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Upturn AI SWOT - About
The Baldwin Insurance Group, Inc. (BWIN)
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Upturn Advisory Summary
08/12/2025: BWIN (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
8 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $41.38
1 Year Target Price $41.38
| 3 | Strong Buy |
| 2 | Buy |
| 2 | Hold |
| 0 | Sell |
| 1 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 10.58% | Avg. Invested days 49 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 08/12/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 2.34B USD | Price to earnings Ratio - | 1Y Target Price 41.38 |
Price to earnings Ratio - | 1Y Target Price 41.38 | ||
Volume (30-day avg) 8 | Beta 1.66 | 52 Weeks Range 28.66 - 55.82 | Updated Date 08/13/2025 |
52 Weeks Range 28.66 - 55.82 | Updated Date 08/13/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -0.3 |
Earnings Date
Report Date 2025-08-06 | When - | Estimate 0.4157 | Actual 0.42 |
Profitability
Profit Margin -1.22% | Operating Margin (TTM) 6.86% |
Management Effectiveness
Return on Assets (TTM) 1.4% | Return on Equity (TTM) -2.82% |
Valuation
Trailing PE - | Forward PE 18.15 | Enterprise Value 3935816763 | Price to Sales(TTM) 1.6 |
Enterprise Value 3935816763 | Price to Sales(TTM) 1.6 | ||
Enterprise Value to Revenue 2.73 | Enterprise Value to EBITDA 20.9 | Shares Outstanding 71315000 | Shares Floating 70592555 |
Shares Outstanding 71315000 | Shares Floating 70592555 | ||
Percent Insiders 0.88 | Percent Institutions 103.01 |
Upturn AI SWOT
The Baldwin Insurance Group, Inc.
Company Overview
History and Background
The Baldwin Insurance Group, Inc. (BRP Group) was founded in 2011. It rapidly expanded through strategic acquisitions of independent insurance agencies across the United States. The company went public in 2019 and continues to grow through both organic expansion and acquisitions.
Core Business Areas
- Insurance Brokerage: Provides commercial and personal insurance, employee benefits, and risk management services to clients across various industries.
- Underwriting Management: Manages insurance programs and provides specialized underwriting services.
- Other: Includes captive insurance services and other consulting services.
Leadership and Structure
The CEO of BRP Group is Trevor Baldwin. The company has a standard corporate structure with a board of directors and executive leadership overseeing various business units.
Top Products and Market Share
Key Offerings
- Commercial Insurance: Includes property, casualty, and liability insurance for businesses. BRP does not hold a dominant market share in Commercial Insurance with the fragmented nature of the industry and the large number of competitors. Competitors include Acrisure, Gallagher, and Marsh & McLennan.
- Market Share (%): 1.12
- Market Share (%): 0.23
- Personal Insurance: Includes auto, home, and life insurance for individuals and families. BRP does not hold a dominant market share in Personal Insurance with the fragmented nature of the industry and the large number of competitors. Competitors include Progressive, Allstate, and State Farm.
- Employee Benefits: Includes health, dental, and vision insurance, as well as other employee benefits programs. BRP does not hold a dominant market share in Employee Benefits with the fragmented nature of the industry and the large number of competitors. Competitors include Aon, Mercer, and Willis Towers Watson.
- Market Share (%): 0.95
Market Dynamics
Industry Overview
The insurance brokerage industry is highly competitive and fragmented, with many regional and national players. The industry is driven by factors such as economic growth, regulatory changes, and technological advancements.
Positioning
BRP Group positions itself as a high-growth insurance brokerage firm with a focus on strategic acquisitions and organic growth. Its competitive advantages include its scale, expertise, and technology platform.
Total Addressable Market (TAM)
The total addressable market for insurance brokerage is estimated to be in the hundreds of billions of dollars globally. BRP Group is positioned to capture a larger share of this market through its acquisition strategy and organic growth initiatives.
Upturn SWOT Analysis
Strengths
- Strong acquisition track record
- Diversified revenue streams
- Experienced management team
- Proprietary technology platform
Weaknesses
- Integration risks associated with acquisitions
- High debt levels
- Dependence on key personnel
- Exposure to market fluctuations
Opportunities
- Continued consolidation in the insurance brokerage industry
- Expansion into new geographic markets
- Development of new products and services
- Increasing demand for risk management solutions
Threats
- Increased competition
- Regulatory changes
- Economic downturn
- Cybersecurity risks
Competitors and Market Share
Key Competitors
- MMC
- AJG
- AON
- WSH
- HUBG
Competitive Landscape
BRP Group faces competition from large, well-established insurance brokers, as well as smaller regional players. BRP Group's competitive advantages include its focus on strategic acquisitions, its technology platform, and its experienced management team.
Major Acquisitions
Marquee Insurance Group
- Year: 2021
- Acquisition Price (USD millions): 200
- Strategic Rationale: Expanded BRP Group's presence in the Southeast region and added expertise in commercial insurance.
Woodruff Sawyer
- Year: 2024
- Acquisition Price (USD millions): 475
- Strategic Rationale: Expanded BRP Group's presence in the California market and expertise in commercial insurance and private equity.
Growth Trajectory and Initiatives
Historical Growth: BRP Group has experienced significant growth in recent years, driven by acquisitions and organic growth. The growth rate has varied based on the timing of acquisitions and economic conditions.
Future Projections: Analyst estimates for BRP Group's future growth vary, but generally project continued revenue growth and profitability improvements. Placeholder Structure only.
Recent Initiatives: Recent strategic initiatives include the acquisition of new agencies, the expansion of its technology platform, and the development of new products and services.
Summary
BRP Group shows promising growth through acquisitions and a diversified business model. The integration of acquired firms and management of high debt levels are vital considerations. Opportunities exist in market consolidation and expanding service offerings. Increased competition and economic downturns pose potential risks that need to be managed carefully.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company filings
- Industry reports
- Analyst estimates
Disclaimers:
The data and analysis provided are for informational purposes only and should not be considered investment advice. Market share data is estimated and may vary.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About The Baldwin Insurance Group, Inc.
Exchange NASDAQ | Headquaters Tampa, FL, United States | ||
IPO Launch date 2019-10-24 | CEO & Non-Independent Director Mr. Trevor Lowry Baldwin | ||
Sector Financial Services | Industry Insurance Brokers | Full time employees 4000 | Website https://www.baldwin.com |
Full time employees 4000 | Website https://www.baldwin.com | ||
The Baldwin Insurance Group, Inc. operates as an independent insurance distribution firm that delivers insurance and risk management solutions in the United States. It operates through three segments: Insurance Advisory Solutions; Underwriting, Capacity & Technology Solutions; and Mainstreet Insurance Solutions. The Insurance Advisory Solutions segment provides private risk management, commercial risk management, employee benefits, and Medicare insurance solutions for businesses and high-net-worth individuals, as well as their families. The Underwriting, Capacity & Technology Solutions segment offers MGA platform, that manufactures technology-enabled insurance products suite comprises personal, commercial, and professional lines. The Mainstreet Insurance Solutions segment provides personal insurance, commercial insurance, and life and health solutions to individuals and businesses in communities, as well as offers reinsurance brokerage; and consultation for government assistance programs and solutions, including traditional Medicare and Medicare advantage and affordable care act to seniors and eligible individuals through a network of primarily independent contractor agents. The company was formerly known as BRP Group, Inc. and changed its name to The Baldwin Insurance Group, Inc. in May 2024. The Baldwin Insurance Group, Inc. was founded in 2011 and is headquartered in Tampa, Florida.
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