. (EVER)
- GoHealth Inc. (GTH)
Competitive Landscape
SelectQuote's advantages include its diversified product suite and established customer service model. However, competitors like EverQuote have a strong online presence and focus on lead generation for auto insurance. GoHealth is a direct competitor in the Medicare space with a significant market share. The landscape is fragmented, and differentiation is key.
Major Acquisitions
eFinancial
- Year: 2021
- Acquisition Price (USD millions): 221.7
- Strategic Rationale: Acquired to strengthen SelectQuote's position in the life insurance market, expand its distribution capabilities, and leverage its existing technology and customer base.
U.S. Medical
- Year: 2022
- Acquisition Price (USD millions): 10
- Strategic Rationale: Acquired to enhance SelectQuote's capabilities and offerings within the Medicare and senior health insurance market.
Growth Trajectory and Initiatives
Historical Growth: SelectQuote has demonstrated revenue growth through organic expansion and strategic acquisitions. However, this growth has been accompanied by increasing expenses, leading to fluctuating profitability. The expansion into new verticals like automotive and home insurance represents a key growth strategy.
Future Projections: Analyst projections for SelectQuote are mixed, with some anticipating a return to profitability as the company optimizes its operations and marketing spend. Growth is expected to be driven by continued expansion in Medicare, Senior Living, and the newer insurance lines, alongside potential further acquisitions. However, the sustainability of this growth depends on managing cost pressures and competitive dynamics.
Recent Initiatives: Recent initiatives include expanding its automotive and home insurance offerings, investing in technology to improve customer experience and operational efficiency, and potentially exploring further strategic partnerships or acquisitions to broaden its service portfolio.
Summary
SelectQuote Inc. is a diversified insurance broker with a strong revenue base but faces significant profitability challenges, evident in recent net losses. Its strengths lie in its multi-product strategy and customer service model, while weaknesses include high acquisition costs and competitive pressures. Opportunities exist in market expansion and leveraging technology, but threats from regulatory changes and intense competition require careful navigation. The company needs to focus on improving its bottom line while sustaining revenue growth.
Similar Stocks
Sources and Disclaimers
Data Sources:
- SelectQuote Inc. Investor Relations Filings (10-K, 10-Q)
- Financial Data Providers (e.g., Refinitiv, Bloomberg, Yahoo Finance)
- Industry Analyst Reports
Disclaimers:
This analysis is based on publicly available information and is for informational purposes only. It does not constitute financial advice. Market share data is estimated and may vary. Past performance is not indicative of future results.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Selectquote Inc
Exchange NYSE | Headquaters Overland Park, KS, United States | ||
IPO Launch date 2020-05-21 | CEO & Director Mr. Timothy Robert Danker | ||
Sector Financial Services | Industry Insurance Brokers | Full time employees 4269 | Website https://www.selectquote.com |
Full time employees 4269 | Website https://www.selectquote.com | ||
SelectQuote, Inc. operates a technology-enabled, direct-to-consumer distribution and engagement platform that sells insurance policies and healthcare services in the United States. The company operates through three segments: Senior, Healthcare Services, and Life. It offers medicare advantage, medicare supplement, medicare part D, and other ancillary senior health insurance-related products, as well as engages in lead generation business; term life, final expense, and other ancillary products; non-commercial auto and home, property, and casualty insurance products. The company also provides SelectRx, a patient-centered pharmacy; Healthcare Select, which uses data from personal health risk and lifestyle assessment; HomeTM (PCPH), an accredited pharmacy; SelectPatient Management (SPM), a platform that helps patients navigate their chronic conditions and manage them using a treatment plan; and individual automobile and homeowners' insurance. SelectQuote, Inc. was incorporated in 1999 and is headquartered in Overland Park, Kansas.
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.