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Unity Bancorp Inc (UNTY)

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Upturn Advisory Summary
12/18/2025: UNTY (3-star) is a STRONG-BUY. BUY since 14 days. Simulated Profits (11.56%). Updated daily EoD!
1 Year Target Price $60
1 Year Target Price $60
| 1 | Strong Buy |
| 2 | Buy |
| 0 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 65.59% | Avg. Invested days 51 | Today’s Advisory Regular Buy |
Upturn Star Rating ![]() | Upturn Advisory Performance | Stock Returns Performance |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 565.72M USD | Price to earnings Ratio 10.69 | 1Y Target Price 60 |
Price to earnings Ratio 10.69 | 1Y Target Price 60 | ||
Volume (30-day avg) 3 | Beta 0.65 | 52 Weeks Range 36.32 - 57.24 | Updated Date 12/18/2025 |
52 Weeks Range 36.32 - 57.24 | Updated Date 12/18/2025 | ||
Dividends yield (FY) 1.01% | Basic EPS (TTM) 5.27 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 44.26% | Operating Margin (TTM) 59.43% |
Management Effectiveness
Return on Assets (TTM) 1.96% | Return on Equity (TTM) 17.46% |
Valuation
Trailing PE 10.69 | Forward PE 8.39 | Enterprise Value 604036672 | Price to Sales(TTM) 4.64 |
Enterprise Value 604036672 | Price to Sales(TTM) 4.64 | ||
Enterprise Value to Revenue 6.32 | Enterprise Value to EBITDA - | Shares Outstanding 10039444 | Shares Floating 7230207 |
Shares Outstanding 10039444 | Shares Floating 7230207 | ||
Percent Insiders 28.36 | Percent Institutions 55.65 |
About Unity Bancorp Inc
Exchange NASDAQ | Headquaters Clinton, NJ, United States | ||
IPO Launch date 1997-01-20 | CEO - | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 238 | Website https://www.unitybank.com |
Full time employees 238 | Website https://www.unitybank.com | ||
Unity Bancorp, Inc. operates as the bank holding company for Unity Bank that provides commercial and retail banking services. It offers personal and business checking, money market, savings, and retirement accounts, as well as time and noninterest and interest-bearing demand deposits. The company also provides commercial, small business administration, consumer, mortgage, and home equity and personal loans; and owner and non-owner-occupied commercial mortgages. In addition, it is involved in the residential construction, commercial, and industrial lending activities secured by business assets, including receivables, inventory, and equipment. Further, the company offers credit and debit cards, wire transfers, safe deposit boxes, automated teller, and internet and mobile banking services; automated clearing house origination and remote deposit capture services; and business services, such as escrow account, merchant, and online services. Unity Bancorp, Inc. was founded in 1991 and is headquartered in Clinton, New Jersey.

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