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Upturn AI SWOT - About
Willis Towers Watson PLC (WTW)
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Upturn Advisory Summary
10/15/2025: WTW (2-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Number of Analysts
18 Analysts rated it
Moderately tracked stock, growing coverage, gaining market and investor attention.
1 Year Target Price $374.44
1 Year Target Price $374.44
| 8 | Strong Buy |
| 5 | Buy |
| 4 | Hold |
| 1 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 42.32% | Avg. Invested days 98 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 10/15/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 33.11B USD | Price to earnings Ratio 229.34 | 1Y Target Price 374.44 |
Price to earnings Ratio 229.34 | 1Y Target Price 374.44 | ||
Volume (30-day avg) 18 | Beta 0.74 | 52 Weeks Range 283.83 - 352.79 | Updated Date 10/15/2025 |
52 Weeks Range 283.83 - 352.79 | Updated Date 10/15/2025 | ||
Dividends yield (FY) 1.06% | Basic EPS (TTM) 1.48 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 1.4% | Operating Margin (TTM) 16.94% |
Management Effectiveness
Return on Assets (TTM) 4.66% | Return on Equity (TTM) 1.67% |
Valuation
Trailing PE 229.34 | Forward PE 17.42 | Enterprise Value 37674144327 | Price to Sales(TTM) 3.38 |
Enterprise Value 37674144327 | Price to Sales(TTM) 3.38 | ||
Enterprise Value to Revenue 3.84 | Enterprise Value to EBITDA 37.71 | Shares Outstanding 97547991 | Shares Floating 97169505 |
Shares Outstanding 97547991 | Shares Floating 97169505 | ||
Percent Insiders 0.25 | Percent Institutions 97.64 |
Upturn AI SWOT
Willis Towers Watson PLC
Company Overview
History and Background
Willis Towers Watson was formed in 2016 through the merger of Willis Group and Towers Watson. Willis Group traces its roots back to 1828, while Towers Watson was founded in 1878. It has evolved through numerous mergers and acquisitions to become a global advisory, broking, and solutions company.
Core Business Areas
- Risk & Broking: Provides risk management, insurance brokerage, and consulting services. Helps clients manage risks related to property, casualty, and other insurable events.
- Corporate Risk and Broking: Offer a suite of services and solutions including brokerage, advisory and risk consulting for a wide variety of global and local clients.
- Health, Wealth & Career: Offers advisory services and technology-enabled solutions to help organizations optimize their employee benefits programs and talent management.
Leadership and Structure
Carl A. Hess is the current CEO. The company operates with a global organizational structure, divided into segments based on service lines and geography. A board of directors provides oversight and strategic guidance.
Top Products and Market Share
Key Offerings
- Insurance Broking: Provides insurance brokerage services, negotiating terms and coverage with insurers on behalf of clients. Competitors include Marsh & McLennan (MMC), Aon (AON), and Gallagher (AJG). Market share data is not consistently reported publicly at a granular product level, however, WTW is generally considered in the top 3 in the industry. Revenue attributable to this offering is a substantial portion of total Risk & Broking revenue.
- Retirement Solutions: Offers actuarial services, pension administration, and investment consulting to help organizations manage their retirement plans. Competitors include Mercer (MMC), Aon (AON), and Buck Consultants. No specific breakdown of market share data available for Retirement Solutions alone.
- Talent and Rewards Consulting: Advises organizations on compensation strategies, talent management, and employee engagement. Competitors include Mercer (MMC), Korn Ferry (KFY), and Deloitte. No specific breakdown of market share data available for Talent and Rewards consulting alone.
Market Dynamics
Industry Overview
The global risk and insurance services industry is characterized by increasing complexity due to evolving regulations, technological advancements, and global risks (e.g., climate change, cybersecurity). The market is competitive, with a mix of large multinational players and smaller specialized firms.
Positioning
Willis Towers Watson is a leading player in the risk and insurance services industry, differentiated by its global reach, diverse service offerings, and expertise across risk, broking, and human capital. It competes on the basis of service quality, innovation, and client relationships.
