Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
Help & Tutorial 
Cancel anytime
- Chart
- Upturn Summary
- Highlights
- Valuation
Upturn AI SWOT - About
AFCG 
AFC Gamma Inc (AFCG)
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- Pass (Skip investing)
Stock price based on last close (see disclosures)
- ALL
- YEAR
- MONTH
- WEEK
Upturn Advisory Summary
10/15/2025: AFCG (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
6 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $8.12
1 Year Target Price $8.12
| 3 | Strong Buy |
| 0 | Buy |
| 3 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 21.78% | Avg. Invested days 42 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 10/15/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 80.21M USD | Price to earnings Ratio - | 1Y Target Price 8.12 |
Price to earnings Ratio - | 1Y Target Price 8.12 | ||
Volume (30-day avg) 6 | Beta 1.08 | 52 Weeks Range 3.20 - 9.06 | Updated Date 10/15/2025 |
52 Weeks Range 3.20 - 9.06 | Updated Date 10/15/2025 | ||
Dividends yield (FY) 31.33% | Basic EPS (TTM) -0.44 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin -99.81% | Operating Margin (TTM) 124.58% |
Management Effectiveness
Return on Assets (TTM) -2.37% | Return on Equity (TTM) -3.56% |
Valuation
Trailing PE - | Forward PE 3.96 | Enterprise Value 176108240 | Price to Sales(TTM) 9.2 |
Enterprise Value 176108240 | Price to Sales(TTM) 9.2 | ||
Enterprise Value to Revenue 8.18 | Enterprise Value to EBITDA - | Shares Outstanding 22594541 | Shares Floating 17036284 |
Shares Outstanding 22594541 | Shares Floating 17036284 | ||
Percent Insiders 24.6 | Percent Institutions 28.41 |
Upturn AI SWOT
AFC Gamma Inc
Company Overview
History and Background
AFC Gamma, Inc. was founded in 2020. It is a commercial real estate finance company specializing in providing financing solutions to established cannabis operators across the United States.
Core Business Areas
- Commercial Real Estate Lending: AFC Gamma focuses on originating, structuring, underwriting, and managing senior secured loans and other types of financing for cannabis companies with real estate collateral.
Leadership and Structure
Leonard M. Tannenbaum is the Chief Executive Officer. The company operates as a REIT (Real Estate Investment Trust).
Top Products and Market Share
Key Offerings
- Senior Secured Loans: AFC Gamma's primary product is senior secured loans to cannabis companies, backed by real estate and other assets. Market share data is not readily available for AFC Gamma specifically, but the cannabis lending market is competitive with a fragmented landscape of private credit funds, REITs, and other lenders. Competitors include Chicago Atlantic Real Estate Finance, Innovative Industrial Properties (IIPR), and many smaller private lenders. Revenue data tied specifically to senior secured loans is available in the company's financial reports.
Market Dynamics
Industry Overview
The cannabis industry is rapidly growing but faces regulatory hurdles and limited access to traditional banking services. This creates a need for specialized lenders like AFC Gamma. The industry faces challenges with changing regulations and fluctuating demand.
Positioning
AFC Gamma is positioned as a specialized lender focused on the cannabis industry, offering financing solutions that traditional banks often avoid. Their competitive advantage lies in their expertise in cannabis real estate and regulatory compliance.
Total Addressable Market (TAM)
The total addressable market for cannabis lending is estimated to be billions of dollars annually. AFC Gamma is positioned to capture a significant portion of this market with its specialized expertise and focus on senior secured loans.
Upturn SWOT Analysis
Strengths
- Specialized expertise in cannabis real estate lending
- Strong origination capabilities
- Experienced management team
- High-yielding loan portfolio
- REIT structure provides tax advantages
Weaknesses
- Concentration risk in the cannabis industry
- Regulatory uncertainty surrounding cannabis
- Small market capitalization relative to peers
- Reliance on a limited number of borrowers
- Sensitivity to changes in interest rates
Opportunities
- Expansion into new cannabis markets
- Diversification of loan products
- Strategic partnerships with cannabis operators
- Increased institutional investment in cannabis
- Potential for federal cannabis legalization
Threats
- Increased competition from other lenders
- Changes in cannabis regulations
- Economic downturn impacting cannabis sales
- Default risk from borrowers
- Volatility in cannabis prices
Competitors and Market Share
Key Competitors
- IIPR
- CHicago Atlantic Real Estate Finance (REFI)
- NewLake Capital Partners, Inc. (NLCP)
Competitive Landscape
AFC Gamma's advantages include its specialized expertise and focus on senior secured loans. Disadvantages include its smaller market capitalization and concentration risk.
Growth Trajectory and Initiatives
Historical Growth: Historical growth can be assessed by examining past revenue growth, loan portfolio expansion, and earnings growth. The data is available in SEC filings.
Future Projections: Future projections are typically provided by analysts and can be found on financial websites. These projections consider industry trends, regulatory changes, and company-specific factors.
Recent Initiatives: Recent initiatives might include new loan originations, strategic partnerships, and expansion into new markets. Press releases and investor presentations provide information on these initiatives.
Summary
AFC Gamma is a specialized lender in the cannabis industry, offering crucial financing to operators. The company's expertise and high-yielding loan portfolio are strengths, but it faces risks from regulatory uncertainty and industry concentration. Growth opportunities lie in expanding into new markets and diversifying loan products, while threats include increased competition and economic downturns. The REIT structure provides some financial advantage due to tax benefits.
Peer Comparison
Sources and Disclaimers
Data Sources:
- SEC Filings (10-K, 10-Q)
- Company Website
- Investor Presentations
- Financial News Outlets
- Analyst Reports
Disclaimers:
The information provided is for informational purposes only and should not be considered financial advice. Investment decisions should be based on thorough research and consultation with a financial advisor.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About AFC Gamma Inc
Exchange NASDAQ | Headquaters West Palm Beach, FL, United States | ||
IPO Launch date 2021-03-19 | CEO & Partner Mr. Daniel Neville | ||
Sector Real Estate | Industry REIT - Mortgage | Full time employees - | |
Full time employees - | |||
Advanced Flower Capital Inc. originates, structures, underwrites, invests in, and manages senior secured loans and other types of mortgage loans and debt securities for established companies operating in the cannabis industry. It primarily originates loans structured as senior loans secured by real estate, equipment, cash flows, and licenses and/or other assets of the loan parties to the extent permitted by applicable laws and the regulations governing such loan parties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was formerly known as AFC Gamma, Inc. and changed its name to Advanced Flower Capital Inc. in October 2024. Advanced Flower Capital Inc. was incorporated in 2020 and is based in West Palm Beach, Florida.
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.