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Upturn AI SWOT - About
CHMI 
Cherry Hill Mortgage Investment Corp (CHMI)
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Stock price based on last close (see disclosures)
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Upturn Advisory Summary
09/12/2025: CHMI (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
3 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $4
1 Year Target Price $4
| 1 | Strong Buy |
| 0 | Buy |
| 2 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 31.18% | Avg. Invested days 30 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 09/12/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 108.82M USD | Price to earnings Ratio - | 1Y Target Price 4 |
Price to earnings Ratio - | 1Y Target Price 4 | ||
Volume (30-day avg) 3 | Beta 1.06 | 52 Weeks Range 2.15 - 3.35 | Updated Date 09/14/2025 |
52 Weeks Range 2.15 - 3.35 | Updated Date 09/14/2025 | ||
Dividends yield (FY) 20.13% | Basic EPS (TTM) -0.51 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin -23.36% | Operating Margin (TTM) 33.57% |
Management Effectiveness
Return on Assets (TTM) -0.42% | Return on Equity (TTM) -2.58% |
Valuation
Trailing PE - | Forward PE - | Enterprise Value 1377868928 | Price to Sales(TTM) 4.27 |
Enterprise Value 1377868928 | Price to Sales(TTM) 4.27 | ||
Enterprise Value to Revenue 24.76 | Enterprise Value to EBITDA 5.72 | Shares Outstanding 36045100 | Shares Floating 35675630 |
Shares Outstanding 36045100 | Shares Floating 35675630 | ||
Percent Insiders 1.03 | Percent Institutions 15.97 |
Upturn AI SWOT
Cherry Hill Mortgage Investment Corp
Company Overview
History and Background
Cherry Hill Mortgage Investment Corp. was formed in 2012 and is focused on acquiring, investing in, and managing residential mortgage assets.
Core Business Areas
- Agency RMBS: Invests in Agency residential mortgage-backed securities (RMBS) for which the principal and interest payments are guaranteed by a U.S. Government Agency or a U.S. Government-sponsored enterprise (GSE), such as Fannie Mae, Freddie Mac, or Ginnie Mae.
- MSRs: Invests in Mortgage Servicing Rights (MSRs), which represent the right to service mortgage loans on behalf of investors.
- Residential Real Estate Related Assets: Select investments in other types of residential real estate related assets.
Leadership and Structure
Jay Lown serves as the President and CEO. The company operates with a traditional corporate structure with a board of directors and executive management team.
Top Products and Market Share
Key Offerings
- Agency RMBS: These are mortgage-backed securities guaranteed by agencies like Fannie Mae and Freddie Mac. CHMI's returns are dependent on interest rate spreads. Market share for individual agency RMBS holdings is difficult to quantify. Competitors: Numerous institutional investors and REITs.
- MSRs: Mortgage Servicing Rights give CHMI the right to service mortgage loans. Revenue is earned from servicing fees. It is difficult to quantify the market share as MSR's are usually owned by the loan originator or by larger banks and investment firms. Competitors: Large banks and mortgage servicing companies.
Market Dynamics
Industry Overview
The mortgage REIT industry is influenced by interest rates, housing market conditions, and government policies. Fluctuations in interest rates significantly impact the value of mortgage-backed securities and MSRs.
Positioning
Cherry Hill is a smaller player in the mortgage REIT space, focusing on Agency RMBS and MSRs. Its competitive advantage depends on its ability to manage interest rate risk and efficiently allocate capital.
Total Addressable Market (TAM)
The total mortgage REITs industry size is valued in the hundreds of billions. CHMI holds a very small portion of this value.
Upturn SWOT Analysis
Strengths
- Experienced management team
- Focus on Agency RMBS provides some downside protection due to government guarantees
- MSR portfolio provides diversification and potential for counter-cyclical returns in a rising rate environment
Weaknesses
- Small market capitalization compared to peers
- Highly sensitive to interest rate fluctuations
- Reliance on external financing to grow portfolio
Opportunities
- Expansion into new mortgage-related asset classes
- Strategic acquisitions of smaller mortgage REITs or MSR portfolios
- Improved risk management strategies to mitigate interest rate volatility
Threats
- Rising interest rates can negatively impact the value of RMBS and increase borrowing costs
- Increased competition from larger mortgage REITs with greater access to capital
- Changes in government regulations or agency guarantees
Competitors and Market Share
Key Competitors
- AGNC
- NRZ
- TWO
Competitive Landscape
Cherry Hill is a much smaller player than AGNC and NRZ. Its performance depends on its ability to find niches and manage risk effectively.
Major Acquisitions
None
- Year:
- Acquisition Price (USD millions):
- Strategic Rationale:
Growth Trajectory and Initiatives
Historical Growth: Historical growth has been inconsistent, reflecting the volatile nature of the mortgage REIT industry.
Future Projections: Future growth is dependent on market conditions, interest rate trends, and management's ability to effectively deploy capital.
Recent Initiatives: Recent initiatives are usually geared towards portfolio optimization and hedging interest rate risk.
Summary
Cherry Hill is a small mortgage REIT focused on RMBS and MSRs. Its performance is tied to interest rate movements and the housing market. While its focus on agency-backed securities provides some safety, its smaller size and reliance on external funding make it vulnerable. Its success hinges on effective risk management and capital allocation.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company SEC Filings
- Analyst Reports
- Industry Publications
Disclaimers:
The data and analysis provided are for informational purposes only and should not be considered investment advice. Market share estimates are approximate and may vary.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Cherry Hill Mortgage Investment Corp
Exchange NYSE | Headquaters Tinton Falls, NJ, United States | ||
IPO Launch date 2013-10-04 | President, CEO & Director Mr. Jeffrey B. Lown II | ||
Sector Real Estate | Industry REIT - Mortgage | Full time employees 12 | Website https://www.chmireit.com |
Full time employees 12 | Website https://www.chmireit.com | ||
Cherry Hill Mortgage Investment Corporation, a residential real estate finance company, acquires, invests in, and manages residential mortgage assets in the United States. It operates through Investments in RMBS (residential mortgage-backed securities) and Investments in Servicing Related Assets segments. The company has elected to be taxed as a real estate investment trust. The company generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. Cherry Hill Mortgage Investment Corporation was incorporated in 2012 and is based in Tinton Falls, New Jersey.
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