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SLQT logo SLQT
Upturn stock ratingUpturn stock rating
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Selectquote Inc (SLQT)

Upturn stock ratingUpturn stock rating
$2.26
Last Close (24-hour delay)
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PASS
  • BUY Advisory
  • SELL Advisory (Profit)​
  • SELL Advisory (Loss)​
  • Profit
  • Loss
  • Pass (Skip investing)
Upturn Stock infoUpturn Stock info Stock price based on last close
*as per simulation
(see disclosures)
Time period over
  • ALL
  • YEAR
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Upturn Advisory Summary

08/28/2025: SLQT (1-star) is currently NOT-A-BUY. Pass it for now.

Upturn Star Rating

rating

Not Recommended Performance

These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.

Number of Analysts

rating

4 Analysts rated it

Very few follow this stock; limited insights, higher-risk early investing.

1 Year Target Price $5.25

1 Year Target Price $5.25

Analysts Price Target For last 52 week
$5.25 Target price
52w Low $1.62
Current$2.26
52w High $6.86

Analysis of Past Performance

Type Stock
Historic Profit -17.1%
Avg. Invested days 23
Today’s Advisory PASS
Upturn Star Rating Upturn stock ratingUpturn stock rating
Upturn Advisory Performance Upturn Advisory Performance 2.0
Stock Returns Performance Upturn Returns Performance 1.0
Upturn Profits based on simulationUpturn Profits based on simulation Profits based on simulation
Upturn Profits based on simulationUpturn Profits based on simulation Last Close 08/28/2025

Key Highlights

Company Size Small-Cap Stock
Market Capitalization 416.49M USD
Price to earnings Ratio 226
1Y Target Price 5.25
Price to earnings Ratio 226
1Y Target Price 5.25
Volume (30-day avg) 4
Beta 1.21
52 Weeks Range 1.62 - 6.86
Updated Date 08/29/2025
52 Weeks Range 1.62 - 6.86
Updated Date 08/29/2025
Dividends yield (FY) -
Basic EPS (TTM) 0.01

Analyzing Revenue: Products, Geography and Growth

Revenue by Products

Product revenue - Year on Year

Earnings Date

Report Date 2025-08-21
When -
Estimate -0.16
Actual -0.02

Profitability

Profit Margin 3.12%
Operating Margin (TTM) -2.41%

Management Effectiveness

Return on Assets (TTM) 3.72%
Return on Equity (TTM) 10.66%

Valuation

Trailing PE 226
Forward PE 66.67
Enterprise Value 1024376319
Price to Sales(TTM) 0.27
Enterprise Value 1024376319
Price to Sales(TTM) 0.27
Enterprise Value to Revenue 0.67
Enterprise Value to EBITDA 6.9
Shares Outstanding 172816992
Shares Floating 140586410
Shares Outstanding 172816992
Shares Floating 140586410
Percent Insiders 11.68
Percent Institutions 55.08

ai summary icon Upturn AI SWOT

Selectquote Inc

stock logo

Company Overview

overview logo History and Background

SelectQuote, Inc. was founded in 1985. It has evolved from a direct-to-consumer life insurance provider to a diversified distributor of insurance products, including life, health, senior, and auto & home insurance.

business area logo Core Business Areas

  • Senior: Focuses on Medicare Advantage, Medicare Supplement, and prescription drug plans. This segment connects consumers with appropriate plans based on their individual needs.
  • Life: Offers term life, whole life, and other life insurance products. SelectQuote agents help consumers find suitable coverage options.
  • Health: Provides individual and family health insurance plans, including Affordable Care Act (ACA) plans.
  • Auto & Home: Offers auto and home insurance policies through a network of partner carriers.

leadership logo Leadership and Structure

The leadership team consists of the CEO, CFO, and other key executives. The organizational structure is segmented by business line (Senior, Life, Health, Auto & Home) with support functions such as marketing, technology, and operations.

Top Products and Market Share

overview logo Key Offerings

  • Medicare Advantage Plans: SelectQuote helps consumers enroll in Medicare Advantage plans. Market share data fluctuates but significant. Competitors include eHealth (EHTH), GoHealth (GOCO), and private insurance companies like UnitedHealth Group (UNH) and Humana (HUM).
  • Term Life Insurance: Provides term life insurance policies to consumers. Revenue associated fluctuates based on the product and volume of sales. Competitors include Policygenius, Ladder, and Haven Life, along with traditional insurers.
  • Medicare Supplement Plans: Offer to consumers who are searching for plans to supplement medicare advantage. Market Share fluctuates but is significant. Competitors include eHealth (EHTH), GoHealth (GOCO) and traditional insurance companaies such as Mutual of Omaha

Market Dynamics

industry overview logo Industry Overview

The insurance brokerage industry is highly competitive and regulated, with a growing emphasis on digital distribution and consumer choice. Demand is driven by demographic trends, healthcare costs, and regulatory changes.