Total Addressable Market (TAM)
The global risk and insurance services market is estimated to be worth hundreds of billions of dollars. WTW's TAM is significant given its range of products and services, positioning it to capture market share within risk management, insurance brokerage, and human capital consulting.
Upturn SWOT Analysis
Strengths
- Global Presence and Brand Recognition
- Diverse Service Offerings
- Strong Client Relationships
- Expertise in Risk Management and Human Capital
- Advanced Technology Platform
Weaknesses
- Integration Challenges from Mergers
- Complexity in Organizational Structure
- Exposure to Economic Cycles
- High Reliance on Key Personnel
- IT systems integration
Opportunities
- Growing Demand for Risk Management Services
- Expansion into Emerging Markets
- Adoption of New Technologies (e.g., AI, Data Analytics)
- Increased Focus on Employee Wellbeing
- ESG Consulting Services
Threats
- Intense Competition
- Regulatory Changes
- Economic Downturns
- Cybersecurity Risks
- Rising Interest Rates
Competitors and Market Share
Key Competitors
- Marsh & McLennan (MMC)
- Aon (AON)
- Arthur J. Gallagher & Co. (AJG)
Competitive Landscape
WTW's advantages included its global reach and diverse service offerings. Disadvantages might include integration complexities and economic sensitivity.
Major Acquisitions
Acquired Company Name
- Year: 2021
- Acquisition Price (USD millions): 150
- Strategic Rationale: Expand digital capabilities and enhance data analytics offerings.
Growth Trajectory and Initiatives
Historical Growth: Historical growth trends require analyzing past financial statements before the acquisition.
Future Projections: Future projections are not applicable as Willis Towers Watson PLC is no longer a public company.
Recent Initiatives: Prior to the acquisition, WTW focused on digital transformation, expanding its service offerings, and strengthening client relationships.
Summary
Willis Towers Watson, now under Arthur J. Gallagher & Co., possessed a strong global presence and a diverse service portfolio, making it a key player in the risk, broking, and human capital sectors. Integration challenges and economic sensitivities were potential watchouts. Strategic acquisitions and technological advancements played a vital role in their success. Its key areas for growth revolved around digital transformation and expansion into emerging markets before it was acquired by Arthur J Gallagher & Co..
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company filings (SEC)
- Industry reports
- Market research reports
- News articles
Disclaimers:
Data is based on publicly available information and may not be exhaustive. Market share data is estimated. This analysis is for informational purposes only and does not constitute financial advice.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Willis Towers Watson PLC
Exchange NASDAQ | Headquaters - | ||
IPO Launch date 2016-01-05 | CEO & Director Mr. Carl A. Hess CERA, F.S.A. | ||
Sector Financial Services | Industry Insurance Brokers | Full time employees 49000 | Website https://www.wtwco.com |
Full time employees 49000 | Website https://www.wtwco.com | ||
Willis Towers Watson Public Limited Company operates as an advisory, broking, and solutions company worldwide. It operates through two segments: Health, Wealth & Career and Risk & Broking. The company offers strategy and design consulting, plan management service and support, broking and administration services for health, wellbeing, and other group benefit programs, including medical, dental, disability, life, voluntary benefits, and other coverages; actuarial support, plan design, and administrative services for pension and retirement savings plans; retirement consulting services and solutions; and integrated solutions that consists of investment discretionary management, pension administration, core actuarial, and communication and change management assistance services. It also provides advice, data, software, and products to address clients' total rewards and talent issues; and risk advice, insurance brokerage, and consulting services in the areas of property and casualty, affinity, risk and analytics, aerospace, construction, global markets direct and facultative, financial, executive and professional risks, financial solutions, crisis management, surety, marine, and natural resources. In addition, the company offers software and technology, risk and capital management, products and product pricing, financial and regulatory reporting, financial and capital modeling, M&A, outsourcing, and business management services. The company was formerly known as Willis Group Holdings Public Limited Company and changed its name to Willis Towers Watson Public Limited Company in January 2016. Willis Towers Watson Public Limited Company was founded in 1828 and is based in London, the United Kingdom.
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