Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
Help & Tutorial - Chart
- Upturn Summary
- Highlights
- Valuation
Upturn AI SWOT - About
AFCG 
AFC Gamma Inc (AFCG)
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- Pass (Skip investing)
Stock price based on last close (see disclosures)
- ALL
- 1Y
- 1M
- 1W
Upturn Advisory Summary
12/04/2025: AFCG (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
6 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $7.33
1 Year Target Price $7.33
| 3 | Strong Buy |
| 0 | Buy |
| 3 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 21.78% | Avg. Invested days 42 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 12/04/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 65.30M USD | Price to earnings Ratio - | 1Y Target Price 7.33 |
Price to earnings Ratio - | 1Y Target Price 7.33 | ||
Volume (30-day avg) 6 | Beta 1.06 | 52 Weeks Range 2.52 - 8.38 | Updated Date 12/5/2025 |
52 Weeks Range 2.52 - 8.38 | Updated Date 12/5/2025 | ||
Dividends yield (FY) 29.05% | Basic EPS (TTM) -1.06 |
Earnings Date
Report Date 2025-11-05 | When - | Estimate 0.21 | Actual -0.57 |
Profitability
Profit Margin - | Operating Margin (TTM) 365.1% |
Management Effectiveness
Return on Assets (TTM) -6.89% | Return on Equity (TTM) -12.03% |
Valuation
Trailing PE - | Forward PE 4.84 | Enterprise Value 131235728 | Price to Sales(TTM) 8.03 |
Enterprise Value 131235728 | Price to Sales(TTM) 8.03 | ||
Enterprise Value to Revenue 11.54 | Enterprise Value to EBITDA - | Shares Outstanding 22594541 | Shares Floating 16265358 |
Shares Outstanding 22594541 | Shares Floating 16265358 | ||
Percent Insiders 28.79 | Percent Institutions 24.27 |
Upturn AI SWOT
AFC Gamma Inc
Company Overview
History and Background
AFC Gamma, Inc. (AFCG) was founded in 2020. It is a commercial real estate finance company specializing in providing financing solutions to established cannabis operators. It went public in early 2021.
Core Business Areas
- Real Estate Lending: AFC Gamma originates, structures, funds and manages senior secured loans and other types of financing for cannabis operators nationwide for real estate transactions, equipment and other types of infrastructure.
Leadership and Structure
Leonard M. Tannenbaum serves as the Chief Executive Officer. The company operates as a REIT, with a board of directors overseeing management.
Top Products and Market Share
Key Offerings
- Senior Secured Loans: AFC Gamma's primary product is senior secured loans to cannabis operators, typically secured by real estate and other assets. Market share data is difficult to ascertain precisely, but AFCG is a leading lender in the space. Competitors include Innovative Industrial Properties (IIPR) and other private lenders.
Market Dynamics
Industry Overview
The cannabis industry is experiencing rapid growth, but remains subject to regulatory uncertainties and limited access to traditional financing. This creates opportunities for specialized lenders like AFC Gamma.
Positioning
AFC Gamma is positioned as a leading provider of senior secured loans in the cannabis industry, offering financing solutions to established operators. Its competitive advantage lies in its expertise, established relationships, and focus on credit quality.
Total Addressable Market (TAM)
The total addressable market for cannabis lending is estimated to be in the billions of dollars. AFC Gamma is positioned to capture a significant share of this market by focusing on established and well-capitalized operators.
Upturn SWOT Analysis
Strengths
- Experienced management team
- Strong focus on credit quality
- Established relationships with cannabis operators
- Senior secured lending strategy
Weaknesses
- Concentration in the cannabis industry
- Reliance on regulatory environment
- Smaller market cap compared to diversified REITs
- Higher cost of capital
Opportunities
- Continued growth of the cannabis industry
- Increasing demand for financing solutions
- Expansion into new markets
- Potential for regulatory reform
Threats
- Regulatory changes impacting the cannabis industry
- Increased competition from other lenders
- Economic downturn affecting cannabis operators
- Federal legalization reducing financing needs
Competitors and Market Share
Key Competitors
- IIPR
- CHW
Competitive Landscape
AFC Gamma competes with other REITs and private lenders in the cannabis industry. It differentiates itself through its focus on credit quality and senior secured lending. IIPR is generally larger, but AFCG can potentially be more nimble.
Growth Trajectory and Initiatives
Historical Growth: AFC Gamma's historical growth has been driven by the expansion of its loan portfolio and the growth of the cannabis industry.
Future Projections: Future growth projections depend on factors such as the pace of cannabis industry growth, regulatory changes, and AFC Gamma's ability to maintain its competitive position. Analyst estimates change constantly.
Recent Initiatives: Recent strategic initiatives are normally available in press releases and annual reports.
Summary
AFC Gamma is a leading lender in the cannabis industry with a focus on senior secured loans. Its strengths include an experienced management team and a focus on credit quality. However, it faces risks related to regulatory changes and competition. The company's future growth depends on the continued expansion of the cannabis industry and its ability to maintain its competitive position.
Similar Stocks
Sources and Disclaimers
Data Sources:
- Company filings
- Industry reports
- Financial news sources
Disclaimers:
This analysis is for informational purposes only and does not constitute financial advice. Investment decisions should be based on thorough research and consultation with a financial advisor. Market share data is estimated.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About AFC Gamma Inc
Exchange NASDAQ | Headquaters West Palm Beach, FL, United States | ||
IPO Launch date 2021-03-19 | CEO & Partner Mr. Daniel Neville | ||
Sector Real Estate | Industry REIT - Mortgage | Full time employees - | |
Full time employees - | |||
Advanced Flower Capital Inc. originates, structures, underwrites, invests in, and manages senior secured loans and other types of mortgage loans and debt securities for established companies operating in the cannabis industry. It primarily originates loans structured as senior loans secured by real estate, equipment, cash flows, and licenses and/or other assets of the loan parties to the extent permitted by applicable laws and the regulations governing such loan parties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was formerly known as AFC Gamma, Inc. and changed its name to Advanced Flower Capital Inc. in October 2024. Advanced Flower Capital Inc. was incorporated in 2020 and is based in West Palm Beach, Florida.
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.