Positioning

SelectQuote positions itself as a technology-enabled direct-to-consumer insurance broker, offering a wide range of products and personalized advice. Its competitive advantages include its multi-channel distribution strategy, experienced agents, and proprietary technology.

Total Addressable Market (TAM)

The total addressable market for insurance products is significant, measured in hundreds of billions of dollars. SelectQuote aims to capture a larger share of this market through its expansion into new product lines and geographic regions.

Upturn SWOT Analysis

Strengths

  • Multi-channel distribution (online, phone)
  • Experienced agents
  • Proprietary technology platform
  • Diversified product portfolio
  • Strong brand recognition in certain segments

Weaknesses

  • High customer acquisition costs
  • Dependence on carrier relationships
  • Seasonality in certain business lines
  • Profitability concerns
  • Customer Retention

Opportunities

  • Expanding into new geographic markets
  • Developing new products and services
  • Increasing penetration in existing markets
  • Leveraging technology to improve efficiency
  • Strategic partnerships with carriers

Threats

  • Increased competition
  • Changes in healthcare regulations
  • Economic downturns
  • Adverse selection
  • Data security breaches

Competitors and Market Share

competitor logo Key Competitors

  • EHTH
  • GOCO
  • BMY

Competitive Landscape

SelectQuote faces intense competition from other online insurance brokers, traditional insurance companies, and direct carriers. Its advantages include its technology platform and experienced agents, while its disadvantages include its high customer acquisition costs.

Growth Trajectory and Initiatives

Historical Growth: Historical growth has been driven by expansion in the Senior segment and investments in technology.

Future Projections: Future growth is expected to be driven by continued expansion in the Medicare market and development of new product lines. Analyst estimates vary based on market conditions.

Recent Initiatives: Recent strategic initiatives include investments in technology and marketing, and expansion into new geographic markets.

Summary

SelectQuote is a technology-enabled insurance broker facing a highly competitive market. Its multi-channel distribution and diversified product portfolio are strengths, while profitability and customer acquisition costs pose challenges. Future growth depends on expanding into new markets and improving efficiency, but regulatory changes and economic conditions remain threats. The company is more on the weak side due to profitability concerns.

Peer Comparison

Sources and Disclaimers

Data Sources:

  • Company Filings (SEC)
  • Analyst Reports
  • Industry Publications

Disclaimers:

The data provided is for informational purposes only and should not be considered investment advice. Market share estimates are approximate and based on available data.

Upturn AI SummarizationUpturn AI Summarization AI Summarization is directionally correct and might not be accurate.

Upturn AI SummarizationUpturn AI Summarization Summarized information shown could be a few years old and not current.

Upturn AI SummarizationUpturn AI Summarization Fundamental Rating based on AI could be based on old data.

Upturn AI SummarizationUpturn AI Summarization AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.

About Selectquote Inc

Exchange NYSE
Headquaters Overland Park, KS, United States
IPO Launch date 2020-05-21
CEO & Director Mr. Timothy Robert Danker
Sector Financial Services
Industry Insurance Brokers
Full time employees 4269
Full time employees 4269

SelectQuote, Inc. operates a technology-enabled, direct-to-consumer distribution and engagement platform that sells insurance policies and healthcare services in the United States. The company operates through three segments: Senior, Healthcare Services, and Life. It offers medicare advantage, medicare supplement, medicare part D, and other ancillary senior health insurance-related products, as well as engages in lead generation business; term life, final expense, and other ancillary products; non-commercial auto and home, property, and casualty insurance products. The company also provides SelectRx, a patient-centered pharmacy; Healthcare Select, which uses data from personal health risk and lifestyle assessment; HomeTM (PCPH), an accredited pharmacy; SelectPatient Management (SPM), a platform that helps patients navigate their chronic conditions and manage them using a treatment plan; and individual automobile and homeowners' insurance. SelectQuote, Inc. was incorporated in 1999 and is headquartered in Overland Park, Kansas.