Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
How It Works 
News - Chart
- Upturn Summary
- Highlights
- Revenue
- Valuation
Upturn AI Summary - About
American Realty Investors Inc(ARL)
Advisory History & Simulated Performance *
*as per simulation (see disclosures)- ALL
- 1Y
- 1M
- 1W
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- PASS (Skip)
Stock price based on last close Advisory Performance History (Simulated)
Upturn Advisory & Investor View for ARL
09/25/2026: ARL (1-star) is currently NOT-A-BUY. Pass it for now.
American Realty Investors Inc. is a US-based real estate company focused on multi-family and commercial properties. Its main business strength lies in a long-standing portfolio and extensive experience in the sector, though it remains a niche player compared to major REITs. The primary investment story involves the potential for value growth through property repositioning and demand for multi-family housing in specific regions. However, the company faces significant risks from high debt leverage, interest rate sensitivity, and competition from larger, better-funded entities. This stock is generally better suited for investors with a high risk tolerance who are comfortable with potential volatility and the company's unique corporate structure.
How to Read the Upturn Advisory
The Upturn Star Rating and the current BUY, SELL, or PASS advisory are generated by Upturn’s AI advisory engine based on proprietary signal analysis, price behavior, advisory history, and historical signal performance.
Company fundamentals, valuation, risks, and news provide supporting context about the business.
Investor Fit
| Investor style | Fit | Why |
|---|---|---|
| Growth investor | Weak fit | The company does not exhibit the high-growth characteristics typical of an aggressive growth stock. |
| Momentum investor | Weak fit | The stock lacks the consistent price momentum often sought by technical traders. |
| Value investor | Mixed fit | Investors might consider it for potential asset-based valuation, but high debt levels and complex structure present risks. |
| Dividend investor | Weak fit | ARL does not have a consistent track record of paying meaningful dividends. |
| Low-risk investor | Weak fit | High leverage and real estate market sensitivity make this an unsuitable choice for risk-averse portfolios. |
Risk Profile
| Risk factor | Level | Why it matters |
|---|---|---|
| Price volatility | High | The stock is subject to significant swings based on real estate sentiment and liquidity. |
| Valuation risk | Medium / high | Accurately valuing the property portfolio is difficult and prone to accounting estimates. |
| Competition risk (REIT market competition) | High | ARL competes against much larger and better-funded REITs for prime locations. |
| Business quality | Medium | The business relies heavily on management's ability to navigate volatile property markets. |
| Dividend income | Low / none | Lack of regular dividend payments limits income-oriented investment strategies. |
| Execution risk | Medium / high | Development projects are prone to delays and cost overruns that can strain finances. |
Price Behavior
Downtrend
The stock has experienced a sustained decline in price over recent periods.
Extreme Price Shocks
The stock has experienced exceptionally large and disruptive price movements during the period.
Analysis of Past Performance
Type Stock | Historic Profit -17.03% | Avg. Invested days 32 | Today’s Advisory PASS |
Upturn Advisory Rating  | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 09/25/2026 |
Upturn Scorecard
Upturn Star Rating 
Company Fundamentals
Financial Health Rating
Growth Momentum Score
Ownership
Top 5 Institutional Investors
Unit Economics (Per $1K Revenue)
Economic Dimensions
Quantitative Style Profile
Style Classification
Quality Focused
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 251.16M USD | Price to earnings Ratio 28.11 | 1Y Target Price - |
Price to earnings Ratio 28.11 | 1Y Target Price - | ||
Volume (30-day avg) 5.4K shares | Beta 0.65 | 52 Weeks Range 12.42 - 24.44 | Updated Date 09/24/2026 |
52 Weeks Range 12.42 - 24.44 | Updated Date 09/24/2026 | ||
Dividends yield (FY) - | Basic EPS (TTM) 0.56 |
How Company Makes Money
| Business area | What it includes | Retail investor read |
|---|---|---|
| Rental Operations | Collection of monthly rent from multi-family residential and commercial tenants. | Revenue is primarily driven by how many units are rented and the rates tenants pay. |
| Property Development | Gains from the sale of properties or development projects upon completion. | This is a secondary, more sporadic source of income compared to recurring rent. |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Valuation
Trailing PE 28.11 | Forward PE 32.15 | Enterprise Value 382.89M | Price to Sales(TTM) 4.92 |
Enterprise Value 382.89M | Price to Sales(TTM) 4.92 | ||
Enterprise Value to Revenue 7.5 | Enterprise Value to EBITDA 10.84 | Shares Outstanding 16.15M | Shares Floating 1.31M |
Shares Outstanding 16.15M | Shares Floating 1.31M | ||
Percent Insiders 91.9 | Percent Institutions 3.52 |
Upturn AI Summary
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
Financial Metrics
🧭 Investment Snapshot
Total Revenue (Scale)
Total money earned from selling products or services before any costs. It is needed to understand the scale of the business and its ability to generate income.
