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Upturn AI SWOT - About
SLQT 
Selectquote Inc (SLQT)
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Upturn Advisory Summary
07/11/2025: SLQT (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
4 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $5.69
1 Year Target Price $5.69
| 2 | Strong Buy |
| 0 | Buy |
| 2 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -17.1% | Avg. Invested days 23 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 07/11/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 409.35M USD | Price to earnings Ratio - | 1Y Target Price 5.69 |
Price to earnings Ratio - | 1Y Target Price 5.69 | ||
Volume (30-day avg) 4 | Beta 1.1 | 52 Weeks Range 1.62 - 6.86 | Updated Date 07/12/2025 |
52 Weeks Range 1.62 - 6.86 | Updated Date 07/12/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -0.05 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 0.25% | Operating Margin (TTM) 5.4% |
Management Effectiveness
Return on Assets (TTM) 3.92% | Return on Equity (TTM) 0.82% |
Valuation
Trailing PE - | Forward PE 26.32 | Enterprise Value 959370405 | Price to Sales(TTM) 0.28 |
Enterprise Value 959370405 | Price to Sales(TTM) 0.28 | ||
Enterprise Value to Revenue 0.64 | Enterprise Value to EBITDA 7.56 | Shares Outstanding 172720992 | Shares Floating 140379211 |
Shares Outstanding 172720992 | Shares Floating 140379211 | ||
Percent Insiders 10.38 | Percent Institutions 52.08 |
Upturn AI SWOT
Selectquote Inc
Company Overview
History and Background
SelectQuote, Inc. was founded in 1985. It initially focused on providing term life insurance quotes and has expanded over time to offer a range of insurance products, including Medicare, health, and auto & home insurance. It went public in May 2020.
Core Business Areas
- Senior: Focuses on providing Medicare Advantage and Medicare Supplement plans to seniors. This segment is driven by the aging population and the increasing complexity of Medicare plans.
- Life: Offers term life insurance, whole life insurance, and other life insurance products. It caters to individuals seeking financial protection for their families.
- Auto & Home: Provides auto and home insurance quotes from various carriers, allowing customers to compare rates and coverage options.
Leadership and Structure
Tim Quayle is the Chief Executive Officer. The company operates with a typical corporate structure, including departments for sales, marketing, technology, finance, and operations. They have a board of directors overseeing the company's strategy.
Top Products and Market Share
Key Offerings
- Auto and Home Insurance: SelectQuote provides a platform for comparing auto and home insurance quotes. Competitors include QuoteWizard (owned by LendingTree, TREE), Progressive (PGR), and Geico (BRK.A, BRK.B).
- Life Insurance: SelectQuote offers a variety of life insurance products from multiple carriers. Market share in the life insurance space is fragmented, with large established insurance companies like Prudential (PRU) and New York Life being major competitors. SelectQuote differentiates itself through its multi-carrier comparison platform.
- Medicare Advantage and Supplement Plans: SelectQuote connects consumers with Medicare Advantage and Supplement plans from various insurance carriers. Market share data is not readily available, but SelectQuote is a significant player in the independent agency channel. Competitors include eHealth (EHTH), GoHealth (GOCO), and private Medicare agencies.
Market Dynamics
Industry Overview
The insurance industry is large and competitive, with a growing trend toward online comparison shopping. The Medicare market is experiencing significant growth due to the aging population. The life insurance market is stable but increasingly competitive, while auto and home insurance rates are impacted by factors like weather events and inflation.
Positioning
SelectQuote is positioned as an independent insurance agency that leverages technology to provide consumers with a convenient and transparent way to compare insurance options. Its competitive advantages include its multi-carrier platform, its experienced sales agents, and its strong marketing capabilities.
Total Addressable Market (TAM)
The total addressable market (TAM) for the insurance products SelectQuote offers is estimated to be in the hundreds of billions of dollars annually. SelectQuote's current revenue represents a small fraction of this TAM, indicating significant growth potential.
Upturn SWOT Analysis
Strengths
- Multi-carrier platform
- Experienced sales agents
- Strong marketing capabilities
- Proprietary technology platform
Weaknesses
- Dependence on carrier relationships
- High customer acquisition costs
- Fluctuations in marketing spend efficiency
- Regulatory risks
Opportunities
- Expansion into new insurance products
- Increased penetration of the Medicare market
- Strategic partnerships with insurance carriers
- Leveraging data analytics to improve customer targeting
Threats
- Increased competition from other online insurance agencies
- Changes in insurance regulations
- Economic downturn impacting consumer spending
- Negative publicity or reputational damage
Competitors and Market Share
Key Competitors
- EHTH
- GOCO
- LTC
- PGR
Competitive Landscape
SelectQuote faces intense competition from other online insurance agencies, as well as established insurance carriers. Its key competitive advantages are its multi-carrier platform and its experienced sales agents.
Growth Trajectory and Initiatives
Historical Growth: SelectQuote experienced rapid growth in revenue prior to 2022, fueled by expansion in the Medicare market. However, growth has slowed significantly in recent years.
Future Projections: Analyst estimates suggest modest revenue growth. Profitability improvement is expected, but the outlook is uncertain.
Recent Initiatives: Recent initiatives include cost reduction measures, investment in technology, and expansion into new markets.
Summary
SelectQuote is navigating a challenging insurance landscape with fluctuating revenue, declining profits and increased debt. While the company has strengths in its technology platform and established sales team, it faces significant competition and must execute effectively on its cost-reduction and growth strategies to improve its financial performance. Monitoring regulatory changes and adapting to shifting consumer preferences will be crucial for SelectQuote's success. Currently the company has some financial strains with debt.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company filings
- Analyst reports
- Industry publications
Disclaimers:
This analysis is for informational purposes only and should not be considered financial advice. The information provided is based on available data and assumptions, which are subject to change. Investment decisions should be based on individual circumstances and consultation with a qualified financial advisor.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Selectquote Inc
Exchange NYSE | Headquaters Overland Park, KS, United States | ||
IPO Launch date 2020-05-21 | CEO & Director Mr. Timothy Robert Danker | ||
Sector Financial Services | Industry Insurance Brokers | Full time employees 4292 | Website https://www.selectquote.com |
Full time employees 4292 | Website https://www.selectquote.com | ||
SelectQuote, Inc. operates a technology-enabled, direct-to-consumer distribution platform that sells insurance policies and healthcare services in the United States. The company operates through four segments: Senior, Healthcare Services, Life, and Auto & Home. It distributes senior health policies, such as medicare advantage, medicare supplement, medicare part D, and other ancillary senior health insurance related products, including prescription drugs, dental, vision, and hearing plans; life insurance products, such as term life, final expense, and other ancillary products, which include critical illness, accidental death, and juvenile insurance; homeowners, auto, dwelling fire, and other ancillary insurance products; and non-commercial auto and home property, and casualty policies. The company also provides SelectRx, a patient-centered pharmacy home accredited pharmacy, which offers essential prescription medications, OTC medications, customized medication packaging, medication therapy management, and long-term pharmacy care; and population health that helps members understand the benefits available under their health plans, and contracts with insurance carriers. SelectQuote, Inc. was incorporated in 1999 and is headquartered in Overland Park, Kansas.
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