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Upturn AI SWOT - About
U-Haul Holding Company (UHAL-B)
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Upturn Advisory Summary
08/14/2025: UHAL-B (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
0 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
Analysis of Past Performance
Type Stock | Historic Profit -15.37% | Avg. Invested days 25 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  1.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 08/14/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 10.49B USD | Price to earnings Ratio 32.63 | 1Y Target Price 122 |
Price to earnings Ratio 32.63 | 1Y Target Price 122 | ||
Volume (30-day avg) - | Beta 1.24 | 52 Weeks Range 50.00 - 73.78 | Updated Date 06/29/2025 |
52 Weeks Range 50.00 - 73.78 | Updated Date 06/29/2025 | ||
Dividends yield (FY) 0.36% | Basic EPS (TTM) 1.69 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 6.3% | Operating Margin (TTM) -2.99% |
Management Effectiveness
Return on Assets (TTM) 2.31% | Return on Equity (TTM) 5% |
Valuation
Trailing PE 32.63 | Forward PE 47.85 | Enterprise Value 16036066501 | Price to Sales(TTM) 1.8 |
Enterprise Value 16036066501 | Price to Sales(TTM) 1.8 | ||
Enterprise Value to Revenue 2.75 | Enterprise Value to EBITDA 9.14 | Shares Outstanding 168624992 | Shares Floating 107621266 |
Shares Outstanding 168624992 | Shares Floating 107621266 | ||
Percent Insiders 42.81 | Percent Institutions 37.13 |
Upturn AI SWOT
U-Haul Holding Company
Company Overview
History and Background
U-Haul was founded in 1945 in Ridgefield, Washington, by Leonard Shoen and his wife, Anna Mary Carty Shoen. It revolutionized the moving industry by providing affordable rental trailers and trucks. Over time, U-Haul expanded its services to include self-storage, moving supplies, and related products.
Core Business Areas
- Moving and Storage: Provides truck and trailer rentals for individuals and families moving their belongings. This segment also offers self-storage units and moving supplies.
- Property and Casualty Insurance: Offers insurance products related to moving and storage, including coverage for rented equipment and stored possessions.
- Life Insurance: Provides life insurance products through its Oxford Life Insurance subsidiary.
Leadership and Structure
Joe Shoen is the Chairman and CEO. The company operates with a decentralized structure, empowering area field managers.
Top Products and Market Share
Key Offerings
- Truck Rentals: U-Haul's primary offering, providing a fleet of trucks for self-service moving. They command significant market share in the DIY moving market. Competitors include Penske (PAG), Budget Truck Rental (owned by Avis Budget Group (CAR)), and Enterprise Truck Rental (privately owned).
- Trailer Rentals: Offering a variety of trailers for hauling goods. Market share is high, similar to truck rentals, within the DIY market. Competitors are the same as for truck rentals, including Penske, Budget and Enterprise, plus smaller local rental companies.
- Self-Storage: Providing storage units for rent. The self-storage market is fragmented, but U-Haul is a major player. Competitors include Public Storage (PSA), Extra Space Storage (EXR) and Life Storage (LSI, now part of EXR).
- Moving Supplies: Sells boxes, tape, and other supplies. Competitors include Home Depot (HD) and Lowe's (LOW).
Market Dynamics
Industry Overview
The moving and storage industry is driven by factors such as population growth, housing market trends, and economic conditions. The self-storage segment continues to experience growth due to urbanization and increased mobility.
Positioning
U-Haul is positioned as the dominant player in the DIY moving and storage market, leveraging its extensive network of locations and brand recognition. Their competitive advantage lies in its size, accessibility, and established brand.
Total Addressable Market (TAM)
The TAM for the moving and storage industry is estimated to be in the tens of billions of dollars annually. U-Haul captures a significant portion of this market, and their expansion into self-storage increases their exposure to a large growing market.
