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Upturn AI SWOT - About
ARI 
Apollo Commercial Real Estate Finance Inc (ARI)
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Upturn Advisory Summary
08/14/2025: ARI (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
6 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $10.35
1 Year Target Price $10.35
| 1 | Strong Buy |
| 1 | Buy |
| 3 | Hold |
| 1 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -5.2% | Avg. Invested days 41 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 08/14/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 1.40B USD | Price to earnings Ratio - | 1Y Target Price 10.35 |
Price to earnings Ratio - | 1Y Target Price 10.35 | ||
Volume (30-day avg) 6 | Beta 1.55 | 52 Weeks Range 7.50 - 10.15 | Updated Date 08/14/2025 |
52 Weeks Range 7.50 - 10.15 | Updated Date 08/14/2025 | ||
Dividends yield (FY) 9.87% | Basic EPS (TTM) -0.15 |
Earnings Date
Report Date 2025-07-29 | When - | Estimate 0.25 | Actual 0.26 |
Profitability
Profit Margin -1.52% | Operating Margin (TTM) 43.12% |
Management Effectiveness
Return on Assets (TTM) -0.04% | Return on Equity (TTM) -0.22% |
Valuation
Trailing PE - | Forward PE 15.53 | Enterprise Value 9103467520 | Price to Sales(TTM) 5.13 |
Enterprise Value 9103467520 | Price to Sales(TTM) 5.13 | ||
Enterprise Value to Revenue 59.4 | Enterprise Value to EBITDA - | Shares Outstanding 138944000 | Shares Floating 129854126 |
Shares Outstanding 138944000 | Shares Floating 129854126 | ||
Percent Insiders 0.68 | Percent Institutions 67.77 |
Upturn AI SWOT
Apollo Commercial Real Estate Finance Inc
Company Overview
History and Background
Apollo Commercial Real Estate Finance, Inc. (ARI) was founded in 2009. It is a real estate investment trust (REIT) focused on originating, investing in, and managing commercial real estate mortgage loans and other commercial real estate-related debt investments. Its evolution has involved expanding its portfolio and navigating market cycles within the commercial real estate sector.
Core Business Areas
- Commercial Real Estate Lending: Primarily focuses on originating and investing in first mortgage loans secured by institutional-quality commercial real estate. These loans are typically floating-rate and shorter-term.
Leadership and Structure
The company is led by a management team with experience in real estate finance and investment. Apollo Global Management provides management services to ARI.
Top Products and Market Share
Key Offerings
- First Mortgage Loans: ARI's primary offering consists of originating and investing in first mortgage loans secured by commercial real estate. Market share data is not publicly available for ARI's specific loan origination segment. Competitors include other REITs and commercial banks.
Market Dynamics
Industry Overview
The commercial real estate finance industry is influenced by interest rates, economic growth, and property valuations. It's a competitive market with various lenders.
Positioning
ARI focuses on the higher-yielding end of the commercial mortgage market, targeting borrowers seeking flexible financing options. It leverages the Apollo Global Management platform.
Total Addressable Market (TAM)
The TAM for commercial real estate lending is substantial, encompassing trillions of dollars. ARI's positioning allows it to capture a portion of this TAM, focusing on specific segments and risk profiles.
Upturn SWOT Analysis
Strengths
- Access to Apollo Global Management platform
- Experienced management team
- Focus on higher-yielding assets
- Disciplined credit underwriting
Weaknesses
- Sensitivity to interest rate changes
- Reliance on external management by Apollo Global Management
- Potential for credit losses in economic downturns
- Concentration in commercial real estate sector
Opportunities
- Growth in demand for alternative financing options
- Expansion into new geographic markets
- Increased lending opportunities due to bank regulations
- Strategic acquisitions
Threats
- Economic recession leading to lower property values
- Increased competition from other lenders
- Rising interest rates impacting borrower ability to repay
- Changes in regulations affecting REITs
Competitors and Market Share
Key Competitors
- Blackstone Mortgage Trust (BXMT)
- Starwood Property Trust (STWD)
- Ladder Capital Corp (LADR)
Competitive Landscape
ARI's advantages include its relationship with Apollo Global Management. Disadvantages include its smaller size compared to some competitors.
Growth Trajectory and Initiatives
Historical Growth: ARI's growth has been driven by its ability to originate and invest in commercial real estate loans. Growth varies depending on market conditions.
Future Projections: Future growth will depend on ARI's ability to deploy capital effectively and manage credit risk. Analyst estimates vary based on macroeconomic factors.
Recent Initiatives: Highlight recent strategic initiatives undertaken by ARI.
Summary
Apollo Commercial Real Estate Finance Inc. (ARI) is a REIT specializing in commercial real estate loans. ARI benefits from its affiliation with Apollo Global Management, but it faces risks from interest rate fluctuations and economic downturns. The dividend yield can be attractive, but financial performance is tightly tied to macroeconomic factors. Investors should monitor credit quality and management's capital deployment strategy.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company filings (10-K, 10-Q)
- Investor presentations
- Earnings call transcripts
- Analyst reports
- SEC Filings
Disclaimers:
This analysis is for informational purposes only and does not constitute financial advice. Investment decisions should be based on thorough research and consultation with a qualified financial advisor.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Apollo Commercial Real Estate Finance Inc
Exchange NYSE | Headquaters New York, NY, United States | ||
IPO Launch date 2009-09-24 | President, CEO & Director Mr. Stuart A. Rothstein CPA | ||
Sector Real Estate | Industry REIT - Mortgage | Full time employees - | Website https://www.apollocref.com |
Full time employees - | Website https://www.apollocref.com | ||
Apollo Commercial Real Estate Finance, Inc. operates as a real estate investment trust (REIT) that originates, acquires, invests in, and manages commercial first mortgage loans, subordinate financings, and other commercial real estate-related debt investments. It is qualified as a REIT under the Internal Revenue Code. As a REIT, it would not be subject to federal income taxes, if the company distributes at least 90% of its REIT taxable income to its stockholders. Apollo Commercial Real Estate Finance, Inc. was incorporated in 2009 and is based in New York, New York.
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