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Upturn AI SWOT - About
ALL 
The Allstate Corporation (ALL)
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Stock price based on last close (see disclosures)
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Upturn Advisory Summary
04/22/2025: ALL (4-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Above Average Performance
These Stocks/ETFs, based on Upturn Advisory, frequently surpass the market, reflecting reliable and trustworthy advice.
Analysis of Past Performance
Type Stock | Historic Profit 35.25% | Avg. Invested days 61 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 04/22/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 53.53B USD | Price to earnings Ratio 11.41 | 1Y Target Price 224.29 |
Price to earnings Ratio 11.41 | 1Y Target Price 224.29 | ||
Volume (30-day avg) 2134054 | Beta 0.36 | 52 Weeks Range 154.43 - 212.91 | Updated Date 04/23/2025 |
52 Weeks Range 154.43 - 212.91 | Updated Date 04/23/2025 | ||
Dividends yield (FY) 2.14% | Basic EPS (TTM) 16.99 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date 2025-04-29 | When After Market | Estimate - | Actual - |
Profitability
Profit Margin 7.28% | Operating Margin (TTM) 15.51% |
Management Effectiveness
Return on Assets (TTM) 3.62% | Return on Equity (TTM) 23.59% |
Valuation
Trailing PE 11.41 | Forward PE 11.1 | Enterprise Value 60792467805 | Price to Sales(TTM) 0.81 |
Enterprise Value 60792467805 | Price to Sales(TTM) 0.81 | ||
Enterprise Value to Revenue 0.95 | Enterprise Value to EBITDA - | Shares Outstanding 265139008 | Shares Floating 263200019 |
Shares Outstanding 265139008 | Shares Floating 263200019 | ||
Percent Insiders 0.58 | Percent Institutions 80.21 |
Analyst Ratings
Rating 4.15 | Target Price 224.29 | Buy 7 | Strong Buy 9 |
Buy 7 | Strong Buy 9 | ||
Hold 2 | Sell 2 | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
The Allstate Corporation
Company Overview
History and Background
The Allstate Corporation was founded in 1931 as part of Sears, Roebuck & Co. It became a publicly traded company in 1993 and has grown to be one of the largest insurance providers in the U.S.
Core Business Areas
- Allstate Protection: Offers auto, homeowners, life, and other personal lines insurance products.
- Allstate Financial Lines: Provides retirement and investment products.
- Allstate Brand: The primary insurance brand for the company, focusing on direct-to-consumer sales as well as through agencies.
Leadership and Structure
The leadership team is headed by the CEO. The company is structured into business units focusing on different insurance products and distribution channels.
Top Products and Market Share
Key Offerings
- Auto Insurance: Provides coverage for vehicles against accidents, theft, and other damages. Market share is significant, with strong competition from GEICO, Progressive, and State Farm. Market share fluctuates but is in the top 5.
- Homeowners Insurance: Protects homeowners against damage to their property. Competitors include State Farm, Travelers, and Liberty Mutual. Market share fluctuates but is in the top 5.
- Life Insurance: Offers various life insurance policies, including term and whole life. Competitors include Prudential, New York Life, and Northwestern Mutual.
Market Dynamics
Industry Overview
The insurance industry is highly competitive and heavily regulated, influenced by economic conditions, natural disasters, and technological advancements.
Positioning
Allstate is a well-established insurance provider known for its strong brand recognition and wide range of products. It competes on price, service, and distribution channels.
Total Addressable Market (TAM)
The TAM for the insurance industry is estimated in the trillions of dollars. Allstate captures a portion of this through its various insurance products. The company is positioned well to capture a significant market share, but remains in a highly competitive market.
Upturn SWOT Analysis
Strengths
- Strong brand recognition
- Wide range of products and services
- Extensive distribution network
- Financial stability
Weaknesses
- Higher expense ratio compared to some competitors
- Customer service ratings can be inconsistent
- Exposure to catastrophic losses
Opportunities
- Expanding into new markets
- Leveraging technology for improved efficiency
- Developing new insurance products
- Capitalizing on demographic trends
Threats
- Increased competition
- Regulatory changes
- Economic downturn
- Natural disasters
Competitors and Market Share
Key Competitors
- State Farm (N/A)
- Progressive (PGR)
- Berkshire Hathaway (BRK.A)
- GEICO (BRK.A)
- Liberty Mutual (N/A)
Competitive Landscape
Allstate faces intense competition from other large insurance companies. It differentiates itself through its brand, distribution network, and product offerings.
Major Acquisitions
National General Holdings Corp.
- Year: 2021
- Acquisition Price (USD millions): 4000
- Strategic Rationale: Expanded Allstate's independent agency distribution and broadened its product offerings in personal lines insurance.
Growth Trajectory and Initiatives
Historical Growth: Discuss The Allstate Corporation's growth trends over the past years.
Future Projections: Provide projections for The Allstate Corporation's future growth based on analyst estimates.
Recent Initiatives: Highlight recent strategic initiatives undertaken by The Allstate Corporation.
Summary
Allstate is a major player in the insurance market, leveraging a strong brand and diversified product portfolio. While facing competition and potential catastrophic losses, Allstate can capitalize on growth through new products and expanding markets. Customer service inconsistencies and expense ratios need to be addressed for sustained success. Strategic acquisitions provide additional opportunities for growth and market reach.
Similar Companies
AIG
American International Group Inc
AIG
American International Group Inc
L
Loews Corp
L
Loews Corp
MET
MetLife Inc
MET
MetLife Inc
PGR
Progressive Corp
PGR
Progressive Corp
PRU
Prudential Financial Inc
PRU
Prudential Financial Inc
TRV
The Travelers Companies Inc
TRV
The Travelers Companies Inc
Sources and Disclaimers
Data Sources:
- Company filings
- Industry reports
- Analyst estimates
Disclaimers:
The information provided is for informational purposes only and should not be considered financial advice. Market data and estimates are subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About The Allstate Corporation
Exchange NYSE | Headquaters Northbrook, IL, United States | ||
IPO Launch date 1993-06-02 | Chairman of the Board, President & CEO Mr. Thomas Joseph Wilson II | ||
Sector Financial Services | Industry Insurance - Property & Casualty | Full time employees 55000 | Website https://www.allstate.com |
Full time employees 55000 | Website https://www.allstate.com | ||
The Allstate Corporation, together with its subsidiaries, provides property and casualty, and other insurance products in the United States and Canada. It operates in five segments: Allstate Protection; Run-off Property-Liability; Protection Services; Allstate Health and Benefits; and Corporate and Other. The company offers private passenger auto, homeowners, personal lines, and commercial insurance products through agents, contact centers, and online; and property and casualty insurance products. It also provides consumer product protection plans, device and mobile data collection services, and analytic solutions using automotive telematics information, roadside assistance, and protection plans; and insurance products, such as identity protection and restoration through Allstate Protection Plans, Allstate Dealer Services, Allstate Roadside, Arity, and Allstate Identity Protection brands. In addition, the company offers life, accident, critical illness, hospital indemnity, short-term disability, and other health insurance products; self-funded stop-loss and fully insured group health products to employers; medicare supplement, ancillary products, and short-term medical insurance to individuals through independent agents, owned agencies, benefits brokers, and Allstate exclusive agents. Further, it offers automotive protection; vehicle service contracts, guaranteed asset protection, road hazard tires and wheels, and paintless dent repair protection; and roadside assistance, mobility data collection services, and analytic solutions using automotive telematics information, identity theft protection, and remediation services. The Allstate Corporation was founded in 1931 and is headquartered in Northbrook, Illinois.
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