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Upturn AI SWOT - About
ARI 
Apollo Commercial Real Estate Finance Inc (ARI)
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Stock price based on last close (see disclosures)
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Upturn Advisory Summary
10/31/2025: ARI (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
6 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $10.5
1 Year Target Price $10.5
| 1 | Strong Buy |
| 1 | Buy |
| 3 | Hold |
| 1 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -2.7% | Avg. Invested days 45 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 10/31/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 1.36B USD | Price to earnings Ratio 11.12 | 1Y Target Price 10.5 |
Price to earnings Ratio 11.12 | 1Y Target Price 10.5 | ||
Volume (30-day avg) 6 | Beta 1.64 | 52 Weeks Range 7.32 - 10.84 | Updated Date 11/1/2025 |
52 Weeks Range 7.32 - 10.84 | Updated Date 11/1/2025 | ||
Dividends yield (FY) 10.01% | Basic EPS (TTM) 0.88 |
Earnings Date
Report Date 2025-10-28 | When Before Market | Estimate 0.2082 | Actual 0.23 |
Profitability
Profit Margin 51.31% | Operating Margin (TTM) 44.81% |
Management Effectiveness
Return on Assets (TTM) 1.48% | Return on Equity (TTM) 7.41% |
Valuation
Trailing PE 11.12 | Forward PE 15.53 | Enterprise Value 8669749248 | Price to Sales(TTM) 5.05 |
Enterprise Value 8669749248 | Price to Sales(TTM) 5.05 | ||
Enterprise Value to Revenue 59.49 | Enterprise Value to EBITDA - | Shares Outstanding 138943831 | Shares Floating 129908314 |
Shares Outstanding 138943831 | Shares Floating 129908314 | ||
Percent Insiders 0.61 | Percent Institutions 68.09 |
Upturn AI SWOT
Apollo Commercial Real Estate Finance Inc
Company Overview
History and Background
Apollo Commercial Real Estate Finance, Inc. (ARI) was founded in 2009 and is a real estate investment trust (REIT) that primarily originates, invests in, and manages commercial real estate first mortgage loans and other commercial real estate-related debt investments.
Core Business Areas
- Commercial Real Estate Lending: Origination, acquisition, and management of commercial real estate first mortgage loans, subordinate financings, and other commercial real estate-related debt investments.
Leadership and Structure
The company is led by Stuart Rothstein as Chief Executive Officer. ARI operates as a subsidiary of Apollo Global Management, Inc. It is structured as a real estate investment trust (REIT).
Top Products and Market Share
Key Offerings
- Commercial Real Estate Loans: Primarily originates and invests in senior mortgage loans secured by commercial real estate. Market share data is difficult to pinpoint exactly, but ARI competes within the broader commercial mortgage REIT space. Competitors include BXMT, ACRE, and STWD.
Market Dynamics
Industry Overview
The commercial mortgage REIT industry is sensitive to interest rate changes, credit spreads, and economic conditions. Demand for commercial real estate loans fluctuates with the overall economy and real estate market cycles.
Positioning
ARI is a player in the commercial mortgage REIT space, focused on senior secured lending. Its competitive advantage stems from its relationship with Apollo Global Management, providing access to deal flow and expertise.
Total Addressable Market (TAM)
The total addressable market for commercial real estate lending is substantial, estimated in the trillions of dollars. ARI's position allows it to capture a small, but significant percentage of this market.
Upturn SWOT Analysis
Strengths
- Strong relationship with Apollo Global Management
- Experienced management team
- Focus on senior secured lending
- Access to capital markets
Weaknesses
- Sensitivity to interest rate fluctuations
- Concentrated investment portfolio in certain geographic locations and property types
- Reliance on external management
- High dividend payout ratio, limiting retained earnings
Opportunities
- Growing demand for commercial real estate financing
- Expansion into new geographic markets
- Diversification of investment portfolio
- Increased investment in alternative lending strategies
Threats
- Economic downturn and rising unemployment
- Increased competition from other lenders
- Rising interest rates and credit spreads
- Regulatory changes impacting the commercial real estate market
Competitors and Market Share
Key Competitors
- BXMT
- STWD
- ACRE
Competitive Landscape
ARI benefits from its affiliation with Apollo Global Management but faces competition from larger and more diversified commercial mortgage REITs. ARI's focus on senior secured lending provides some stability.
Growth Trajectory and Initiatives
Historical Growth: Historical growth has been influenced by macroeconomic trends and the commercial real estate market.
Future Projections: Future growth projections depend on analyst estimates and the company's strategic initiatives.
Recent Initiatives: Recent initiatives include expanding into new markets and diversifying the loan portfolio.
Summary
Apollo Commercial Real Estate Finance (ARI) is a REIT focused on commercial real estate loans. Its connection with Apollo Global Management is a key strength. Its sensitivity to interest rates and concentration in certain markets pose risks. ARI will need to continue to diversify and maintain its underwriting standards.
Similar Stocks
Sources and Disclaimers
Data Sources:
- Company filings (10-K, 10-Q)
- Investor presentations
- Third-party financial data providers
Disclaimers:
This analysis is for informational purposes only and should not be considered financial advice. Market conditions are constantly changing and past performance is not indicative of future results. Consult with a qualified financial advisor before making any investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Apollo Commercial Real Estate Finance Inc
Exchange NYSE | Headquaters New York, NY, United States | ||
IPO Launch date 2009-09-24 | President, CEO & Director Mr. Stuart A. Rothstein CPA | ||
Sector Real Estate | Industry REIT - Mortgage | Full time employees - | Website https://www.apollocref.com |
Full time employees - | Website https://www.apollocref.com | ||
Apollo Commercial Real Estate Finance, Inc. operates as a real estate investment trust (REIT) that originates, acquires, invests in, and manages commercial first mortgage loans, subordinate financings, and other commercial real estate-related debt investments. It is qualified as a REIT under the Internal Revenue Code. As a REIT, it would not be subject to federal income taxes, if the company distributes at least 90% of its REIT taxable income to its stockholders. Apollo Commercial Real Estate Finance, Inc. was incorporated in 2009 and is based in New York, New York.
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