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Upturn AI SWOT - About
AEG 
Aegon NV ADR (AEG)
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Upturn Advisory Summary
06/30/2025: AEG (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
2 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $7.26
1 Year Target Price $7.26
| 1 | Strong Buy |
| 0 | Buy |
| 1 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 6.83% | Avg. Invested days 46 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 06/30/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 11.47B USD | Price to earnings Ratio 16.84 | 1Y Target Price 7.26 |
Price to earnings Ratio 16.84 | 1Y Target Price 7.26 | ||
Volume (30-day avg) 2 | Beta 0.9 | 52 Weeks Range 5.27 - 7.31 | Updated Date 06/30/2025 |
52 Weeks Range 5.27 - 7.31 | Updated Date 06/30/2025 | ||
Dividends yield (FY) 6.06% | Basic EPS (TTM) 0.43 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 5.36% | Operating Margin (TTM) 5.93% |
Management Effectiveness
Return on Assets (TTM) 0.07% | Return on Equity (TTM) 7.17% |
Valuation
Trailing PE 16.84 | Forward PE 5.04 | Enterprise Value 13332490239 | Price to Sales(TTM) 0.89 |
Enterprise Value 13332490239 | Price to Sales(TTM) 0.89 | ||
Enterprise Value to Revenue 0.58 | Enterprise Value to EBITDA - | Shares Outstanding 1583859968 | Shares Floating 1214742322 |
Shares Outstanding 1583859968 | Shares Floating 1214742322 | ||
Percent Insiders - | Percent Institutions 12.14 |
Analyst Ratings
Rating 2 | Target Price 7.26 | Buy - | Strong Buy 1 |
Buy - | Strong Buy 1 | ||
Hold 1 | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Aegon NV ADR
Company Overview
History and Background
Aegon NV was founded in 1983 through the merger of AGO Holding NV and Ennia NV. It has evolved from a Dutch insurance group to an international life insurance, pensions, and asset management company.
Core Business Areas
- Americas: Provides life insurance, retirement solutions, and asset management services in the United States.
- Europe: Offers life insurance, pensions, and asset management services in the Netherlands, the United Kingdom, and other European countries.
- Asia: Focuses on life insurance and retirement solutions in selected Asian markets.
- Asset Management: Manages assets for Aegon and third-party clients.
Leadership and Structure
Aegon operates with a management board responsible for day-to-day operations and a supervisory board overseeing the management board. The CEO is Lard Friese.
Top Products and Market Share
Key Offerings
- Life Insurance: Provides various life insurance products, including term life, whole life, and universal life insurance. Market share varies by region; competitive with Prudential Financial, MetLife. Data is not readily publicly available for market share
- Retirement Solutions: Offers retirement savings plans, annuities, and investment products to individuals and employers. Competitors include Fidelity Investments, T. Rowe Price. Data is not readily publicly available for market share
- Asset Management Services: Manages assets for Aegon's insurance operations and third-party clients. Competitors are BlackRock, Vanguard, State Street. Data is not readily publicly available for market share
Market Dynamics
Industry Overview
The insurance and asset management industry is characterized by increasing competition, regulatory changes, and technological advancements. Demographic trends and interest rate fluctuations significantly impact the industry.
Positioning
Aegon is a global player with a strong presence in the US, Europe, and Asia. Its competitive advantage lies in its diverse product portfolio and strong brand recognition.
Total Addressable Market (TAM)
The global insurance market is estimated to be worth trillions of dollars. Aegon is positioned to capture a portion of this TAM through its diversified business model, with an estimated TAM of $6.3 Trillion by 2027, according to Global Market Insights
Upturn SWOT Analysis
Strengths
- Strong brand recognition
- Diversified business model
- Global presence
- Solid capital position
- Established distribution network
Weaknesses
- Exposure to interest rate risk
- Complex regulatory environment
- Legacy IT systems
- Inconsistent profitability
- Dependence on market performance
Opportunities
- Growing demand for retirement solutions
- Expansion in emerging markets
- Digital transformation
- Strategic acquisitions
- Increasing demand for asset management services
Threats
- Intense competition
- Regulatory changes
- Economic downturns
- Low interest rates
- Cybersecurity risks
Competitors and Market Share
Key Competitors
- PRU
- MET
- LNC
Competitive Landscape
Aegon faces intense competition from larger, more established players. Its competitive advantage lies in its focus on specific market segments and its diversified product offerings.
Major Acquisitions
Transamerica Life (Netherlands)
- Year: 2023
- Acquisition Price (USD millions): 197
- Strategic Rationale: Strengthen Aegon's position in the Dutch market and expand its life insurance business.
Growth Trajectory and Initiatives
Historical Growth: Historical growth trends not available within this response due to real-time data constraints.
Future Projections: Future growth projections not available within this response due to real-time data constraints.
Recent Initiatives: Recent initiatives include digital transformation, cost-cutting measures, and strategic acquisitions.
Summary
Aegon is a global insurance and asset management company with a diversified business model. Its strengths include a strong brand and global presence. However, it faces challenges such as regulatory changes and intense competition, and must continue to grow its marketshare.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Filings
- Industry Reports
- Analyst Estimates
- Company Website
Disclaimers:
The data provided is for informational purposes only and should not be considered financial advice. Market share data is estimated based on available reports and may not be precise. Real-time financial data is not included.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Aegon NV ADR
Exchange NYSE | Headquaters - | ||
IPO Launch date 1985-07-01 | CEO, Chairman of Management Board & Executive Director Mr. E. Lard Friese | ||
Sector Financial Services | Industry Insurance - Diversified | Full time employees 15582 | Website https://www.aegon.com |
Full time employees 15582 | Website https://www.aegon.com | ||
Aegon Ltd. provides insurance, pensions, retirement, and asset management services in the Americas, the Netherlands, the United Kingdom, and internationally. It offers life, accident, property and casualty, and health insurance; annuities, retirement plans, mutual funds, and stable value solutions; commercial and residential mortgage loans; digital saving services; retail and institutional investment management solutions; and investment vehicles. The company provides its products under the Transamerica and World Financial Group brands. Aegon Ltd. was founded in 1844 and is headquartered in The Hague, the Netherlands.
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