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Upturn AI SWOT - About
BH 
Biglari Holdings Inc (BH)
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Upturn Advisory Summary
07/08/2025: BH (2-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Number of Analysts
0 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
Analysis of Past Performance
Type Stock | Historic Profit 21.54% | Avg. Invested days 30 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 07/08/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 891.00M USD | Price to earnings Ratio - | 1Y Target Price 500 |
Price to earnings Ratio - | 1Y Target Price 500 | ||
Volume (30-day avg) - | Beta 0.97 | 52 Weeks Range 159.69 - 296.40 | Updated Date 06/29/2025 |
52 Weeks Range 159.69 - 296.40 | Updated Date 06/29/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -43.87 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin -16.21% | Operating Margin (TTM) 3.06% |
Management Effectiveness
Return on Assets (TTM) 1.41% | Return on Equity (TTM) -10.29% |
Valuation
Trailing PE - | Forward PE - | Enterprise Value 908505620 | Price to Sales(TTM) 2.42 |
Enterprise Value 908505620 | Price to Sales(TTM) 2.42 | ||
Enterprise Value to Revenue 2.47 | Enterprise Value to EBITDA 10.45 | Shares Outstanding 2068640 | Shares Floating 185402 |
Shares Outstanding 2068640 | Shares Floating 185402 | ||
Percent Insiders 0.43 | Percent Institutions 88.02 |
Upturn AI SWOT
Biglari Holdings Inc
Company Overview
History and Background
Biglari Holdings Inc. was founded in 1921 as Steak n Shake Company. Over time, it evolved into a holding company acquiring businesses in various sectors. A significant milestone was the acquisition strategy led by Sardar Biglari, transforming the company into a diversified holding entity.
Core Business Areas
- Steak n Shake: A classic American brand serving steakburgers and milkshakes. Operates and franchises restaurants.
- Western Sizzlin': A buffet-style restaurant chain offering steaks, seafood, and salads. Primarily franchises restaurants.
- Insurance: Through First Guard Insurance Company, it provides property and casualty insurance, primarily to restaurants.
- Biglari Capital: Asset management firm and engages in investments across diverse industries.
Leadership and Structure
Sardar Biglari is the Chairman and CEO. The organizational structure involves a lean corporate team overseeing various operating subsidiaries.
Top Products and Market Share
Key Offerings
- Competitors: McDonald's,Burger King,Wendy's
- Steakburgers: Steak n Shake's core menu item. Market share data specific to steakburgers is difficult to obtain; however, Steak n Shake competes with fast-food giants like McDonald's (MCD), Burger King (QSR), and Wendy's (WEN). Revenue contribution from Steak n Shake forms a substantial portion of Biglari Holdings' overall revenue.
- Competitors: Doctor's Associates (Subway),McDonald's,RE/MAX
- Franchising: Franchising Steak n Shake and Western Sizzlin' restaurants. Revenue generated through royalty fees and initial franchise fees.
- Competitors: State Farm,Progressive,Liberty Mutual
- Insurance Policies (First Guard): Property and casualty insurance policies, predominantly for restaurants. Market share data is not directly available, it competes with general property and casualty providers.
Market Dynamics
Industry Overview
The restaurant industry is highly competitive and subject to changing consumer preferences. The insurance industry is heavily regulated and influenced by macroeconomic factors. The investment management industry is competitive and is subject to market forces.
Positioning
Biglari Holdings positions itself as a diversified holding company aiming to acquire and manage businesses for long-term value creation. It differentiates itself through its unique capital allocation strategy.
Total Addressable Market (TAM)
The combined TAM for the restaurant, insurance, and asset management industries is multi-trillion dollars. Biglari Holdings, with its diverse portfolio, is positioned to capture a small but potentially significant share across these sectors.
Upturn SWOT Analysis
Strengths
- Diversified business portfolio
- Strong brand recognition for Steak n Shake
- Experienced leadership in capital allocation
- Vertically integrated insurance business for restaurant industry
Weaknesses
- High debt levels
- Dependence on Steak n Shake performance
- Franchisee issues at Steak n Shake (e.g., temporary closures)
- Complex corporate structure
Opportunities
- Expansion of insurance offerings to new sectors
- Strategic acquisitions of undervalued businesses
- Improve Steak n Shake operations and franchisee relations
- Leverage Biglari Capital for higher returns
Threats
- Economic downturn affecting restaurant sales
- Increased competition in the restaurant and insurance industries
- Rising food and labor costs
- Franchisee litigation
Competitors and Market Share
Key Competitors
- MCD
- QSR
- WEN
Competitive Landscape
Biglari Holdings' Steak n Shake competes with larger fast-food chains. Its competitive advantage lies in its specific niche and brand recognition, but it faces challenges due to its smaller scale and operational issues at some locations.
Major Acquisitions
Steak N Shake
- Year: 2008
- Acquisition Price (USD millions): 115.4
- Strategic Rationale: Repositioned the brand to compete with fast food companies and built franchise network
Growth Trajectory and Initiatives
Historical Growth: Historical growth is tied to Steak n Shake and their performance. Further diversification through acquisitions could lead to additional growth.
Future Projections: Future Projections are estimates and analystsu2019 target. Data is not currently available for insertion.
Recent Initiatives: Recent initiatives include focusing on the restaurant segment, and capital allocation. The actual initiatives will vary based on reports available online.
Summary
Biglari Holdings is a diversified holding company with Steak n Shake as a key asset. Its strength lies in its unique capital allocation strategy and brand recognition. It needs to address high debt levels and Steak n Shake operational issues. Future growth depends on the success of acquisitions and improved operational efficiency.
Peer Comparison
Sources and Disclaimers
Data Sources:
- SEC Filings
- Company Website
- Yahoo Finance
- Industry Reports
Disclaimers:
This analysis is based on available public information and general industry knowledge. The information is not financial advice. Investment decisions should be based on thorough due diligence and consultation with a financial advisor.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Biglari Holdings Inc
Exchange NYSE | Headquaters San Antonio, TX, United States | ||
IPO Launch date 1992-02-25 | Chairman & CEO Mr. Sardar Biglari C.F.A. | ||
Sector Consumer Cyclical | Industry Restaurants | Full time employees 2535 | Website https://www.biglariholdings.com |
Full time employees 2535 | Website https://www.biglariholdings.com | ||
Biglari Holdings Inc., through its subsidiaries, primarily operates and franchises restaurants in the United States. It owns, operates, and franchises restaurants under the Steak n Shake and Western Sizzlin names. The company also engages in underwriting commercial truck insurance, including selling physical damage and non-trucking liability insurance to truckers; and property and casualty insurance and reinsurance. In addition, it operates oil and natural gas properties offshore in Louisiana state waters and in the Permian Basin; and publishes, licenses, and sells magazines under the MAXIM and Maxim brand names. Further, it engages in the investment activities. The company was formerly known as The Steak n Shake Company and changed its name to Biglari Holdings Inc. in April 2010. Biglari Holdings Inc. was founded in 1934 and is based in San Antonio, Texas.
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