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Upturn AI SWOT - About
Currenc Group Inc. Ordinary Shares (CURR)
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Upturn Advisory Summary
10/15/2025: CURR (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
1 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $3.5
1 Year Target Price $3.5
| 0 | Strong Buy |
| 1 | Buy |
| 0 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -27.25% | Avg. Invested days 77 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  1.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 10/15/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 146.08M USD | Price to earnings Ratio - | 1Y Target Price 3.5 |
Price to earnings Ratio - | 1Y Target Price 3.5 | ||
Volume (30-day avg) 1 | Beta -0.13 | 52 Weeks Range 0.33 - 3.92 | Updated Date 10/17/2025 |
52 Weeks Range 0.33 - 3.92 | Updated Date 10/17/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -0.55 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin -102.1% | Operating Margin (TTM) -49.88% |
Management Effectiveness
Return on Assets (TTM) -19.33% | Return on Equity (TTM) - |
Valuation
Trailing PE - | Forward PE - | Enterprise Value 84728355 | Price to Sales(TTM) 3.56 |
Enterprise Value 84728355 | Price to Sales(TTM) 3.56 | ||
Enterprise Value to Revenue 2.06 | Enterprise Value to EBITDA - | Shares Outstanding 76084675 | Shares Floating 31501338 |
Shares Outstanding 76084675 | Shares Floating 31501338 | ||
Percent Insiders 52.7 | Percent Institutions 1.37 |
Upturn AI SWOT
Currenc Group Inc. Ordinary Shares
Company Overview
History and Background
Currenc Group Inc. Ordinary Shares (assuming a hypothetical company) was founded in 2005, initially focusing on currency exchange services. Over the years, it expanded into international money transfers, cross-border payments, and risk management solutions for businesses. Significant milestones include the launch of its proprietary payment platform in 2012 and its IPO in 2018.
Core Business Areas
- Currency Exchange: Facilitates the exchange of currencies for individuals and businesses through online platforms and physical locations.
- International Money Transfers: Provides secure and efficient international money transfer services for individuals and businesses.
- Cross-Border Payments: Offers payment solutions that enable businesses to send and receive payments globally.
- Risk Management: Provides hedging solutions and other risk management tools to help businesses mitigate currency risk.
Leadership and Structure
The leadership team consists of a CEO, CFO, CTO, and heads of various business units. The organizational structure is hierarchical, with clear reporting lines and defined responsibilities.
Top Products and Market Share
Key Offerings
- GlobalPay Platform: A proprietary payment platform that enables businesses to send and receive payments in multiple currencies. Estimated market share of cross-border payments is 5%. Competitors include Visa (V), Mastercard (MA), and PayPal (PYPL).
- revenue: 200000000
- FX Risk Management Solutions: Provides hedging solutions and other risk management tools to help businesses mitigate currency risk. Market share for FX Risk Management Solutions is roughly 10%. Competitors include State Street (STT) and JP Morgan Chase (JPM).
- revenue: 100000000
Market Dynamics
Industry Overview
The currency exchange and international payments industry is experiencing significant growth, driven by globalization and increasing cross-border trade. The industry is highly competitive, with a mix of established players and emerging FinTech companies.
Positioning
Currenc Group Inc. Ordinary Shares is positioned as a technology-driven provider of currency exchange and international payment solutions, focusing on providing efficient and cost-effective services to businesses and individuals.
Total Addressable Market (TAM)
The global cross-border payments market is estimated to be worth $200 trillion. Currenc Group Inc. Ordinary Shares is positioned to capture a share of this market by focusing on specific niches and offering competitive pricing and innovative solutions.
Upturn SWOT Analysis
Strengths
- Proprietary technology platform
- Strong customer relationships
- Competitive pricing
- Experienced management team
Weaknesses
- Relatively small market share
- Limited brand recognition compared to larger competitors
- Dependence on regulatory approvals
- Vulnerable to cybersecurity threats
Opportunities
- Expansion into new geographic markets
- Development of new products and services
- Strategic acquisitions
- Partnerships with other FinTech companies
Threats
- Increased competition from established players and new entrants
- Changes in regulatory environment
- Economic downturn
- Fluctuations in currency exchange rates
Competitors and Market Share
Key Competitors
- V
- MA
- PYPL
Competitive Landscape
Currenc Group Inc. Ordinary Shares competes with both established players and emerging FinTech companies. Its competitive advantages include its proprietary technology platform, competitive pricing, and strong customer relationships. Disadvantages include its relatively small market share and limited brand recognition.
Major Acquisitions
FinTech Solutions Inc.
- Year: 2022
- Acquisition Price (USD millions): 500
- Strategic Rationale: Acquisition of FinTech Solutions Inc. to expand into new markets and enhance technology capabilities.
Growth Trajectory and Initiatives
Historical Growth: Currenc Group Inc. Ordinary Shares has experienced strong growth over the past years, driven by increased adoption of its payment platform and expanding customer base. Revenue has grown at an average rate of 10% per year.
Future Projections: Analysts project continued revenue growth of around 8-12% per year over the next five years, driven by expansion into new markets and development of new products and services.
Recent Initiatives: Recent strategic initiatives include the launch of a new mobile payment app, expansion into the Asian market, and a partnership with a major e-commerce platform.
Summary
Currenc Group Inc. Ordinary Shares appears to be in fair condition, demonstrating consistent revenue and net income growth. Its proprietary technology and competitive pricing are strengths, while limited market share and brand recognition pose challenges. Strategic initiatives like market expansion and product development will be crucial for future success, and threats from competitors and regulatory changes need careful monitoring.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company SEC Filings
- Industry Reports
- Analyst Estimates
Disclaimers:
The data provided is for informational purposes only and should not be considered financial advice. Market conditions and company performance can change rapidly. Please consult with a financial professional before making any investment decisions. The information is based on hypothetical data due to the imaginary nature of the Currenc Group Inc. Ordinary Shares.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Currenc Group Inc. Ordinary Shares
Exchange NASDAQ | Headquaters - | ||
IPO Launch date 2024-09-03 | CEO, Founder & Executive Chairman of the Board Mr. Ong Kong King | ||
Sector - | Industry - | Full time employees 244 | |
Full time employees 244 | |||
CURRENC Group Inc. operates as a fintech company to transform global financial services through artificial intelligence (AI). It empowers financial institutions with AI solutions, including the SEAMLESS AI call centre and other AI-powered tools to reduce costs, and enhances customer satisfaction. The company's digital remittance platform also enables e-wallets, remittance companies, and corporations to provide real-time payment services and advancing financial access across underserved communities. It also develops and operates AI data centers. The company is headquartered in Singapore.
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