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Upturn AI SWOT - About
U-Haul Holding Company (UHAL-B)
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Upturn Advisory Summary
10/15/2025: UHAL-B (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Analysis of Past Performance
Type Stock | Historic Profit -15.4% | Avg. Invested days 25 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  1.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 10/15/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 10.49B USD | Price to earnings Ratio 32.63 | 1Y Target Price 122 |
Price to earnings Ratio 32.63 | 1Y Target Price 122 | ||
Volume (30-day avg) - | Beta 1.24 | 52 Weeks Range 50.00 - 73.78 | Updated Date 06/29/2025 |
52 Weeks Range 50.00 - 73.78 | Updated Date 06/29/2025 | ||
Dividends yield (FY) 0.36% | Basic EPS (TTM) 1.69 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 6.3% | Operating Margin (TTM) -2.99% |
Management Effectiveness
Return on Assets (TTM) 2.31% | Return on Equity (TTM) 5% |
Valuation
Trailing PE 32.63 | Forward PE 47.85 | Enterprise Value 16036066501 | Price to Sales(TTM) 1.8 |
Enterprise Value 16036066501 | Price to Sales(TTM) 1.8 | ||
Enterprise Value to Revenue 2.75 | Enterprise Value to EBITDA 9.14 | Shares Outstanding 168624992 | Shares Floating 107621266 |
Shares Outstanding 168624992 | Shares Floating 107621266 | ||
Percent Insiders 42.81 | Percent Institutions 37.13 |
Upturn AI SWOT
U-Haul Holding Company
Company Overview
History and Background
U-Haul Holding Company was founded in 1945 in Ridgefield, Washington, by Leonard Shoen and his wife, Anna Mary Carty Shoen. Originally, it was a trailer rental business, addressing the post-World War II need for affordable moving solutions. U-Haul rapidly expanded across North America, innovating self-storage and moving equipment rentals. Over the decades, it transitioned to a diversified moving and storage enterprise.
Core Business Areas
- Moving and Storage: This segment comprises the rental of moving equipment (trucks, trailers, and towing devices), self-storage units, and the sale of moving supplies and boxes. It is the company's core revenue driver.
- Property and Casualty Insurance: U-Haul provides insurance products related to its moving and storage services, including coverage for rented equipment and stored goods. This segment operates under the Repwest Insurance Company subsidiary.
- Life Insurance: Oxford Life Insurance Company provides life insurance products.
- Real Estate: This segment involves owning and managing real estate properties used for self-storage and moving operations.
Leadership and Structure
Joe Shoen serves as the Chairman and President. The company operates with a decentralized management structure, empowering regional managers to oversee operations within their respective territories. U-Haul Holding Company is the parent company of Amerco, which in turn owns U-Haul International, Inc.
Top Products and Market Share
Key Offerings
- Truck Rentals: Truck rentals are a primary revenue source. U-Haul operates a large fleet of trucks of various sizes. Market share data is difficult to pinpoint exactly but estimates put U-Haul as a leading market player. Competitors include Budget Truck Rental, Penske Truck Rental, and Enterprise Truck Rental.
- revenue: Undisclosed specifically. Moving and Storage is core revenue driver.
- Trailer Rentals: Trailer rentals provide an alternative for customers seeking a lower-cost moving solution. Competitors include private individuals offering trailers for rent.
- revenue: Undisclosed specifically. Moving and Storage is core revenue driver.
- Self-Storage: Self-storage facilities offer secure storage spaces for personal and business items. Market share data estimates that U-Haul holds a significant portion of the self-storage market. Competitors include Public Storage, Extra Space Storage (EXR), and Life Storage (LSI).
- revenue: Undisclosed specifically. Moving and Storage is core revenue driver.
- Moving Supplies: Boxes, packing tape, and other moving supplies are sold at U-Haul locations and online.
- revenue: Undisclosed specifically. Moving and Storage is core revenue driver.
Market Dynamics
Industry Overview
The moving and storage industry is influenced by factors such as population migration, housing market trends, and economic conditions. The self-storage market has experienced growth due to increasing urbanization and downsizing trends.
Positioning
U-Haul Holding Company holds a strong position in the moving and storage industry due to its extensive network of locations, brand recognition, and diverse service offerings. Competitive advantages include its large fleet of trucks and trailers, its established self-storage facilities, and its integrated insurance products.
Total Addressable Market (TAM)
The total addressable market for the moving and storage industry is estimated to be in the tens of billions of dollars annually. U-Haul is positioned to capture a significant portion of this market due to its extensive network and brand recognition.
