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Upturn AI SWOT - About
AJG 
Arthur J Gallagher & Co (AJG)
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Upturn Advisory Summary
09/16/2025: AJG (2-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Number of Analysts
17 Analysts rated it
Moderately tracked stock, growing coverage, gaining market and investor attention.
1 Year Target Price $337.87
1 Year Target Price $337.87
| 6 | Strong Buy |
| 3 | Buy |
| 7 | Hold |
| 1 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 21.16% | Avg. Invested days 51 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 09/16/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 76.21B USD | Price to earnings Ratio 45.08 | 1Y Target Price 337.87 |
Price to earnings Ratio 45.08 | 1Y Target Price 337.87 | ||
Volume (30-day avg) 17 | Beta 0.72 | 52 Weeks Range 272.05 - 349.78 | Updated Date 09/15/2025 |
52 Weeks Range 272.05 - 349.78 | Updated Date 09/15/2025 | ||
Dividends yield (FY) 0.84% | Basic EPS (TTM) 6.42 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 14.21% | Operating Margin (TTM) 17.9% |
Management Effectiveness
Return on Assets (TTM) 2.11% | Return on Equity (TTM) 9.51% |
Valuation
Trailing PE 45.08 | Forward PE 21.98 | Enterprise Value 75209192640 | Price to Sales(TTM) 6.6 |
Enterprise Value 75209192640 | Price to Sales(TTM) 6.6 | ||
Enterprise Value to Revenue 6.03 | Enterprise Value to EBITDA 21.49 | Shares Outstanding 256363008 | Shares Floating 253474476 |
Shares Outstanding 256363008 | Shares Floating 253474476 | ||
Percent Insiders 0.92 | Percent Institutions 91.18 |
Upturn AI SWOT
Arthur J Gallagher & Co
Company Overview
History and Background
Arthur J. Gallagher & Co. was founded in 1927. Initially a small, local insurance agency, it has grown through organic growth and acquisitions to become one of the world's largest insurance brokerage and risk management firms.
Core Business Areas
- Brokerage: Provides retail and wholesale insurance brokerage services, offering property and casualty, risk management, and employee benefits solutions.
- Risk Management: Offers claims management, loss control, and other risk management consulting services.
- Corporate: Includes activities such as investments, debt, and stock management
Leadership and Structure
Patrick Gallagher serves as Chairman and CEO. The company operates with a decentralized organizational structure, empowering regional and divisional leadership.
Top Products and Market Share
Key Offerings
- Commercial Property & Casualty Insurance: Insurance coverage for commercial properties and casualty events. Competitors include Marsh McLennan, Aon, and WTW. Market share difficult to pinpoint precisely, but Gallagher is a leading player in this segment.
- Employee Benefits Consulting: Consulting services related to employee benefits programs. Competitors include Mercer, Willis Towers Watson, and Aon. Revenue figures are not directly disclosured for this product.
- Risk Management Consulting: Consulting services to help businesses manage risk. Competitors include Marsh McLennan, Aon, and WTW. Revenue figures are not directly disclosured for this product.
Market Dynamics
Industry Overview
The insurance brokerage and risk management industry is characterized by consolidation, technological advancements, and increasing regulatory scrutiny. Demand is driven by businesses seeking to manage various risks.
Positioning
Arthur J. Gallagher & Co. is a leading global player, known for its decentralized structure and focus on client service. Their acquisition strategy helps maintain their position.
Total Addressable Market (TAM)
The global insurance brokerage market is estimated to be in the hundreds of billions of dollars. Gallagher is well-positioned to capture a significant share of this TAM.
Upturn SWOT Analysis
Strengths
- Strong acquisition track record
- Diversified revenue streams
- Extensive global network
- Strong client relationships
Weaknesses
- Integration risks from acquisitions
- Exposure to economic cycles
- Decentralized structure may create inefficiencies
- Cybersecurity vulnerabilities
Opportunities
- Further consolidation in the insurance brokerage industry
- Expansion into emerging markets
- Development of new risk management solutions
- Technological innovation
Threats
- Increased competition
- Regulatory changes
- Economic downturns
- Cybersecurity threats
Competitors and Market Share
Key Competitors
- MMC
- AON
- WTW
- HUBG
Competitive Landscape
Arthur J. Gallagher & Co. competes effectively with larger rivals through its decentralized structure, acquisition strategy, and focus on specific market segments.
Major Acquisitions
BRP Group's retail business
- Year: 2024
- Acquisition Price (USD millions): 1400
- Strategic Rationale: Expanding retail business.
Growth Trajectory and Initiatives
Historical Growth: Arthur J. Gallagher & Co. has demonstrated consistent growth through acquisitions and organic expansion.
Future Projections: Analyst projections vary but generally indicate continued growth for Arthur J. Gallagher & Co.
Recent Initiatives: Recent initiatives include strategic acquisitions, investments in technology, and expansion into new markets.
Summary
Arthur J. Gallagher & Co. is a well-established player in the insurance brokerage and risk management industry, benefiting from a diversified business model and a track record of successful acquisitions. The company's decentralized structure and focus on client service contribute to its competitiveness. However, integration risks and cybersecurity threats are potential concerns, while future growth relies on capitalizing on market consolidation and technological advancements.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Filings (SEC), Analyst Reports, Industry Publications, Company Website
Disclaimers:
This analysis is based on publicly available information and is for informational purposes only. It does not constitute financial advice. Market share data are estimates and may vary.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Arthur J Gallagher & Co
Exchange NYSE | Headquaters Rolling Meadows, IL, United States | ||
IPO Launch date 1984-09-07 | Chairman & CEO Mr. J. Patrick Gallagher Jr. | ||
Sector Financial Services | Industry Insurance Brokers | Full time employees 55493 | Website https://www.ajg.com |
Full time employees 55493 | Website https://www.ajg.com | ||
Arthur J. Gallagher & Co., together with its subsidiaries, provides insurance and reinsurance brokerage, consulting, and third-party property/casualty claims settlement and administration services to entities and individuals worldwide. It operates in Brokerage and Risk Management segments. The Brokerage segment offers retail and wholesale insurance and reinsurance brokerage services; assists retail brokers and other non-affiliated brokers in the placement of specialized and hard-to-place insurance; and acts as a brokerage wholesaler, managing general agent, and managing general underwriter for distributing specialized insurance coverages to underwriting enterprises. This segment performs activities, including marketing, underwriting, issuing policies, collecting premiums, appointing and supervising other agents, paying claims, and negotiating reinsurance; and offers services in the areas of insurance and reinsurance placement, risk of loss management, and management of employer sponsored benefit programs. The Risk Management segment provides contract claim settlement and administration services; and claims management, loss control consulting, and insurance property appraisal services. The company offers its services through a network of correspondent brokers and consultants. It serves commercial, industrial, public, religious, and nonprofit entities, as well as underwriting enterprises. The company was founded in 1927 and is headquartered in Rolling Meadows, Illinois.
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