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Upturn AI SWOT - About
AEG 
Aegon NV ADR (AEG)
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Upturn Advisory Summary
08/28/2025: AEG (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
2 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $8.13
1 Year Target Price $8.13
| 1 | Strong Buy |
| 0 | Buy |
| 1 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 15.59% | Avg. Invested days 50 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 08/28/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 12.40B USD | Price to earnings Ratio 8.57 | 1Y Target Price 8.13 |
Price to earnings Ratio 8.57 | 1Y Target Price 8.13 | ||
Volume (30-day avg) 2 | Beta 0.9 | 52 Weeks Range 5.25 - 8.10 | Updated Date 08/29/2025 |
52 Weeks Range 5.25 - 8.10 | Updated Date 08/29/2025 | ||
Dividends yield (FY) 4.87% | Basic EPS (TTM) 0.91 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date 2025-08-22 | When Before Market | Estimate - | Actual 0.36 |
Profitability
Profit Margin 10.13% | Operating Margin (TTM) 10.91% |
Management Effectiveness
Return on Assets (TTM) 0.23% | Return on Equity (TTM) 14.96% |
Valuation
Trailing PE 8.57 | Forward PE 8.59 | Enterprise Value 13593735382 | Price to Sales(TTM) 0.95 |
Enterprise Value 13593735382 | Price to Sales(TTM) 0.95 | ||
Enterprise Value to Revenue 0.68 | Enterprise Value to EBITDA - | Shares Outstanding 1565529984 | Shares Floating 1200421743 |
Shares Outstanding 1565529984 | Shares Floating 1200421743 | ||
Percent Insiders - | Percent Institutions 12.81 |
Upturn AI SWOT
Aegon NV ADR
Company Overview
History and Background
Aegon NV, founded in 1844, is a multinational life insurance, pensions, and asset management company headquartered in The Hague, Netherlands. It has grown through mergers and acquisitions to become a global player in the financial services industry.
Core Business Areas
- Americas: Provides life insurance, retirement savings, and asset management products to individuals and institutions in the United States and Canada.
- Europe: Offers life insurance, pensions, and asset management products to individuals and businesses across Europe, with a strong presence in the Netherlands and the United Kingdom.
- Asia: Focuses on life insurance and retirement savings in Asia, primarily through partnerships and joint ventures in key markets like China and India.
- Asset Management: Manages assets for Aegon's insurance businesses and for third-party clients globally.
Leadership and Structure
Aegon's leadership team comprises a Management Board and a Supervisory Board. The organizational structure is designed to manage global operations through regional hubs and business lines.
Top Products and Market Share
Key Offerings
- Life Insurance: Provides financial protection to families in the event of death. Market share varies by region; competition includes Prudential, MetLife, and Allianz. Revenue is not specified but is a core revenue driver
- Retirement Savings: Offers products like annuities and 401(k) plans to help individuals save for retirement. Competitors include Fidelity, Vanguard, and TIAA-CREF. Revenue is not specified but is a core revenue driver
- Asset Management: Manages investments for institutions and individuals. Competitors include BlackRock, Vanguard and State Street. Revenue is not specified but is a core revenue driver
Market Dynamics
Industry Overview
The life insurance and asset management industry is characterized by increasing regulatory scrutiny, low interest rates, and growing competition from fintech companies. Demographic trends, such as aging populations, are driving demand for retirement products.
Positioning
Aegon is positioned as a global provider of life insurance, pensions, and asset management. Its competitive advantages include a diversified product portfolio, a strong brand reputation in key markets, and a global distribution network.
Total Addressable Market (TAM)
The global life insurance market is estimated to be trillions of dollars. Aegon is positioned to capture a portion of this TAM through its diverse product offerings and global presence.
Upturn SWOT Analysis
Strengths
- Global brand recognition
- Diversified product portfolio
- Strong presence in key markets
- Experienced management team
- Solid capital position
Weaknesses
- Exposure to macroeconomic volatility
- Complex organizational structure
- Geographic concentration in certain markets
- Legacy IT systems
- Vulnerable to interest rate risk
Opportunities
- Expansion into emerging markets
- Growth in demand for retirement products
- Strategic acquisitions
- Digital transformation
- Increased focus on sustainable investing
Threats
- Increasing regulatory scrutiny
- Low interest rates
- Intense competition
- Cybersecurity risks
- Economic downturns
Competitors and Market Share
Key Competitors
- PRU
- MET
- ALL
Competitive Landscape
Aegon faces intense competition from large, well-established players in the life insurance and asset management industry. The company's advantages include its global brand and diversified product portfolio. However, it faces challenges from competitors with greater scale and resources.
Major Acquisitions
Transamerica
- Year: 1999
- Acquisition Price (USD millions): 9700
- Strategic Rationale: Expanded Aegon's presence in the US market significantly.
Growth Trajectory and Initiatives
Historical Growth: Aegon's historical growth has been driven by organic expansion and strategic acquisitions. The company has focused on growing its presence in key markets and expanding its product portfolio.
Future Projections: Future growth is expected to be driven by demographic trends, increasing demand for retirement products, and expansion into emerging markets. Analyst estimates vary based on economic conditions and company performance.
Recent Initiatives: Recent initiatives include digital transformation, cost reduction programs, and strategic acquisitions to enhance growth and profitability.
Summary
Aegon NV ADR is a global financial services company with a diversified portfolio. It has a strong global presence. However, it faces challenges from increasing regulatory scrutiny, low interest rates, and intense competition. Its recent initiatives to transform the business will be key.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Filings
- Industry Reports
- Analyst Estimates
Disclaimers:
The information provided is for informational purposes only and should not be considered financial advice. Market share data is based on estimates and may not be precise.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Aegon NV ADR
Exchange NYSE | Headquaters - | ||
IPO Launch date 1985-07-01 | CEO, Chairman of Management Board & Executive Director Mr. E. Lard Friese | ||
Sector Financial Services | Industry Insurance - Diversified | Full time employees 15500 | Website https://www.aegon.com |
Full time employees 15500 | Website https://www.aegon.com | ||
Aegon Ltd. provides insurance, pensions, retirement, and asset management services in the Americas, the Netherlands, the United Kingdom, and internationally. It offers life, accident, property and casualty, and health insurance; annuities, retirement plans, mutual funds, and stable value solutions; commercial and residential mortgage loans; digital saving services; retail and institutional investment management solutions; and investment vehicles. The company provides its products under the Transamerica and World Financial Group brands. Aegon Ltd. was founded in 1844 and is headquartered in The Hague, the Netherlands.
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