Upturn SWOT Analysis
Strengths
- Large network of locations
- Strong brand recognition
- Diversified service offerings
- Integrated insurance products
- Extensive fleet of trucks and trailers
Weaknesses
- High capital expenditure requirements
- Dependence on economic conditions
- Potential for accidents and liability
- Maintenance costs for the fleet
- Customer Service issues
Opportunities
- Expansion into new markets
- Development of new services
- Increased demand for self-storage
- Partnerships with real estate developers
- Technological improvements (e.g., online booking)
Threats
- Intense competition
- Fluctuations in fuel prices
- Economic downturns
- Changes in government regulations
- Emergence of new technologies (e.g., mobile storage)
Competitors and Market Share
Key Competitors
- Public Storage (PSA)
- Extra Space Storage (EXR)
- Penske Automotive Group (PAG)
- Budget Truck Rental (not publicly traded)
Competitive Landscape
U-Haul's advantages include its extensive network and brand recognition. Disadvantages include high capital expenditure and maintenance costs. Public Storage and Extra Space Storage focus primarily on self-storage, while Penske and Budget compete in truck rentals. Enterprise Rent-A-Car also offers truck rentals.
Major Acquisitions
Storage USA
- Year: 1999
- Acquisition Price (USD millions): 260
- Strategic Rationale: Expanded U-Haul's self-storage portfolio.
Growth Trajectory and Initiatives
Historical Growth: U-Haul's historical growth has been driven by expansion of its network, increasing demand for moving and storage services, and strategic acquisitions.
Future Projections: Future growth is dependent on economic conditions, housing market trends, and the company's ability to innovate and adapt to changing customer needs.
Recent Initiatives: Recent initiatives include expanding self-storage facilities, investing in technology to improve online booking and customer service, and optimizing the fleet of trucks and trailers.
Summary
U-Haul Holding Company remains a strong player in the moving and storage industry due to its established brand and network. The company is strategically expanding its self-storage facilities while investing in technology. Potential threats include increased competition, fuel price volatility, and economic downturns. U-Haul's irregular dividend payments and high capital expenses remain points to watch out for.
Peer Comparison
Sources and Disclaimers
Data Sources:
- U-Haul Holding Company Investor Relations
- Company 10-K Filings
- Industry Reports
- Market Research Reports
Disclaimers:
This analysis is for informational purposes only and should not be considered financial advice. Market data is approximate and may vary. Investors should conduct their own research and consult with a qualified financial advisor before making any investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About U-Haul Holding Company
Exchange NYSE | Headquaters Reno, NV, United States | ||
IPO Launch date 2022-11-10 | Chairman of the Board, President & CEO Mr. Edward Joseph Shoen J.D. | ||
Sector Industrials | Industry Rental & Leasing Services | Full time employees 17901 | Website https://uhaul.com |
Full time employees 17901 | Website https://uhaul.com | ||
U-Haul Holding Company operates as a do-it-yourself moving and storage operator for household and commercial goods in the United States and Canada. It operates through three segments: Moving and Storage, Property and Casualty Insurance, and Life Insurance. It rents trucks, trailers, fixed and portable moving and storage units, specialty rental items, and self-storage spaces primarily to the household movers; and sells moving supplies, towing accessories, and propane. The company also provides uhaul.com, an online marketplace that connects consumers to independent moving help service providers and independent self-storage affiliates; auto transport and toy hauler, and tow dolly options to transport the vehicles; and specialty boxes for dishes, computers, flat screen television, sensitive electronic equipment, tapes, security locks, and packing supplies. In addition, it rents self-moving products and services through a network of managed retail moving stores and independent U-Haul dealers, as well as rents equipment. Further, the company provides moving and storage protection packages, such as Safemove and Safetow packages, which offer moving and towing customers with a damage waiver, cargo protection, and medical and life insurance coverage; Safestor that protects storage and U-Box customers from loss on their goods in storage; Safehaul, which protect customers' belongings in transit through its U-Box portable moving and storage units; Safemove Plus, which provides rental customers with a layer of primary liability protection; Safetrip, a supplemental roadside protection for the customers equipment; and loss adjusting and claims handling services. Additionally, it offers life and health insurance products primarily to the senior market through the direct writing and reinsuring of life insurance, Medicare supplement, and annuity policies. The company was formerly known as AMERCO. U-Haul Holding Company was founded in 1945 and is based in Reno, Nevada.
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