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Upturn AI SWOT - About
ALL 
The Allstate Corporation (ALL)
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Upturn Advisory Summary
10/23/2025: ALL (1-star) is a SELL. SELL since 5 days. Simulated Profits (-7.94%). Updated daily EoD!
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
20 Analysts rated it
Well-followed company, solid analyst reports, reliable data for confident investing.
1 Year Target Price $232.4
1 Year Target Price $232.4
| 9 | Strong Buy |
| 7 | Buy |
| 2 | Hold |
| 1 | Sell |
| 1 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 25.61% | Avg. Invested days 54 | Today’s Advisory SELL |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 10/23/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 51.89B USD | Price to earnings Ratio 9.17 | 1Y Target Price 232.4 |
Price to earnings Ratio 9.17 | 1Y Target Price 232.4 | ||
Volume (30-day avg) 20 | Beta 0.38 | 52 Weeks Range 173.88 - 215.70 | Updated Date 10/22/2025 |
52 Weeks Range 173.88 - 215.70 | Updated Date 10/22/2025 | ||
Dividends yield (FY) 1.98% | Basic EPS (TTM) 21.25 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 8.79% | Operating Margin (TTM) 11.59% |
Management Effectiveness
Return on Assets (TTM) 3.83% | Return on Equity (TTM) 27.01% |
Valuation
Trailing PE 9.17 | Forward PE 9.15 | Enterprise Value 64431755193 | Price to Sales(TTM) 0.78 |
Enterprise Value 64431755193 | Price to Sales(TTM) 0.78 | ||
Enterprise Value to Revenue 0.98 | Enterprise Value to EBITDA - | Shares Outstanding 263505334 | Shares Floating 261700322 |
Shares Outstanding 263505334 | Shares Floating 261700322 | ||
Percent Insiders 0.58 | Percent Institutions 81.86 |
Upturn AI SWOT
The Allstate Corporation
Company Overview
History and Background
The Allstate Corporation was founded in 1931 as part of Sears, Roebuck and Co. It became a publicly traded company in 1993. Initially focused on auto insurance, it has expanded into various insurance and financial service offerings.
Core Business Areas
- Property-Liability: Provides auto, homeowners, and other property insurance policies to individuals and businesses. This is the core business segment.
- Life Insurance: Offers life insurance products, including term life, whole life, and universal life insurance.
- Allstate Financial: Encompasses retirement and investment products and services.
Leadership and Structure
The leadership team includes the CEO, CFO, and other key executives. The organizational structure is hierarchical, with various business units reporting to corporate leadership.
Top Products and Market Share
Key Offerings
- Auto Insurance: Allstate's auto insurance is a primary product, offering coverage for vehicle damage, liability, and medical payments. Competitors include State Farm, GEICO, and Progressive. Market share is around 9% (2023).
- Homeowners Insurance: Provides coverage for damage to homes and personal property, as well as liability protection. Competitors include State Farm, Liberty Mutual, and Travelers. Market Share is around 7.5% (2023).
- Life Insurance: Offers various life insurance policies. Competitors include Prudential, New York Life, and Northwestern Mutual. Market share is smaller compared to auto and home insurance.
Market Dynamics
Industry Overview
The insurance industry is highly competitive and regulated. It's influenced by factors such as economic conditions, interest rates, and natural disasters.
Positioning
Allstate is one of the largest publicly held personal lines insurers in the U.S., with a strong brand recognition. Its competitive advantage lies in its agent network and brand reputation.
Total Addressable Market (TAM)
The TAM for the US insurance market is estimated to be hundreds of billions of dollars annually. Allstate is well-positioned to capture a significant portion of this market, but faces intense competition.
Upturn SWOT Analysis
Strengths
- Strong brand recognition
- Extensive agent network
- Diversified product portfolio
- Financial stability
Weaknesses
- Higher expense ratio compared to some competitors
- Dependence on agent network may limit growth
- Vulnerable to large-scale catastrophic events
Opportunities
- Expansion into new markets and demographics
- Increased use of technology to improve efficiency
- Growing demand for insurance products in emerging markets
- Partnerships with other companies
Threats
- Intense competition from other insurers
- Economic downturns reducing demand for insurance
- Rising claims costs due to inflation and natural disasters
- Changing regulatory environment
Competitors and Market Share
Key Competitors
- State Farm (N/A)
- Progressive (PGR)
- GEICO (BRK.A)
Competitive Landscape
Allstate competes with other large national insurers and regional players. It faces challenges from companies with lower expense ratios and more aggressive pricing strategies.
Major Acquisitions
National General Holdings Corp
- Year: 2021
- Acquisition Price (USD millions): 4000
- Strategic Rationale: Expand Allstate's independent agent distribution channel.
Growth Trajectory and Initiatives
Historical Growth: Allstate has grown steadily over the past decade through organic growth and acquisitions.
Future Projections: Analysts project continued growth in revenue and earnings, driven by increasing demand for insurance products.
Recent Initiatives: Recent initiatives include investments in technology, expansion into new markets, and product innovation.
Summary
Allstate is a major player in the insurance industry with a strong brand and extensive network. While it faces intense competition and is vulnerable to catastrophic events, its diversified product portfolio and financial stability position it well for continued growth. The company's challenges include improving its expense ratio and adapting to changing consumer preferences and technology.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company filings
- Industry reports
- Analyst estimates
- Market research reports
Disclaimers:
The data and analysis provided are for informational purposes only and should not be considered financial advice. Market conditions and company performance can change rapidly, and past performance is not indicative of future results.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About The Allstate Corporation
Exchange NYSE | Headquaters Northbrook, IL, United States | ||
IPO Launch date 1993-06-02 | Chairman of the Board, President & CEO Mr. Thomas Joseph Wilson II | ||
Sector Financial Services | Industry Insurance - Property & Casualty | Full time employees 55000 | Website https://www.allstate.com |
Full time employees 55000 | Website https://www.allstate.com | ||
The Allstate Corporation, together with its subsidiaries, provides property and casualty, and other insurance products in the United States and Canada. It operates in five segments: Allstate Protection; Run-off Property-Liability; Protection Services; Allstate Health and Benefits; and Corporate and Other. The company offers private passenger auto, homeowners, personal lines, and commercial insurance products through agents, contact centers, and online; and property and casualty insurance products. It also provides consumer product protection plans, device and mobile data collection services, and analytic solutions using automotive telematics information, roadside assistance, and protection plans; and insurance products, such as identity protection and restoration through Allstate Protection Plans, Allstate Dealer Services, Allstate Roadside, Arity, and Allstate Identity Protection brands. In addition, the company offers life, accident, critical illness, hospital indemnity, short-term disability, and other health insurance products; self-funded stop-loss and fully insured group health products to employers; medicare supplement, ancillary products, and short-term medical insurance to individuals through independent agents, owned agencies, benefits brokers, and Allstate exclusive agents. Further, it offers automotive protection; vehicle service contracts, guaranteed asset protection, road hazard tires and wheels, and paintless dent repair protection; and roadside assistance, mobility data collection services, and analytic solutions using automotive telematics information, identity theft protection, and remediation services. The Allstate Corporation was founded in 1931 and is headquartered in Northbrook, Illinois.
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