Net Income (Profit)
Final profit after all expenses, interest, and taxes are deducted. It is needed to determine the overall profitability available to shareholders.
Free Cash Flow (Cash Strength)
Cash remaining after operating activities and capital expenditures, showing cash available for growth. It is needed to evaluate the company’s ability to invest, pay dividends, or reduce debt.
📈 Growth & Strength
Operating Income (Core Profit)
Profit from core operations after deducting all operating expenses. It is needed to measure how efficiently the company runs its primary business activities.
EBITDA (Cash Earnings)
Earnings before interest, taxes, depreciation, and amortization, indicating operating cash potential. It is needed to compare operating performance across companies without accounting or financing differences.
Gross Profit (Unit Profitability)
Revenue minus cost of revenue, showing profit after direct production costs. It is needed to evaluate core business profitability before overhead expenses.
🛡️ Financial Safety
Cash (Liquidity Buffer)
Total cash and cash equivalents on hand. It is needed to evaluate immediate liquidity and financial flexibility.
Total Debt (Leverage Risk)
Total debt including both short-term and long-term components. It is needed to assess the company’s leverage and financial risk.
Net Working Capital (Short-Term Health)
Current assets minus current liabilities, indicating short-term liquidity strength. It is needed to assess whether the company can meet its short-term obligations.
🧱 Balance Sheet Strength
Stockholder Equity (Net Worth)
Total equity value held by shareholders. It is needed to understand the net worth of the company from the owners’ perspective.
Total Assets (Asset Base)
The full value of everything the company owns, including cash, inventory, equipment, and investments. It is needed to understand the resource base used to generate revenue.
Income Before Tax (Pre-Tax Earnings)
Income before provision for income taxes. It is needed to analyze profitability independent of tax structures.
⚙️ Cost & Drag Factors
Cost of Revenue (Production Cost)
Direct costs required to produce and deliver the products or services sold. It is needed to assess efficiency in production and service delivery.
Total Operating Expenses (Operating Cost)
Indirect costs of running the business such as salaries, marketing, and administration. It is needed to understand how much it costs to sustain ongoing business operations.
Income Tax Expense (Tax Drag)
Amount of taxes paid or payable to the government. It is needed to evaluate the impact of taxation on overall profitability.
About American Realty Investors Inc
Exchange NYSE | Headquarters Dallas, TX, United States | ||
IPO Launch date 1984-09-07 | President & CEO Mr. Erik L. Johnson CPA | ||
Sector Real Estate | Industry Real Estate Services | Full time employees - | Website https://americanrealtyinvest.com |
Full time employees - | Website https://americanrealtyinvest.com | ||
American Realty Investors, Inc., together with its subsidiaries, acquires, develops, and owns multifamily and commercial real estate properties in the Southern United States. It operates through two segments: Residential and Commercial. The company leases apartment units to residents, and office, industrial, and retail space. It also offers tenant services, including parking and storage space rental; and acquires and sells land and properties. The company was incorporated in 1999 and is based in Dallas, Texas. American Realty Investors, Inc. is a subsidiary of Realty Advisors, Inc.
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.
All company names, trademarks, logos, and brands are the property of their respective owners and are used for identification and informational purposes only. Use of these names, trademarks, and logos does not imply endorsement by their respective owners.