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Upturn AI SWOT - About
BFS 
Saul Centers Inc (BFS)
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Upturn Advisory Summary
10/30/2025: BFS (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
1 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $45.5
1 Year Target Price $45.5
| 1 | Strong Buy |
| 0 | Buy |
| 0 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -4.02% | Avg. Invested days 51 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 10/30/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 1.03B USD | Price to earnings Ratio 22.71 | 1Y Target Price 45.5 |
Price to earnings Ratio 22.71 | 1Y Target Price 45.5 | ||
Volume (30-day avg) 1 | Beta 1.17 | 52 Weeks Range 29.44 - 39.52 | Updated Date 10/30/2025 |
52 Weeks Range 29.44 - 39.52 | Updated Date 10/30/2025 | ||
Dividends yield (FY) 7.93% | Basic EPS (TTM) 1.32 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date 2025-11-06 | When - | Estimate 0.38 | Actual - |
Profitability
Profit Margin 15.51% | Operating Margin (TTM) 43.6% |
Management Effectiveness
Return on Assets (TTM) 3.54% | Return on Equity (TTM) 11.38% |
Valuation
Trailing PE 22.71 | Forward PE - | Enterprise Value 2508519600 | Price to Sales(TTM) 3.71 |
Enterprise Value 2508519600 | Price to Sales(TTM) 3.71 | ||
Enterprise Value to Revenue 9.03 | Enterprise Value to EBITDA 14.56 | Shares Outstanding 24366824 | Shares Floating 13534796 |
Shares Outstanding 24366824 | Shares Floating 13534796 | ||
Percent Insiders 49.48 | Percent Institutions 46.26 |
Upturn AI SWOT
Saul Centers Inc
Company Overview
History and Background
Saul Centers Inc. (BFS) is a REIT founded in 1947. It focuses on owning, managing, and developing community and neighborhood shopping centers and mixed-use properties, primarily in the Mid-Atlantic region.
Core Business Areas
- Shopping Center Ownership and Management: Saul Centers owns and manages a portfolio of community and neighborhood shopping centers, leasing space to a diverse range of tenants including grocery stores, pharmacies, restaurants, and other retail businesses.
- Mixed-Use Development: Saul Centers also develops and operates mixed-use properties, which combine retail space with residential or office components, creating vibrant and integrated community destinations.
Leadership and Structure
The leadership team includes executives responsible for property management, leasing, development, finance, and legal affairs. The organizational structure consists of departments focused on various aspects of real estate operations.
Top Products and Market Share
Key Offerings
- Retail Space Leasing: Saul Centers leases retail space in its shopping centers to a diverse range of tenants. Market share data for specific types of retail space is complex and fragmented but the competition includes other REITs and property management companies who offer similar service. The top competitors are listed below. The number of tenants vary with properties.
- Mixed-Use Property Development: Saul Centers develops mixed-use properties combining retail, residential, and office spaces. This service generates revenue through property sales, leasing, and management fees. Again, market share is highly localized and fragmented, but competitors are other real estate development firms such as Federal Realty Investment Trust (FRT).
Market Dynamics
Industry Overview
The retail REIT industry is influenced by consumer spending, e-commerce trends, and overall economic growth. Demand for well-located shopping centers remains relatively strong, particularly those anchored by grocery stores and other essential retailers.
Positioning
Saul Centers focuses on the Mid-Atlantic region, giving it a local market advantage. The REIT's community-focused strategy, stable tenants and strategic property locations gives it a good position within the industry.
Total Addressable Market (TAM)
The US retail REIT market is substantial. Precise TAM figures fluctuate, but several reports estimate the US REIT market size between $1 trillion and $1.5 trillion. Saul Centers has a portion of this market.
Upturn SWOT Analysis
Strengths
- Strong presence in the Mid-Atlantic region
- Well-diversified tenant base
- Focus on grocery-anchored shopping centers
- Experienced management team
- Solid balance sheet
Weaknesses
- Geographic concentration limits diversification
- Sensitivity to regional economic conditions
- Limited development pipeline compared to larger REITs
- Exposure to potential tenant bankruptcies
- Competition from larger, more diversified REITs
Opportunities
- Expansion into new markets
- Acquisition of underperforming shopping centers
- Redevelopment of existing properties
- Capitalizing on the growing demand for mixed-use developments
- Increase rental rates through active management and tenant mix optimization
Threats
- Economic downturn affecting retail spending
- Rising interest rates increasing borrowing costs
- Increased competition from e-commerce
- Changing consumer preferences
- Oversupply of retail space in certain markets
Competitors and Market Share
Key Competitors
- Federal Realty Investment Trust (FRT)
- Regency Centers Corporation (REG)
- Kimco Realty Corporation (KIM)
Competitive Landscape
Saul Centers competes with larger, more diversified REITs. While Saul Centers does not have the scale of its competitors, its specialization within the Mid-Atlantic region is an advantage. Also, these other competitors have other classes of real estate like malls where BFS does not.
Major Acquisitions
Annapolis Towne Center
- Year: 2019
- Acquisition Price (USD millions): 106
- Strategic Rationale: Expanded BFS's presence in the strong Annapolis, Maryland market. Diversifies the property mix with more mixed use.
Growth Trajectory and Initiatives
Historical Growth: Saul Centers has experienced steady growth in revenue and net income over the past few years, driven by organic rent increases and strategic acquisitions.
Future Projections: Analysts project continued growth in revenue and earnings, driven by continued demand for grocery-anchored shopping centers and opportunistic acquisitions. Single digit Revenue and EPS growth is expected.
Recent Initiatives: Recent strategic initiatives include the acquisition of a new shopping center and the redevelopment of an existing property to create a mixed-use development.
Summary
Saul Centers is a stable retail REIT with a strong presence in the Mid-Atlantic region. Its focus on grocery-anchored shopping centers and a diversified tenant base contribute to its steady performance. The company's geographic concentration limits its growth potential, but the company continues to improve operations. Also, the REIT industry remains vulnerable to economic downturns and the evolving retail landscape.
Similar Stocks
Sources and Disclaimers
Data Sources:
- Saul Centers Inc. Annual Reports
- SEC Filings
- Analyst Reports
- Company Website
- REIT Industry Reports
Disclaimers:
This analysis is based on publicly available information and is not financial advice. Market conditions and company performance can change, so it is necessary to conduct your own due diligence before making any investment decisions. Market share information is approximate. Any numerical values provided are estimates and may differ from actual results.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Saul Centers Inc
Exchange NYSE | Headquaters Bethesda, MD, United States | ||
IPO Launch date 1993-08-19 | Chairman & CEO Mr. Bernard Francis Saul II | ||
Sector Real Estate | Industry REIT - Retail | Full time employees 141 | Website https://www.saulcenters.com |
Full time employees 141 | Website https://www.saulcenters.com | ||
As of March 31, 2025, 93.9% of the commercial portfolio was leased compared to 94.6% as of March 31, 2024. As of March 31, 2025, excluding The Milton at Twinbrook Quarter, the residential portfolio was 99.3% leased compared to 98.7% as of March 31, 2024. Saul Centers, Inc. is a self-managed, self-administered equity REIT headquartered in Bethesda, Maryland, which currently operates and manages a real estate portfolio of 62 properties, which includes (a) 50 community and neighborhood shopping centers and eight mixed-use properties with approximately 10.2 million square feet of leasable area and (b) four non-operating land and development properties. Over 85% of the Saul Centers' property net operating income is generated by properties in the metropolitan Washington, D.C./Baltimore area.
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