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Upturn AI SWOT - About
ARI 
Apollo Commercial Real Estate Finance Inc (ARI)
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Upturn Advisory Summary
09/17/2025: ARI (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
6 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $10.35
1 Year Target Price $10.35
| 1 | Strong Buy |
| 1 | Buy |
| 3 | Hold |
| 1 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -1.45% | Avg. Invested days 44 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 09/17/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 1.46B USD | Price to earnings Ratio - | 1Y Target Price 10.35 |
Price to earnings Ratio - | 1Y Target Price 10.35 | ||
Volume (30-day avg) 6 | Beta 1.62 | 52 Weeks Range 7.50 - 11.11 | Updated Date 09/16/2025 |
52 Weeks Range 7.50 - 11.11 | Updated Date 09/16/2025 | ||
Dividends yield (FY) 9.29% | Basic EPS (TTM) -0.15 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin -1.52% | Operating Margin (TTM) 43.12% |
Management Effectiveness
Return on Assets (TTM) -0.04% | Return on Equity (TTM) -0.22% |
Valuation
Trailing PE - | Forward PE 15.53 | Enterprise Value 9157655552 | Price to Sales(TTM) 5.34 |
Enterprise Value 9157655552 | Price to Sales(TTM) 5.34 | ||
Enterprise Value to Revenue 59.98 | Enterprise Value to EBITDA - | Shares Outstanding 138944000 | Shares Floating 129856904 |
Shares Outstanding 138944000 | Shares Floating 129856904 | ||
Percent Insiders 0.68 | Percent Institutions 67.61 |
Upturn AI SWOT
Apollo Commercial Real Estate Finance Inc
Company Overview
History and Background
Apollo Commercial Real Estate Finance, Inc. (ARI) was formed in 2009 as a real estate investment trust (REIT). It focuses on originating, investing in, and managing commercial real estate debt.
Core Business Areas
- Commercial Real Estate Lending: ARI originates and invests in first mortgage loans, subordinate financings, and other commercial real estate-related debt products.
- Real Estate Debt Management: ARI manages a portfolio of commercial real estate debt investments, providing asset management services to its portfolio companies.
Leadership and Structure
The company is led by a management team experienced in commercial real estate finance. Apollo Global Management provides management services.
Top Products and Market Share
Key Offerings
- First Mortgage Loans: ARI's primary product is the origination and investment in first mortgage loans secured by commercial real estate properties. Competitors include BXMT, ACRE, and STWD. Market share is not readily available for this specific product.
- Subordinate Financings: ARI also invests in subordinate financings, including mezzanine loans and preferred equity, providing higher-yielding opportunities. Competitors include BXMT, ACRE, and STWD. Market share is not readily available for this specific product.
Market Dynamics
Industry Overview
The commercial real estate finance industry is influenced by interest rates, economic growth, and property valuations. Increased regulation and competition are also significant factors.
Positioning
ARI focuses on middle-market commercial real estate debt, seeking opportunities underserved by larger institutions. This niche strategy allows it to achieve higher yields, but carries higher risk.
Total Addressable Market (TAM)
The commercial real estate debt market is estimated in the trillions. ARI's TAM is in the billions due to its focus on middle-market lending. It's well-positioned in this market niche but sensitive to interest rate fluctuations.
Upturn SWOT Analysis
Strengths
- Experienced management team
- Strong relationship with Apollo Global Management
- Focus on middle-market lending provides niche opportunities
- High dividend yield
Weaknesses
- Reliance on external management
- Exposure to interest rate risk
- Portfolio concentration in certain property types and geographic regions
- Potential for credit losses in a downturn
Opportunities
- Expansion into new geographic markets
- Diversification of loan portfolio
- Increased demand for alternative financing solutions
- Growth in commercial real estate development
Threats
- Rising interest rates
- Economic recession
- Increased competition from other lenders
- Regulatory changes
Competitors and Market Share
Key Competitors
- BXMT
- STAR
- ACRE
- STWD
Competitive Landscape
ARI faces intense competition in the commercial real estate finance industry. Its smaller size compared to some competitors necessitates a focus on niche markets and disciplined underwriting.
Growth Trajectory and Initiatives
Historical Growth: ARI's growth has been influenced by its ability to originate and manage commercial real estate debt investments.
Future Projections: Future growth projections depend on market conditions and ARI's ability to deploy capital effectively. Analyst estimates are needed for specifics.
Recent Initiatives: Recent initiatives require up-to-date information on ARI's strategic announcements and investments.
Summary
Apollo Commercial Real Estate Finance is a REIT specializing in commercial real estate debt. Its strength lies in its middle-market focus and relationship with Apollo Global Management. Key risks include interest rate sensitivity and potential credit losses. They need to diversify the loan portfolio in the coming years.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company filings
- Industry reports
- Financial news sources
Disclaimers:
This analysis is for informational purposes only and does not constitute financial advice. Market conditions and company performance can change rapidly.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Apollo Commercial Real Estate Finance Inc
Exchange NYSE | Headquaters New York, NY, United States | ||
IPO Launch date 2009-09-24 | President, CEO & Director Mr. Stuart A. Rothstein CPA | ||
Sector Real Estate | Industry REIT - Mortgage | Full time employees - | Website https://www.apollocref.com |
Full time employees - | Website https://www.apollocref.com | ||
Apollo Commercial Real Estate Finance, Inc. operates as a real estate investment trust (REIT) that originates, acquires, invests in, and manages commercial first mortgage loans, subordinate financings, and other commercial real estate-related debt investments. It is qualified as a REIT under the Internal Revenue Code. As a REIT, it would not be subject to federal income taxes, if the company distributes at least 90% of its REIT taxable income to its stockholders. Apollo Commercial Real Estate Finance, Inc. was incorporated in 2009 and is based in New York, New York.
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