Upturn SWOT Analysis
Strengths
- Brand recognition
- Extensive network of locations
- Large fleet of trucks and trailers
- Strong presence in the DIY moving market
- Diversified revenue streams (moving, storage, insurance)
Weaknesses
- High capital expenditures for fleet maintenance
- Dependence on economic conditions
- Customer service issues
- Competition from other rental companies
- Insurance risks and liabilities
Opportunities
- Expansion of self-storage facilities
- Growth in online moving and storage services
- Strategic partnerships with real estate companies
- Increase in demand for moving and storage due to population growth
- Technological advancements in fleet management
Threats
- Economic downturns impacting moving activity
- Increased competition from new entrants
- Rising fuel costs
- Changing consumer preferences
- Natural disasters impacting storage facilities
Competitors and Market Share
Key Competitors
- PAG
- CAR
- PSA
- EXR
Competitive Landscape
U-Haul has a significant advantage in terms of its brand awareness, extensive network, and large fleet. It focuses mainly on DIY and has a diverse revenue stream. Others have specific markets and are more specialized, such as storage.
Major Acquisitions
Oxford Life Insurance Company
- Year: 2014
- Acquisition Price (USD millions): 130
- Strategic Rationale: Expanded U-Haul's insurance offerings and added a complementary business line.
Growth Trajectory and Initiatives
Historical Growth: U-Haul Holding Company has experienced steady growth due to its established market position and expansion into new services.
Future Projections: Analysts project continued growth for U-Haul Holding Company, driven by the demand for moving and storage services, particularly from the self-storage business.
Recent Initiatives: U-Haul Holding Company has been focused on expanding its self-storage footprint, investing in technology to improve customer service, and implementing environmentally sustainable practices.
Summary
U-Haul Holding Company is a dominant player in the DIY moving and storage market, benefiting from strong brand recognition and an extensive network. While economic downturns and competition pose challenges, strategic initiatives such as expanding self-storage facilities and investing in technology can drive future growth. Their strengths of size and accessibility are working well, but they need to look out for market shifts and more specialized competition.
Peer Comparison
Sources and Disclaimers
Data Sources:
- U-Haul Holding Company Financial Reports
- Industry Analysis Reports
- Company Press Releases
- Analyst Estimates
- Macrotrends.net
- Yahoo Finance
- Seeking Alpha
Disclaimers:
The data and analysis provided are for informational purposes only and should not be considered financial advice. Market conditions and company performance can change rapidly, so it is essential to conduct your own research and consult with a financial professional before making any investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About U-Haul Holding Company
Exchange NYSE | Headquaters Reno, NV, United States | ||
IPO Launch date 2022-11-10 | Chairman of the Board, President & CEO Mr. Edward Joseph Shoen J.D. | ||
Sector Industrials | Industry Rental & Leasing Services | Full time employees 17901 | Website https://uhaul.com |
Full time employees 17901 | Website https://uhaul.com | ||
U-Haul Holding Company operates as a do-it-yourself moving and storage operator for household and commercial goods in the United States and Canada. It operates through three segments: Moving and Storage, Property and Casualty Insurance, and Life Insurance. It rents trucks, trailers, fixed and portable moving and storage units, specialty rental items, and self-storage spaces primarily to the household movers; and sells moving supplies, towing accessories, and propane. The company also provides uhaul.com, an online marketplace that connects consumers to independent moving help service providers and independent self-storage affiliates; auto transport and toy hauler, and tow dolly options to transport the vehicles; and specialty boxes for dishes, computers, flat screen television, sensitive electronic equipment, tapes, security locks, and packing supplies. In addition, it rents self-moving products and services through a network of managed retail moving stores and independent U-Haul dealers, as well as rents equipment. Further, the company provides moving and storage protection packages, such as Safemove and Safetow packages, which offer moving and towing customers with a damage waiver, cargo protection, and medical and life insurance coverage; Safestor that protects storage and U-Box customers from loss on their goods in storage; Safehaul, which protect customers' belongings in transit through its U-Box portable moving and storage units; Safemove Plus, which provides rental customers with a layer of primary liability protection; Safetrip, a supplemental roadside protection for the customers equipment; and loss adjusting and claims handling services. Additionally, it offers life and health insurance products primarily to the senior market through the direct writing and reinsuring of life insurance, Medicare supplement, and annuity policies. The company was formerly known as AMERCO. U-Haul Holding Company was founded in 1945 and is based in Reno, Nevada.
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