Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
How It Works 
News - Chart
- Upturn Summary
- Highlights
- Revenue
- Valuation
Upturn AI Summary - About
CBIZ Inc(CBZ)
Advisory History & Simulated Performance *
*as per simulation (see disclosures)- ALL
- 1Y
- 1M
- 1W
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- PASS (Skip)
Stock price based on last close Advisory Performance History (Simulated)
Upturn Advisory & Investor View for CBZ
10/23/2026: CBZ (2-star) has a low Upturn Star Rating. Not recommended to BUY.
CBIZ Inc is a national professional services provider that specializes in accounting, tax, advisory, and insurance brokerage services for the middle market. The company is known for its disciplined, acquisition-driven growth strategy, which has historically expanded its service footprint and strengthened client retention. Its main strength lies in its integrated business model, which allows for consistent cross-selling of financial and benefits services. Key risks include the inherent challenges of integrating frequent acquisitions and intense competition from much larger, global professional service firms. The stock is best suited for growth-oriented investors who are comfortable with the risks associated with an M&A-dependent business model.
How to Read the Upturn Advisory
The Upturn Star Rating and the current BUY, SELL, or PASS advisory are generated by Upturn’s AI advisory engine based on proprietary signal analysis, price behavior, advisory history, and historical signal performance.
Company fundamentals, valuation, risks, and news provide supporting context about the business.
Investor Fit
| Investor style | Fit | Why |
|---|---|---|
| Growth investor | Strong fit | The company consistently delivers revenue growth through its proven acquisition-heavy business model. |
| Momentum investor | Mixed fit | Momentum depends on the current market trend; wait for a positive upturn signal before entering. |
| Value investor | Mixed fit | Valuation often reflects the premium paid for acquisition growth, which may not always be cheap. |
| Dividend investor | Weak fit | CBIZ does not pay a cash dividend, making it unsuitable for income-focused portfolios. |
| Low-risk investor | Mixed fit | While the business model is steady, execution risks from frequent M&A add a layer of volatility. |
Risk Profile
| Risk factor | Level | Why it matters |
|---|---|---|
| Price volatility | Medium | The stock can experience swings based on acquisition activity and market sentiment. |
| Valuation risk | Medium | Investors must weigh the growth potential against the multiples paid for acquisitions. |
| Competition risk (Insurance and Accounting) | High | The firm faces intense pressure from much larger, well-capitalized global competitors. |
| Business quality | Strong | CBIZ maintains a robust, recurring revenue model through its core professional services. |
| Dividend income | Low / none | Income investors will find no support here due to the lack of dividend payouts. |
| Execution risk | Medium / high | Success depends heavily on the ability to integrate diverse acquired firms into a cohesive unit. |
Price Behavior
Strong Uptrend
The stock has maintained a strong upward price trend across the last three quarters.
Choppy
The stock has experienced frequent reversals and pronounced short-term price swings.
Analysis of Past Performance
Type Stock | Historic Profit 14.31% | Avg. Invested days 44 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Advisory Rating  | Upturn Advisory Performance  2.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 10/23/2026 |
Upturn Scorecard
Upturn Star Rating 
Company Fundamentals
Financial Health Rating
Growth Momentum Score
Ownership
Top 5 Institutional Investors
Unit Economics (Per $1K Revenue)
Economic Dimensions
Quantitative Style Profile
Style Classification
Quality Focused
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 3.02B USD | Price to earnings Ratio 23.08 | 1Y Target Price 55 |
Price to earnings Ratio 23.08 | 1Y Target Price 55 | ||
Volume (30-day avg) 1.2M shares | Beta 0.92 | 52 Weeks Range 24.29 - 56.41 | Updated Date 10/24/2026 |
52 Weeks Range 24.29 - 56.41 | Updated Date 10/24/2026 | ||
Dividends yield (FY) - | Basic EPS (TTM) 2.38 |
How Company Makes Money
| Business area | What it includes | Retail investor read |
|---|---|---|
| Financial Services | Accounting, tax, and financial advisory fees. | CBIZ earns recurring fees by helping businesses stay compliant and financially organized. |
| Benefits and Insurance | Commission-based insurance brokerage and consulting fees. | The company acts as an intermediary, collecting commissions and fees for placing insurance and managing employee benefits. |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date 2026-10-19 | When Before Market | Estimate 1.28 | Actual 1.21 |
Profitability
Profit Margin 5.02% | Operating Margin (TTM) 13.28% |
Management Effectiveness
Return on Assets (TTM) 4.29% | Return on Equity (TTM) 7.36% |
Valuation
Trailing PE 23.08 | Forward PE 12.17 | Enterprise Value 4.85B | Price to Sales(TTM) 1.09 |
Enterprise Value 4.85B | Price to Sales(TTM) 1.09 | ||
Enterprise Value to Revenue 1.75 | Enterprise Value to EBITDA 13.23 | Shares Outstanding 54.94M | Shares Floating 49.03M |
Shares Outstanding 54.94M | Shares Floating 49.03M | ||
Percent Insiders 4.9 | Percent Institutions 93.82 |
Financial Metrics
🧭 Investment Snapshot
Total Revenue (Scale)
Total money earned from selling products or services before any costs. It is needed to understand the scale of the business and its ability to generate income.
Net Income (Profit)
Final profit after all expenses, interest, and taxes are deducted. It is needed to determine the overall profitability available to shareholders.
Free Cash Flow (Cash Strength)
Cash remaining after operating activities and capital expenditures, showing cash available for growth. It is needed to evaluate the company’s ability to invest, pay dividends, or reduce debt.
📈 Growth & Strength
Operating Income (Core Profit)
Profit from core operations after deducting all operating expenses. It is needed to measure how efficiently the company runs its primary business activities.
EBITDA (Cash Earnings)
Earnings before interest, taxes, depreciation, and amortization, indicating operating cash potential. It is needed to compare operating performance across companies without accounting or financing differences.
Gross Profit (Unit Profitability)
Revenue minus cost of revenue, showing profit after direct production costs. It is needed to evaluate core business profitability before overhead expenses.
🛡️ Financial Safety
Cash (Liquidity Buffer)
Total cash and cash equivalents on hand. It is needed to evaluate immediate liquidity and financial flexibility.
Total Debt (Leverage Risk)
Total debt including both short-term and long-term components. It is needed to assess the company’s leverage and financial risk.
Net Working Capital (Short-Term Health)
Current assets minus current liabilities, indicating short-term liquidity strength. It is needed to assess whether the company can meet its short-term obligations.
🧱 Balance Sheet Strength
Stockholder Equity (Net Worth)
Total equity value held by shareholders. It is needed to understand the net worth of the company from the owners’ perspective.
Total Assets (Asset Base)
The full value of everything the company owns, including cash, inventory, equipment, and investments. It is needed to understand the resource base used to generate revenue.
Income Before Tax (Pre-Tax Earnings)
Income before provision for income taxes. It is needed to analyze profitability independent of tax structures.
⚙️ Cost & Drag Factors
Cost of Revenue (Production Cost)
Direct costs required to produce and deliver the products or services sold. It is needed to assess efficiency in production and service delivery.
Total Operating Expenses (Operating Cost)
Indirect costs of running the business such as salaries, marketing, and administration. It is needed to understand how much it costs to sustain ongoing business operations.
Income Tax Expense (Tax Drag)
Amount of taxes paid or payable to the government. It is needed to evaluate the impact of taxation on overall profitability.
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.
All company names, trademarks, logos, and brands are the property of their respective owners and are used for identification and informational purposes only. Use of these names, trademarks, and logos does not imply endorsement by their respective owners.